2021-07

  The Friday Five for July 30, 2021: Medicare Part D OOP Cap Legislation New Service from Ro Digital Health Transparency Through No Surprises Act CDC, Masking, and the Delta Variant What's New, Spotify? Register for your FREE RitterIM.com account   Mentioned in this episode:   3 things your plan participants should know about the No Surprises Act H.R.3 - Elijah E. Cummings Lower Drug Costs Now Act CDC to reverse indoor mask policy, saying fully vaccinated people should wear them indoors in Covid hot spots Disney+: Every New Movie & TV Show Coming In August 2021 Here’s what’s coming to Netflix in August 2021 — and what’s leaving Local officials across U.S. are starting to reimpose Covid mask rules as delta variant takes hold Millions of Medicare Part D Enrollees Have Had Out-of-Pocket Drug Spending Above the Catastrophic Threshold Over Time Ro launches virtual mental health services for anxiety, depression as demand for behavioral health grows Ro – The Patient Company Ro Mind Spotify adds an attention-grabbing 'What's New' feed to addict users to its app   More episodes you’ll like:   July 23, 2021 | The Friday Five ACA 101: Selling Under-65 Health Insurance Medicare Isn’t Just for Seniors: Selling to the Under-65 Market   Articles to Share with Your Clients:   Medicareful Travel: Senior Trip to Paris The Basics of Medicaid Coverage The Health Benefits of Volunteering   Ritter Insurance Marketing eBooks & Guides:   The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales   The latest from Ritter’s Blog:   AHIP Test Tips and Tricks for Medicare Certification FAQs About NAHU Medicare Certification NAHU 2022 Medicare Certification Training   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Think it's too soon to get started on AEP Prep? It's not! We're giving agents the inside scoop on how to get enrollment kits and materials from carriers before the AEP rush.   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing 2022 Medicare Advantage & Part D Certification Info AEP Ready-to-Sell Checklist Learn More About Medicareful Ritter’s Carrier Pages Stress Relief Tips to Get You Through AEP The Benefits of Joining a Top Insurance FMO   More episodes you’ll like:   How Does a Hospital Indemnity Plan Work with Medicare? A Case Study The Survivor’s AEP Checklist What Is AHIP Certification and How Do I Get It?   Articles to Share with Your Clients:   3 Fun Ways to Boost Your Cooking Creativity All About Medical Underwriting and Medicare How and When Can I Change Medicare Plans?   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   AHIP Test Tips and Tricks for Medicare Certification FAQs About NAHU Medicare Certification NAHU 2022 Medicare Certification Training   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Make a better Medicare Advantage sales presentation this AEP! Learn how to show your clients all the benefits they get with their new plan. Listen now, then try these tips during your next MA sales appointment!   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing How Client Retention Boosts Insurance Sales Silver&Fit SilverSneakers The Rise of Over-The-Counter (OTC) Programs in Medicare Advantage Plans   More episodes you’ll like:   2022 Medicare Advantage & Part D Certification Info How Does a Hospital Indemnity Plan Work with Medicare? A Case Study The Survivor’s AEP Checklist   Articles to Share with Your Clients:   Does Medicare Cover Gym Memberships? Is Exercise for Seniors with Arthritis Good? What Fitness Programs Are Available for Seniors?   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   2022 Medicare Advantage & Part D Certification Info AHIP Test Tips and Tricks for Medicare Certification How Does a Hospital Indemnity Plan Work with Medicare? A Case Study   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  The Friday Five for July 23, 2021: Ritter’s Certification Center is LIVE Evernote Plan Updates The Great Inflation HalloApp Staying Cool Register for your FREE RitterIM.com account   Mentioned in this episode:   Don’t worry about inflation Evernote’s New Home Dashboard: Use Handy Widgets to Organize Your Notes Evernote plan shake-up adds Tasks and better search – but not for all Evernote Plan Comparison Former WhatsApp employees target Facebook with private social network Former WhatsApp Staff Wage War On Facebook With HalloApp How To Heat-Proof Your Summer Workout Liquid I.V. Netflix’s games will be mobile-focused and free for subscribers Netflix execs explain why they’re getting into video games — to learn from users Ritter’s Certification Center   More episodes you’ll like:   July 16, 2021 | The Friday Five 2022 Medicare Advantage and Part D Certification Info Important 2022 AHIP Certification Training Updates You Should Know The Survivor’s AEP Checklist What is AHIP Certification and How Do I Get It?   Articles to Share with Your Clients:   4 Easy Ways to Cool Down on a Hot Day 4 More Easy Ways to Cool Down on a Hot Day Cooking for Beginners: Even More Techniques and Tips   Ritter Insurance Marketing eBooks & Guides:   Developing an Agency – Your Guide to Getting Started How to Host a Successful Medicare Educational Event The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   AHIP Test Tips and Tricks for Medicare Certification How Does a Hospital Indemnity Plan Work with Medicare? A Case Study NAHU 2022 Medicare Certification Training   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Ready to sell health insurance plans to the Under-65 market? Start by listening to this info-packed episode! We've got all the info you want on the ACA marketplace to feel confident pursuing this new line of business.   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   2022 Medicare Advantage & Part D Certification Info CMS Enterprise Portal Call Quick Insured Brokerage at 330-722-7070 Contact the Team at Ritter Insurance Marketing HealthCare.gov Official Site How the Affordable Care Act transformed our health-care system Is There Still a Penalty for Being Uninsured in 2021? New and Returning Agent or Broker: Plan Year 2021 Health Insurance Marketplace Registration and Training (Flowchart) Notice of Benefit and Payment Parameters for 2022 Final Rule Part Two Fact Sheet What is AHIP Certification and How Do I Get It? Why So Many Insurers are Leaving Obamacare   More episodes you’ll like:   July 16, 2021 | The Friday Five Medicare Isn’t Just for Seniors: Selling to the Under-65 Market How to Recruit Insurance Agents on LinkedIn   Articles to Share with Your Clients:   All About Medical Underwriting and Medicare COVID Vaccine Myths & Facts Is Wine Healthy for You?   Ritter Insurance Marketing eBooks & Guides:   Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   How Does a Hospital Indemnity Plan Work with Medicare? A Case Study FAQs About NAHU Medicare Certification AHIP Test Tips and Tricks for Medicare Certification   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Seniors aren't the only beneficiaries in Medicare plans. Increase your Medicare sales by broadening your client demographics. Learn how in this can't miss episode!   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   4 Steps to Finding the Perfect PDP for Your Client Contact the Team at Ritter Insurance Marketing Covering the Demographics of Enrollees in Medicare Advantage and Fee-For-Service Medicare Facts about Social Security Disability Insurance How Selling Insurance Helps Give Back Info about Ritter’s Medicare Portfolio Medicare Advantage Demographics Report, July 2016 Medicare beneficiary demographics – July 2020 Medicare's Role for People Under Age 65 with Disabilities New Report Shows Significant Increase in Medicare Advantage Enrollment Among Minority and Dually-Eligible Beneficiaries Q&A: Disability Annuities for Railroad Employees Social Security Listing of Impairments Social Security Quarter of Coverage (QC) SNPs: The Secret to Surviving Lock-in Stay Busy Outside of AEP With Special Enrollment Periods The Beginner’s Guide to D-SNPs   More episodes you’ll like:   2022 Medicare Advantage and Part D Certification Info How to Check Medicare Extra Help Eligibility for Your Client The Beginner’s Guide to C-SNPs The Benefits of Selling D-SNPs The Top 5 Products to Sell During Medicare’s Lock-In Period   Articles to Share with Your Clients:   Am I Eligible for Medicare? The Health Benefits of Volunteering Using Basic in Your Cooking   Ritter Insurance Marketing eBooks & Guides:   Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   How Does a Hospital Indemnity Plan Work with Medicare? A Case Study FAQs About NAHU Medicare Certification AHIP Test Tips and Tricks for Medicare Certification   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  The Friday Five for July 16, 2021: CMS names new Director of Center for Medicare Infrastructure legislation & Medicare expansion Amazon Care update Inflation is still here What to do when you can’t sleep Register for your FREE RitterIM.com account   Mentioned in this episode:   Amazon Care reportedly seeking to partner with major insurers Biden administration feels recent inflation burst could last quarters, not months BlackRock CEO Fink does not see inflation as transitory CMS Announces Director of Center for Medicare Calm Democrats Propose $3.5 Trillion Budget to Advance With Infrastructure Deal Goodnight, World! Good Night Stories for Rebel Girls Headspace How To Lead In A Crisis And Come Out Stronger: An Interview With Physician-Leader Dr. Meena Seshamani I’m Often Wide Awake at 3 A.M. How Do I Get Back to Sleep? Inflation Is Running Hot. Treasuries Are Preparing for the Fed’s First Move. Molly of Denali – start with “S1 EP1: The Birthday Cake Thief” Nothing Much Happens Senate Democrats Announce $3.5 Trillion Infrastructure Package Senate Democrats reveal $3.5 trillion plan to invest in health care, climate change and more Senate Dems aim to offer dental, hearing and vision to Medicare as part of $3.5T infrastructure deal Wall Street isn't so sure inflation will be transitory   More episodes you’ll like:   July 9, 2021 | The Friday Five Podcast Recommendations for Summer 2021 2022 Medicare Advantage and Part D Certification Info The Survivor’s AEP Checklist Understanding the Details of Annuities   Articles to Share with Your Clients:   Medicare on the Go: How My Plan Works on Vacation Recharging After a Bad Night’s Sleep Traveling During the COVID-19 Pandemic   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP AHIP Test Tips and Tricks for Medicare Certification FAQs About NAHU Medicare Certification   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Find out how Hospital Indemnity plans combine with Medicare for powerful coverage solutions. We take a look at a specific case in this episode.   Read the text version.   Meet Ritter’s More Than Medicare Team   Register for your FREE RitterIM.com account   Mentioned in this episode:   Boost Business Selling Hospital Indemnity Insurance Cover those Copays with Hospital Indemnity Plans Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?   More episodes you’ll like:   July 9, 2021 | The Friday Five In this episode: Medicare DVH expansion, HHS & surprise medical bills, summer reading for Advisors, can breathing exercises lower blood pressure, and shrinkflation. The Survivor’s AEP Checklist Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before you know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare. Understanding the Details of Annuities Learn the ins and outs of annuity insurance sales. We've packed all the info in this explainer episode, what annuities are, the different types, how they work, and how to sell them.   Articles to Share with Your Clients:   The Health Benefits of Volunteering Volunteering is a great way to serve your community, but did you know that you can also get something out of it? Here's how volunteering can be great for your health! The Truth About MSG The chemical monosodium glutamate is a surprisingly controversial one. What's the truth behind MSG, and is it really that bad for you? Why Am I in Observation Status for Medicare? You recently needed to go to the hospital and take a short trip to a skilled nursing facility for rehab afterwards. Luckily, it’s all covered, right? Not if you’ve only been receiving observation services...   Ritter Insurance Marketing eBooks & Guides:   A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Modern Medicare Marketing for Today’s Agents The Complete Guide on How to Sell Medicare Advantage Plans   The latest from Ritter’s Blog:   FAQs About NAHU Medicare Certification Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! AHIP Test Tips and Tricks for Medicare Certification Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try! NAHU 2022 Medicare Certification Training Like AHIP, NAHU is back offering a Medicare certification training for agents who’d like to sell 2022 Medicare Advantage and Part D products for the Annual Enrollment Period. NAHU’s 2022 certification opens July 1, 2021!   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Get 2022 Medicare Advantage and Medicare Part D agent certification and product training info - all in one place! Learn how to access your carrier AHIP, MA certification, PDP certification, even product training details in Ritter's Certification Center.    Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing Learn More About Medicareful Ritter's Certification Center What Does 'Ready-to-Sell' Mean for Medicare Agents? What Is AHIP Certification and How Do I Get It?   More episodes you’ll like:   AHIP Test Tips & Tricks for Medicare Certification Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode! FAQs About NAHU Medicare Certification Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! In this episode, we talk about the cost of NAHU certification, CE credits, training module topics, and more – you don’t want to miss it!!!  Advertising Medicare Through Facebook Is your insurance business on Facebook? We walk you through getting started, networking, advertising, and so much more! How to Recruit Insurance Agents on LinkedIn Not sure how to use LinkedIn as an insurance agent? We talk through the steps like creating your page, recruiting, and more! If you're just starting to use LinkedIn for your insurance business, you won't want to miss this episode. Important 2022 AHIP Certification Training Updates You Should Know 2022 AHIP certification is LIVE! Find out what's changed from last year and where you can find carrier-specific cert requirements! Largest COLA In a Decade Projected & How It Affects Part B Premiums What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode! Maximum Broker Commissions for Medicare Advantage & Medicare Part D CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP. NAHU 2022 Medicare Certification Training NAHU's Medicare training certification is back for 2022. We talk about what's new with NAHU Medicare, Medicare Advantage, and compliance requirements training for the 2022 AEP. The Survivor’s AEP Checklist Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before we know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare. What is AHIP Certification and How Do I Get It? Get the details on AHIP requirements, how certification works for insurance agents, ways to find discounts, and more. If you're getting ready for AEP, you don't want to miss this episode of the Agent Survival Guide Podcast!   Articles to Share with Your Clients:   4 Easy Ways to Cool Down on a Hot Day Summer is a fun time to be outdoors. It’s warm, the weather is usually great, and there’s so much to do. But on hot days, it’s easy to get overheated. How can you quickly cool down on hot days? The Benefits of Unplugging Our lives have become even more connected to the digital world, and for good reason. But, there are benefits to unplugging sometimes. What Does Medically Necessary Mean? Whether Medicare considers something medically necessary or not can define your coverage and what you'll be paying out-of-pocket. Here's what you need to know!   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Developing an Agency – Your Guide to Getting Started The Complete Guide on How to Sell Medicare Advantage Plans   The latest from Ritter’s Blog:   Understanding the Details of Annuities As an agent in the insurance market, what’s the first thing you think of when you hear the word annuities? How to Check for Your First Looks The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period! 2021 State of the Senior Market: In Review Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  The Friday Five for July 9, 2021: Medicare DVH Expansion HHS & Surprise Medical Bills Summer Reading for Advisors Breathing Exercises to Lower Blood Pressure? Shrinkflation   Register for your FREE RitterIM.com account   Mentioned in this episode:   HHS Announces Rule to Protect Consumers from Surprise Medical Bills 5-Minute Daily Breathing Exercise May Equal Meds in Lowering Blood Pressure 10 Books Advisors Should Read This Summer Baked Feta 'TikTok Pasta': We Need To Talk About Where It Really Came From Beware Of 'Shrinkflation,' Inflation's Devious Cousin Endless Thread – “Shrinkflation” First rules to protect patients from unexpected medical bills issued by agencies Most surprise medical bills to end under new rule No Surprises Act Regs Leave Out Broker Comp Disclosure Regs One way companies are concealing higher prices: Smaller packages The Health 202: Expansions could be coming to Medicare TikTok made me buy it   More episodes you’ll like:   July 2, 2021 | The Friday Five The Friday Five for July 2, 2021: third installment of CMS Proposed Rule 2022, update on attempts to add DVH to Medicare, Walmart & Novo Nordisk partner in new effort, how to take a mental health day, and how to block and report text spam. Largest COLA In a Decade Projected & How It Affects Part B Premiums What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode! Podcast Recommendations for Summer 2021 Did someone say Summer 2021 Podcast Recommendations? Back by popular demand, Sarah has 10 more podcast recommendations to fill the void in your Summer vacation. Whether you’re taking a family vacation, staycation, traveling back into the office, or just need something new to listen to, we’ve got you covered! 🌞😎🎧   Articles to Share with Your Clients:   Dishes to Impress Your Friends: Steak Frites You may connect steak and fries with an essential bit of Americana, but it's also a favorite in classic French cuisine. Take your steak game up a notch with a delicious homemade steak frites recipe, complete with a decadent bearnaise sauce! Limiting Charges and Excess Charges in Medicare Limiting charges and excess charges are connected concepts with Medicare, but the link can be confusing. What are they and how do they affect your costs in Medicare? The National Park Senior Pass: Lifetime Access to America the Beautiful The National Parks are the crown jewels of the United States. With the National Park Senior Pass, seeing them all is even easier!   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   How Does a Hospital Indemnity Plan Work with Medicare? A Case Study Meet Grace — a 65-year-old woman with a Medicare Advantage plan. Though her plan is great, it leaves her with a copay of $250 per day for the first five days of an inpatient hospital stay. Should you recommend that she buy a hospital indemnity plan? FAQs About NAHU Medicare Certification Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! AHIP Test Tips and Tricks for Medicare Certification Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try!   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram