Agent Survival Guide Podcast
The Friday Five
Episodes

7 days ago
7 days ago
The Friday Five for May 26, 2023:
AHIP 2024 Certification Dates
MA Enrollment Reaches 50 Percent
1 in 5 Seniors Skipping Meds to Cut Costs
Apple Personal Voice feature
Meta’s New Twitter Clone
What’s your favorite social media platform? Let us know by email at ASGPodcast@RitterIM.com or call and leave a voicemail at 717-562-7211.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Things About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-working-with-ritter-insurance-marketing/
2024 Marketplace Final Rule Changes Agents Should Know: https://agentsurvivalguide.podbean.com/e/2024-marketplace-final-rule-changes-agents-should-know/
CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/
How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/
NABIP Certification, ChatGPT Scams, and Innovation for Field Agents: https://agentsurvivalguide.podbean.com/e/nabip-certification-chatgpt-scams-and-innovation-for-field-agents/
References:
1 in 5 U.S. Seniors Now Skip Meds Because of Cost: https://www.usnews.com/news/health-news/articles/2023-05-22/1-in-5-u-s-seniors-now-skip-meds-because-of-cost
Cost-Related Medication Nonadherence and Desire for Medication Cost Information Among Adults Aged 65 Years and Older in the US in 2022: https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2805012
Everyone should use Personal Voice; it does in 15 minutes what currently takes several weeks: https://9to5mac.com/2023/05/19/everyone-should-use-personal-voice/
Everything Coming to Hulu In June 2023: https://www.highonfilms.com/hulu-in-june-2023/
Half of All Eligible Medicare Beneficiaries Are Now Enrolled in Private Medicare Advantage Plans: https://www.kff.org/policy-watch/half-of-all-eligible-medicare-beneficiaries-are-now-enrolled-in-private-medicare-advantage-plans/
Here’s Everything Coming To & Leaving Netflix In June 2023: https://www.bustle.com/entertainment/new-on-netflix-june-2023-tv-shows-movies-coming-to-leaving-streaming
More Americans skipped the doctor last year because of costs: https://www.axios.com/2023/05/23/medical-costs-american-healthcare
More people are delaying medical care due to cost, Federal Reserve finds: https://www.marketplace.org/2023/05/24/more-people-delaying-medical-care-due-to-cost-fed-survey-finds/
Netflix begins its password sharing crackdown in the US and global markets: https://techcrunch.com/2023/05/23/netflix-begins-its-password-sharing-crackdown-in-the-u-s/
New iPhone feature can replicate user’s voice in 15 minutes: Apple: https://thehill.com/homenews/4011420-new-iphone-feature-can-replicate-users-voice-in-15-minutes-apple/
What's Coming to Disney+ in June 2023 (US): https://whatsondisneyplus.com/whats-coming-to-disney-in-june-2023-us/
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Friday May 19, 2023
NABIP Certification, ChatGPT Scams, and Innovation for Field Agents
Friday May 19, 2023
Friday May 19, 2023
The Friday Five for May 19, 2023: NABIP 2024 certification release date, Chat GPT fleeceware scams, Craig Ritter’s panel at Medicarians, new HSA and HDHP limits from the IRS, and TikTok Sans.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
FAQs About NABIP Medicare Certification: https://www.ritterim.com/blog/faqs-about-nabip-medicare-certification/
NABIP 2024 Medicare Certification: https://www.ritterim.com/blog/nabip-2024-medicare-certification/
References:
Carriers Accepting NABIP Certification: https://nabip.org/professional-development/medicare-advantage-certification/carriers
ChatGPT Scams Are Infiltrating the App Store and Google Play: https://www.wired.com/story/chatgpt-scams-apple-app-store-google-play/
Innovation for Field Agents | Medicarians | AgentSync: https://www.youtube.com/watch?v=lKPHyy1jZK4
Introducing TikTok Sans: TikTok's new bespoke typeface: https://newsroom.tiktok.com/en-us/introducing-tiktok-sans
IRS announces 2024 HSA, HDHP limits: https://www.benefitspro.com/2023/05/17/irs-announces-2024-hsa-hdhp-limits/
IRS Gives Big Boost to HSA, HDHP Limits in 2024: https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/2024-irs-contribution-limits-for-hsas-and-high-deductible-health-plans.aspx
Montana becomes the first state to ban TikTok: https://www.npr.org/2023/05/18/1176805559/montana-tiktok-ban
National Association of Benefits and Insurance Professionals (NABIP) Official Website: https://nabip.org/
NABIP Online Learning Portal: https://nabip.inreachce.com/
TikTok has a new font / TikTok Sans. https://www.theverge.com/2023/5/17/23727052/tiktok-sans-new-font

Friday May 12, 2023
5 Things About Working with Ritter Insurance Marketing
Friday May 12, 2023
Friday May 12, 2023
We shine the spotlight on Ritter Insurance Marketing - the field marketing organization that powers the Agent Survival Guide Podcast! Curious about partnering with Ritter? Need help with leads and marketing? Get those details and more in this special episode!
Want more information on field marketing organizations? Download our eBook: How Insurance FMOs Work
Have questions about working with Ritter Insurance Marketing? Email us at ASGPodcast@RitterIM.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/
College Majors That Work Well In the Insurance Industry: https://agentsurvivalguide.podbean.com/e/college-majors-that-work-well-in-the-insurance-industry/
How Insurance FMOs Work eBook: https://www.ritterim.com/how-insurance-fmos-work/
FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference?: https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/
Ready to Join an FMO? 10 Things to Consider: https://agentsurvivalguide.podbean.com/e/ready-to-join-an-fmo-10-things-to-consider/
Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner: https://agentsurvivalguide.podbean.com/e/ritter-s-tools-resources-for-insurance-agents-featuring-harry-rittner/
The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/training-opportunities-for-insurance-agents-at-ritter/
What Are Insurance Hierarchies & How Do They Work? https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/

Friday May 05, 2023
New Mortgage Rates, Interest Rates Increase, & Apple WWDC 2023
Friday May 05, 2023
Friday May 05, 2023
The Friday Five for May 5, 2023: new LLPA home mortgage rate schedule, FDIC insurance deposit reform proposal, Fed interest rate increase, Apple WWDC 2023 rumors, and the 2023 Writers Guild of America strike.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/
Cybersecurity Best Practices for Insurance Agents: https://agentsurvivalguide.podbean.com/e/cybersecurity-best-practices-for-insurance-agents/
Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/
Summits Registration LIVE, Mislabeled Melatonin, & Netflix Password Sharing: https://agentsurvivalguide.podbean.com/e/summits-registration-live-mislabeled-melatonin-netflix-password-sharing/
The Future of Medicare Part D: The Push Toward MAPD: https://agentsurvivalguide.podbean.com/e/the-future-of-medicare-part-d-the-push-toward-mapd/
References:
Apple will launch a journaling app in iOS 17, but that’s bad news for some devs: https://arstechnica.com/gadgets/2023/04/apple-plans-mental-health-focused-journaling-app-for-ios-17/
Apple’s Worldwide Developers Conference returns June 5, 2023: https://www.apple.com/newsroom/2023/03/apples-worldwide-developers-conference-returns-june-5/
As Writers Strike, AI Could Covertly Cross the Picket Line: https://www.hollywoodreporter.com/business/business-news/writers-strike-ai-chatgpt-1235478681/
FACT SHEET: The Biden-Harris Administration Advances Equity and Opportunity for Black Americans and Communities Across the Country: https://www.whitehouse.gov/briefing-room/statements-releases/2023/02/27/fact-sheet-the-biden-%E2%81%A0harris-administration-advances-equity-and-opportunity-for-black-americans-and-communities-across-the-country/
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix PRIOR TO MAY 1, 2023: https://singlefamily.fanniemae.com/media/33201/display
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix EFFECTIVE MAY, 1 2023: https://singlefamily.fanniemae.com/media/9391/display
FDIC recommends raising insured deposit limit for businesses: https://apnews.com/article/fdic-banks-insurance-first-republic-0a8bc823eec4e3bef0825206c610de15
FDIC Releases Comprehensive Overview of Deposit Insurance System, Including Options for Deposit Insurance Reform: https://www.fdic.gov/news/press-releases/2023/pr23035.html
F.D.I.C. Proposes Broadening Bank Insurance for Businesses: https://www.nytimes.com/2023/05/01/business/fdic-bank-insurance-proposals.html
Fed Raises Rates but Opens Door to Pause: https://www.nytimes.com/live/2023/05/03/business/fed-interest-rates
Fed recap: Here are Chair Powell’s market-moving comments after the latest rate hike: https://www.cnbc.com/2023/05/03/live-updates-fed-decision-may-2023.html
Federal Reserve raises interest rates to 16-year high as fight to tame inflation persists: https://www.nbcnews.com/business/economy/federal-reserve-next-interest-rate-hike-may-2023-how-much-rcna82277
First Republic Bank collapse spurs fears for banking system, broader economy: https://thehill.com/business/banking-financial-institutions/3982011-first-republic-bank-collapse-spurs-fears-for-banking-system-broader-economy/
From mini rooms to streaming, things have changed since the last big writers' strike: https://www.npr.org/2023/05/03/1173439467/writers-guild-strike-2023-comparison-2007
Hot Pod writer Amrita Khalid on how “A potential writers strike impacts fiction podcasts”: https://twitter.com/askhalid/status/1652074131222048770
How The Writers Strike May Affect Your TV Viewing This Week (And Beyond): https://www.huffpost.com/entry/writers-strike-tv-shows_l_6452606be4b0bc1dad7a71f9
iOS 17 Coming Soon for iPhones and Rumored to Include These 8 New Features: https://www.macrumors.com/2023/05/03/ios-17-rumor-recap/
iOS 17 to Include Mood Tracker and Health App for iPad, AI-Based Health Coaching Service Coming in 2024: https://www.macrumors.com/2023/04/25/ios-17-health-app-updates/
Mortgage fees to rise for buyers with high credit scores, fall for those with lower scores: https://www.mercurynews.com/2023/05/01/mortgage-fees-to-rise-for-buyers-with-high-credit-scores-fall-for-those-with-lower-scores/
New fee structure on May 1 will make mortgages cheaper for some and pricier for others: https://www.businessinsider.com/personal-finance/biden-fhfa-new-mortgage-fee-structure-2023-4
New Loan-level Price Adjustment Framework Memo from Fannie Mae: https://singlefamily.fanniemae.com/media/33241/display
Scripted and fiction podcast writers required to stop working on projects immediately as part of WGA strike: https://www.podpod.com/article/1821507/scripted-fiction-podcast-writers-required-stop-working-projects-immediately-part-wga-strike
Today's Fed Meeting: https://www.barrons.com/livecoverage/fed-may-meeting-rate-decision-powell-speech-today
Writers Go on Strike and Late Shows Go Dark: https://www.nytimes.com/2023/05/02/business/media/late-shows-writers-strike.html

Friday Apr 28, 2023
Summits Registration LIVE, Mislabeled Melatonin, & Netflix Password Sharing
Friday Apr 28, 2023
Friday Apr 28, 2023
The Friday Five for April 28, 2023: Summits registration is live at https://www.summits.ritterim.com, JAMA Network reports on mislabeled melatonin, learning about emotional intelligence, a Pew Research Center study on podcast listening, and Netflix password sharing to end soon.
Register for SUMMITS from Ritter Insurance Marketing
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
SUMMITS Official Website & Registration: https://summits.ritterim.com/
References:
5 Revealing Questions to Assess Whether You (or Your Boss) Have Emotional Intelligence: https://www.inc.com/marcel-schwantes/5-revealing-questions-to-assess-whether-you-or-your-boss-has-emotional-intelligence.html
22 Out of 25 Melatonin Products Were Mislabeled, Study Finds: https://www.nytimes.com/2023/04/25/well/live/melatonin-gummies-mislabeled-sleep.html
Americans name a long, diverse list of podcasts they listen to most: https://www.pewresearch.org/short-reads/2023/04/20/americans-name-a-long-diverse-list-of-podcasts-they-listen-to-most/
A New Leadership Paradigm: The EQ Multiplier: https://www.forbes.com/sites/heatherhartnett1/2023/04/25/a-new-leadership-paradigm-the-eq-multiplier/?sh=56586389444a
Disney+ Announces New TV and Movie Arrivals for May 2023: https://comicbook.com/tv-shows/news/disney-plus-may-2023-new-movies-tv-shows/#11
Everything You Need to Know About Netflix Cracking Down on Password Sharing: https://time.com/6251148/netflix-password-sharing-crackdown-rules/
Melatonin for kids: Is it effective? Is it safe? https://answers.childrenshospital.org/melatonin-for-children/
Melatonin in sleep-aid gummies can be off by up to 350%, study finds: https://arstechnica.com/science/2023/04/crazy-variability-of-melatonin-in-sleep-aid-gummies-may-keep-you-up-at-night/
Netflix Plans & Pricing: https://help.netflix.com/en/node/24926
Netflix reveals new timeline for its password-sharing crackdown: https://www.cbsnews.com/news/netflix-password-crackdown-timeline-sharing-paid-earnings-q1-2023/
Paying to Share Netflix Outside Your Household: https://about.netflix.com/en/news/paying-to-share-netflix-outside-your-household
Quantity of Melatonin and CBD in Melatonin Gummies Sold in the US: https://jamanetwork.com/journals/jama/fullarticle/2804077
Quiz Yourself: Do You Lead with Emotional Intelligence? https://hbr.org/2015/06/quiz-yourself-do-you-lead-with-emotional-intelligence
Sharing Your Netflix Password? You'll Be Paying Extra Real Soon: https://www.cnet.com/tech/services-and-software/sharing-your-netflix-password-youll-be-paying-extra-real-soon/
The 5 elements of emotional intelligence: https://www.icaew.com/insights/student-insights/the-5-elements-of-emotional-intelligence
What’s coming to Netflix in May 2023?: https://readysteadycut.com/2023/04/26/whats-coming-to-netflix-in-may-2023/
Why Emotional Intelligence Is Important In Leadership: https://online.hbs.edu/blog/post/emotional-intelligence-in-leadership

Friday Apr 21, 2023
2024 Marketplace Final Rule, the Adderall Shortage, & Testing Meta Verified
Friday Apr 21, 2023
Friday Apr 21, 2023
The Friday Five for April 21, 2023: HHS Notice of Benefit and Payment Parameters for 2024 Final Rule, Medicaid redeterminations and dental coverage, updates on the national Adderall shortage, testing out Meta verified on Instagram, and Bluesky Social public beta.
Get in touch with our sales team: https://www.ritterim.com/meet-your-sales-team/
Email the Agent Survival Guide Podcast team (especially if you have Bluesky invite codes, but we’d love your questions, too!) at ASGPodcast@RitterIM.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/
Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/
Fun With Multiplayer Mobile Games: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-with-multiplayer-mobile-games/
Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/
The Advantages of Being a Field vs. Call Center Insurance Agent: https://agentsurvivalguide.podbean.com/e/the-advantages-of-being-a-field-vs-call-center-insurance-agent/
References:
5 Things About the ACA Marketplace (December 16, 2022 Friday Five): https://agentsurvivalguide.podbean.com/e/5-things-about-the-aca-marketplace-the-friday-five/
About Meta Verified on Instagram: https://help.instagram.com/738055111270671
Bluesky Social: https://bsky.app/
CMS raises cap on nonstandard plans in final ACA exchange rule: https://www.fiercehealthcare.com/regulatory/cms-raises-cap-nonstandard-plans-final-aca-exchange-rule
HHS Notice of Benefit and Payment Parameters for 2024 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule
HHS Notice of Benefit and Payment Parameters for 2024 Proposed Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-proposed-rule
HHS Finalizes Policies to Make Coverage More Accessible and Expand Behavioral Health Care Access for Millions of Americans in 2024: https://www.cms.gov/newsroom/press-releases/hhs-finalizes-policies-make-coverage-more-accessible-and-expand-behavioral-health-care-access
Jack Dorsey's Twitter-like Bluesky app arrives on Android: https://www.engadget.com/jack-dorseys-twitter-like-bluesky-app-arrives-on-android-063526715.html
New CareQuest Institute Analysis: More Than 14 Million People May Lose Dental Coverage Under Medicaid Redetermination: https://www.businesswire.com/news/home/20230419005247/en/New-CareQuest-Institute-Analysis-More-Than-14-Million-People-May-Lose-Dental-Coverage-Under-Medicaid-Redetermination
Pharmacies are still turning people away as the Adderall shortage continues: https://www.nbcnews.com/health/health-news/adderall-shortage-pharmacies-still-unable-stock-enough-drug-patients-rcna80260
Testing Meta Verified to Help Creators Establish Their Presence: https://about.fb.com/news/2023/02/testing-meta-verified-to-help-creators/
The ongoing, unnecessary Adderall shortage, explained: https://www.vox.com/policy/2023/4/10/23671128/adhd-medication-adderall-shortage-2023
Why the Adderall Shortage Has Lasted So Long: https://time.com/6272668/adderall-shortage-update/
Xanax and Adderall Access Is Being Blocked by Secret Drug Limits: https://www.bloomberg.com/news/articles/2023-04-03/adderall-shortages-are-made-worse-by-the-opioid-crisis

Friday Apr 07, 2023
Friday Apr 07, 2023
The Friday Five for April 7, 2023: the CMS 2024 Medicare Advantage and Part D rate announcement, Medicaid redeterminations begin, FDA announces mail-back envelopes for opioid prescriptions, eFile.com malware issue, and the 27th Annual Webby Awards.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/
Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/
Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/
New Features in Apple iOS 16.4 & More UPDATE: https://agentsurvivalguide.podbean.com/e/new-features-in-apple-ios-164-more-update/
Medicaid Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/
References:
Fact Sheet: 2024 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/fact-sheet-2024-medicare-advantage-and-part-d-rate-announcement
FDA Moves Forward with Mail-back Envelopes for Opioid Analgesics Dispensed in Outpatient Settings: https://www.fda.gov/news-events/press-announcements/fda-moves-forward-mail-back-envelopes-opioid-analgesics-dispensed-outpatient-settings
HHS: 15M people could drop off Medicaid rolls after COVID-19 emergency ends: https://www.fiercehealthcare.com/payers/hhs-15m-people-could-drop-medicaid-rolls-after-covid-19-emergency-ends
HHS Updates 2024 Medicare Advantage Program and Part D Payment Policies: https://www.cms.gov/newsroom/press-releases/hhs-updates-2024-medicare-advantage-program-and-part-d-payment-policies
IRS-authorized tax service eFile was found sending out malware: https://www.techradar.com/news/this-irs-authorized-tax-service-was-found-sending-out-malware
Mail-Back Envelopes Will Be Dispensed With Outpatient Opioid Scripts: https://www.medpagetoday.com/neurology/painmanagement/103846
Tax Prep Site eFile.com Delivered Malware to Users for Weeks: https://www.pcmag.com/news/tax-prep-site-efilecom-delivered-malware-to-users-for-weeks
Tax Return Filing Service eFile.com Caught Serving Malware: https://www.securityweek.com/tax-return-filing-service-efile-com-caught-serving-malware/
The 27th Annual Webby Awards: https://www.webbyawards.com/
Urban: 18M could lose Medicaid coverage after COVID-19 emergency expires, likely next year: https://www.fiercehealthcare.com/payers/urban-18m-could-lose-medicaid-coverage-after-covid-19-emergency-expires-likely-next-year
2023 Webby Award Nominees Podcast Recommendations:
#5Things: This week in social: https://open.spotify.com/show/6oXVXJViYbHbJz5rJz7Mel
All Things Undone: https://www.allthingsundonepodcast.com/
Creativity in Captivity: https://www.creativityincaptivity.fun/
Girl Tales: https://girltalespodcast.com/
Sound Worlds: https://soundworlds.org/
The Call of the Void: https://www.acornartsandentertainment.com/thevoid

Friday Mar 31, 2023
New Features in Apple iOS 16.4 & More UPDATE
Friday Mar 31, 2023
Friday Mar 31, 2023
The Friday Five for March 31, 2023: awaiting the CMS Medicare Advantage and Part D Capitation Rates for CY 2024, FDA approval for Narcan OTC, a smart TV scam, and new features in Apple iOS 16.4.
What would you like to hear on the Friday Five? Email us and let us know!
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Agent Apps | Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/
Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/
Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/
References:
12 iOS 16.4 features that are about to make your iPhone even better: https://www.digitaltrends.com/mobile/12-ios-164-features-that-are-about-to-make-your-iphone-even-better/
Apple Announces WWDC 2023 Event Taking Place June 5 to 9: https://www.macrumors.com/2023/03/29/apple-announces-wwdc-2023/
BBB Scam Alert: Scammers may be targeting your smart TV: https://www.bbb.org/article/scams/28221-bbb-scam-alert-scammers-may-be-target-your-smart-tv
Contract Year 2024 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs Proposed Rule (CMS-4201-P): https://www.cms.gov/newsroom/fact-sheets/contract-year-2024-policy-and-technical-changes-medicare-advantage-and-medicare-prescription-drug
Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in April 2023: https://comicbook.com/tv-shows/news/everything-coming-to-netflix-disney-hbo-max-other-major-streaming-services-in-april-2023/
iOS 16.4: What’s new for Apple Podcasts: https://podcasters.apple.com/4844-ios-164-whats-new-for-apple-podcasts
Major Compliance Changes Are Coming to Medicare Advantage & Part D for 2024: https://www.ritterim.com/blog/major-compliance-changes-are-coming-to-medicare-advantage-part-d-for-2024
‘You don’t want to fall for this’: BBB warns of smart TV scam: https://thehill.com/homenews/3925096-you-dont-want-to-fall-for-this-bbb-warns-of-smart-tv-scam/
Drug Overdose Deaths in the United States, 2001–2021: https://www.cdc.gov/nchs/products/databriefs/db457.htm
F.D.A. Approves Narcan for Over-the-Counter Sales: https://www.nytimes.com/2023/03/29/health/narcan-over-the-counter.html
FDA Approves First Over-the-Counter Naloxone Nasal Spray: https://www.fda.gov/news-events/press-announcements/fda-approves-first-over-counter-naloxone-nasal-spray
U.S. FDA Approves Over-the-Counter Designation for Emergent BioSolutions’ NARCAN® Nasal Spray, a Historic Milestone for the Opioid Overdose Emergency Treatment: https://investors.emergentbiosolutions.com/news-releases/news-release-details/us-fda-approves-over-counter-designation-emergent-biosolutions

Friday Mar 24, 2023
Podcast Rebrand, TikTok, and a New Webinar Series
Friday Mar 24, 2023
Friday Mar 24, 2023
The Friday Five for March 24, 2023: an ASG Podcast rebrand, interest rates, the TikTok hearing, CDC investigating recalled eye drops, and a new webinar series for insurance agents!
New webinar series! Register for Client Considerations: Working Past Age 65
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Agent Survival Guide Podcast Official Website: https://www.ritterim.com/podcast
2023 State of the Senior Market: In Review: https://agentsurvivalguide.podbean.com/e/2023-state-of-the-senior-market-in-review/
Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://agentsurvivalguide.podbean.com/e/annuities-vs-401ks-examining-differences-that-can-matter-to-clients/
Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/
More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/more-people-working-past-age-65-%e2%80%93-what-it-means-for-agents-selling-medicare-plans-2022/
Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/
Unretiring and What it Means for Your Medicare Clients featuring Danny Ford: https://agentsurvivalguide.podbean.com/e/unretiring-and-what-it-means-for-your-medicare-clients/
References:
Exclusive: TikTok’s CEO on the App’s Future in the U.S.: https://www.wsj.com/podcasts/the-journal/exclusive-tiktoks-ceo-on-the-apps-future-in-the-us/533a1bc7-c308-44a2-992d-5e0087b132ab
Fed hikes rates by a quarter percentage point, indicates increases are near an end: https://www.cnbc.com/2023/03/22/fed-rate-hike-decision-march-2023.html
Fed raises interest rates a quarter point despite recent banking turmoil: https://www.foxbusiness.com/economy/fed-raises-interest-rates-quarter-point-recent-banking-turmoil
Fed Raises Rates Amid Banking Turmoil: Live Updates: https://www.nytimes.com/live/2023/03/22/business/fed-interest-rates
Outbreak of Extensively Drug-resistant Pseudomonas aeruginosa Associated with Artificial Tears: https://www.cdc.gov/hai/outbreaks/crpa-artificial-tears.html
The CDC is investigating recalled eyedrops after infections cause death and blindness: https://www.npr.org/2023/03/22/1165268600/eyedrop-recall-bacteria-infection-cdc
The Fed is likely to hike rates by a quarter point but it must also reassure it can contain a banking crisis: https://www.cnbc.com/2023/03/21/fed-likely-to-raise-rates-by-a-quarter-point-but-it-must-also-reassure-markets-on-banking-system.html
TikTok CEO testifies before Congress for the first time: https://www.cnn.com/2023/03/23/tech/tiktok-ceo-hearing/index.html
TikTok's most popular House lawmaker says app's security concerns are real but doesn't see a ban as inevitable: https://www.nbcnews.com/politics/congress/tiktoks-popular-house-lawmaker-discusses-security-concerns-rcna76245
What to Know About the Recent Eye Drop Recalls: https://www.nytimes.com/article/eye-drops-recall-explained.html
What to Know About Today’s Congressional Hearing on TikTok: https://www.nytimes.com/2023/03/23/technology/tiktok-congress-hearing.html

Friday Mar 17, 2023
Medicare Inflation Rebate Drug List, Mint Mobile, and More
Friday Mar 17, 2023
Friday Mar 17, 2023
The Friday Five for March 17, 2023: The first Medicare inflation rebate drug list; possible legislation coming for PBMs; February CPI, bank failures, and interest rates; Mint Mobile; and Meta’s “Year of Efficiency.”
Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
2023 State of the Senior Market: In Review: https://agentsurvivalguide.podbean.com/e/2023-state-of-the-senior-market-in-review/
Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://agentsurvivalguide.podbean.com/e/annuities-vs-401ks-examining-differences-that-can-matter-to-clients/
Helping Medicare Clients Who Have Powers of Attorney or Conservatorships: https://agentsurvivalguide.podbean.com/e/helping-medicare-clients-who-have-powers-of-attorney-or-conservatorships/
Medicare Solvency, Connecting with Medicaid Beneficiaries, & More: https://agentsurvivalguide.podbean.com/e/medicare-solvency-connecting-with-medicaid-beneficiaries-more/
The Power of Listening & Laughter: https://agentsurvivalguide.podbean.com/e/the-power-of-listening-laughter-monday-motivation/
References:
Explaining the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/medicare/issue-brief/explaining-the-prescription-drug-provisions-in-the-inflation-reduction-act/#bullet02
Fact Sheet: Medicare Prescription Drug Inflation Rebate Program Initial Guidance: https://www.cms.gov/files/document/inflation-rebate-fact-sheet-february-2023.pdf
FACT SHEET: Seniors Across the Country Are Saving Millions of Dollars in Health Care Costs Because of President Biden’s Prescription Drug Law: https://www.whitehouse.gov/briefing-room/statements-releases/2023/03/15/fact-sheet-seniors-across-the-country-are-saving-millions-of-dollars-in-health-care-costs-because-of-president-bidens-prescription-drug-law/
Inflation Reduction Act Tamps Down on Prescription Drug Price Increases Above Inflation: https://www.hhs.gov/about/news/2023/03/15/inflation-reduction-act-tamps-down-prescription-drug-price-increases-above-inflation.html
Is My Money Safe?: https://www.aarp.org/money/investing/info-2023/fdic-and-more-insurance-faqs.html
Meta gives up on NFTs for Facebook and Instagram: https://www.theverge.com/2023/3/13/23638572/instagram-nft-meta-facebook-quits-digital-collectibles
Meta is cutting its Reels Play bonus program on Instagram and Facebook: https://www.theverge.com/2023/3/9/23633249/meta-ends-reels-play-bonus-instagram-facebook
Meta is laying off 10,000 more employees in a series of cuts: https://www.theverge.com/2023/3/14/23629726/meta-layoffs-mark-zuckerberg-facebook-tech-recruiting
Novo Nordisk to slash U.S. insulin prices by up to 75%, following move by Eli Lilly: https://www.cnbc.com/2023/03/14/novo-nordisk-to-slash-us-insulin-prices-by-up-to-75percent-after-eli-lilly.html
PBMs face scrutiny as House committee opens investigation: https://www.benefitspro.com/2023/03/14/pbms-face-scrutiny-as-house-committee-opens-investigation
Something broke, but the Fed is still expected to go through with rate hikes: https://www.cnbc.com/2023/03/13/something-broke-but-the-fed-is-still-expected-to-go-through-with-rate-hikes.html
T-Mobile buys Ryan Reynolds' Mint Mobile in a $1.35 billion deal: https://www.npr.org/2023/03/15/1163743380/t-mobile-buys-mint-mobile-ryan-reynolds
T-Mobile to Buy Low-Cost Carrier Mint Mobile: https://www.nytimes.com/2023/03/16/business/ryan-reynolds-mint-t-mobile.html
‘That’s how capitalism works,’ Biden says of SVB, Signature Bank investors who lost money in failed banks: https://www.cnbc.com/2023/03/13/thats-how-capitalism-works-biden-says-of-svb-signature-bank-investors-who-lost-money-in-failed-banks.html
The Ambies 2023 Winners & Nominees: https://www.ambies.com/2023-winners
The forgotten rescue plan that could prevent another SVB-like collapse: https://www.cnn.com/2023/03/15/investing/premarket-stocks-trading/index.html
US inflation eases but stays high, putting Fed in tough spot: https://apnews.com/article/inflation-federal-reserve-interest-rates-banks-economy-40c98d52a8bc71e21a228ed5c1cbde86