Compliance

What Are Insurance Agents Responsible for Under HIPAA?

  At the Agent Survival Guide Podcast, we’ll help you stay HIPAA compliant! Find out what you’re responsible for under HIPAA regulations.   Read the text version   Download the PDF   Mentioned in this episode:   HHS Minimum Necessary Requirement HHS: New rule protects patient privacy, secures health information HHS Summary of the HIPAA Security Rule Is Your Agency Ready for a HIPAA Audit? Why Every Agency Should Work for HIPAA Compliance   More episodes you’ll like:   2022 Medicare Part A & B Premiums and Deductibles Are Your Medicare Marketing Materials Compliant? Do’s and Don’ts of Medicare Compliance Social Media Privacy Tips for Insurance Agents What Agents Can't Say During Medicare Sales Appointments   Articles to Share with Your Clients:   Here’s What Medicare Costs in 2022 The Value of Family Recipes What Does It Mean to be a Caregiver?   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   4 Ways Medicareful Living Can Help Your Sales Strategy Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies Offer Clients Cancer Insurance Featuring Coverage For Genomic Sequencing   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

Do’s and Don’ts of Medicare Compliance

  Looking for a refresher on Medicare compliance before AEP? We’ve got you covered with the important Medicare Guideline updates you need to know about, like how the MCMG are now the Medicare Advantage and Part D Communication Requirements. We outline what is and isn’t allowed in this updated episode of the ASG Podcast.   Read the text version.   Learn more about Medicareful   Mentioned in this episode:   Defining the True Value of $0 Premium for Medicare Advantage Plans Exciting Changes to the 48-Hour Scope of Appointment Rule Federal Register 101 Federal Register Site Get Your FREE Medicareful Site! How to Better Market Yourself Marketing & Incentives from Ritter Insurance Marketing Medicare Advantage Communication Requirements Medicareful Direct Enrollment Site Part D Communication Requirements Rules for Hosting a Compliant Medicare Educational Event Rules for Hosting a Compliant Medicare Sales Event What to Know About SOAs in Senior Market Sales   More episodes you’ll like:   September 10, 2021 | The Friday Five Insurance Agents & CMS Compliance | Social Media 101 Rules for Hosting a Compliant Medicare Educational Event   The latest from Ritter’s Blog:   How to Prepare for AEP Like a Pro Ritter Acquires Executive Resource Insurance Network, Expands in Florida Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource   Articles to Share with Your Clients:   Common Behaviors That Can Lead to Cancer How Do Medicare Agents Make Money? Quick and Easy Recipes for One   Ritter Insurance Marketing eBooks & Guides:   How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

  The Medicare Communications and Marketing Guidelines had a rebrand! What’s changed now that they’re the Medicare Advantage and Part D Communication Requirements? What’s staying the same? We’ve got all the details!   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Code of Federal Regulations – Recent Changes Contact the Team at Ritter Insurance Marketing complianceofficer@ritterim.com Federal Register 101 Federal Register Table of Contents Medicare Advantage Communication Requirements Part D Communication Requirements   More episodes you’ll like:   5 Real-Life Medicare Sales Scenarios and How to Handle Them 5 MORE Real-Life Medicare Sales Scenarios and How to Handle Them How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans   Articles to Share with Your Clients:   Is Magnesium Healthy for You? What are the Medicare Part D Defined Standard Benefits and Alternatives? When Should I Seek Mental Health Help?   Ritter Insurance Marketing eBooks & Guides:   The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog: Join Us at the Summits! Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents 2022 Medicare Advantage & Part D Certification Info   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

What to Know About SOAs in Senior Market Sales

  Have questions about SOAs? Find the answers to your frequently asked questions in this episode all about Scopes of Appointment. We help you stay compliant, whether it’s inside or outside of AEP!   Read the text version.   Reach out to the Ritter New Biz Team   Mentioned in this episode:   CMS 2019 Medicare Communications and Marketing Guidelines (MCMG) CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Do’s and Don’ts of Medicare Compliance Exciting Changes to the 48-Hour Scope of Appointment Rule See how Medicareful works! Rules for Hosting a Compliant Medicare Sales Event   More episodes you’ll like:   Does Your Medicare Sales Approach Satisfy Different Budgets? Your portfolio likely includes different types of insurance for different coverage needs. But what about different financial needs? How do you factor cost into the equation compliantly? FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference? We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier. How to Get Started in Medicare Sales New to the Medicare insurance industry? Welcome, and congratulations! We packed this episode with all the agent essentials - training, tools, enrollment periods and more! Basically, everything you want to know when starting out!   Articles to Share with Your Clients:   5 Ways to Warm Up Quickly in the Winter Nobody likes being cold, and sometimes, it can even be dangerous. Beat the cold this winter with a few effective ways to warm up quickly! Internet Safety Tips for Seniors The internet can be an entertaining and informative place, but there's also a darker side to it. It's easy to fall prey to scams, identity theft, or bad information. Here are a few internet safety tips so you can protect yourself online. When Can I Get a COVID-19 Vaccination? There are many questions surrounding the rollout of the COVID-19 vaccination. When can you get one? Where? Is it safe? We're giving you some answers and resources where you can find additional information!   The latest from Ritter’s Blog:   Best Practices for Writing an Email to Your Insurance Clients A professional and effective business email takes some thought and care to construct. This is true across all industries — and even for insurance agents writing marketing or follow-up emails to their clients. How to Be an Adaptable Insurance Agent In today’s ever-changing world, being adaptable is not only good for business, it’s a necessity. As an insurance agent, you need this skill to keep up with the times and your clients’ unique needs. How to Take on an Upset Client in the Insurance Industry At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

FAQs about AHIP

  Have questions about AHIP? We've got answers! In this episode, we answer some frequently asked questions about AHIP certification.   Read the text version.   Contact the Team at Ritter Insurance Marketing   Mentioned in this episode:   AHIP Official Website Ritter Insurance Marketing Official Website     More episodes you’ll like:   4 Perks of Being a Part-Time Insurance Agent Thinking about joining the ranks of insurance agents selling Medicare for a living? Not really sure if becoming a senior health insurance agent is the right career path for you? We get it! What if you could give it a practice run before giving up your full-time job? In this episode of the ASG Podcast, we discuss the benefits of starting out as a part-time insurance agent. How to Sell Medicare Advantage Plans – FREE Guide Get ready to find out what selling Medicare Advantage is all about! Whether you’re already an insurance agent selling Medicare or you’re transitioning to MA sales, we want to help you build your career. Our eBook is packed with information on Medicare Advantage – certification, contracting, sales pitches, cross-selling tips, training, marketing, and more! Wondering who qualifies for MA plans or when you can enroll your clients? We answer those questions, and give you an AEP Ready-to-Sell Checklist, FAQs on AHIP, and info on enrolling clients online with Medicareful. June 12, 2020 | The Friday Five The Friday Five for June 12, 2020: The Cost of Treating COVID-19; Coronavirus cases on the rise in Arizona; HHS announces new data reporting protocol for COVID-19; Lemonade files for IPO; and Federal Reserve Announces Interest Rate & Projections The Survivor’s AEP Checklist Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before we know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare. What is AHIP and Why Do You Need It? Learn more about AHIP requirements, how to get certified, and ways to find discounts on AHIP courses.   The latest from Ritter’s Blog:   How to Check for Your First Looks The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period! 2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Ritter has everything you need to know about 2021 maximum broker commissions for Medicare Advantage and Medicare Part D initial enrollments. Note: Insurance providers are NOT REQUIRED to pay the maximum commission rate. Reassuring Clients During Difficult Times During times of uncertainty, like the COVID-19 pandemic, it is likely that your clients will look to you for reassurance, and answers. Are you prepared to provide the support they are seeking?   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

What is AHIP and Why Do You Need It?

  Learn more about AHIP requirements, how to get certified, and ways to find discounts on AHIP courses.   Read the text version.   Mentioned in this episode:   AHIP Official Website FAQs About AHIP More info on America’s Health Insurance Plans (AHIP) Ritter’s Carrier Pages Ritter’s Certification Center   More episodes you’ll like:   4 Perks of Being a Part-Time Insurance Agent Thinking about joining the ranks of insurance agents selling Medicare for a living? Not really sure if becoming a senior health insurance agent is the right career path for you? We get it! What if you could give it a practice run before giving up your full-time job? In this episode of the ASG Podcast, we discuss the benefits of starting out as a part-time insurance agent. June 5, 2020 | The Friday Five The Friday Five for June 5, 2020: Getting Back to Preventive Care - What it looks like; CVS partners with Nuro; Google Sued for $5 Billion; Save the Dates - Ritter Summits Coming Soon; and New Medicare Advantage Sales eBook Available. The Survivor’s AEP Checklist Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before we know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare.   The latest from Ritter’s Blog:   How to Check for Your First Looks The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period! 2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Ritter has everything you need to know about 2021 maximum broker commissions for Medicare Advantage and Medicare Part D initial enrollments. Note: Insurance providers are NOT REQUIRED to pay the maximum commission rate. Reassuring Clients During Difficult Times During times of uncertainty, like the COVID-19 pandemic, it is likely that your clients will look to you for reassurance, and answers. Are you prepared to provide the support they are seeking?   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

What Are Insurance Agents Responsible for Under HIPAA?

  Stay HIPAA compliant with the Agent Survival Guide Podcast! Find out what you’re responsible for under HIPAA regulations.   Read the text version.   Download the PDF   Mentioned in this episode:   HHS Minimum Necessary Requirement HHS: New rule protects patient privacy, secures health information HHS Summary of the HIPAA Security Rule Is Your Agency Ready for a HIPAA Audit? Why Every Agency Should Work for HIPAA Compliance   More episodes you’ll like:   Are Your Medicare Marketing Materials Compliant? Want to make sure your Medicare sales and marketing materials are compliant this AEP? We've got the answers to frequently asked compliance question. We'll help you stay on good terms with CMS! Do’s and Don’ts of Medicare Compliance Need a recap on Medicare compliance before AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2020. We’ll go over what’s allowed — and what’s not — in this can’t-miss episode of the ASG Podcast. Insurance Agents & CMS Compliance | Social Media 101 Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media. Social Media Privacy Tips for Insurance Agents | Social Media 101 Online privacy is a big deal. You want to use social media to market your insurance business. How do you protect yourself and your clients? We've got some best practices and a link to a very informative eBook that’s free to download. Listen to find out more! What’s New in the 2020 Medicare Communications and Market Guidelines? Make sure you're compliant with the latest CMS Medicare Communications and Marketing Guidelines. We've got an update on the 2020 MCMG that you don't want to miss.   The latest from Ritter’s Blog:   Why Go About Your Business in an Ethical, Compliant Fashion? We’ve already told you the many ways you can remain compliant as an insurance agent. In this article, we want to focus on the “why.” Why should you go about your business in an ethical, compliant… (read more) The Agent Survival Guide Has a New Home Big things are happening with the Agent Survival Guide in 2020! Now, all our Agent Survival Guide content is available on RitterIM.com. Here’s everything you need to know about the... (read more) Should You Become a Certified Insurance Counselor? Are you considering becoming a Certified Insurance Counselor? For some agents, this certification may be something brand new! We’re here to break down what this certification is, how you can obtain... (read more)   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

What's New in the 2020 Medicare Communications and Marketing Guidelines? | ASG News UPDATE

  Make sure you're compliant with the latest CMS Medicare Communications and Marketing Guidelines. We've got an update on the 2020 MCMG that you don't want to miss. Read the text version.   Read the Memo   Read the 2019 Medicare Communications and Marketing Guidelines   Have questions about the 2020 MCMG? Email Ritter’s Compliance Officer   More episodes you’ll like:   Are Your Marketing Materials Compliant? | ASG121 Are you following the rules for marketing Medicare plans? We're sharing the answers to frequently asked compliance questions to help you ensure you stay on good terms with CMS. How to Get Started in Insurance Sales Making a career change isn’t an overnight decision. Deciding on a career isn’t either! Want to know what it takes to become an insurance agent? Our free guide outlines the whole process so you can make an informed choice and get started selling insurance with ease. Insurance Agents & CMS Compliance | Social Media 101 Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media. Top 10 Podcast Apps | Agent Apps Which podcast app is the best? Do you listen on the number one app or a different one? What features are you missing out on? In the premiere episode of our newest series, Agent Apps, we explore the top 10 podcast listening apps and the features that make each one unique.   The latest from Agent Survival Guide:   Four Reasons Why Ritter Should By Your FMO Insurance Agency As a field marketing organization (FMO), Ritter Insurance Marketing strives to provide you with tools and knowledge that’ll help you thrive in this industry. If you’re already partnered with Ritter, we’re glad... (read more) Organization Tips and Tricks for AEP The Annual Enrollment Period can be very stressful, but you don’t need to worry. We’ve laid out some tips and tricks on how to stay organized, so AEP can be a breeze... (read more) The Hidden Value of Selling Medicare Supplements During AEP While it’s true the Annual Enrollment Period is the prime time to sell Medicare Advantage plans, selling Medicare Supplements provides you and your clients a very important alternative during the fall. How... (read more)   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

Are Your Medicare Marketing Materials Compliant? ǀ ASG169

  Want to make sure your Medicare sales and marketing materials are compliant this AEP? We've got the answers to frequently asked compliance question. We'll help you stay on good terms with CMS!   Read the text version.   Mentioned in this episode:   CMS 2019 Medicare Communications and Marketing Guidelines CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Ritter’s Certification Center Social Security Act: Section 1140   More episodes you’ll like:   Do’s and Don’ts of Medicare Compliance | ASG164 Need a recap on Medicare compliance before AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2020. We’ll go over what’s allowed — and what’s not — in this can’t-miss episode of the ASG Podcast. How to Follow up with Medicare Clients Compliantly | ASG132 Think your job as an agent is complete after the sale? Not so fast. We whole-heartedly believe that the fortune is found in the follow-up! If you’re not sure how to follow up with your clients, listening to this episode is a great place to start. Insurance Agents & CMS Compliance | Social Media 101 Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media. Rules for Hosting a Compliant Medicare Educational Event | ASG165 If you want to host a Medicare educational event, listen to this episode first! We cover how to plan, promote, and present your next event, including how to make sure you're compliant with the CMS Medicare Communications and Marketing Guidelines! We've also got details on a guide that outlines the whole process!  Rules for Hosting a Compliant Medicare Sales Event | ASG166 Ready to hold a Medicare sales event? Check out this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the 2020 CMS Medicare Communications and Marketing Guidelines! Social Media Privacy Tips for Insurance Agents | Social Media 101 Online privacy is a big deal. You want to use social media to market your insurance business. How do you protect yourself and your clients? We've got some best practices and a link to a very informative eBook that’s free to download. Listen to find out more! What’s New in the 2020 Medicare Communications and Marketing Guidelines? | ASG News Make sure you're compliant with the latest CMS Medicare Communications and Marketing Guidelines. We've got an update on the 2020 MCMG that you don't want to miss.   The latest from Agent Survival Guide:   How to Host a Successful Medicare Educational Event Looking to host a Medicare educational event? Check out our FREE guide! If you’ve been hosting educational events for years, we think you’ll still enjoy our tips and tricks to make your event even more successful. Agents with all levels of expertise can benefit from... (read more) Staying Compliant Without Compromising Salesmanship Staying compliant with every rule surrounding Medicare can seem daunting. If you’re busy making sure you’re staying compliant, how will you ever have time to meet with clients and sell? Aligning yourself... (read more) Tips on Dealing with a Difficult Client In an ideal world, all your clients would be an absolute pleasure to work with and selling them plans would be a piece of cake. However, we know this isn’t always the... (read more)   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

Staying Compliant Without Compromising Salesmanship | ASG167

  If you're feeling overwhelmed by Medicare compliance, then this episode is one you simply must listen to! We've got three easy ways to stay compliant without having to sacrifice time that could be spent selling. Check out our show notes for a special bonus section with links to our compliance resources.   Read the text version.   Ritter Insurance Marketing Compliance Resources:   Are Your Medicare Marketing Materials Compliant? Do’s and Don’ts of Medicare Compliance How to Follow up with Medicare Clients Compliantly How to Host a Successful Medicare Education Event (Guide) Rules for Hosting a Compliant Medicare Educational Event Rules for Hosting a Compliant Medicare Sales Event What’s New in the 2020 Medicare Communications and Marketing Guidelines?   Mentioned in this episode:   CMS 2019 Medicare Communications and Marketing Guidelines CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Learn more about Medicareful or sign up for your own free site! Register with Ritter Insurance Marketing The Ritter Platform What an FMO Can Do for Your Business What to Know About SOAs in Senior Market Sales   More episodes you’ll like:   Are Your Medicare Marketing Materials Compliant? | ASG121 Are you following the rules for marketing Medicare plans? We're sharing the answers to frequently asked compliance questions to help you ensure you stay on good terms with CMS. Do’s and Don’ts of Medicare Compliance | ASG164 Need a recap on Medicare compliance before AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2020. We’ll go over what’s allowed — and what’s not — in this can’t-miss episode of the ASG Podcast. How to Follow up with Medicare Clients Compliantly | ASG132 Think your job as an agent is complete after the sale? Not so fast. We whole-heartedly believe that the fortune is found in the follow-up! If you’re not sure how to follow up with your clients, listening to this episode is a great place to start. Insurance Agents & CMS Compliance | Social Media 101 Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media. Rules for Hosting a Compliant Medicare Educational Event | ASG165 If you want to host a Medicare educational event, listen to this episode first! We cover how to plan, promote, and present your next event, including how to make sure you're compliant with the CMS Medicare Communications and Marketing Guidelines! We've also got details on a guide that outlines the whole process!  Rules for Hosting a Compliant Medicare Sales Event | ASG166 Ready to hold a Medicare sales event? Check out this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the 2020 CMS Medicare Communications and Marketing Guidelines! Social Media Privacy Tips for Insurance Agents | Social Media 101 Online privacy is a big deal. You want to use social media to market your insurance business. How do you protect yourself and your clients? We've got some best practices and a link to a very informative eBook that’s free to download. Listen to find out more! What’s New in the 2020 Medicare Communications and Marketing Guidelines? | ASG News Make sure you're compliant with the latest CMS Medicare Communications and Marketing Guidelines. We've got an update on the 2020 MCMG that you don't want to miss.   The latest from Agent Survival Guide:   How to Host a Successful Medicare Educational Event Looking to host a Medicare educational event? Check out our FREE guide! If you’ve been hosting educational events for years, we think you’ll still enjoy our tips and tricks to make your event even more successful. Agents with all levels of expertise can benefit from... (read more) How to Use the New Medicare Plan Finder & FAQs As the Annual Enrollment Period approaches, it’s important to be aware of changes affecting the tools and resources you use and to understand how to navigate through any updates. Late last month, Medicare.gov... (read more) Tips on Dealing with a Difficult Client In an ideal world, all your clients would be an absolute pleasure to work with and selling them plans would be a piece of cake. However, we know this isn’t always the... (read more)   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn