Agent Survival Guide Podcast

International Podcast Day 2022

  We're back with more podcast recommendations all in the name of celebrating International Podcast Day 2022! Sarah has updates, recommendations, and a brand-new feature this year. Listen, like, and follow along... we hope you find some new favorites!   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Podcast Recommendations:   Afterschock: https://www.iheart.com/podcast/1119-aftershock-83996090/ Arcadia, CA: https://arcadiacalifornia.lawofnames.com/ Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest The Beautiful Liar: https://qcodemedia.com/the-beautiful-liar Bridgewater: https://www.grimandmild.com/bridgewater From Now: https://qcodemedia.com/from-now The Midnight Symphony: https://www.themidnightsymphony.com/ Missing Pages: https://thepodglomerate.com/shows/missing-pages/ Normal Gossip: https://defector.com/tag/normal-gossip/ Overleaper: https://www.realm.fm/shows/overleaper The Polybius Conspiracy: https://www.radiotopia.fm/showcase/the-polybius-conspiracy Sam Archer Third Grade Detective: https://www.gokidgo.com/samarcher The Trojan Horse Affair: https://www.nytimes.com/interactive/2022/podcasts/trojan-horse-affair.html X Marks the Spot: https://podcasts.apple.com/us/podcast/x-marks-the-spot-the-legend-of-forrest-fenn/id1626203378 Young Ben Franklin: https://gzmshows.com/shows/listing/young-ben-franklin/   More Recommendations:   Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/ International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/ Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/ Podcasts We're Currently Listening To:  https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/ Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/ International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/ Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/ Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/ March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/ Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/ International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/ Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/ Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/ Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/   References:   Bridgewater Season 2 Update from Twitter: https://twitter.com/BridgewaterPod/status/1570019391907004418?s=20&t=YRxCMwOz98h2Txojk_49XA Podcast Statistics and Data [August 2022]: https://www.buzzsprout.com/blog/podcast-statistics Radiotopia from PRX Announces Forthcoming Series from Acclaimed Indie Podcasters Avery Trufelman, Ian Chillag, and Kaitlin Prest: https://medium.com/prxofficial/radiotopia-from-prx-announces-forthcoming-series-from-acclaimed-indie-podcasters-cd4d42db8447 The Infinite Dial 2022: http://www.edisonresearch.com/wp-content/uploads/2022/03/Infinite-Dial-2022-Webinar-revised.pdf  

Updated Medicare Enrollment Rules for 2023

  Some exciting changes are coming to Medicare enrollment in 2023, thanks to the Consolidated Appropriations Act. Learn more about how these changes improve the enrollment experience for your clients! Read text version   Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   References:   CMS Proposes Updates to Reduce Barriers to Coverage, Simplify Medicare Enrollment and Expand Access: https://www.cms.gov/newsroom/press-releases/cms-proposes-updates-reduce-barriers-coverage-simplify-medicare-enrollment-and-expand-access Implementing Certain Provisions of the Consolidated Appropriations Act, 2021 and other Revisions to Medicare Enrollment and Eligibility Rules (CMS-4199-P): https://www.cms.gov/newsroom/fact-sheets/implementing-certain-provisions-consolidated-appropriations-act-2021-and-other-revisions-medicare-1 Stay Busy Outside of AEP With Special Enrollment Periods: https://agentsurvivalguide.podbean.com/e/stay-busy-outside-of-aep-with-special-enrollment-periods-asg194/ The Beginner's Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/  

2023 Medicare Part A & B Premiums and Deductibles

  Breaking news! CMS announced the 2023 Medicare Part A and B premiums and deductibles. Get the details on the cost of Medicare for your clients in CY2023!   Read the text version   Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/ Need a solution for compliant Medicare Sales Call Recording? Learn more about CallVault from Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   References:   2023 Medicare Parts A & B Premiums and Deductibles 2023 Medicare Part D Income-Related Monthly Adjustment Amounts: https://www.cms.gov/newsroom/fact-sheets/2023-medicare-parts-b-premiums-and-deductibles-2023-medicare-part-d-income-related-monthly CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts CMS Fact Facts PDF (August 2022 Version): https://data.cms.gov/sites/default/files/2022-08/4f0176a6-d634-47c1-8447-b074f014079a/CMSFastFactsAug2022.pdf  

How to Prevent Insurance Agent Negligence

  Everyone makes mistakes, but as an insurance agent, errors can cost you and your clients a lot of time and money. In this episode, learn what “agent negligence” means and some tips to a avoid it. Hint: Compliance! Read the text version   Have questions? Give us a call at 1 (717) 562-7211 or email at asgpodcast@ritterim.com   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   Do’s and Don’ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/ The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/   References:   Code of Federal Regulations – Title 42 – Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Code of Federal Regulations – Title 42 – Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V HG Legal Resources Insurance Agent Negligence Claim: https://www.hg.org/legal-articles/insurance-agent-negligence-claim-20750 Insurance Agent Negligence or Misrepresentation: https://www.findlaw.com/consumer/insurance/insurance-agent-negligence-or-misrepresentation.html Negligence and the 'Reasonable Person': https://www.findlaw.com/injury/accident-injury-law/standards-of-care-and-the-reasonable-person.html Types of Insurance Loss: https://www.merlinlawgroup.com/types-of-loss/ What are the Elements of Negligence: https://www.findlaw.com/injury/accident-injury-law/proving-fault-what-is-negligence.html What is Insurance Law? https://www.findlaw.com/hirealawyer/choosing-the-right-lawyer/insurance-law.html  

5 Things About CallVault (Compliant Medicare Sales Call Recording) | The Friday Five

  We just launched CallVault, a compliant sales call recording tool for insurance agents! Find out more about this new feature from Ritter Insurance Marketing including how you can get started using it. Register for your FREE RitterIM.com account   Compliant Call Recording with CallVault! Register to attend our webinars and learn about Ritter's brand-new Agent-Client Call Recording tool: Register for September 28, 2022 @ 10AM EST Register for September 28, 2022 @ 2PM EST Can't make those times? Reach out to our team with your questions: https://www.ritterim.com/contact/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   Learn more about the Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/  Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/  Our Plan to Help Agents Record Calls for Medicare Sales & SOAs: https://www.ritterim.com/blog/our-plan-to-help-agents-record-calls-for-medicare-sales-soas/ Ritter Integrates Compliant Sales Call Recording Capability to Their High-Functioning Client Management Platform: https://www.globenewswire.com/news-release/2022/09/13/2515099/0/en/Ritter-Integrates-Compliant-Sales-Call-Recording-Capability-to-Their-High-Functioning-Client-Management-Platform.html The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/   References:   Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and#p-1291  

Why People Are Choosing Part C Over Original Medicare

  There's no such thing as a “perfect” plan. Learn why beneficiaries are choosing Part C over Original Medicare and how you can help your clients navigate finding the right fit for them. Read the text version   Download your FREE copy of The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/ Email us your questions: ASGPodcast@Ritterim.com Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/how-to-help-your-clients-get-the-most-out-of-their-medicare-advantage-plans/ Meet Your Ritter Sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/ Selling Hospital Indemnity with Medicare Advantage: Is It Worth It: https://www.ritterim.com/blog/selling-hospital-indemnity-with-medicare-advantage-is-it-worth-it/ Start Selling 5-Star Medicare Advantage Plans All Year: https://agentsurvivalguide.podbean.com/e/start-selling-5-star-medicare-advantage-plans-all-year/ Understanding Your Medicare Advantage Plan MOOP Limit: https://living.medicareful.com/understanding-your-medicare-advantage-moop-limit What’s the Difference Between an HMO and a PPO: https://living.medicareful.com/whats-the-difference-between-an-hmo-and-a-ppo   References:   Key Drivers Behind Continued Medicare Advantage Penetration: https://www.lek.com/sites/default/files/insights/pdf-attachments/2135-Medicare-Advantage-Penetration.pdf Maximum out-of-pocket limit Medicare Advantage Plan overview: https://www.medicareinteractive.org/get-answers/medicare-health-coverage-options/medicare-advantage-plan-overview/maximum-out-of-pocket-limit Medicare Advantage Enrollment Continues to Surge in an Increasingly Complex and Competitive Landscape: https://www.chartis.com/insights/medicare-advantage-enrollment-continues-surge-increasingly-complex-and-competitive Medicare Advantage 2022 Spotlight First Look: https://www.kff.org/medicare/issue-brief/medicare-advantage-2022-spotlight-first-look/ Medicare Advantage in 2022: Premiums, Out-of-Pocket Limits, Cost Sharing, Supplemental Benefits, Prior Authorization, and Star Ratings: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-premiums-out-of-pocket-limits-cost-sharing-supplemental-benefits-prior-authorization-and-star-ratings/ Medigap Guaranteed Issue Rights: https://www.medicare.gov/supplements-other-insurance/when-can-i-buy-medigap/guaranteed-issue-rights Most Medicare Advantage enrollees like their plans, survey finds: https://www.healthcaredive.com/news/most-medicare-advantage-enrollees-like-plans-ehealth/625429/  

Agent Apps | Tina’s Personal Favorite Apps

  Thank you all for supporting the Agent Apps series thus far! In this episode Tina shares two apps that she uses frequently to order dinner and keep her ideas organized! Slice: https://slicelife.com/ Pinterest: https://www.pinterest.com/ Tina on LinkedIn: https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/  

Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them

  At some point you may be in a situation where a client has a grievance about you or their coverage.  There are ways to help prevent these situations, but as an agent you should also be prepared with how to go through the process with a client. Learn what Medicare grievances are and how to help prevent and handle them in this episode.   Read the text version   Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   Do's and Don'ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/ Get Your Medicareful Website: https://www.ritterim.com/agent-tools/medicareful/ Learning from Lost Medicare Sales: https://www.ritterim.com/blog/learning-from-lost-medicare-insurance-sales/ Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/ Our Plan to Help Agents Record Calls for Medicare Sales & SOAs: https://www.ritterim.com/blog/our-plan-to-help-agents-record-calls-for-medicare-sales-soas/ The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/ The Complete Guide on How to Sell Prescription Drug Plans: https://www.ritterim.com/pdp-ebook/ The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/ What Agents Can’t Say During Medicare Sales Appointments: https://www.ritterim.com/blog/what-agents-cant-say-during-medicare-sales-appointments/ What Are the New Medicare Advantage & Part D Communication Requirements for 2022: https://www.ritterim.com/blog/what-are-the-new-medicare-advantage-part-d-communication-requirements-for-2022/ What to Know About SOAs in Senior Market Sales: https://www.ritterim.com/blog/what-to-know-about-soas-in-senior-market-sales/ What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/   References:   Closed Confirmed Consumer Complaints by Coverage Type: https://content.naic.org/cis_agg_type.htm Closed Confirmed Consumer Complaints by Reason: https://content.naic.org/cis_agg_reason.htm CMS website: https://www.cms.gov/ How to File a Complaint (Grievance): https://www.medicare.gov/claims-appeals/how-to-file-a-complaint-grievance How Do I File an Appeal: https://www.medicare.gov/claims-appeals/how-do-i-file-an-appeal Marketing and Communications Requirements on MA and Part D Plans to Assist Their Enrollees: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and#p-106 Medicare website: https://www.medicare.gov/  

Productivity, Inflation, and Apple First Impressions | The Friday Five

  The Friday Five for September 16, 2022: Updated COVID-19 Boosters August 2022 Inflation Report Productivity Tips from The WERK Life Apple Watch OS 9 Apple iOS 16 Register for your FREE RitterIM.com account   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   References:   3-2-1 Productivity Rule: https://www.youtube.com/watch?v=4kDaWB6odHM 20 Ways to Fill an Empty Notebook: https://www.thewerklife.com/20-ways-to-fill-an-empty-notebook/ Apple's "magic" iOS 16 photo cutout hack wows iPhone users: https://www.creativebloq.com/news/ios-16-photo-cutout Apple Releases watchOS 9 With Medication Tracking, New Watch Faces, Sleep Updates, and More: https://www.macrumors.com/2022/09/12/apple-releases-watchos-9/ CDC Recommends the First Updated COVID-19 Booster: https://www.cdc.gov/media/releases/2022/s0901-covid-19-booster.html Consumer Price Index - August 2022: https://www.bls.gov/news.release/pdf/cpi.pdf Inflation: Consumer prices rise 8.3% over last year in August, tanking stocks and clinching rate hikes: https://finance.yahoo.com/news/august-inflation-data-cpi-september-13-211038620.html Social Security COLA for 2023 Estimated at 8.7%: https://www.thinkadvisor.com/2022/09/13/social-security-cola-for-2023-estimated-at-8-7/ The WERK Life: https://www.thewerklife.com/ Updated COVID-19 Vaccines Providing Protection Against Omicron Variant Available at No Cost: https://www.cms.gov/newsroom/news-alert/updated-covid-19-vaccines-providing-protection-against-omicron-variant-available-no-cost US Inflation Tops Forecasts, Cementing Odds of Big Fed Hike: https://www.bloomberg.com/news/articles/2022-09-13/us-inflation-tops-forecasts-cementing-odds-of-big-fed-hike  

What the Inflation Reduction Act Means for Your Medicare & ACA Clients

  In August 2022 Biden signed the Inflation Reduction Act into law. That means there are a lot of big changes coming for agents and clients alike. Listen to find out how those changes affect you and your business.   Read the text version   Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   8 Reasons Why Medicare Agents Should Sell ACA Plans: https://www.ritterim.com/blog/8-reasons-why-medicare-agents-should-sell-aca-plans/ CMS Announces 2022 Medicare Advantage and Part D Costs: https://living.medicareful.com/cms-announces-2022-medicare-advantage-and-part-d-costs  CMS Projects Lower 2023 Part D Average Costs: https://living.medicareful.com/cms-announces-lower-projected-2023-part-d-average-costs Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/ The State of the ACA Market in 2022: https://www.ritterim.com/blog/the-state-of-the-aca-market-in-2022/ Tips for Cross-Selling Medicare Products: https://www.ritterim.com/blog/tips-for-cross-selling-medicare-products/   References:   Americans’ Challenges with Health Care Costs: https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/ Extending Health Subsidies Averts Premium Hikes, Risks Inflation: https://news.bloomberglaw.com/health-law-and-business/extending-health-subsidies-averts-premium-hikes-risks-inflation Fact Sheet: What happens to premiums if the extra help from the American Rescue Plan expires: https://www.hhs.gov/about/news/2022/06/22/fact-sheet-what-happens-premiums-if-extra-help-american-rescue-plan-expires.html Five Things to Know About the Renewal of Extra Affordable Care Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/ How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/ Inflation Rebate Penalty for Drug Companies: https://www.commonwealthfund.org/publications/explainer/2021/jun/inflation-rebate-penalty-drug-companies    Marketplace Enrollment, 2014-2022: https://www.kff.org/health-reform/state-indicator/marketplace-enrollment/ Part D Senior Savings Model: https://innovation.cms.gov/innovation-models/part-d-savings-model Public’s Top Priority for 2022: Strengthening the Nations Economy: https://www.pewresearch.org/politics/2022/02/16/publics-top-priority-for-2022-strengthening-the-nations-economy/ Why Insulin Is So Expensive in the U.S.—And What the Inflation Reduction Act Does About It: https://time.com/6206569/insulin-prices-inflation-reduction-act/ The Inflation Reduction Act is a Milestone Achievement in Lowering Americas’ Health Care Costs: https://www.commonwealthfund.org/blog/2022/inflation-reduction-act-milestone-achievement-lowering-americans-health-care-costs What Are the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/slideshow/what-are-the-prescription-drug-provisions-in-the-inflation-reduction-act/ What the Inflation Reduction Act Means to Older Adults: https://www.ncoa.org/article/what-the-inflation-reduction-act-means-to-older-adults What would ACA Subsidies Have Been in 2022 if COVID-19 Relief Had not passed: https://www.kff.org/interactive/subsidy-calculator-without-arpa/