The State of the ACA Market in 2023

 

A lot of changes took effect over the last year in the Affordable Care Act Marketplace. Learn how these changes to the under-65 health insurance market affect your clients and your business.

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Resources:

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/

2023 COLA, ACA Family Glitch Fix, and AEP Begins | The Friday Five Oct 14, 2022: https://agentsurvivalguide.podbean.com/e/2023-cola-aca-family-glitch-fix-and-aep-begins-the-Friday-five/

ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/

Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/

The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

 

References:

Analysis Estimates 5.1 Million People Fall into the Affordable Care Act’s “Family Glitch”: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/

An SEP if your income doesn’t exceed 150% of the federal poverty level: https://www.healthinsurance.org/special-enrollment-guide/an-sep-if-your-income-doesn’t-exceed-150-of-the-federal-poverty-level/

Biden-Harris Administration Announces Record Breaking 16.3 Million People Sign Up for Health Care Coverage in ACA: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-announces-record-breaking-163-million-people-signed-health-care-coverage

CMS Waivers, Flexibilities, and the Transition Forward from the COVID-19 Public Health Emergency: https://www.cms.gov/newsroom/fact-sheets/cms-waivers-flexibilities-and-transition-forward-covid-19-public-health-emergency

FACT SHEET: Biden Harris Administration Proposes Rule to Fix “Family Glitch” and Lower Health Care Costs: https://www.whitehouse.gov/briefing-room/statements-releases/2022/04/05/fact-sheet-biden-harris-administration-proposes-rule-to-fix-family-glitch-and-lower-health-care-costs/

Fact Sheet: COVID-19 Public Health Emergency Transition Roadmap: https://www.hhs.gov/about/news/2023/02/09/fact-sheet-covid-19-public-health-emergency-transition-roadmap.html

Five Things to Know about the Renewal of Extra Affordable Care Act Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/

Health Insurance Marketplaces 2023 Open Enrollment Report: https://www.cms.gov/files/document/health-insurance-exchanges-2023-open-enrollment-report-final.pdf

Key Facts about the Uninsured Population: https://www.kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/

Medicare Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/

Nine Changes to Watch in ACA Open Enrollment 2023: https://www.kff.org/policy-watch/nine-changes-to-watch-in-open-enrollment-2023/

Status of State Medicaid Expansion Decisions: Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/

The Biden-Harris Administration Immediate Priorities: https://www.whitehouse.gov/priorities/

Unwinding the Medicaid Continuous Enrollment Provision: Projected Enrollment Effects and Policy Approaches: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/

When to contact your State Medicaid Agency: https://www.medicaid.gov/about-us/beneficiary-resources/index.html#when2contactstate