5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd

 
Why fit in when you can stand out and really shine? We highlight strategies insurance agents can use to elevate your marketing and set yourself apart in this industry.
 
Read the text version
 
Expand Your Insurance Industry Knowledge with Knight School!
 
Resources:
5 Tips for Creating Your Personal Brand: https://ritterim.com/blog/5-tips-for-creating-your-personal-brand/
Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/  
Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/ 
CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314
Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
Keys to Client Retention: Face-to-Face Communication: https://ritterim.com/blog/keys-to-client-retention-face-to-face-communication/
Keys to Client Retention: Digital Communication: https://ritterim.com/blog/keys-to-client-retention-digital-communication/
Knight School Online Training: https://ritterim.com/knight-school/
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ 
Should You Become a Certified Insurance Counselor? https://ritterim.com/blog/should-you-become-a-certified-insurance-counselor/
 
References:
Bicaku, Enina. “16 Striking Business Card Trends of 2025 (+ 54 Examples).” Looka.Com, Looka, 2 Feb. 2025, looka.com/blog/business-card-trends/.
Khatri, Dimple. “28 Business Card Statistics That Will Surprise You in 2024.” Printtobrand.Com, Print To Brand, 2 Jan. 2025, printtobrand.com/business-cards-statistics/.
“AHIP.” Ahip.Org, AHIP, www.ahip.org/. Accessed 18 Mar. 2025.
“Business Cards Templates & Designs.” Vistaprint.Com, VistaPrint, www.vistaprint.com/business-cards/standard/templates. Accessed 18 Mar. 2025.
“English Language & Usage Stack Exchange.” English.Stackexchange.Com/, English Language & Usage Stack Exchange, english.stackexchange.com/. Accessed 18 Mar. 2025.
“Fonts That Get Your Business Card Noticed.” Psprint.Com, PsPrint, www.psprint.com/resources/powerful-business-card-fonts/. Accessed 18 Mar. 2025.
“Grammarly.” Grammarly.Com, Grammarly, www.grammarly.com/. Accessed 18 Mar. 2025.
“Grammarly Blog.” Grammarly.Com, Grammarly, www.grammarly.com/blog/. Accessed 18 Mar. 2025.
“How to Choose the Perfect Colors for Your Business Card.” Vistaprint.Com, VistaPrint, www.vistaprint.com/hub/business-card-colors. Accessed 18 Mar. 2025.
Laws, Jasmine. “Map Shows Most Spoken Languages in Each State Besides English and Spanish.” Newsweek.Com, Newsweek, 3 Dec. 2024, www.newsweek.com/map-shows-most-spoken-languages-each-state-besides-english-spanish-1993046.
“NABIP: Who We Are.” NABIP.Org, NABIP, nabip.org/who-we-are. Accessed 18 Mar. 2025.
Naifa. “National Association of Insurance and Financial Advisors.” Naifa.Org, National Association of Insurance and Financial Advisors, belong.naifa.org/. Accessed 18 Mar. 2025.
Fogarty, Mignon. “Grammer Girl Podcast.” Quickanddirtytips.Com, Quick and Dirty Tips, www.quickanddirtytips.com/grammar-girl/. Accessed 18 Mar. 2025.
Venditti, Bruno. “The Most Spoken Language in Every U.S. State (Besides English and Spanish).” Visualcapitalist.Com, Visual Capitalist, 31 Oct. 2023, www.visualcapitalist.com/cp/the-most-spoken-language-in-every-u-s-state-besides-english-and-spanish/.
Geri. “The Psychology of Colors in Business Cards.” Clcme.Eu, Click Me Smart Card, 19 Feb. 2025, clcme.eu/the-psychology-of-colors-in-business-cards/.
Lockwood, Amy. “Why Business Cards Are Still Relevant in 2025.” Emailsignaturerescue.Com, Email Signature Rescue, 18 Dec. 2024, www.emailsignaturerescue.com/blog/why-business-cards-are-still-relevant-in-2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Not affiliated with or endorsed by Medicare or any government agency.

CMS 2025 Marketplace Integrity & Affordability Proposed Rule

 
The Friday Five for March 14, 2025:
Design Overhaul Coming to Apple OS?
Google, Chrome & uBlock Origin
Content Marketing Gamification
Ritter Roadshows are Back for 2025!
CMS 2025 Marketplace Integrity & Affordability Proposed Rule
 
Design Overhaul Coming to Apple OS?
Clark, Adam. “Apple Plans Major Software Overhaul, Says Report. Why the iPhone Maker Needs a Change.” Barrons.Com, Barron’s, 11 Mar. 2025, www.barrons.com/articles/apple-price-stock-iphone-ios-update-10249921.
Mehta, Ivan. “Apple’s next Major OS Updates Will Bring the Biggest Design Overhaul in Years.” Techcrunch.Com, TechCrunch, 11 Mar. 2025, techcrunch.com/2025/03/11/apples-next-major-os-updates-will-bring-the-biggest-design-overhaul-in-years/.
Jackson, Fiona. “iPhone 17 Leaks Show Off Groundbreaking Designs.” Techrepublic.Com, TechRepublic, 10 Mar. 2025, www.techrepublic.com/article/apple-iphone-17-leaks/.
Barr, Kyle. “Your iPhone Home Screen Could Look Entirely Different Very Soon.” Gizmodo.Com, Gizmodo, 11 Mar. 2025, gizmodo.com/your-iphone-home-screen-could-look-entirely-different-really-soon-2000574330.
 
Google, Chrome & uBlock Origin:
Weatherbed, Jess. “Google’s Chrome Extension Cull Hits More uBlock Origin Users.” Theverge.Com, The Verge, 3 Mar. 2025, www.theverge.com/news/622953/google-chrome-extensions-ublock-origin-disabled-manifest-v3.
Maxwell, Thomas. “Google Is Hobbling Popular Ad Blocker uBlock Origin on Chrome.” Gizmodo.Com, Gizmodo, 4 Mar. 2025, gizmodo.com/google-is-hobbling-popular-ad-blocker-ublock-origin-on-chrome-2000570878.
Wallen, Jack. “Once uBlock Origin Stops Working on Chrome, You Have 2 Options.” Zdnet.Com, ZDNET, 4 Mar. 2025, www.zdnet.com/article/once-ublock-origin-stops-working-on-chrome-you-have-2-options/.
Yee, Alaina. “Ublock Origin Is Officially Dead for Chrome, but Ad Blockers Live On.” Pcworld.Com, PCWorld, 25 Feb. 2025, www.pcworld.com/article/2595287/ublock-origin-is-officially-dead-for-chrome-but-ad-blockers-live-on.html.
 
Content Marketing Gamification:
Sadick, Barbara. “6 Most Expensive Medical Procedures, Ranked.” Health.Usnews.Com, U.S. News & World Report, 3 Mar. 2025, health.usnews.com/health-care/patient-advice/articles/most-expensive-medical-procedures-ranked.
 
Ritter Roadshows are Back for 2025:
Learn More About the 2025 Season of Ritter Roadshows: https://ritterim.com/roadshows/
 
CMS 2025 Marketplace Integrity & Affordability Proposed Rule:
“2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule.
“CMS Takes Aim to Reduce Improper Enrollments and Promote More Affordable Health Insurance Marketplaces for Millions of Consumers.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/press-releases/cms-takes-aim-reduce-improper-enrollments-and-promote-more-affordable-health-insurance-marketplaces.
“Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They’re Not Extended.” Commonwealthfund.Org, Commonwealth Fund, 18 Feb. 2025, www.commonwealthfund.org/publications/explainer/2025/feb/enhanced-premium-tax-credits-aca-health-plans.
“Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability .” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/files/document/MarketplacePIRule2025.pdf.
 
Resources:
Clarification on HHS Proposed Rule Comment Periods: https://lnk.to/asgf20250307
CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule: https://lnk.to/asg652
Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651
On the Road with Damon Logan: https://lnk.to/FCJ7Mg
On the Road with Jason Meyers: https://lnk.to/j6QzBq
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Clarification on HHS Proposed Rule Comment Periods

 
The Friday Five for March 7, 2025:
Starbucks and Dunkin’ Spring 2025 Menus
Amazon Announces Alexa+
Changes to MA and Part D Disaster/Emergency SEP
Effects of ACA Subsidy Expiration by Demographic
Clarification on HHS Proposed Rule Comment Periods
 
Starbucks and Dunkin’ Spring 2025 Menus:
Beams, Sophia. “Dunkin’ Brings Back Two Fan-Favorite Drinks Just in Time for Spring.” Bhg.Com, Better Homes & Gardens, 5 Mar. 2025, www.bhg.com/dunkin-spring-menu-2025-11690288.
Tyko, Kelly. “Dunkin’ Spring Menu Launches, Nondairy Surcharge Removed.” Axios.Com, Axios, 5 Mar. 2025, www.axios.com/2025/03/05/dunkin-spring-menu-2025-dunkalatte-pistachio-coffee.
“New Iced Cherry Chai Joins Lavender Drinks on Starbucks Spring Menu.” About.Starbucks.Com, Starbucks, 3 Mar. 2025, about.starbucks.com/stories/2025/new-iced-cherry-chai-joins-lavender-drinks-on-starbucks-spring-menu/.
Palan, Michael. “We Tried Starbucks’ New Spring Menu Items, and These 2 Drinks Stole the Show.” Tastingtable.Com, Tasting Table, 3 Mar. 2025, www.tastingtable.com/1801587/starbucks-reserve-new-spring-menu-2025-drinks-food/.
 
Amazon Announces Alexa+:
“50 Things to Try with Alexa+.” Aboutamazon.Comt, Amazon, 26 Feb. 2025, www.aboutamazon.com/news/devices/new-alexa-top-features.
Haselton, Todd, et al. “Amazon Alexa Event Live Blog: All the News from the Keynote.” Theverge.Com, The Verge, 26 Feb. 2025, www.theverge.com/news/618261/amazon-alexa-event-live-blog-2025.
Panay, Panos. “Introducing Alexa+, the next Generation of Alexa.” Aboutamazon.Com, Amazon, 26 Feb. 2025, www.aboutamazon.com/news/devices/new-alexa-generative-artificial-intelligence.
Diaz, Maria. “Not All Echo Devices Will Get Alexa+ Initially - See If Yours Made the List.” Zdnet.Com, ZDNET, 28 Feb. 2025, www.zdnet.com/article/alexa-plus-will-run-on-select-echo-devices-see-if-yours-is-on-the-list/.
Ellis, Cat. “Want to Try Alexa+? Here Are the Echo Devices It’ll Work On.” Techradar.Com, TechRadar, 27 Feb. 2025, www.techradar.com/home/smart-speakers/want-to-try-alexa-plus-here-are-the-echo-devices-itll-work-on.
Aten, Jason. “With Its AI-Powered Alexa+, Amazon Just Put Apple on Notice.” Inc.Com, Inc, 26 Feb. 2025, www.inc.com/jason-aten/with-its-ai-powered-alexa-plus-amazon-just-put-apple-on-notice/91153371.
Stanley, Alyse. “You Can Get Alexa+ Early — Here’s How to Sign up.” Tomsguide.Com, Tom’s Guide, 1 Mar. 2025, www.tomsguide.com/ai/you-can-get-alexa-early-heres-how-to-sign-up.
 
Changes to MA and Part D Disaster/Emergency SEP:
Crowe, Edward. “New Medicare FEMA SEP Rules.” Pfsinsurance.Com, Pinnacle Financial Services, 29 Jan. 2025, pfsinsurance.com/blog/new-medicare-fema-sep-rules-crowe-associates.
“Change to Beneficiary Use of the SEP for Individuals Affected by a Government Entity-Declared Disaster or Other Emergency.” Cms.Gov, Centers for Medicare & Medicaid Services, 3 Dec. 2024, 20178637.fs1.hubspotusercontent-na1.net/hubfs/20178637/42%20ea%20-%20Product%20Profile.pdf.
 
Effects of ACA Subsidy Expiration by Demographic:
Lambrew, Jeanne. “Enhanced ACA Marketplace Tax Credits Worked—And Shouldn’t Be Eliminated.” Tcf.Org, The Century Foundation, 7 Aug. 2024, tcf.org/content/commentary/enhanced-aca-marketplace-tax-credits-worked-and-shouldnt-be-eliminated/.
Richards, Carson, and Sara  R. Collins. “Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They’re Not Extended.” Commonwealthfund.Org, Commonwealth Fund, 18 Feb. 2025, www.commonwealthfund.org/publications/explainer/2025/feb/enhanced-premium-tax-credits-aca-health-plans.
Sullivan, Jennifer. “Enhanced Tax Credits Keep ACA Marketplace Coverage Affordable for 2025.” Cbpp.Org, Center on Budget and Policy Priorities, 18 Nov. 2024, www.cbpp.org/blog/enhanced-tax-credits-keep-aca-marketplace-coverage-affordable-for-2025.
“How Much More Would People Pay in Premiums If the ACA’s Enhanced Subsidies Expired?” Kff.Org, KFF, 18 Dec. 2024, https://www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/
Ortaliza, Jared, et al. “Inflation Reduction Act Health Insurance Subsidies: What Is Their Impact and What Would Happen If They Expire?” Kff.Org, KFF, 26 July 2024, www.kff.org/affordable-care-act/issue-brief/inflation-reduction-act-health-insurance-subsidies-what-is-their-impact-and-what-would-happen-if-they-expire/.
Banthin, Jessica, et al. “Who Benefits from Enhanced Premium Tax Credits in the Marketplace?” Urban.Org, Urban Institute, June 2024, www.urban.org/sites/default/files/2024-06/Who_Benefits_from_Enhanced_Premium_Tax_Credits_in_the_Marketplace.pdf.
Lo, Justin, and Cynthia Cox. “Who Might Lose Eligibility for Affordable Care Act Marketplace Subsidies If Enhanced Tax Credits Are Not Extended?” Kff.Com, KFF, 28 Feb. 2025, www.kff.org/policy-watch/who-might-lose-eligibility-for-affordable-care-act-marketplace-subsidies-if-enhanced-tax-credits-are-not-extended/.
 
Clarification on HHS Proposed Rule Comment Periods:
“Compilation of the Social Security Laws.” Ssa.Gov, Social Security Administration, www.ssa.gov/OP_Home/ssact/title18/1871.htm. Accessed 5 Mar. 2025.
“HHS Rescinds Policy Regarding Notice-and-Comment Rulemaking – Implications for Health Care Industry.” Www.Hoganlovells.Com, Hogan Lovells, 3 Mar. 2025, www.hoganlovells.com/en/publications/hhs-rescinds-policy-regarding-noticeandcomment-rulemaking-implications-for-health-care-industry.
“Policy on Adhering to the Text of the Administrative Procedure Act.” Federalregister.Gov, Federal Register, 3 Mar. 2025, www.federalregister.gov/documents/2025/03/03/2025-03300/policy-on-adhering-to-the-text-of-the-administrative-procedure-act.
Goldman, Maya. “RFK Jr. Move to Kill Public Comment Roils Providers.” Axios.Com, Axios, 3 Mar. 2025, www.axios.com/2025/03/03/rfk-transparency-rule-elimination-fallout.
Cueto, Isabella. “RFK Jr. Moves to Eliminate Public Comment on HHS Decisions.” Statnews.Com, STAT, 28 Feb. 2025, www.statnews.com/2025/02/28/rfk-jr-eliminating-public-comment-hhs-decisions-richardson-waiver/.
Muoio, Dave. “RFK Jr. Orders HHS to End ‘extra-Statutory’ Notice, Public Comment Process in Rulemaking.” Fiercehealthcare.Com, Fierce Healthcare, 3 Mar. 2025, www.fiercehealthcare.com/regulatory/rfk-jr-orders-hhs-end-notice-public-comment-process-rulemaking.
Howe, Amy. “Supreme Court Strikes down Chevron, Curtailing Power of Federal Agencies.” Scotusblog.Com, SCOTUSblog, 26 July 2024, www.scotusblog.com/2024/06/supreme-court-strikes-down-chevron-curtailing-power-of-federal-agencies/.
 
Resources:
Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651
FAQs About Registering with Ritter Insurance Marketing: https://ritterim.com/blog/faqs-about-registering-with-ritter-insurance-marketing/  
How To Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/  
Medicare Advantage Open Enrollment Do's and Don'ts: https://lnk.to/oRft1p
SNP Summit Registration is Live: https://lnk.to/asgf20250228
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

SNP Summit Registration is Live

 
The Friday Five for February 28, 2025:
Budget Reconciliation & Healthcare
More iPhone Silent Alarm Issues
Adobe Launches Photoshop Mobile
Streaming Picks for March 2025
SNP Summit Registration is Live
 
Register for the Ritter Insurance Marketing SNP Summit!
 
Budget Reconciliation & Healthcare:
Tong, Noah. “House Budget Plan Advances, Paving Way for Major Medicaid Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 26 Feb. 2025, www.fiercehealthcare.com/payers/house-budget-plan-advances-paving-way-major-medicaid-cuts.
“Overview of Potential Medicaid Changes in 2025 Budget Reconciliation Bill.” Gih.Org, Grantmakers In Health, 25 Feb. 2025, www.gih.org/publication/issue-focus-overview-of-potential-medicaid-changes-in-2025-budget-reconciliation-bill/.
Sanger-katz, Margot, and Alicia Parlapiano. “The House Wants to Pass Trump’s Agenda in One Big Bill. Here’s What’s in It.” Nytimes.Com, The New York Times, 25 Feb. 2025, www.nytimes.com/interactive/2025/02/21/upshot/house-gop-budget-blueprint.html.
Wendling, Mike. “US House Narrowly Passes Trump-Backed Spending Bill.” Bbc.Com, BBC News, 26 Feb. 2025, www.bbc.com/news/articles/cp9yx7e13ryo.
 
More iPhone Silent Alarm Issues:
Shakir, Umar. “Apple’s Weird iPhone Alarm Problems Are Still Happening.” Theverge.Com, The Verge, 10 Jan. 2025, www.theverge.com/2025/1/9/24340238/apple-iphone-alarm-broken-timing-failed.
Neely, Amber. “If Your iPhone Alarms Aren’t Going off, You’re Not Alone.” AppleInsider.Com, AppleInsider, 23 Jan. 2025, appleinsider.com/articles/25/01/23/if-your-iphone-alarms-arent-going-off-youre-not-alone.
Bologna, Caroline. “Some iPhone Users Are Reporting A Major Issue With Their Alarm. Here’s What’s Happening.” HuffPost.Com, HuffPost, 24 Feb. 2025, www.huffpost.com/entry/iphone-alarm-silent-issue_l_67bc894be4b05645f4fee06e.
 
Streaming Picks for March 2025:
Koc, Demet. “Coming to Streaming in March 2025.” Nexuspointnews.Com, Nexus Point News, 25 Feb. 2025, www.nexuspointnews.com/post/coming-to-streaming-in-march-2025.
 
Adobe Launches Photoshop Mobile:
Weatherbed, Jess. “Adobe’s New Photoshop App for iPhone Is More like the Real Thing.” Theverge.Com, The Verge, 25 Feb. 2025, www.theverge.com/news/618859/adobe-photoshop-mobile-iphone-android-app-availability.
“Adobe Photoshop Brings World’s Leading Image and Design App to Mobile to Empower Next Generation of Creators.” News.Adobe.Com, Adobe, 25 Feb. 2025, news.adobe.com/news/2025/02/photoshop-mobile-web.
Wilson, Mark. “At Last, Adobe Photoshop Comes to the iPhone (and It Just Might Be Great).” Fastcompany.Com, Fast Company, 25 Feb. 2025, www.fastcompany.com/91283790/at-last-adobe-photoshop-comes-to-the-iphone-and-it-just-might-be-great.
 
SNP Summit Registration & Other Events for Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for Ritter SNP Summit: https://summits.ritterim.com/
 
Resources:
4 Myths About Dual Eligible Special Needs Plans (D-SNP) Sales: https://lnk.to/asg650 
Apps for Cyber Security: https://lnk.to/asga80
Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647
The Beginner's Guide to D-SNPs: https://lnk.to/asg648
The Postseason Game Plan for Agents: https://lnk.to/asgf20250214
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Projections on Nursing Home Demand in 2030

 
The Friday Five for February 21, 2025:
Golden Birthday Cake Oreos Return
Amazon Kindle Update
RFK Jr. Confirmed as HHS Secretary
ACA Navigator Program Funding Cut
Nursing Home Demand Projections
 
Golden Birthday Cake Oreos Return:
Fink, Bailey. “Oreo Is Releasing 2 New Flavors—and Making One Permanent.” Allrecipes.Com, Allrecipes, 18 Feb. 2025, www.allrecipes.com/oreo-new-cookies-february-2025-11680020.
Bivins, Kenn. “Oreo Just Brought Back a ‘GOAT’ Flavor That Has Fans ‘Beyond Excited.’” Parade.Com, Parade, 19 Feb. 2025, parade.com/food/oreo-golden-birthday-cake-returns-2025.
Robledo, Anthony. “Oreo Reveals New Flavors: Double Chocolate Cakesters and Golden Birthday Cake.” USA Today, Gannett Satellite Information Network, 19 Feb. 2025, www.usatoday.com/story/money/food/2025/02/18/oreo-new-flavors/79126601007/.
 
Amazon Kindle Update:
Liszewski, Andrew. “Amazon’s Killing a Feature That Let You Download and Backup Kindle Books.” Theverge.Com, The Verge, 14 Feb. 2025, www.theverge.com/news/612898/amazon-removing-kindle-book-download-transfer-usb.
“Download Your Kindle Books ASAP - before Amazon Kills This Feature next Week.” Zdnet.Com, ZDNET, 18 Feb. 2025, www.zdnet.com/article/download-your-kindle-books-asap-before-amazon-kills-this-feature-next-week/.
Younker, Scott. “Hurry! Download Your Kindle eBooks before Amazon Won’t Let You Anymore.” Tomsguide.Com, Tom’s Guide, 19 Feb. 2025, www.tomsguide.com/tablets/e-readers/hurry-download-your-kindle-ebooks-before-amazon-wont-let-you-anymore.
Heinzman, Andrew. “Kindle Is Making It Harder to Switch to Rival eReader Brands.” Howtogeek.Com, How-To Geek, 14 Feb. 2025, www.howtogeek.com/kindle-discontinues-download-transfer-via-usb/.
 
RFK Jr. Confirmed as HHS Secretary:
Simmons-Duffin, Selena. “RFK Jr. Confirmed as Trump’s Health Secretary, over Democrats’ Loud Objections.” Npr.Org, NPR, 13 Feb. 2025, www.npr.org/sections/shots-health-news/2025/02/13/nx-s1-5294591/rfk-jr-trump-health-human-services-hhs-vaccines.
Weber, Lauren, and Rachel Roubein. “RFK Jr. Confirmed, Elevating Anti-Vaccine Activist to Nation’s Top Health Post.” Washingtonpost.Com, Washington Post, 13 Feb. 2025, www.washingtonpost.com/health/2025/02/13/robert-kennedy-hhs-secretary-confirmation-vote/.
Beavins, Emma, and Dave Muoio. “RFK Jr. Sworn in as Head of HHS Following 52-48 Senate Vote.” Fiercehealthcare.Com, Fierce Healthcare, 13 Feb. 2025, www.fiercehealthcare.com/regulatory/senate-confirms-rfk-jr-head-hhs-52-48-vote.
Cueto, Isabella. “Robert F. Kennedy Jr. Confirmed by Senate as U.S. Health Secretary.” Statnews.Com, STAT, 13 Feb. 2025, www.statnews.com/2025/02/13/rfk-jr-confirmed-hhs-secretary-vote-vaccine-critic-to-top-trump-health-official/.
 
ACA Navigator Program Funding Cut:
Pestaina, Kaye. “A 90% Cut to the ACA Navigator Program.” KFF.Org, KFF, 18 Feb. 2025, www.kff.org/quick-take/a-90-cut-to-the-aca-navigator-program/.
“Biden-Harris Administration Awards $100 Million to Navigators Who Will Help Millions of Americans — Especially in Underserved Communities — Sign Up for Health Coverage.” CMS.Gov, Centers for Medicare and Medicaid Services, 26 Aug. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-awards-100-million-navigators-who-will-help-millions-americans.
“CMS Announcement on Federal Navigator Program Funding.” CMS.Gov, Centers for Medicare & Medicaid Services, 14 Feb. 2025, www.cms.gov/newsroom/press-releases/cms-announcement-federal-navigator-program-funding.
Tong, Noah. “CMS Slashes ACA Navigator Program Funding 90% to $10M.” Fiercehealthcare.Com, Fierce Healthcare, 14 Feb. 2025, www.fiercehealthcare.com/payers/cms-slashes-aca-navigator-program-funding-10-million.
 
Nursing Home Demand Projections:
“CDC WONDER Database.” Wonder.Cdc.Gov, Centers for Disease Control and Prevention, https://wonder.cdc.gov/. Accessed 18 Feb. 2025.
Shuman, Taylor. “How Will America’s ‘Silver Tsunami’ Impact Demand for Nursing Homes?” SeniorLiving.Org, SeniorLiving.org, 23 Jan. 2025, www.seniorliving.org/nursing-homes/nursing-home-demand-projections/.
Berger, Chloe. “The Boomer Housing Crisis Is Pacing to Get Even Worse: ‘We’ve Never Had a Population Pyramid That Looks like This.’” Msn.Com, MSN, 12 Feb. 2025, www.msn.com/en-us/money/realestate/the-boomer-housing-crisis-is-pacing-to-get-even-worse-we-ve-never-had-a-population-pyramid-that-looks-like-this/ar-AA1yUKUG.
“The US Population Is Aging.” Urban.Org, Urban Institute, www.urban.org/policy-centers/cross-center-initiatives/program-retirement-policy/projects/data-warehouse/what-future-holds/us-population-aging. Accessed 18 Feb. 2025.
“State Health Facts: Average Number of Certified Nursing Facility Beds.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/average-number-of-certified-nursing-facility-beds/.
“State Health Facts: Total Number of Certified Nursing Facilities.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/number-of-nursing-facilities/.
 
Resources:
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131 
Best eBook & Audiobook Apps: https://lnk.to/WsIGZ5
Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647
MedicareCENTER FAQs: https://lnk.to/asg645
PlanEnroll FAQs: https://lnk.to/asg646 
The Postseason Game Plan for Agents: https://lnk.to/asgf20250214
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Not affiliated with or endorsed by Medicare or any government agency.

The Postseason Game Plan for Agents

 
The Friday Five for February 14, 2024:
Apple iOS 18.3.1 Updates
Trend Alert: Smart Ankle Watch?
Egg Substitutions for Baking & Protein
Healthcare Regulatory Update (of sorts)
The Postseason Game Plan
 
Download Your FREE Copy of The Postseason Game Plan Now!
 
Apple iOS 18.3.1 Updates:
Adorno, José. “IOS 18.3.1 Now Available Ahead of Big Ios 18.4 Upgrade.” Bgr.Com, BGR, 10 Feb. 2025, bgr.com/tech/ios-18-3-1-now-available-ahead-of-big-ios-18-4-upgrade/.
Disotto, John-Anthony. “iOS 18.4 Could Be the Biggest iPhone Upgrade Ever – Here’s Why.” TechRadar.Com, TechRadar, 11 Feb. 2025, www.techradar.com/phones/iphone/ios-18-4-could-be-the-biggest-iphone-upgrade-ever-heres-why.
Phelan, David. “Apple iOS 18.4 Release Date: The Major iPhone Update Is On Its Way.” Forbes.Com, Forbes Magazine, 8 Feb. 2025, www.forbes.com/sites/davidphelan/2025/02/08/apple-ios-184-release-date-the-major-free-iphone-update-is-on-its-way/.
Rossignol, Joe. “iOS 18.4 Will Include These New Features for Your iPhone.” MacRumors.Com, MacRumors, 5 Feb. 2025, www.macrumors.com/2025/02/05/ios-18-4-expected-features/.
 
Trend Alert: Smart Ankle Watch?
Lovejoy, Ben. “The Five Reasons Some People Wear Their Apple Watch on Their Ankle.” 9to5Mac.Com, 9to5Mac, 10 Feb. 2025, 9to5mac.com/2025/02/10/the-five-reasons-some-people-wear-their-apple-watch-on-their-ankle/.
Skwarecki, Beth. “Why (and How) to Wear Your Apple Watch on Your Ankle.” Lifehacker.Com, Lifehacker, 11 Feb. 2025, lifehacker.com/health/why-and-how-to-wear-an-apple-watch-on-your-ankle.
Heater, Brian. “Tiktok Influencers Are Wearing Apple Watches on Their Ankles.” Techcrunch.Com, TechCrunch, 10 Feb. 2025, techcrunch.com/2025/02/10/tiktok-influencers-are-wearing-apple-watches-on-their-ankles/.
 
Egg Substitutes for Baking & Protein:
David, Lauren. “8 Egg Substitutes for Cooking and Baking.” Aarp.Org, AARP, 10 Feb. 2025, www.aarp.org/home-family/your-home/info-2025/egg-substitutes-cooking-baking.html.
Valente, Lisa. “10 Foods with More Protein Than an Egg.” Eatingwell.Com, EatingWell, 18 Nov. 2024, www.eatingwell.com/article/291485/10-foods-with-more-protein-than-an-egg/.
McDonell, Kayla. “13 Effective Substitutes for Eggs.” Healthline.Com, Healthline Media, 7 Feb. 2024, www.healthline.com/nutrition/egg-substitutes.
Phaneuf, Taryn. “Egg Prices Are Rising Again. Here’s Why They’re So High.” Edited by Laura McMullen, Nerdwallet.Com, NerdWallet, 11 Feb. 2025, www.nerdwallet.com/article/finance/why-are-eggs-so-expensive.
Lannon, KJ. “Egg Prices Got You Scrambling? Here’s 3 Substitutes to Use in Your Cake Mix.” Tastingtable.Com, Tasting Table, 10 Feb. 2025, www.tastingtable.com/1780478/egg-substitutes-boxed-cake-mix/.
 
Healthcare Regulatory Update (of sorts)
Bell, Allison. “10 House GOP Health Program and Tax Change Ideas.” Thinkadvisor.Com, ThinkAdvisor, 24 Jan. 2025, www.thinkadvisor.com/2025/01/24/10-house-gop-health-program-and-tax-change-ideas/.
Muoio, Dave. “Consumer Financial Protection Bureau Shake-up Leaves Medical Debt Reform in Limbo.” Fiercehealthcare.Com, Fierce Healthcare, 6 Feb. 2025, www.fiercehealthcare.com/regulatory/consumer-financial-protection-bureau-shakeup-leaves-medical-debt-reform-limbo.
Muoio, Dave, et al. “Healthcare Lobbying 2025: Here Are the Top Policy Issues for Hospitals, Payers, Docs and Tech.” Fiercehealthcare.Com, Fierce Healthcare, 12 Feb. 2025, www.fiercehealthcare.com/regulatory/healthcare-lobbying-2025-here-are-top-policy-issues-hospitals-payers-docs-and-tech.
 
The Postseason Game Plan:
https://postseasongameplan.com/
 
Resources:
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131
Best Apps for Sports Fans: https://lnk.to/asga78
Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647
MedicareCENTER FAQs: https://lnk.to/asg645
PlanEnroll FAQs: https://lnk.to/asg646
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Invites, Tapestry, & the 2025 Senior Market Symposium

 
The Friday Five for February 7, 2025:
Valentine’s Day Gift Ideas
RFK Jr. HHS Nomination Update
Apple Announces Invites
Tapestry from The IconFactory
2025 Senior Market Symposium
 
Register for the 2025 Senior Market Symposium!
 
RFK Jr. HHS Nomination Update:
Halleman, Sydney, et al. “RFK Jr. Clears Key Hurdle on Path to HHS Secretary.” Healthcaredive.Com, Healthcare Dive, 4 Feb. 2025, www.healthcaredive.com/news/rfk-jr-clears-key-hurdle-on-path-to-hhs-secretary/739096/.
Nix, Jessica. “RFK Jr. Clears Senate Committee, Heads to Full Vote to Lead HHS.” Thinkadvisor.Com, ThinkAdvisor, 4 Feb. 2025, www.thinkadvisor.com/2025/02/04/rfk-jr-clears-senate-committee-heads-to-full-vote-to-lead-hhs/.
Diamond, Dan, et al. “RFK Jr. Closes in on HHS Cabinet Post after Senate Panel Vote.” Washingtonpost.Com, Washington Post, 6 Feb. 2025, www.washingtonpost.com/health/2025/02/04/rfk-jr-confirmation-committee-vote-hhs-secretary/.
Korecki, Natasha, et al. “Senate Panel Advances RFK Jr.’s Nomination to Be Health Secretary.” NBCNews.Com, NBC Universal News Group, 4 Feb. 2025, www.nbcnews.com/politics/congress/senate-panel-advances-rfk-jrs-nomination-health-secretary-rcna190438.
 
Apple Announces Invites:
Apple Invites: https://apps.apple.com/us/app/apple-invites/id6472498645
Peterson, Jake. “Apple’s New ‘Invites’ App Is Coming for Partiful.” Lifehacker.Com, Lifehacker, 4 Feb. 2025, lifehacker.com/tech/apple-new-invites-app.
Christoffel, Ryan. “Here Are Five Apple Invites Features You Might Have Missed.” 9to5mac.Com, 9to5Mac, 5 Feb. 2025, 9to5mac.com/2025/02/05/here-are-five-apple-invites-features-you-might-have-missed/.
“Introducing Apple Invites, a New App That Brings People Together.” Apple.Com, Apple Newsroom, 4 Feb. 2025, www.apple.com/newsroom/2025/02/introducing-apple-invites-a-new-app-that-brings-people-together/.
 
Tapestry from The IconFactory:
Perez, Sarah. “A Review of Tapestry, an App Powered by the Growing Open Web.” Techcrunch.Com, TechCrunch, 4 Feb. 2025, techcrunch.com/2025/02/04/a-review-of-tapestry-an-app-powered-by-the-growing-open-web/.
Scott, Steven, and Shaun Preece. “Tapestry Combines Social Media, Podcasts & YouTube in One App.” Spotify, Double Tap Podcast, 4 Feb. 2025, open.spotify.com/episode/6klC52wDtTANVIpBO9AH0O.
Tapestry by Iconfactory: https://apps.apple.com/us/app/tapestry-by-iconfactory/id6448078074
Mehta, Ivan. “Team behind Twitterrific Launches a Multi-Feed App Called Tapestry.” Techcrunch.Com, TechCrunch, 4 Feb. 2025, techcrunch.com/2025/02/04/team-behind-twitterrific-launches-a-multi-feed-app-called-tapestry/.
Pierce, David. “The Timeline Apps Are Here, and They’re Awesome.” Theverge.Com, The Verge, 4 Feb. 2025, www.theverge.com/apps/605756/tapestry-reeder-surf-timeline-apps.
Christoffel, Ryan. “Twitterrific Team Launches New ‘Tapestry’ iPhone App for Bluesky, Mastodon, RSS, More.” 9to5mac.Com, 9to5Mac, 4 Feb. 2025, 9to5mac.com/2025/02/04/twitterrific-team-launches-new-iphone-app-tapestry-for-bluesky-mastodon-more/.
 
2025 Senior Market Symposium:
Register to Attend the 2025 Ritter Insurance Marketing Senior Market Symposium
 
Resources:
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131
How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643 
Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644 
MedicareCENTER FAQs: https://lnk.to/asg645
PlanEnroll FAQs: https://lnk.to/asg646
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

5 Types of Content to Share on Social Media

 
At a loss for what to post on your business socials? Sarah highlights 5 types of content agents can share on social media – and they’re not all insurance related!
 
Resources:
5 Marketing Podcasts to Follow: https://lnk.to/asg638 
Boost Sales and Productivity with Our Medicare Sales Planner: https://ritterim.com/blog/boost-sales-and-productivity-with-our-medicare-sales-planner
How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643
Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644
Marketing Trends for 2025: https://lnk.to/asg639
Setting SMART Goals in 2025: https://lnk.to/asgf20250103
Stay Organized with the Busy ACA Agent’s Sales Calendar: https://ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/
 
References:
Pierre, Yasmin. “Social Media Holiday Calendar 2025.” Brandwatch.Com, Brandwatch, 5 Dec. 2024, www.brandwatch.com/blog/social-media-holiday-calendar/.
“Your Ultimate Social Media Calendar Guide for 2025.” Theblogsocial.Com, The Blog Social, 7 Nov. 2024, www.theblogsocial.com/social-media-calendar-guide-2025/.
Marino, Susie. “The Big List of 500+ Social Media Holidays for Every Month of 2025.” Localiq.Com, Local IQ, 11 Dec. 2024, localiq.com/blog/social-media-holidays/.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

2025 ACA Open Enrollment Hits All-Time High

 
The Friday Five for January 24, 2025:
Regulatory Freeze
TikTok Ban Update
Instagram Announces Edits
Optimal Ambient Temperature for Seniors
2025 ACA Enrollment Hits All-Time High
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Regulatory Freeze:
Isaac, Mike. “Instagram Debuts New Video-Editing App, as TikTok Deals With a Ban.” Nytimes.Com, The New York Times, 19 Jan. 2025, www.nytimes.com/2025/01/19/technology/instagram-video-app-tiktok-ban.html.
“Regulatory Freeze Pending Review.” Whitehouse.Gov, The United States Government, 20 Jan. 2025, www.whitehouse.gov/presidential-actions/2025/01/regulatory-freeze-pending-review/.
Treisman, Rachel. “Trump Is Signing a Flurry of Executive Orders. Here’s How Those Work.” Npr.Org, NPR, 21 Jan. 2025, www.npr.org/2025/01/21/nx-s1-5269600/trump-executive-actions-orders-memoranda-proclamation.
 
TikTok Ban Update:
“Application of Protecting Americans from Foreign Adversary Controlled Applications Act to TikTok.” Whitehouse.Gov, The United States Government, 21 Jan. 2025, www.whitehouse.gov/presidential-actions/2025/01/application-of-protecting-americans-from-foreign-adversary-controlled-applications-act-to-tiktok/.
Duffy, Clare, and David Goldman. “TikTok Is Back Online after Trump Pledged to Restore It.” Cnn.Com, CNN, 20 Jan. 2025, www.cnn.com/2025/01/19/tech/tiktok-ban/index.html.
Allyn, Bobby. “TikTok Is Back Online in the U.S., Following Trump’s Promise to Pause the Ban.” Npr.Org, NPR, 19 Jan. 2025, www.npr.org/2025/01/19/nx-s1-5267568/tiktok-back-online.
Lagatta, Eric. “TikTok Still Not Available on App Stores after Trump’s Executive Order: What We Know.” USA Today, Gannett Satellite Information Network, 22 Jan. 2025, www.usatoday.com/story/tech/2025/01/22/tiktok-ban-download-app-stores-update/77872210007/.
 
Instagram Announces Edits:
Davis, Wes. “Instagram Announces a Blatant CapCut Clone.” Theverge.Com, The Verge, 19 Jan. 2025, www.theverge.com/2025/1/19/24347358/instagram-edits-capcut-video-app-tiktok-ban.
Schoon, Ben. “Instagram ‘edits’ Coming to Android in February as CapCut Remains Banned.” 9to5google.Com, 9 To 5 Google, 20 Jan. 2025, 9to5google.com/2025/01/20/instagram-edits-app-android-february/.
 
Optimal Home Temperature for Senior Brain Health:
Pappas, Stephanie. “How Heat Affects the Mind.” Apa.Org, American Psychological Association, 1 June 2024, https://www.apa.org/monitor/2024/06/heat-affects-mental-health.
“Home Ambient Temperature and Self-Reported Attention in Community-Dwelling Older Adults.” Pubmed.Ncbi.Nlm.Nih.Gov, U.S. National Library of Medicine, 3 Dec. 2024, pubmed.ncbi.nlm.nih.gov/39656181/.
“Indoor Temperatures Affect Cognitive Function in Older Adults.” Neurosciencenews.Com, Neuroscience News, 14 Jan. 2025, neurosciencenews.com/temperature-aging-cognition-28353/.
Thompson, Dennis. “Is Your Home Too Warm for Seniors’ Brain Health?” Healthday.Com, HealthDay, 16 Jan. 2025, www.healthday.com/health-news/senior-health/is-your-home-too-warm-for-seniors-brain-health.
“Scientists Warn: Your Home Temperature Could Be Increasing Your Risk of Cognitive Decline.” SciTechDaily.Com, SciTechDaily, 22 Jan. 2025, scitechdaily.com/scientists-warn-your-home-temperature-could-be-increasing-your-risk-of-cognitive-decline/.
 
2025 ACA Enrollment Hits All-Time High:
Pifer, Rebecca. “ACA Enrollment Breaks Records Again in 2025.” Healthcaredive.Com, Healthcare Dive, 21 Jan. 2025, www.healthcaredive.com/news/aca-enrollment-2025-record-high-final/737679/.
“Over 24 Million Consumers Selected Affordable Health Coverage in ACA Marketplace for 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/press-releases/over-24-million-consumers-selected-affordable-health-coverage-aca-marketplace-2025.
“State-Based Marketplaces: 2025 Open Enrollment.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf. Accessed 22 Jan. 2025.
 
Resources:
5 Business Podcasts to Follow: https://lnk.to/asg636
8 Strategies to Prevent Rapid Disenrollments from Medicare Plans: https://lnk.to/asg641
CMS Draft Legislation for CY 2026: https://lnk.to/asgf20250117
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

CMS Draft Legislation for CY 2026

 
The Friday Five for January 17, 2025:
TikTok Ban & Popular Alternatives
Part D Cost-Sharing
Successor Regulation Rules
Creditable Coverage Determination
MA and Part D Advance Notice
 
TikTok Ban & Rising Alternatives:
“A Possible Tiktok Ban Is Just Days Away. A List of Other Apps Available.” Apnews.Com, AP News, 14 Jan. 2025, apnews.com/article/tiktok-alternative-social-media-platforms-ban-49af1bfd2a1543a09b327544c380f217.
Rosenblatt, Kalhan. “Chinese TikTok Alternative RedNote Tops App Charts Ahead of Potential TikTok Ban.” NBCNews.Com, NBCUniversal News Group, 14 Jan. 2025, www.nbcnews.com/tech/social-media/rednote-chinese-tiktok-alternative-tops-app-charts-ahead-ban-rcna187497.
Habeshian, Sareen. “Tiktok Ban Timeline: Here’s Where Things Stand.” Axios.Com, Axios, 13 Jan. 2025, www.axios.com/2025/01/13/tiktok-ban-timeline.
“TikTok Prepares for US Shutdown from Sunday, Sources Say.” Reuters.Com, Reuters, 15 Jan. 2025, www.reuters.com/technology/tiktok-preparing-us-shut-off-sunday-information-reports-2025-01-15/.
 
CMS Draft CY 2026 Part D Redesign Program:
“CMS Releases Proposed 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/press-releases/cms-releases-proposed-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.
“Draft CY 2026 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/draft-cy-2026-part-d-redesign-program-instructions-fact-sheet.
“Draft CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/draft-cy-2026-part-d-redesign-program-instructions.pdf. Accessed 14 Jan. 2025
“Final CY 2025 Part D Redesign Program Instructions.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/files/document/final-cy-2025-part-d-redesign-program-instructions.pdf.
 
CMS 2026 Medicare Advantage and Medicare Part D Advance Notice:
“2025 Medicare Advantage and Part D Advance Notice Fact Sheet.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/2025-advance-notice-fact-sheet-and-faq.pdf. Accessed 14 Jan. 2025.
“2025 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Apr. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement.
“2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet.
“Advance Notice of Methodological Changes for Calendar Year (CY) 2026 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/files/document/2026-advance-notice.pdf.
Goldman, Maya. “Biden Proposes $21B Pay Increase for MA Insurers.” Axios.Com, Axios, 13 Jan. 2025, www.axios.com/2025/01/13/biden-proposes-insurer-pay-increase .
Pifer, Rebecca. “CMS Revised Medicare Advantage Star Ratings. Here’s Which Payers Benefited.” Healthcaredive.Com, Healthcare Dive, 9 July 2024, www.healthcaredive.com/news/cms-revised-medicare-advantage-star-ratings-plan-scores/720697/.
 
Resources:
2025 ACA Enrollment Updates: https://lnk.to/asgf20250110
CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://lnk.to/BkBrUZ 
How to Find Balance Between Life & Work: https://ritterim.com/blog/how-to-find-balance-between-life-and-work/
Instagram Basics for Insurance Agents: https://lnk.to/asg634  
The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/
Top 5 Apps of 2024: https://lnk.to/QkLB8T
Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Not affiliated with or endorsed by Medicare or any government agency.

2025 ACA Enrollment Updates

 
 
January 10, 2025:
Sarah’s 2025 Goals
Highlights from CES 2025
First HIPAA Update Since 2013
ACA DACA Enrollment Eligibility Update
2025 ACA Enrollment Snapshot #2
 
Sarah’s 2025 Goals:
Cement City: https://www.cementcity.org/
 
Highlights from CES 2025:
Carlson, Jeff. “CES 2025: We’re Obsessed With These 28 New Products So Far.” CNET.Com, CNET, 9 Jan. 2025, www.cnet.com/pictures/ces-2025-were-obsessed-with-these-28-new-products-so-far/.
Kastrenakes, Jacob. “CES 2025: All the News, Gadgets, and Surprises.” Theverge.Com, The Verge, 4 Jan. 2025, www.theverge.com/2025/1/4/24307731/ces-2025-tvs-gaming-smart-home-wearables-news.
Halliday AI Glasses: https://hallidayglobal.com/products/reservation 
Ortiz, Sabrina. “Halliday Just Unveiled the AI Glasses That Meta, Google and Apple Have Been Trying to Build.” ZDNET.Com, ZDNET, 8 Jan. 2025, www.zdnet.com/article/halliday-just-unveiled-the-ai-glasses-that-meta-google-and-apple-have-been-trying-to-build/.
Mirumi: https://mirumi.ux-xu.com/
Segway Navimov X3 Series: https://navimow.segway.com/uk/product/navimow-x.html
Stolyar, Brenda. “The 31 Best Gadgets From CES 2025 You Can Buy Right Now.” Wired.Com, Conde Nast, 9 Jan. 2025, www.wired.com/story/the-gadgets-from-ces-2025-you-can-buy-right-now/.
Weatherbed, Jess. “These Smart Glasses Have a Tiny Little Screen Hidden in the Frame.” Theverge.Com, The Verge, 6 Jan. 2025, www.theverge.com/2025/1/5/24334030/halliday-smart-glasses-ai-tiny-display-frame-availability-price-ces.
 
First HIPAA Update Since 2013:
Olsen, Emily. “HHS Proposes HIPAA Update to Boost Healthcare Cybersecurity.” Healthcaredive.Com, Healthcare Dive, 3 Jan. 2025, www.healthcaredive.com/news/hhs-hipaa-security-rule-update-cybersecurity/736451/.
Beavins, Emma. “HHS Proposes New Cybersecurity Requirements as First Major HIPAA Update in 10 Years.” Fiercehealthcare.Com, Fierce Healthcare, 7 Jan. 2025, www.fiercehealthcare.com/regulatory/hhs-proposes-cybersecurity-updates-healthcare-organizations.
“HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information.” Federalregister.Gov, Federal Register, 6 Jan. 2025, www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information.
 
ACA DACA Enrollment Eligibility Update:
“DACA Eligibility Update.” Khbe.Ky.Gov, Kynect Health Coverage, khbe.ky.gov/Agents-kynectors/Documents/kynector-FAQ.pdf. Accessed 9 Jan. 2025.
“HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens.” CMS.Gov, Centers for Medicare & Medicaid Services, 3 May 2024, www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain.
“Immigration Status to Qualify for the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/immigrants/immigration-status/. Accessed 9 Jan. 2025.
“Kansas et al. v. United States of America et Al..” Litigationtracker.Law.Georgetown.Edu, Georgetown University, 2 Jan. 2025, litigationtracker.law.georgetown.edu/litigation/kansas-et-al-v-united-states-of-america-et-al/.
Pillair, Drishti, and Samantha Artiga. “Overview and Implications of the ACA Marketplace Expansion to DACA Recipients.” KFF.Org, KFF, 6 Jan. 2025, www.kff.org/racial-equity-and-health-policy/issue-brief/overview-and-implications-of-the-aca-marketplace-expansion-to-daca-recipients/.
“Recent Court Decisions Impacting the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/court-decisions/. Accessed 9 Jan. 2025.
“State-Based Marketplaces: 2025 Open Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Oct. 2024, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf.
“State Health Insurance Marketplace Types, 2025.” KFF.Org, KFF, 26 Oct. 2024, www.kff.org/affordable-care-act/state-indicator/state-health-insurance-marketplace-types/.
“State of Kansas, et al. Appellees v. United States of America and Centers for Medicare & Medicaid Services Appellants.” Litigationtracker.Law.Georgetown.Edu, Georgetown University, litigationtracker.law.georgetown.edu/wp-content/uploads/2024/12/Kansas_2024.12.16_ORDER.pdf. Accessed 9 Jan. 2025.
 
2025 ACA Enrollment Snapshot #2:
“Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot.
“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-1.
“Nearly 24 Million Consumers Have Selected Affordable Health Coverage in ACA Marketplace, With Time Left to Enroll.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/press-releases/nearly-24-million-consumers-have-selected-affordable-health-coverage-aca-marketplace-time-left.
 
Resources:
5 Tips for Finding Supplemental Coverage for ACA Plans: https://lnk.to/xDtALf
Lessons Learned in 2024: https://lnk.to/asg637
Marketing Trends for 2025: https://lnk.to/asg639
Setting SMART Goals in 2025: https://lnk.to/asgf20250103
Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

Setting SMART Goals in 2025

 
No resolutions, just goals! Join Sarah as she explains how to set SMART goals for your insurance business in 2025.
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
5 Business Podcasts to Follow: https://pod.fo/e/2921db
5 Things from the CMS 2026 MA and Part D Proposed Rule: https://pod.fo/e/28c9d2             
Instagram Basics for Insurance Agents: https://pod.fo/e/28803f
 
References:
Alexander, Lucy. “How I Write SMART Goals and Make Them a Reality.” Blog.Hubspot.Com, HubSpot Blog, 26 July 2024, blog.hubspot.com/marketing/how-to-write-a-smart-goal-template.
Dan Harris, Ph.D. “How to Make Your SMART Goals Even SMARTER.” Quantumworkplace.Com, Quantum Workplace, www.quantumworkplace.com/podcast/how-to-make-your-smart-goals-even-smarter. Accessed 9 Dec. 2024.
“How to Set Goals for 2025.” AFP, Association for Financial Professionals, 20 Nov. 2024, www.afponline.org/training-resources/resources/articles/Details/how-to-set-goals-for-2025.
Boogaard, Kat. “How to Write Smart Goals (with Examples).” Atlassian.Com, Atlassian, 12 Sept. 2024, www.atlassian.com/blog/productivity/how-to-write-smart-goals.
Bell, Simon. “SMART Goals.” Edited by Cat McLeod, Mindtools.Com, MindTools, www.mindtools.com/a4wo118/smart-goals. Accessed 9 Dec. 2024.
“The SMARTER Method To Help You Define and Manage Your Business Goals.” Solocom, Solocom, solocom.ca/en/smarter-method/. Accessed 9 Dec. 2024.
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Top 5 Episodes of 2024

 
Join Sarah as she counts down the top 5 Agent Survival Guide Podcast episodes of 2024! Find out if your favorite episode made the cut… and thanks for listening this year!
 
Number Five: [02:22]
Number Four: [21:29]
Number Three: [31:18]
Number Two: [39:18]
Number One: [01:04:19]
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Links to Individual Episodes:
5 Perks of Being a Part-Time Insurance Agent: https://pod.fo/e/28ab20
Agent’s Guide to Email Communication Resources: https://pod.fo/e/28ab27
Developing a Retention Mindset ft. Blake Amos: https://pod.fo/e/28ab52
Key Changes for ACA Open Enrollment 2025 ft. Ross Baker: https://pod.fo/e/28aaeb
Using a SWOT Analysis to Review Your Insurance Business: https://pod.fo/e/28ab7f
 
Additional Episodes You Might Like:
5 Things About Prepping for the Insurance License Exam: https://pod.fo/e/28ab2c
9 Essential Tools for Beginner Insurance Agents: https://pod.fo/e/28ab2e
How Much Can Agents Make Selling Under-65 Insurance: https://pod.fo/e/28aaf7
Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351
Steps to Get Ready for OEP: Federal & State Exchanges: https://pod.fo/e/28aaf6
What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://pod.fo/e/28aafb
 
Resources for Insurance Agents:
Developing an Agency — Your Guide to Getting Started: https://www.ritterim.com/agency-guide/
Email Template for Client Check-in: https://ritterim.com/documents/client-check-in-email-template.docx
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://ritterim.com/blog/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-whats-the-difference/
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://www.ritterim.com/blog/increase-sales-and-productivity-with-the-busy-medicare-agents-sales-planner/
Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/
Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/
Ritter Agent Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf
Ritter Insurance Marketing Official Site: https://ritterim.com/
Stay Organized with the Busy ACA Agent’s Sales Calendar: https://www.ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/
The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/
The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/
The Ultimate Agent Resource List Pt. 1: Market Yourself: https://www.ritterim.com/blog/the-ultimate-agent-resource-list-pt.-1-market-yourself/
Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/?utm_source=asg_podcast_link
 
Not affiliated with or endorsed by Medicare or any government agency.
 
The resources in Agent's Guide to Email Communication Reesources are the opinions of staff and agents who work with Ritter Insurance Marketing. We cannot guarantee that an agent’s business will succeed if utilizing these recommendations. An agents is solely responsible for making all decisions and taking actions related to their business.

5 Holiday Podcast Recommendations

 
 
Celebrate the upcoming Ho-Ho-Holidays with these podcast recommendations! Sarah has picks that will keep you in a jolly, festive mood as you make your preparations.
 
Mentioned in this Episode:
Nicked: Official Site | Apple | Spotify 
Scrooge: A Christmas Carol Podcast: Official Site | Apple | Spotify 
The Nutcracker Podcast: Official Site | Apple | Spotify 
‘Tis the Grinch Holiday Podcast: Apple | Spotify | Wondery 
Welcome to Tinsel Town: Apple | Spotify 
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 
 
Not affiliated with or endorsed by Medicare or any government agency. 

ASG Podcast Holiday Gift Guide

 
Join Sarah and Tina as they chat about their favorite gifts to give during this festive (and busy!) time of year. Consider this your survival guide for holiday gift-giving!
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Mentioned in this episode:
Alter Eco Foods: https://www.alterecofoods.com/  
Penzeys Spices: https://www.penzeys.com/  
Torchbearer Sauces: https://www.torchbearersauces.com/  
Unreal Snacks: https://unrealsnacks.com/
 
Other episodes you might like:
Best Mobile Group Games! https://pod.fo/e/28b5ed  
Instagram Basics for Insurance Agents: https://pod.fo/e/28803f   
Top Holiday Toys of 2024: https://pod.fo/e/287dd6  
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 
Not affiliated with or endorsed by Medicare or any government agency.