Compliance

Do you want to expand your sales portfolio? Learn with easy steps how you can get ACA certified online! Read the text version. Register for your FREE RitterIM.com account   Mentioned in this episode: Contact the Team at Ritter Insurance MarketingAB Registration Completion ListAgent and Broker Marketplace Registration TrackerCMS Enterprise PortalFour Reasons Why Ritter Should Be Your FMO Insurance AgencyPlan Year 2022 Health Insurance Marketplace Registan and Training for New Agents and BrokersReturning Agents’ and Brokers’ Guide to Plan Year 2022 Marketplace Registration and Training   More episodes you’ll like: 8 Reasons Why Medicare Agents Should Sell ACA PlansLessons Learned After 400 EpisodesWhy Now is the Time to Start Selling Insurance   Articles to Share with Your Clients: Do These 3 Most Common Natural Supplements Actually Work?The Mental Health Benefits of ExerciseThe Difference of Cooking with Fresh and Dry Herbs   Ritter Insurance Marketing eBooks & Guides: Agent Survival Kits: Beginners or ExpertsHow to Host a Successful Medicare Educational EventYour Step-By-Step Guide to Getting Started in Insurance Sales   The latest from Ritter’s Blog: How Insurance Agents Can Learn About Their Social Media AudienceThe Part D SEP Triggers That Can Help You Post-AEPWhy Young Professionals Should Consider Becoming Insurance Agents   Subscribe & Follow: Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher   Connect on social: FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram  

  At the Agent Survival Guide Podcast, we’ll help you stay HIPAA compliant! Find out what you’re responsible for under HIPAA regulations.   Read the text version.   Download the PDF   Mentioned in this episode:   HHS Minimum Necessary Requirement HHS: New rule protects patient privacy, secures health information HHS Summary of the HIPAA Security Rule Is Your Agency Ready for a HIPAA Audit? Why Every Agency Should Work for HIPAA Compliance   More episodes you’ll like:   2022 Medicare Part A & B Premiums and Deductibles Are Your Medicare Marketing Materials Compliant? Do’s and Don’ts of Medicare Compliance Social Media Privacy Tips for Insurance Agents What Agents Can't Say During Medicare Sales Appointments   Articles to Share with Your Clients:   Here’s What Medicare Costs in 2022 The Value of Family Recipes What Does It Mean to be a Caregiver?   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   4 Ways Medicareful Living Can Help Your Sales Strategy Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies Offer Clients Cancer Insurance Featuring Coverage For Genomic Sequencing   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Not sure what you can or can't say during a Medicare sales appointment? We sifted through the CMS Medicare Advantage and Part D Communication Requirements to bring you 9 examples of what NOT to say the next time you make a Medicare sales pitch.   Read the text version.   Call Ritter Insurance Marketing at 800-769-1847   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing 4 Tips for Making a Better Insurance Sales Pitch Bribery Is Bad... For Business Defining the True Value of $0 Premium for Medicare Advantage Plans Do’s and Don’ts of Medicare Compliance Exciting Changes to the 48-Hour Scope of Appointment Rule Medicare Advantage Communication Requirements Part D Communication Requirements Register for your FREE RitterIM.com account   More episodes you’ll like:   October 29, 2021 | The Friday Five Rules for Hosting a Compliant Medicare Educational Event Rules for Hosting a Compliant Medicare Sales Event What Are the New Medicare Advantage & Part D Communication Requirements for 2022? Why Go About Your Business in an Ethical, Compliant Fashion   Articles to Share with Your Clients:   Does Medicare Cover Spouses or Dependents? I’ve Retired. Now What? Using Garlic in Your Cooking   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   Be Prepared to Discuss Medicare Telehealth Coverage This AEP How to Survive AEP: Wellness Tips for Insurance Agents Navigating Insurance Sales During the Medicare AEP & COVID   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Ready to hold a Medicare sales event? Don’t miss this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the Medicare Advantage and Part D Communication Requirements!   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing 3 Easy Ways to Build Your Insurance Sales Territory CMS 2019 Medicare Communications and Marketing Guidelines CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Do’s and Don’ts of Medicare Compliance Federal Register 101 Medicare Advantage Communication Requirements Navigating Insurance Sales During the Medicare AEP & COVID Part D Communication Requirements Rules for Hosting a Compliant Medicare Educational Event   More episodes you’ll like:   October 8, 2021 | The Friday Five Do’s and Don’ts of Medicare Compliance Insurance Agents & CMS Compliance | Social Media 101 Navigating Insurance Sales During the Medicare AEP & COVID Rules for Hosting a Compliant Medicare Educational Event Staying Compliant Without Compromising Salesmanship   Articles to Share with Your Clients:   Mechanical Hobbies for Seniors Quick and Easy Recipes for One The Value of Working with an Insurance Agent   Ritter Insurance Marketing eBooks & Guides:   Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide on How to Sell Medicare Advantage Plans   The latest from Ritter’s Blog:   Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2022 The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP Selling Life Insurance to Clients with Budget Concerns   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Not sure about hosting a Medicare educational event this year? Get the details to make sure you’re compliant with the Medicare Advantage and Part D Communications Requirements! We’ve updated this episode to cover how to plan, promote, and present your next event, amidst the 2nd pandemic AEP.   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   CMS 2019 Medicare Communications and Marketing Guidelines CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Contact the Team at Ritter Insurance Marketing Do’s and Don’ts of Medicare Compliance Federal Register 101 Medicare Advantage Communication Requirements Navigating Insurance Sales During the Medicare AEP & COVID Part D Communication Requirements What to Know About SOAs in Senior Market Sales   More episodes you’ll like:   Do’s and Don’ts of Medicare Compliance Navigating Insurance Sales During the Medicare AEP & COVID Staying Compliant Without Compromising Salesmanship   Articles to Share with Your Clients:   Signs Food Has Started to Spoil The Value of Working with an Insurance Agent Why Seniors Should Indulge Their Inner Artist   Ritter Insurance Marketing eBooks & Guides:   Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide on How to Sell Medicare Advantage Plans   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Looking for a refresher on Medicare compliance before AEP? We’ve got you covered with the important Medicare Guideline updates you need to know about, like how the MCMG are now the Medicare Advantage and Part D Communication Requirements. We outline what is and isn’t allowed in this updated episode of the ASG Podcast.   Read the text version.   Learn more about Medicareful   Mentioned in this episode:   Defining the True Value of $0 Premium for Medicare Advantage Plans Exciting Changes to the 48-Hour Scope of Appointment Rule Federal Register 101 Federal Register Site Get Your FREE Medicareful Site! How to Better Market Yourself Marketing & Incentives from Ritter Insurance Marketing Medicare Advantage Communication Requirements Medicareful Direct Enrollment Site Part D Communication Requirements Rules for Hosting a Compliant Medicare Educational Event Rules for Hosting a Compliant Medicare Sales Event What to Know About SOAs in Senior Market Sales   More episodes you’ll like:   September 10, 2021 | The Friday Five Insurance Agents & CMS Compliance | Social Media 101 Rules for Hosting a Compliant Medicare Educational Event   The latest from Ritter’s Blog:   How to Prepare for AEP Like a Pro Ritter Acquires Executive Resource Insurance Network, Expands in Florida Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource   Articles to Share with Your Clients:   Common Behaviors That Can Lead to Cancer How Do Medicare Agents Make Money? Quick and Easy Recipes for One   Ritter Insurance Marketing eBooks & Guides:   How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  The Medicare Communications and Marketing Guidelines had a rebrand! What’s changed now that they’re the Medicare Advantage and Part D Communication Requirements? What’s staying the same? We’ve got all the details!   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Code of Federal Regulations – Recent Changes Contact the Team at Ritter Insurance Marketing complianceofficer@ritterim.com Federal Register 101 Federal Register Table of Contents Medicare Advantage Communication Requirements Part D Communication Requirements   More episodes you’ll like:   5 Real-Life Medicare Sales Scenarios and How to Handle Them 5 MORE Real-Life Medicare Sales Scenarios and How to Handle Them How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans   Articles to Share with Your Clients:   Is Magnesium Healthy for You? What are the Medicare Part D Defined Standard Benefits and Alternatives? When Should I Seek Mental Health Help?   Ritter Insurance Marketing eBooks & Guides:   The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog: Join Us at the Summits! Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents 2022 Medicare Advantage & Part D Certification Info   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Get the details on AHIP requirements, how certification works for insurance agents, ways to find discounts, and more. If you're getting ready for AEP, you don't want to miss this episode of the Agent Survival Guide Podcast!   Read the text version.   Register for your FREE RitterIM.com account   Frequently Asked Questions about AHIP: [5:56.086] Do I need to pass AHIP if I already passed last year? [6:34.257] Do I need to complete the AHIP training review questions? [6:55.029] How many attempts at the AHIP test do I get? [7:15.357] How long must I take between failed attempts? [7:41.793] Do I have to take AHIP directly through their website? [8:07.803] Do I have to take the training on a computer? [8:23.557] How much does AHIP cost?> [8:32.321] Can I get an AHIP certification discount? [9:04.170] Is it possible to get a $125 AHIP reimbursement? [10:20.844] Is there a deadline to pass AHIP to sell in 2022? [10:39.696] Is AHIP an open-book test? [10:48.254] Is AHIP a timed test? [11:06.595] What score do I need to pass? [11:15.187] How much should I prepare?   Mentioned in this episode:   AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training Site America’s Health Insurance Plans (AHIP) Description Find Your Ritter Sales Specialist Important 2022 AHIP Certification Training Updates You Should Know Register for your FREE RitterIM.com account Ritter's Carrier Certification Info Ritter Carrier Product Info The Survivor’s AEP Checklist   More episodes you’ll like:   AHIP Test Tips & Tricks for Medicare Certification Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode! How to Check for Your First Looks Get your First Looks and get ready to succeed this AEP! In this episode, we talk carrier first looks, how to find them on the Ritter platform, and what you can do with the info you learn! How to Recruit Insurance Agents to Your Downline Want to build a successful downline for your insurance business? Don’t miss our best practices for recruiting agents to your agency! And be sure to check out the show notes for a link to grab your copy of our eBook – Developing an Agency – Your Guide to Getting Started. Largest COLA In a Decade Projected & How It Affects Part B Premiums What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode! Maximum Broker Commissions for Medicare Advantage & Medicare Part D CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.   Articles to Share with Your Clients:   Cookbooks vs. Cooking Books: What's the Difference? If you're looking to improve your cooking, there are options you can try at home. Among these are cookbooks and cooking books. You may be surprised by the difference between the two. FDA Approves First Alzheimer's Drug Since 2003 The Food & Drug Administration has approved the first Alzheimer's disease drug in almost twenty years, but with it has come controversy. What Certifications & Training Does a Medicare Sales Agent Need? Trust is essential in any relationship, especially one with someone who's supposed to help you find a Medicare plan. Luckily, agents who sell Medicare plans must complete specific certifications and trainings!   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Modern Medicare Marketing for Today’s Agents The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales   The latest from Ritter’s Blog:   2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals. How to Check for Your First Looks The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period! 2021 State of the Senior Market: In Review Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

  Have questions about SOAs? Find the answers to your frequently asked questions in this episode all about Scopes of Appointment. We help you stay compliant, whether it’s inside or outside of AEP!   Read the text version.   Reach out to the Ritter New Biz Team   Mentioned in this episode:   CMS 2019 Medicare Communications and Marketing Guidelines (MCMG) CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Do’s and Don’ts of Medicare Compliance Exciting Changes to the 48-Hour Scope of Appointment Rule See how Medicareful works! Rules for Hosting a Compliant Medicare Sales Event   More episodes you’ll like:   Does Your Medicare Sales Approach Satisfy Different Budgets? Your portfolio likely includes different types of insurance for different coverage needs. But what about different financial needs? How do you factor cost into the equation compliantly? FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference? We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier. How to Get Started in Medicare Sales New to the Medicare insurance industry? Welcome, and congratulations! We packed this episode with all the agent essentials - training, tools, enrollment periods and more! Basically, everything you want to know when starting out!   Articles to Share with Your Clients:   5 Ways to Warm Up Quickly in the Winter Nobody likes being cold, and sometimes, it can even be dangerous. Beat the cold this winter with a few effective ways to warm up quickly! Internet Safety Tips for Seniors The internet can be an entertaining and informative place, but there's also a darker side to it. It's easy to fall prey to scams, identity theft, or bad information. Here are a few internet safety tips so you can protect yourself online. When Can I Get a COVID-19 Vaccination? There are many questions surrounding the rollout of the COVID-19 vaccination. When can you get one? Where? Is it safe? We're giving you some answers and resources where you can find additional information!   The latest from Ritter’s Blog:   Best Practices for Writing an Email to Your Insurance Clients A professional and effective business email takes some thought and care to construct. This is true across all industries — and even for insurance agents writing marketing or follow-up emails to their clients. How to Be an Adaptable Insurance Agent In today’s ever-changing world, being adaptable is not only good for business, it’s a necessity. As an insurance agent, you need this skill to keep up with the times and your clients’ unique needs. How to Take on an Upset Client in the Insurance Industry At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn  

  Ready to hold a Medicare sales event? Check out this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the CMS Medicare Communications and Marketing Guidelines!   Read the text version.   Mentioned in this episode:   3 Easy Ways to Build Your Insurance Sales Territory CMS 2019 Medicare Communications and Marketing Guidelines CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Do’s and Don’ts of Medicare Compliance How You Can Sell Insurance In Your State During COVID-19 Navigating Insurance Sales During the Medicare AEP & COVID Rules for Hosting a Compliant Medicare Educational Event   More episodes you’ll like:   October 16, 2020 | The Friday Five The Friday Five for October 16, 2020: Medicare Advantage carrier recommendations for 2021, SSA announces COLA for 2021, webinars for insurance agents selling Medicare, ways to quickly relax, and a recap from Apple’s Hi, Speed event. Do’s and Don’ts of Medicare Compliance Need a recap on Medicare compliance this AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2021. We’ll go over what’s allowed — and what’s not — in this updated episode of the ASG Podcast. Insurance Agents & CMS Compliance | Social Media 101 Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media. Major Changes Coming to the MA & PDP Market for 2021 Get the details on what's new in the Medicare Advantage and Part D industry for 2021! Learn about the improvements coming to these plans and how your clients will benefit from these changes! Navigating Insurance Sales During the Medicare AEP & COVID Get the details on what's new in the Medicare Advantage and AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it! Rules for Hosting a Compliant Medicare Educational Event Not sure about hosting a Medicare educational event this year? Get the details to make sure you’re compliant with the CMS Medicare Communications and Marketing Guidelines! We’ve updated this episode to cover how to plan, promote, and present your next event, even amidst the COVID-19 pandemic. Staying Compliant Without Compromising Salesmanship If you're feeling overwhelmed by Medicare compliance, then this episode is one you simply must listen to! We've got three easy ways to stay compliant without having to sacrifice time that could be spent selling. Check out our show notes for a special bonus section with links to our compliance resources.   The latest from Ritter’s Blog:   Major Changes Coming to the MA & PDP Market for 2021 Thinking of selling Medicare Advantage and prescription drug plans for 2021? This is the year to give it a try! Here’s why. Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2021 We’re now entering the AEP season, and there’s still an opportunity to contract with competitive plans in your area through Ritter. Agents can view a map of our available carriers and products in your state.  How Much Can Insurance Agents Make Selling Medicare? If you’re considering selling Medicare, you likely want to know how much you can earn from it. We’re covering the basics, including how working with an FMO can affect your commissions, to give you a good idea!   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook Twitter YouTube LinkedIn