Agent Survival Guide Podcast

5 Things I Learned This Week

 
The Friday Five for August 25, 2023:
The power of R&R
Ritter Summits Pt. 1
Instagram Threads Update
CMS Site Revamp
A little housekeeping
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Mentioned in this episode:
CMS Newsroom: https://www.cms.gov/newsroom
Follow along with our show where you like to listen: https://link.chtbl.com/asgpodcast
Get more info on Ritter Summits and register for NJ and NY! https://summits.ritterim.com
Instagram Threads: https://www.threads.net/
 
More episode you’ll like:
4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/
Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/
How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/
How to Organize a Turning 65 Seminar on a Budget: https://agentsurvivalguide.podbean.com/e/how-to-organize-a-turning-65-seminar-on-a-budget/
How to Prepare for AEP Like a Pro: https://agentsurvivalguide.podbean.com/e/how-to-prepare-for-aep-like-a-pro-2023/

Agent Apps | Apps for Professional Networking & Events

 
Looking for ways to get involved in your community and connect with other professionals? Use these apps to make finding and hosting events a lot easier!
EventBrite: https://www.eventbrite.com/
MeetUp: https://www.meetup.com/
 
Ritter Calendar: https://www.ritterim.com/events/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/
7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/
Agent Apps | How AI Chat Bot Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/
Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/
Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/
How to Host a Successful Medicare Educational Event FREE eBook (DIRECT DOWNLOAD): https://www.ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf
Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/
Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/

4 Effective Techniques for Closing Insurance Sales

 
Implement these 4 closing tactics at your next sales appointment. Learn techniques to earn trust and rapport with clients, and how to close with confidence. All of that and more in this episode!
Read text version
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/
Empowering Others & The Power of Mindfulness | Monday Motivation: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/
Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/
How to Cross-Sell Insurance: The Advisor Approach: https://agentsurvivalguide.podbean.com/e/how-to-cross-sell-insurance-the-advisor-approach-2022/
Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/
Medicare Advantage Open Enrollment Do’s and Don’ts: https://agentsurvivalguide.podbean.com/e/medicare-advantage-open-enrollment-do-s-and-don-ts/
Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/
References:
10 Ways to Build Trust in a Relationship: https://positivepsychology.com/build-trust/
16 Essential Body Language Examples and Their Meanings: https://www.scienceofpeople.com/body-language-examples/
18 Tips for Being Confident From Within: https://www.tonyrobbins.com/building-confidence/how-to-be-confident/
Brain Scans Show We Make Snap Judgments About Trusting Strangers: https://www.huffpost.com/entry/brain-judges-trustworthiness-faces_n_5656014
How Long Before Your Customers Trust You? Two Years: https://www.entrepreneur.com/growing-a-business/how-long-before-your-customers-trust-you-two-years/237579
How To Use The Alternate Choice Close: https://www.5percentinstitute.com/how-to-use-the-alternate-choice-close/
Pain Points & Sales – Your Ultimate Guide: https://www.5percentinstitute.com/pain-points-sales-your-ultimate-guide/
The Assumptive Close: A Powerful Tool for Increasing Sales: https://www.socoselling.com/the-assumptive-close/
The Summary Close In Sales – How It Works: https://www.5percentinstitute.com/the-summary-close-in-sales-how-it-works/
What are the limits of the 7-Day Money Back Guarantee? https://www.carvana.com/help/purchasing-a-car/what-are-the-limits-of-the-7-day-money-back-guarantee
What Is the Puppy Dog Close? https://blog.hubspot.com/sales/puppy-dog-close           
What’s the Difference Between Medicare’s Open Enrollment Period and Medicare Advantage Open Enrollment? https://ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment

How to Prepare for AEP Like a Pro

 
The 2024 Annual Enrollment Period is coming up fast! Use these six steps to help you prepare your portfolio and certifications. Don’t just survive…thrive this AEP!
Read text version
 
Register with Ritter: https://app.ritterim.com/public/registration/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/
A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products FREE eBook: https://www.ritterim.com/selling-ancillary-with-medicare/
FAQs Abou NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/
Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/
Get Your Portfolio Reviewed by Ritter: https://www.ritterim.com/portfolio/
How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/
How to Qualify for a Medicareful Site: https://docs.ritterim.com/medicareful/getting-started/
Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/
Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/
Online Contracting Made Simple & Smart with Contract Now: https://www.ritterim.com/agent-tools/online-contracting/
Ritter Blog: https://www.ritterim.com/blog/
Ritter Certification Center: https://docs.ritterim.com/products/certification/
The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/
We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/
What Does ‘Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/
Why People Are Choosing Part C Over Original Medicare: https://agentsurvivalguide.podbean.com/e/why-people-are-choosing-part-c-over-original-medicare/

Best Practices for Conducting an Interview featuring Dylan Cook

Accompanying Tina in the studio is Ritter’s Recruiting Specialist, Dylan Cook. Join them as they evaluate the best practices for conducting a job interview. Learn how to prepare, what questions to ask, how to follow up with candidates, and more!
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/
Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/
Developing an Agency – Your Guide to Getting Started FREE eBook: https://www.ritterim.com/agency-guide/
How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/
Should You Hire an Assistant for Your Insurance Business? https://agentsurvivalguide.podbean.com/e/should-you-hire-an-assistant-for-your-insurance-business-1622140677/

2023 Medicare Advantage Enrollment Stats & 2024 CMS Projected Part D Premiums

 
Sarah’s back with 2023 Medicare Advantage enrollment stats, 2024 CMS Part D premium projections, updated info on Medicaid renewals, marketing resources for Life Insurance Awareness Month (LIAM), plus dates and details on fall coffee menus coming sooner than ever before.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/
How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/
Join Us at Ritter’s 2023 Summits! https://agentsurvivalguide.podbean.com/e/join-us-at-ritter-s-2023-summits/
Proposed Rule on Mental Health Parity and Addiction Equity Act: https://agentsurvivalguide.podbean.com/e/proposed-rule-on-mental-health-parity-and-addiction-equity-act/
Ritter Summits information and registration: https://summits.ritterim.com/
The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/
What Does ’Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/
 
References:
2023 LIAM Marketing Guide for Producers: https://lifehappens.widen.net/s/wrgsfkxw8n/document_liam_2023_marketing_guide_producers
CMS Releases 2024 Projected Medicare Part D Premium and Bid Information: https://www.cms.gov/newsroom/news-alert/cms-releases-2024-projected-medicare-part-d-premium-and-bid-information
Dunkin’ Just Announced Their Fall Menu For 2023, So Here’s Your First Look: https://www.letseatcake.com/dunkin-fall-menu-2023/
LifeHappensPro: https://lifehappenspro.org/life-insurance-awareness-month
Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/medicaid/issue-brief/medicaid-enrollment-and-unwinding-tracker/
Medicare Advantage in 2023: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2023-enrollment-update-and-key-trends/
One-third of Medicaid members say health plan didn't reach out about renewing coverage: https://www.fiercehealthcare.com/payers/some-medicaid-enrollees-say-their-health-plan-didnt-try-renew-their-coverage
Starbucks' Pumpkin Spice Latte and Other Fall Drinks May Return Sooner Than Expected: https://parade.com/food/starbucks-fall-menu-possible-return-date-august-2023

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media

 
Wondering what all the hype about AI chatbots is? Discover with Tina how Bing and Google’s generative AI chatbots can help with social media and business marketing.
Bing: Chat with AI & GPT-4 Playstore: https://play.google.com/store/apps/details?id=com.microsoft.bing&hl=en_US&gl=US
Bing: Chat with AI & GPT-4 Apple: https://apps.apple.com/cz/app/bing-chat-with-ai-gpt-4/id345323231 
The New Bing: https://www.bing.com/new
Google Bard: https://bard.google.com/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/
Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2022/
Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/
How Insurance Agents Can Learn About Their Social Media Audience: https://agentsurvivalguide.podbean.com/e/how-insurance-agents-can-learn-about-their-social-media-audience/
How to Keep Social Media Professional and Personal Simultaneously: https://agentsurvivalguide.podbean.com/e/how-to-keep-social-media-professional-and-personal-simultaneously/
Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/
Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/
Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/

Community-Based Marketing for Insurance Agents

 
Discover how you can get grow your business by using community-based marketing methods. How to find communities near you, how to get involved and make lasting personal connections. Get out there and make a difference!
 
Read text version
Check out Ritter’s Event Calendar: https://www.ritterim.com/events/   
Register with Ritter: https://app.ritterim.com/public/registration/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/
Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/
Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/
Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://www.ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/
Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/
Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/
Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/
Ritter’s Round Table Facebook Group: https://www.facebook.com/groups/RittersRoundTable/
Ritter Support Page: https://www.ritterim.com/support/
Should You Hire an Assistant for Your Insurance Business? https://agentsurvivalguide.podbean.com/e/should-you-hire-an-assistant-for-your-insurance-business-1622140677/
Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/
Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/  
Your Guide to Forming an Insurance Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/
 
References:
Brand Community – Journal of Consumer Research: https://www.jstor.org/stable/10.1086/319618?seq=7#metadata_info_tab_contents
Community-Based Marketing: The Future of Business: https://www.socialmediaexaminer.com/community-based-marketing-the-future-of-business/
Covid-19 pandemic led to increase in loneliness around the world: https://www.apa.org/news/press/releases/2022/05/covid-19-increase-loneliness
Digital Marketing Definition: https://mailchimp.com/marketing-glossary/digital-marketing/
Nextdoor – Neighborhood Networking App: https://about.nextdoor.com/
Proven Tactics & Examples for Community Based Marketing You Can Use: https://www.duel.tech/blog/community-based-marketing-guide-including-tactics-and-examples
Reddit – Health Insurance Topics: https://www.reddit.com/search/?q=health%20insurance
What is a Brand Community? https://blog.smile.io/what-is-a-brand-community/
What is Affinity Marketing? (With Benefits and Tips): https://www.indeed.com/career-advice/career-development/affinity-marketing
What Is Traditional Marketing? – Channels & Examples: https://www.feedough.com/traditional-marketing/
What is Web3? https://www.forbes.com/sites/digital-assets/article/what-is-web3/?sh=7d24d27967a4

FAQs About ACA Certification and Training

 
Expand your business to the under-65 market by selling Affordable Care Act plans. Join Sarah and Tina as they cover the FAQs on ACA certification and training.
Read text version
Register with Ritter today: https://app.ritterim.com/public/registration/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
2024 Medicare Certification – Ritter Certification Center: https://docs.ritterim.com/products/certification/#2024-aca-certifications
5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/
Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/
How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://agentsurvivalguide.podbean.com/e/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/
Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/
Meet Your Ritter Sales Specialists: https://www.ritterim.com/meet-your-sales-team/#Sales
The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://www.ritterim.com/aca-ebook/
Your Step-By-Step Guide to Getting Started in Insurance Sales FREE eBook: https://www.ritterim.com/free-guide/
 
References:
AB Registration Completion List: https://data.healthcare.gov/ab-registration-completion-list
CMS Portal: https://portal.cms.gov/portal/
Find Your State Marketplace: https://www.healthcare.gov/marketplace-in-your-state/
Get Covered NJ: https://nj.gov/getcoverednj/
New Agents’ and Brokers’ Guide to Plan Year 2023 Marketplace Registration and Training PDF: https://www.cms.gov/files/document/new-agents-and-brokers-guide-py23-marketplace-registration-and-training.pdf
Pennsylvania State Health Coverage - Pennie: https://pennie.com/
Plan Year 2023 Registration and Training: https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Marketplace-Registration-and-Training
Returning Agents’ and Brokers’ Guide to Plan Year 2023 Marketplace Registration and Training PDF: https://www.cms.gov/files/document/returning-agents-and-brokers-guide-py23-marketplace-registration-and-training.pdf

Join Us at Ritter’s 2023 Summits!

 
Mark your calendars for Ritter’s 2023 Summits! Hear from carrier representatives, check out vendors, enter raffles, meet with our staff, and most importantly have a good time. Plus, make lasting professional connections by joining us in person. We want you there, so snag your spot today!
 
Snag your spot, register for Ritter Summits: https://summits.ritterim.com/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Check Out Ritter’s Resources for Agents:
Knight School Training: https://www.ritterim.com/knight-school/
The Complete Guide on How to Sell Medicare Advantage Plans FREE eBook: https://www.ritterim.com/medicare-advantage-ebook/
The Complete Guide on How to Sell Medicare Advantage: https://www.ritterim.com/medicare-advantage-ebook/
The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/
Thrive Tomorrow Kits – AEP and Lock-In: https://www.ritterim.com/kit-thrive/

ACA 101: Selling Under-65 Health Insurance

 
It’s the Agent Survival Guide explainer on selling Affordable Care Act Marketplace Plans! Learn about how these plans work and why they're a great addition to your portfolio. All that and more in this episode!
Read the text version
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/
6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://www.ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/
8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/
2024 Medicare Advantage & Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/
ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/
Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/
How the Affordable Care Act transformed our health-care system: https://www.cnbc.com/2019/12/29/how-the-affordable-care-act-transformed-the-us-health-care-system.html
How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/
In-Person Assistance in Health Insurance Marketplaces: https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/assistance
The Complete Guide to Selling Affordable Care Act Insurance Plans eBook: https://www.ritterim.com/aca-ebook/
The State of the ACA Market in 2023: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2023/
What is AHIP Certification and How Do I Get It? https://www.ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/
 
References:
CMS Enterprise Portal: https://portal.cms.gov/portal/
Health Insurance Marketplace Website: https://www.healthcare.gov/
Income Eligibility for Individuals and Households Pennsylvania: https://dced.pa.gov/housing-and-development/weatherization/income-eligibility/
Is There a Penalty for Being Uninsured in 2023? https://www.verywellhealth.com/obamacare-penalty-for-being-uninsured-4132434
Notice of Benefit and Payment Parameters for 2022 Final Rule Part Two Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/notice-benefit-and-payment-parameters-2022-final-rule-part-two-fact-sheet
Plan Year 2023 Registration and Training: https://www.cms.gov/cciio/programs-and-initiatives/health-insurance-marketplaces/marketplace-registration-and-training

Proposed Rule on Mental Health Parity and Addiction Equity Act

 
The Friday Five for July 28, 2023:
ChatGPT for Android
New features come to Threads
Twitter is X now
Spotify price increases
Proposed Rule on Mental Health Parity and Addiction Equity Act
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
More episodes you’ll like:
2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/
AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/
Language Translation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-language-translation-apps/
Proposed Changes for STC and Hospital Indemnity Plans, Spotify partners with Calm, & More: https://agentsurvivalguide.podbean.com/e/proposed-changes-for-stc-and-hospital-indemnity-plans-spotify-partners-with-calm-more/
What Does ’Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/
 
References:
'Gimme a break!' Biden blasts insurance hassles for mental health treatment: https://www.npr.org/sections/health-shots/2023/07/26/1190138272/biden-health-insurance-coverage-mental-health-parity
Biden administration aims to crack down on inadequate insurance for mental health care: https://www.cnbc.com/2023/07/25/biden-mental-health-care-push-targets-insurers.html
Biden admin proposes new mental health parity regulations: https://www.fiercehealthcare.com/regulatory/biden-admin-proposes-new-mental-health-parity-regulations
ChatGPT for Android is now available: https://www.theverge.com/2023/7/25/23807012/chatgpt-android-ai-chatbot-openai-llm
Departments of Labor, Health and Human Services, Treasury announce proposed rules to strengthen Mental Health Parity and Addiction Equity Act: https://www.hhs.gov/about/news/2023/07/25/departments-labor-health-human-services-treasury-announce-proposed-rules-strengthen-mental-health-parity-addiction-equity-act.html
FACT SHEET: Biden-⁠Harris Administration Takes Action to Make it Easier to Access In-Network Mental Health Care: https://www.whitehouse.gov/briefing-room/statements-releases/2023/07/25/fact-sheet-biden-harris-administration-takes-action-to-make-it-easier-to-access-in-network-mental-health-care/
FAQs on Mental Health and Substance Use Disorder Coverage in Medicare: https://www.kff.org/medicare/issue-brief/faqs-on-mental-health-and-substance-use-disorder-coverage-in-medicare/
It’s Spotify’s turn to increase prices: https://www.theverge.com/2023/7/24/23805364/spotify-us-price-increase-10-99-a-month-9-99-month-twelve-years
Threads Engagement Drops 70%. Here's How It Can Recover: https://www.forbes.com/sites/rogerdooley/2023/07/25/threads-engagement-drop-not-shocking/?sh=28f5b40d659c
Police halt removal of Twitter sign at company HQ as Elon Musk rebrands to 'X': https://www.nbcnews.com/tech/tech-news/police-halt-removal-twitter-sign-company-hq-elon-musk-rebrands-x-rcna96166
Spotify increases prices for its premium subscription plans: https://www.cnbc.com/2023/07/24/spotify-increases-prices-for-its-premium-subscription-plans.html
Spotify Premium Plans: https://support.spotify.com/us/article/premium-plans/
Twitter begins its transition to 'X' after changing its iconic bird logo: https://www.engadget.com/twitter-begins-its-transition-to-x-100901444.html
X's and Xeets: What we know about Twitter's rebrand, new logo so far: https://www.washingtonpost.com/technology/2023/07/24/elon-musk-x-twitter-rebrand-logo/
You can’t just leave Threads in the Following feed: https://www.theverge.com/2023/7/25/23807340/threads-following-feed-for-you-default-instagram-meta
X's and Xeets: What we know about Twitter's rebrand, new logo so far: https://www.usatoday.com/story/money/2023/07/25/twitter-rebrand-new-logo-faqs/70465203007/

Agent Apps | Mobile Mystery Games

 
Love mysteries and have a knack for solving puzzles? Tina has two chilling and captivating mystery games for you to play! Listen to the episode for the full review of why you’ll love them.
Unsolved: Hidden Mystery Games Apple: https://apps.apple.com/us/app/unsolved-hidden-mystery-games/id1522149479
Unsolved: Hidden Mystery Games Google Play: https://play.google.com/store/apps/details?id=com.artifexmundi.mopa1.gp&hl=en_US&gl=US
NOX – Mystery Adventure Escape Google Play: https://play.google.com/store/apps/details?id=com.everbytestudio.escape.room.hidden.object.puzzle.games&hl=en_US&gl=US
NOX – Mystery Adventure Escape Apple: https://apps.apple.com/us/app/nox-escape-games/id1476086732
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
More episodes you’d like:
Agent Apps | Best Budgeting Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-best-budgeting-apps/
Agent Apps | Fun & Educational Apps for Kids: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-educational-apps-for-kids/
Agent Apps | Fun With Multiplayer Mobile Games: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-with-multiplayer-mobile-games/

How to Organize a Turning 65 Seminar on a Budget

 
Reach your community and find prospective Medicare clients simultaneously by hosting a Turning 65 educational event. Listen for tips and strategies to get started!
Read the text version
Register with Ritter:https://app.ritterim.com/public/registration/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/
2024 Marketplace Final Rule Changes Agents Should Know: https://www.ritterim.com/blog/2024-marketplace-final-rule-changes-agents-should-know/
Agent Tools – Marketing & Incentives with Ritter: https://www.ritterim.com/agent-tools/marketing-incentives/
Build Your Brand with Community Involvement: https://agentsurvivalguide.podbean.com/e/build-your-brand-with-community-involvement/
Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/
Rules for Hosting a Compliant Medicare Educational Event: https://www.ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/   
Shop for Marketing Materials from Ritter: https://shopritterim.com/
What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/  
 
References:
Financial Seminar Services: https://www.financialseminarservices.com/
ReminderMedia: https://remindermedia.com/ritter-insurance/

Proposed Changes for STC and Hospital Indemnity Plans, Spotify partners with Calm, & More

 
The Friday Five for July 21, 2023:
988 crisis hotline celebrates 1 year milestone
Spotify partners with Calm meditation app
Proposed changes for STC and Hospital Indemnity plans
Ozempic & Wegovy & Medicare
Prospecting mistakes to avoid
 
Have a topic recommendation for the Friday Five? Email us at asgpodcast@ritterim.com!
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Resources:
5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/
2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/
2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/
AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/
FAQs About NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/
Language Translation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-language-translation-apps/
Ritter Insurance Marketing on YouTube: https://www.youtube.com/user/RitterInsurance
The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/
What Does 'Ready-to-Sell' Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/
 
Calm Podcasts on Spotify:
Breathe Into It: https://open.spotify.com/episode/3JtCRiwXroThdUlIOxzToX?si=7a05e43221bd4d6c
Calm for Beginners: https://open.spotify.com/show/6HxXdhHyZOsA3vGCeJaG5U?si=1f72a6612e454d0c
Calm for Kids: https://open.spotify.com/show/40mswlqdJCaHDIbWj9jE3z?si=2fec733a909c4042
Calm for Meditation: https://open.spotify.com/show/58RqUofZBwyEmnTq0LMw9T?si=9448026ab43f4a6e
Calm for Sleep: https://open.spotify.com/show/1UvVIjKpMiKBVqxSg6Jkq9?si=4d7f8fdb16234880
Calm for Stress & Anxiety: https://open.spotify.com/show/03UAxl8raYWRF94y7sj5TH?si=156e37a41adc412d
 
References:
19 Prospecting Mistakes to Avoid: https://www.thinkadvisor.com/2023/07/10/19-prospecting-mistakes-to-avoid/
988 mental health crisis line gets 5 million calls, texts and chats in first year: https://www.npr.org/sections/health-shots/2023/07/15/1187862144/988-mental-health-crisis-line-gets-5-million-calls-texts-and-chats-in-first-year
988 Suicide & Crisis Lifeline Adds Spanish Text and Chat Service Ahead of One-Year Anniversary: https://www.hhs.gov/about/news/2023/07/13/988-suicide-crisis-lifeline-adds-spanish-text-chat-service-ahead-one-year-anniversary.html
Battle for the 'Taco Tuesday' trademark is over as Taco John's ends dispute with Taco Bell: https://abc7.com/taco-tuesday-phrase-trademark-bell-johns/13520744/
Biden Administration Moves to Ban Fee-for-Service Indemnity Health: https://www.thinkadvisor.com/2023/07/10/biden-administration-moves-to-ban-fee-for-service-indemnity-health/
Bidenomics Is Working: The President’s Plan Grows the Economy from the Middle Out and Bottom Up—Not the Top Down: https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/28/bidenomics-is-working-the-presidents-plan-grows-the-economy-from-the-middle-out-and-bottom-up-not-the-top-down/
Calm and Spotify partner to make mental health content more accessible: https://blog.calm.com/blog/get-calm-on-spotify
Calm is bringing sleep, meditation and relaxation shows to Spotify: https://www.engadget.com/calm-is-bringing-sleep-meditation-and-relaxation-shows-to-spotify-130009932.html
Does Medicare Cover Ozempic? https://www.medicare.org/articles/does-medicare-cover-ozempic/
FACT SHEET: President Biden Announces New Actions to Lower Health Care Costs and Protect Consumers from Scam Insurance Plans and Junk Fees as Part of “Bidenomics” Push: https://www.whitehouse.gov/briefing-room/statements-releases/2023/07/07/fact-sheetpresident-biden-announces-new-actions-to-lower-health-care-costs-and-protect-consumers-from-scam-insurance-plans-and-junk-fees-as-part-of-bidenomics-push/
Meta Teams Up With Microsoft, Qualcomm on Llama 2 AI Large Language Model: https://www.cnet.com/tech/meta-teams-up-with-microsoft-qualcomm-on-llama-2-ai-large-language-model/
Meta Unveils a More Powerful A.I. and Isn’t Fretting Over Who Uses It: https://www.nytimes.com/2023/07/18/technology/meta-ai-open-source.html
New Proposed Restrictions on Short-Term Medical & Hospital Indemnity Plans: https://www.ritterim.com/blog/new-proposed-restrictions-on-short-term-medical-hospital-indemnity-plans/
Short-Term, Limited-Duration Insurance; Independent, Noncoordinated Excepted Benefits Coverage; Level-Funded Plan Arrangements; and Tax Treatment of Certain Accident and Health Insurance: https://www.federalregister.gov/documents/2023/07/12/2023-14238/short-term-limited-duration-insurance-independent-noncoordinated-excepted-benefits-coverage
Spotify Teams Up With Calm To Release Wellness-Focused Content: https://hypebeast.com/2023/7/spotify-calm-wellness-content-partnership
Statement by HHS Secretary Xavier Becerra Celebrating the One-Year Anniversary of the Launch of 988: https://www.hhs.gov/about/news/2023/07/16/statement-hhs-secretary-xavier-becerra-celebrating-one-year-anniversary-launch-988.html
The Risks of Taking Drugs Like Ozempic When You’re Over 65: https://www.nytimes.com/2023/07/17/well/ozempic-wegovy-risks-older.html