Compliance

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You

  CMS implemented new Third-Party Marketing Organization (TPMO) compliance regulations in their Final Rule for 2023. Get the details on disclaimers and a checklist to help you review your marketing materials (website included!) prior to AEP.  Read the text version Have compliance questions? Reach out to our compliance team by email: ComplianceOfficer@RitterIM.com   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   Our Plan to Help Agents Record Calls for Medicare Sales & SOAs: https://www.ritterim.com/blog/our-plan-to-help-agents-record-calls-for-medicare-sales-soas/ What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/   References:   CMS Issues New Rule Liming Third-Parties Who Conduct Medicare Advantage Marketing: https://www.reedsmith.com/en/perspectives/2022/06/cms-issues-new-rule-limiting-thirdparties Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V    

Are Your Medicare Marketing Materials Compliant?

  Let’s learn about what is okay and not okay to feature on insurance marketing materials. Listen to these FAQs to help you stay on top of CMS compliance. Read the text version Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance MarketingCompilation of the Social Security LawsDo’s and Don’ts of Medicare ComplianceEmail the Agent Survival Guide TeamMedicare Advantage Communication RequirementsModern Medicare Marketing for Today’s AgentsPart D Communication RequirementsRitter Certification CenterSocial Media Marketing for Insurance Agents   More episodes you’ll like:   2023 Medicare Advantage and Part D Certification InfoGoogle Ad Changes for Health Insurance Advertising Require CertificationHow to Keep Social Media Professional and Personal Simultaneously   Articles to Share with Your Clients:   Do Pre-Existing Conditions Affect Medicare Coverage?The Health Benefits of Omega-3 Fatty AcidsWhich is Better: A Bath or Shower?   Ritter Insurance Marketing eBooks & Guides:   How to Host a Successful Medicare Educational EventThe Complete Guide on How to Sell Medicare Advantage PlansThe Complete Guide on How to Sell Prescription Drug Plans   The latest from Ritter’s Blog:   FAQs About NAHU Medicare CertificationWhat Agents Can’t Say During Medicare Sales AppointmentsWhat Are Agents Responsible for Under HIPAA?   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher  

Google Ad Changes for Health Insurance Advertising Require Certification

  Planning to run Google ads for your insurance business this AEP? Google recently updated their rules so anyone advertising health and medical insurance needs G2 certification. We've got the details you need! Read the text version Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing Email Verisk Financial G2 at healthinsurancecertification@verisk.comG2 Health Insurance Providers CertificationHealth Insurance Providers Certification Price and States/Locales   More episodes you’ll like:   How to Keep Social Media Professional and Personal SimultaneouslyImportant 2023 AHIP Certification Training Updates You Should KnowTraining Opportunities for Insurance Agents at Ritter   Articles to Share with Your Clients:   Is It Better to Work Out Harder or Longer?The Health Benefits of Omega-3 Fatty AcidsWhat are Medicare I-SNPs?   Ritter Insurance Marketing eBooks & Guides:   How to Host a Successful Medicare Educational EventModern Medicare Marketing for Today’s AgentsSocial Media Marketing for Insurance AgentsThe Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   The Survivor’s AEP ChecklistIs the ACA Sticking Around Long Term?2023 Medicare Advantage & Part D Certification Info   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram  

How to Keep Social Media Professional and Personal Simultaneously

  Social media can be a great tool for agents to engage with clients and other businesses. Learn how to stay professional and compliant while also making real connections. Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing5 Reasons to Keep Your Personal and Professional Social Media Separate15 Things You Should Never, Ever Share On Social MediaCMS Medicare Communications and Marketing GuidelinesCMS Medicare Advantage Communication RequirementsCMS Part D Communication RequirementsMedicareful LivingSocial Media Marketing eBook for Insurance Agents   Episodes you’ll like:   Agent Apps | Protect Your Privacy: Password Manager AppsHow to Follow Up with Medicare Clients CompliantlyShould Insurance Agents Have Their Own Websites?   Articles to Share with Your Clients:   Are Medicare Part B Giveback Plans Worth It?The Hidden Health Benefits of BowlingTips for Traveling With Your Pet   Ritter Insurance Marketing eBooks & Guides:   Developing an Agency – Your Guide to Getting StartedHow to Host a Successful Medicare Educational EventModern Medicare Marketing for Today’s AgentsSocial Media Marketing for Insurance Agents   The latest from Ritter’s Blog:   5 Myths About Selling ACA Health PlansThe State of the Aca Marketing in 2022Start Selling 5-Star Medicare Advantage Plans All Year   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram  

AEP: Ready to Sell in 5 Steps

  Prepare for the annual enrollment period with help from our ASG team. Use these steps to get ready to sell and ready to rock AEP 2023! Read the text version (and download a PDF!) Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance MarketingAHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training SiteFAQs About NAHU Medicare CertificationNAHU 2023 Medicare Certification TrainingRegister to Attend Ritter Summits! Ritter's Certification CenterThe Latest Available 2023 MA & PDP Carrier CertificationsWhat Is AHIP Certification and How Do I Get It?   More episodes you’ll like:   June 24, 2022 | The Friday Five3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEPHow to Create a Healthy Balance Between Work and LifePodcast Recommendations for Summer 2022Unretiring and What it Means for Your Medicare Clients featuring Danny Ford   Articles to Share with Your Clients:   Lower 2023 Medicare Part B Premium Could Be on the WayTips for Vacationing with PetsUsing Basil in Your Cooking   Ritter Insurance Marketing eBooks & Guides:   The Complete Guide on How to Sell Medicare Advantage PlansThe Complete Guide on How to Sell Prescription Drug PlansThe Definitive Guide to Getting Leads and Prospecting for Medicare Sales   The latest from Ritter’s Blog:   Join Us at the Summits!Our Plan to Help Agents Record Calls for Medicare Sales & SOAsThe Latest Available 2023 MA & PDP Carrier Certifications   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher  

What is AHIP Certification and How Do I Get It?

  AEP prep season is here and we've got details on AHIP requirements, how certification works for insurance agents, info on AHIP discounts and so much more. Get ready for AEP 2023 is the Agent Survival Guide Podcast! Read the text version Register for your FREE RitterIM.com account   Frequently Asked Questions about AHIP: [07:25] Do I need to pass AHIP if I already passed last year? [08:09] Do I need to complete the AHIP training review questions? [08:34] How many attempts at the AHIP test do I get? [08:59] How long must I take between failed attempts? [09:30] Do I have to take AHIP directly through their website? [10:00] Do I have to take the training on a computer? [10:14] How much does AHIP cost? [10:25] Can I get an AHIP certification discount? [10:47] Is it possible to get a $125 AHIP reimbursement? [11:02] Is there a deadline to pass AHIP to sell in 2022? [11:23] Is AHIP an open-book test? [11:32] Is AHIP a timed test? [11:54] What score do I need to pass? [12:03] How much should I prepare?   Mentioned in this episode:   Contact the Team at Ritter Insurance MarketingAHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training SiteAdvocating for Health Insurance Providers and the Patients and Communities They ServeAmerica’s Health Insurance Plans (AHIP) DescriptionFind Your Ritter Sales SpecialistRegister for your FREE RitterIM.com accountRitter's Carrier Certification CenterRitter Carrier Product InfoThe Survivor’s AEP Checklist   More episodes you’ll like:   2023 Maximum Broker Commissions for Medicare Advantage and Medicare Part DAHIP Test Tips & Tricks for Medicare CertificationHow to Check for Your First LooksHow to Recruit Insurance Agents to Your DownlineImportant 2023 AHIP Certification Training Updates You Should Know   Articles to Share with Your Clients:   Dishes to Impress Your Friends: Spring RollsWays Seniors Can Save on GroceriesWhat is Medicare's Secondary Payer Program?   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or ExpertsThe Complete Guide on How to Sell Medicare Advantage PlansThe Complete Guide on How to Sell Prescription Drug PlansThe Complete Guide to Client Loyalty and RetentionThe Definitive Guide to Getting Leads and Prospecting for Medicare Sales   The latest from Ritter’s Blog:   FAQs About Selling On-Exchange & Off-Exchange Under-65 PlansHow to Check for Your First LooksLower 2023 Medicare Part B Premium Expected After Reassessment by CMS   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher  

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training

Do you want to expand your sales portfolio? Learn with easy steps how you can get ACA certified online! Read the text version Register for your FREE RitterIM.com account   Mentioned in this episode: Contact the Team at Ritter Insurance MarketingAB Registration Completion ListAgent and Broker Marketplace Registration TrackerCMS Enterprise PortalFour Reasons Why Ritter Should Be Your FMO Insurance AgencyPlan Year 2022 Health Insurance Marketplace Registan and Training for New Agents and BrokersReturning Agents’ and Brokers’ Guide to Plan Year 2022 Marketplace Registration and Training   More episodes you’ll like: 8 Reasons Why Medicare Agents Should Sell ACA PlansLessons Learned After 400 EpisodesWhy Now is the Time to Start Selling Insurance   Articles to Share with Your Clients: Do These 3 Most Common Natural Supplements Actually Work?The Mental Health Benefits of ExerciseThe Difference of Cooking with Fresh and Dry Herbs   Ritter Insurance Marketing eBooks & Guides: Agent Survival Kits: Beginners or ExpertsHow to Host a Successful Medicare Educational EventYour Step-By-Step Guide to Getting Started in Insurance Sales   The latest from Ritter’s Blog: How Insurance Agents Can Learn About Their Social Media AudienceThe Part D SEP Triggers That Can Help You Post-AEPWhy Young Professionals Should Consider Becoming Insurance Agents   Subscribe & Follow: Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher   Connect on social: FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram  

What Are Insurance Agents Responsible for Under HIPAA?

  At the Agent Survival Guide Podcast, we’ll help you stay HIPAA compliant! Find out what you’re responsible for under HIPAA regulations.   Read the text version   Download the PDF   Mentioned in this episode:   HHS Minimum Necessary Requirement HHS: New rule protects patient privacy, secures health information HHS Summary of the HIPAA Security Rule Is Your Agency Ready for a HIPAA Audit? Why Every Agency Should Work for HIPAA Compliance   More episodes you’ll like:   2022 Medicare Part A & B Premiums and Deductibles Are Your Medicare Marketing Materials Compliant? Do’s and Don’ts of Medicare Compliance Social Media Privacy Tips for Insurance Agents What Agents Can't Say During Medicare Sales Appointments   Articles to Share with Your Clients:   Here’s What Medicare Costs in 2022 The Value of Family Recipes What Does It Mean to be a Caregiver?   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   4 Ways Medicareful Living Can Help Your Sales Strategy Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies Offer Clients Cancer Insurance Featuring Coverage For Genomic Sequencing   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

What Agents Can’t Say During Medicare Sales Appointments

  Not sure what you can or can't say during a Medicare sales appointment? We sifted through the CMS Medicare Advantage and Part D Communication Requirements to bring you 9 examples of what NOT to say the next time you make a Medicare sales pitch.   Read the text version.   Call Ritter Insurance Marketing at 800-769-1847   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing 4 Tips for Making a Better Insurance Sales Pitch Bribery Is Bad... For Business Defining the True Value of $0 Premium for Medicare Advantage Plans Do’s and Don’ts of Medicare Compliance Exciting Changes to the 48-Hour Scope of Appointment Rule Medicare Advantage Communication Requirements Part D Communication Requirements Register for your FREE RitterIM.com account   More episodes you’ll like:   October 29, 2021 | The Friday Five Rules for Hosting a Compliant Medicare Educational Event Rules for Hosting a Compliant Medicare Sales Event What Are the New Medicare Advantage & Part D Communication Requirements for 2022? Why Go About Your Business in an Ethical, Compliant Fashion   Articles to Share with Your Clients:   Does Medicare Cover Spouses or Dependents? I’ve Retired. Now What? Using Garlic in Your Cooking   Ritter Insurance Marketing eBooks & Guides:   Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   Be Prepared to Discuss Medicare Telehealth Coverage This AEP How to Survive AEP: Wellness Tips for Insurance Agents Navigating Insurance Sales During the Medicare AEP & COVID   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram  

Rules for Hosting a Compliant Medicare Sales Event

  Ready to hold a Medicare sales event? Don’t miss this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the Medicare Advantage and Part D Communication Requirements!   Read the text version.   Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing 3 Easy Ways to Build Your Insurance Sales Territory CMS 2019 Medicare Communications and Marketing Guidelines CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines Do’s and Don’ts of Medicare Compliance Federal Register 101 Medicare Advantage Communication Requirements Navigating Insurance Sales During the Medicare AEP & COVID Part D Communication Requirements Rules for Hosting a Compliant Medicare Educational Event   More episodes you’ll like:   October 8, 2021 | The Friday Five Do’s and Don’ts of Medicare Compliance Insurance Agents & CMS Compliance | Social Media 101 Navigating Insurance Sales During the Medicare AEP & COVID Rules for Hosting a Compliant Medicare Educational Event Staying Compliant Without Compromising Salesmanship   Articles to Share with Your Clients:   Mechanical Hobbies for Seniors Quick and Easy Recipes for One The Value of Working with an Insurance Agent   Ritter Insurance Marketing eBooks & Guides:   Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide on How to Sell Medicare Advantage Plans   The latest from Ritter’s Blog:   Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2022 The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP Selling Life Insurance to Clients with Budget Concerns   Subscribe & Follow:   Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher   Connect on social:   Facebook LinkedIn Twitter YouTube Instagram Sarah’s LinkedIn Sarah’s Instagram