Agent Survival Guide Podcast
Business
Episodes
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3 days ago
3 days ago
Medicare Supplement Plans offer many options to cover gaps in your client’s coverage. Learn more about plans K, L, M, and N to help your client find the right one for them.
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Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2025 Medicare Part A and Part B Premiums and Deductibles: https://ritterim.com/blog/2025-medicare-part-a-and-part-b-premiums-and-deductibles/
Events & Webinars with Ritter: https://ritterim.com/events/
Get a FREE Portfolio Review: https://ritterim.com/portfolio/
The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims
References:
“Compare Medigap Plan Benefits.” Medicare, Medicare, https://www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits. Accessed 29 Jan. 2025.
Freed, Meredith, Nancy Ochieng, et al. “Key Facts about Medigap Enrollment and Premiums for Medicare Beneficiaries.” KFF, KFF, 18 Oct. 2024, https://www.kff.org/medicare/issue-brief/key-facts-about-medigap-enrollment-and-premiums-for-medicare-beneficiaries/.
“Market Advisor.” CSG Actuarial, CSG Actuarial, https://csg-actuarial-wordpress.appspot.com/software/market-advisor/. Accessed 29 Jan. 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
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5 days ago
The Beginner's Guide to D-SNPs
5 days ago
5 days ago
Learn about the value of Dual Eligible Special Needs Plans (D-SNPs) and how to get started selling!
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Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Myths about Dual Eligible Special Needs Plans (D-SNPs): https://ritterim.com/blog/4-myths-about-dual-eligible-special-needs-plan-d-snp-sales/
Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/
Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/
How to Check Medicare Extra Help Eligibility for Your Client: https://lnk.to/asg630b
How Selling Insurance Helps Give Back: https://ritterim.com/blog/how-selling-insurance-helps-give-back/
Keys to Client Retention: Digital Communication: https://lnk.to/fEvo5r
Rules for Hosting a Compliant Medicare Educational Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/
Should You Sell D-SNPs? https://ritterim.com/blog/should-you-sell-d-snps/
SNPs: the Secret to Surviving Lock-In: https://ritterim.com/blog/snps-the-secret-to-surviving-lock-in/
Stay Busy Outside of AEP With Special Enrollment Periods: https://ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/
What Not to Say During Medicare Educational Sales Events: https://ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/
Why Client Retention Should be Your Top Priority: https://lnk.to/NMDqSn
References:
“CY 2021 Cost Plan Enrollment and Disenrollment Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf. Accessed 27 Jan. 2025.
“Medicare Managed Care Eligibility and Enrollment.” CMS.Gov, Centers of Medicare & Medicaid Services, www.cms.gov/medicare/enrollment-renewal/managed-care-eligibility-enrollment. Accessed 27 Jan. 2025.
“New Special Enrollment Periods (Seps) for Dually Eligible ...” Centers of Medicare & Medicaid, https://www.cms.gov/files/document/cy2025cdenrollmentanddisenrollmentguidancepdf.pdf. Accessed 23 Jan. 2025.
“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 23 Jan. 2025.
“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 23 Jan. 2025.
“Special Enrollment Periods.” Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 23 Jan. 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
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Monday Jan 27, 2025
Learning to Delight in the Limelight ft. Linda Ugelow
Monday Jan 27, 2025
Monday Jan 27, 2025
How unstoppable would you be if you lost the fear of being seen? Linda Ugelow, author of Delight in the Limelight, joins Sarah to talk about how agents can overcome the fear of public speaking, conquer the fear of being on camera, and learn to rightfully bask in the limelight.
Mentioned in this episode:
Linda Ugelow Official Website: https://lindaugelow.com/
Listen to Linda’s Podcast: https://lindaugelow.com/ditl-podcast/
Order Your Copy of Delight in the Limelight: https://lindaugelow.com/delight-in-the-limelight/
Read Linda’s Blog From My Mind to Yours: https://lindaugelow.com/blog/
Follow Linda Ugelow on Social Media:
Linda on Facebook, https://www.facebook.com/lindaugelowbiz/ Instagram, https://www.instagram.com/lindaugelow/
LinkedIn, https://www.linkedin.com/in/linda-ugelow-61858813/ TikTok, https://www.tiktok.com/@lindaugelow and YouTube, https://www.youtube.com/user/lindaugelow
Resources:
Creating Margin & Taking Back Control of Your Time: https://lnk.to/asgmm9
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Setting SMART Goals in 2025: https://lnk.to/asg639
The Power of Listening & Laughter: https://lnk.to/kDjaoK
References:
Ugelow, Linda. Delight in the Limelight: Overcome Your Fear of Being Seen and Realize Your Dreams. Page Two Books, Inc, 2021.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Saturday Jan 25, 2025
How to Create a Healthy Balance Between Work and Life
Saturday Jan 25, 2025
Saturday Jan 25, 2025
It can be difficult to manage the different aspects of our lives. In this episode, we cover how to recognize and prevent burnout, how to implement personal care, and more.
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Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Get Focused with These Apps: https://lnk.to/asga76
Lessons Learned in 2024: https://lnk.to/asg637
Setting SMART Goals in 2025: https://lnk.to/asgf20250103
Tech Takeaways for Forward-Thinking Insurance: https://ritterim.com/blog/tech-takeaways-for-forward-thinking-insurance-agents/
Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640
References:
Tartakovsky, Margarita. “7 Reasons You Might Resist Rest and How to Get Mental Rest.” Psych Central, Psych Central, 12 Jan. 2023, https://psychcentral.com/blog/how-to-really-rest.
“America’s Alarming (Lack of) Work-Life Balance.” ELVTR, ELVTR, 14 Oct. 2024, https://elvtr.com/blog/americas-alarming-lack-of-work-life-balance.
Nastasi, Jessica A., et al. “Breaks and productivity: An exploratory analysis.” Journal of Applied Behavior Analysis, vol. 56, no. 3, 11 May 2023, pp. 539–548, https://onlinelibrary.wiley.com/doi/10.1002/jaba.995?utm_campaign=WRH_6_5_23.
Godreau, Jeanette. “Embrace These 7 Types of Rest.” Mindful Health Solutions, 12 June 2023, https://mindfulhealthsolutions.com/embrace-these-7-types-of-rest/.
“Hello Sunshine.” CU Anschutz Newsroom, University of Colorado Anschutz Medical Campus, 30 May 2024, https://news.cuanschutz.edu/health-and-wellness/hello-sunshine.
“Stay Focused, Be Present.” Forest, https://www.forestapp.cc/. Accessed 9 Jan. 2025.
Raeburn, Alicia. “The Productivity Hack That Actually Works [2024].” Asana, Asana, 14 Oct. 2024, https://asana.com/resources/pomodoro-technique.
“Why Our Attention Spans Are Shrinking, with Gloria Mark, Phd.” American Psychological Association, American Psychological Association, https://www.apa.org/news/podcasts/speaking-of-psychology/attention-spans. Accessed 9 Jan. 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Monday Jan 20, 2025
How Relationship Marketing Can Make the Difference in Your Agency
Monday Jan 20, 2025
Monday Jan 20, 2025
Engage your clients regularly and keep them coming back for more! Rob Oxenford joins Sarah to talk best practices and how switching your focus can be a game-changer for insurance agents.
Mentioned in this episode:
AgentMethods Official Website: https://www.agentmethods.com/
Follow AgentMethods on Social!
AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on X, https://twitter.com/AgentMethods AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods
Resources:
5 Marketing Podcasts to Follow: https://lnk.to/asg638
How Client Retention Boosts Insurance Sales: https://lnk.to/evzCML
Marketing Trends for 2025: https://lnk.to/asg639
Setting SMART Goals in 2025: https://lnk.to/asgf20250103
Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Thursday Jan 16, 2025
8 Strategies to Prevent Rapid Disenrollments from Medicare Plans
Thursday Jan 16, 2025
Thursday Jan 16, 2025
Rapid disenrollments don't have to happen to you! Learn how better communication can smooth over most Medicare plan disenrollment issues.
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://lnk.to/cdV0H1
7 Reasons Clients Switch Medicare Plans During AEP: https://lnk.to/ij9pUb
Do's and Don'ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/
Fact-Finder PDF Download: https://ritterim.com/documents/ritter-fact-finder.pdf
Get Your PlanEnroll Site: https://ritterim.com/planenroll/
Helping Clients Navigate Medicare’s Durable Medical Equipment Coverage: https://ritterim.com/blog/helping-clients-navigate-medicares-durable-medical-equipment-coverage/
How Much Money Can Agents Make Selling Ancillary Health Insurance? https://ritterim.com/blog/how-much-money-can-agents-make-selling-ancillary-health-insurance/
How to Follow up with Medicare Clients Compliantly: https://ritterim.com/blog/how-to-follow-up-with-medicare-clients-compliantly/
Integrity Tools for Insurance Agents: https://ritterim.com/integrity-tools/
Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/
Medicare Advantage Open Enrollment Do's and Don'ts: https://lnk.to/LFWWKK
Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them: https://ritterim.com/blog/medicare-grievances-how-insurance-agents-can-try-to-prevent-them/
Medicare Advantage Trial Rights Explained for Agents: https://lnk.to/rQY3Hp
Start Selling 5-Star Medicare Advantage Plans All Year: https://ritterim.com/blog/start-selling-5-star-medicare-advantage-plans-all-year/
What Beneficiaries Value Most in Medicare Advantage Plans: https://ritterim.com/blog/what-beneficiaries-value-most-in-medicare-advantage-plans/
What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/
References:
“Low Incomes, Little Savings: Many Medicare Beneficiaries Have Modest Financial Resources to Draw Upon in Retirement.” KFF.Org, KFF, 5 Feb. 2024, www.kff.org/medicare/press-release/low-incomes-little-savings-many-medicare-beneficiaries-have-modest-financial-resources-to-draw-upon-in-retirement/.
“Medicare Advantage Communication Requirements.” Code of Federal Regulations, National Archives and Records Administration, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 6 Jan. 2025.
“Outbound Education and Verification Calls to All New Enrollees.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/downloads/MMGSection70-6Rev.pdf. Accessed 6 Jan. 2025.
“Part D Communication Requirements.” Code of Federal Regulations, National Archives and Records Administration, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 6 Jan. 2025.
Sparks, Grace, et al. “Public Opinion on Prescription Drugs and Their Prices.” KFF.Org, KFF, 4 Oct. 2024, www.kff.org/health-costs/poll-finding/public-opinion-on-prescription-drugs-and-their-prices/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Wednesday Jan 08, 2025
Why Gen Z is a Good Fit for Selling Insurance
Wednesday Jan 08, 2025
Wednesday Jan 08, 2025
Generation Z is eager for meaningful careers opportunities. Learn why becoming an insurance agent is a great match for Gen Z to utilize their strengths and find success.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
3 Additional Effective Techniques for Closing Insurance Sales: https://ritterim.com/blog/3-additional-effective-techniques-for-closing-insurance-sales
How Much Can Insurance Agents Make Selling Under-65 Insurance? https://pod.fo/e/28aaf7
How Insurance Agents Can Use Stories to Sell Insurance: https://pod.fo/e/28ab07
Instagram Basics for Insurance Agents: https://pod.fo/e/28803f
The Insurance Agent’s Guide to Establishing Successful Affinity Partnership FREE eBook Download: https://ritterim.com/insurance-affinity-partnerships/
References:
“2023 United States Job Market Trends Report | Joblist.” Joblist, https://www.joblist.com/jobs-reports/2023-trends-united-states-job-market-report/. Accessed 3 Dec. 2024.
“5 Reasons to Hire Generation Z Employees.” Glu Recruit, 19 July 2023, www.glurecruit.co.uk/advice-center/employer/5-reasons-to-hire-generation-z-employees/.
“Adobe Future Workforce Study: What U.S. Employers Need to Know about Gen Z in the Workplace: Adobe Blog.” Adobe Future Workforce Study: What U.S. Employers Need to Know About Gen Z in the Workplace | Adobe Blog, Adobe, https://blog.adobe.com/en/publish/2023/09/27/adobe-future-workforce-study-what-us-employers-need-know-about-gen-z-workplace. Accessed 3 Dec. 2024.
“Benefits and Perks That Attract Gen Z Employees.” Monster.Com, 17 Apr. 2024, https://hiring.monster.com/resources/recruiting-strategies/emerging-workforce/attract-gen-z-employees/.
“Gen Z Is Working for More than a Paycheck.” Imercer, https://www.imercer.com/articleinsights/Attracting-new-graduates-and-Gen-Z-with-the-right-pay-and-perks/. Accessed 3 Dec. 2024.
“Don’t Believe the Hype about Gen Z Workers Being ...” Fast Company, https://www.fastcompany.com/90956270/gen-z-workplace-mentorship-skills-training-2023-adobe/.Accessed 3 Dec. 2024.
“Generation Influence: Reaching Gen Z in the New Digital Paradigm.” WP Engine, 29 Sept. 2024, https://wpengine.com/resources/gen-z-2020-full-report/.
“Gen Z in the Workplace: How Should Companies Adapt?” Imagine, 20 Nov. 2024, https://imagine.jhu.edu/blog/2023/04/18/gen-z-in-the-workplace-how-should-companies-adapt/. Dhar, Julia.
“Gen Z: They Want to Work Remotely and in the Office.” Forbes, Forbes Magazine, 19 Sept. 2024, www.forbes.com/sites/juliadhar/2024/09/18/gen-z-they-want-to-work-remotely-and-in-the-office/.
Khan, Alyssa. Gen Z Trends in Mentoring for Career Building, https://www.fastcompany.com/90956270/gen-z-workplace-mentorship-skills-training-2023-adobe. Accessed 3 Dec. 2024.
Gould, Robbie. “The Top Advantages of Having Gen Z in the Workplace.” Rasmussen University, 8 Aug. 2023, www.rasmussen.edu/student-experience/college-life/the-top-advantages-of-having-gen-z-in-the-workplace/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Tuesday Jan 07, 2025
5 Tips for Finding Supplemental Coverage for ACA Plans
Tuesday Jan 07, 2025
Tuesday Jan 07, 2025
Affordable Care Act Plans offer 10 essential benefits, but your clients may want to additional coverage for dental, vision, hearing, and more. In this episode, learn 5 tips to determine if supplemental coverage is a good option for your clients.
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2025 ACA Exchange & FFM Certification Info: https://lnk.to/ZvnhS8
4 Steps to Selling Dental, Vision, and Hearing Insurance: https://ritterim.com/blog/4-steps-to-selling-dental-vision-and-hearing-insurance/
Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/
Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/
Halfway Through ACA OEP ft. Danica Stover & Olivia Williams: https://lnk.to/asg635
Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/
Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd
References:
Lunna Lopes, Alex Montero. “Americans’ Challenges with Health Care Costs.” KFF, 7 May 2024, https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/.
Published: Oct 25, 2024. “Explaining Health Care Reform: Questions about Health Insurance Subsidies.” KFF, 25 Oct. 2024, https://www.kff.org/affordable-care-act/issue-brief/explaining-health-care-reform-questions-about-health-insurance-subsidies/.
“Find out What Marketplace Health Insurance Plans Cover.” HealthCare.Gov, https://www.healthcare.gov/coverage/what-marketplace-plans-cover/. Accessed 12 Dec. 2024.
“HHS Notice of Benefit and Payment Parameters for 2025 Final Rule.” CMS.Gov, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2025-final-rule/. Accessed 12 Dec. 2024.
“Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, https://www.healthcare.gov/choose-a-plan/plans-categories/.Accessed 12 Dec. 2024.
“NHE Fact Sheet.” CMS.Gov, https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/nhe-fact-sheet/. Accessed 12 Dec. 2024.
“Out-of-Pocket Maximum/Limit - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/. Accessed 12 Dec. 2024.
Assistant Secretary for Public Affairs (ASPA). “Pre-Existing Conditions.” HHS.Gov, 17 Mar. 2022, https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html.
“Report: The Importance of Health Coverage: AHA.” American Hospital Association, https://www.aha.org/guidesreports/report-importance-health-coverage/. Accessed 12 Dec. 2024.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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Monday Jan 06, 2025
Marketing Trends for 2025
Monday Jan 06, 2025
Monday Jan 06, 2025
Join Sarah as she forecasts marketing trends for 2025 and how those trends apply to insurance agents like you!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things from the CMS 2026 MA and Part D Proposed Rule: https://pod.fo/e/28c9d2
How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354
Instagram Basics for Insurance Agents: https://pod.fo/e/28803f
References:
Jantsch, John. “ 5 Marketing Trends That Will Disrupt 2025 (And How to Stay Ahead).” Ducttapemarketing.Com, Duct Tape Marketing, 4 Dec. 2024, https://ducttapemarketing.com/2025-marketing-trends-how-to-stay-ahead/.
Chaffey, Dave. “10 Actionable Digital Marketing Trends for 2025.” Smartinsights.Com, Smart Insights, 11 Dec. 2024, https://www.smartinsights.com/digital-marketing-strategy/digital-marketing-trends-2025/.
Rand, Stephanie. “10 Key Marketing Trends for the US in 2025.” Askattest.Com, Attest, 30 Oct. 2024, https://www.askattest.com/blog/articles/marketing-trends.
Dionne, Jazmyn. “12 Digital Marketing Trends to Look Out For in 2025.” Hiilite.Com, Hiilite Web Design + Marketing + SEO, 27 Nov. 2024, https://hiilite.com/12-digital-marketing-trends-to-look-out-for-in-2025/.
Howarth, Josh. “13 Top Marketing Trends (2024 & 2025).” Explodingtopics.Com, Exploding Topics, 11 June 2024, https://explodingtopics.com/blog/marketing-trends.
Stahl, Stephanie. “40+ Content Marketing Trends Experts Predict Will Matter for Success in 2025.” Contentmarketinginstitute.Com, Content Marketing Institute, 4 Dec. 2024, https://contentmarketinginstitute.com/articles/trends-content-marketing/.
“2025 Marketing Trends to Watch Out For: Part 1.” Northbeam Blog, Northbeam, 17 July 2024, https://www.northbeam.io/post/2025-marketing-trends-to-watch-out-for-part-1.
Early, Morgan. “2025 Marketing Trends.” Fullcircleinsights.Com, Full Circle Insights, 6 Dec. 2024, https://fullcircleinsights.com/blog/2025-marketing-trends/.
Bevel, Christopher. “2025 Outlook: 10 Media and Marketing Trends to Watch.” Amapittsburgh.Org, American Marketing Association Pittsburgh, 19 Oct. 2024, https://amapittsburgh.org/blog/2025-outlook-10-media-and-marketing-trends-to-watch/.
Bansal, Deepak. “Digital Marketing Trends for 2025 and Beyond.” Forbes, Forbes Magazine, 13 Nov. 2024, https://www.forbes.com/councils/forbesbusinesscouncil/2024/11/13/digital-marketing-trends-for-2025-and-beyond/.
“Digital Marketing Trends for 2025: Content Strategy.” Spinutech.Com, Spinutech, 26 Nov. 2024, https://www.spinutech.com/digital-marketing/content/strategy/digital-marketing-trends-for-2025-content-strategy/.
Perry, Hanif. “Four Trends to Feed 2025 Marketing Planning.” Prophet.Com, Prophet Brand Strategy, 2 Dec. 2024, https://prophet.com/2024/08/four-trends-to-feed-2025-marketing-planning/.
Schultz, Mike. “How Many Touches Does It Take to Make a Sale?” Rainsalestraining.Com, RAIN Group Sales Training, 19 Dec. 2023, https://www.rainsalestraining.com/blog/how-many-touches-does-it-take-to-make-a-sale.
Krafft, Natalie. “Marketing in 2025: Six Key Trends That Will Drive the Future.” Oppizi.Com, Oppizi, 17 Oct. 2024, https://www.oppizi.com/blog/marketing-trends/marketing-in-2025-five-key-trends-that-will-drive-the-future/.
“Marketing Trends 2025.” Kantar.Com, Kantar, https://www.kantar.com/campaigns/marketing-trends. Accessed 12 Dec. 2024.
“Marketing Trends 2025: 13 Trends to Help You Power Through.” Mediatool.Com, Mediatool, 12 Nov. 2024, https://mediatool.com/blog/marketing-trends-2025.
Yakuel, Pini. “Marketing Trends 2025: Predictions, Tips, & Technologies to Thrive.” Optimove.Com, Optimove, 25 Nov. 2024, https://www.optimove.com/blog/marketing-trends-2025-top-predictions.
“Ready for 2025? The Marketing Trends That Could Change Everything.” Obaninternational.Com, Oban International, 29 Oct. 2024, https://obaninternational.com/blog/the-marketing-trends-set-to-rule-2025/.
Concannon, Lance. “The Biggest Marketing Trends for 2025.” Meltwater, Meltwater, 22 Nov. 2024, https://www.meltwater.com/en/blog/marketing-trends-2025.
“The Top Digital Marketing Trends You Need to Know for 2025.” Abstraktmg.Com, Abstrakt Marketing Group, 29 Oct. 2024, https://www.abstraktmg.com/digital-marketing-trends/.
Phil, Wilson. “Top 2025 Digital Marketing Trends: AI, MMM, and More.” Thinkwithgoogle.Com, Google, Dec. 2024, https://www.thinkwithgoogle.com/intl/en-emea/consumer-insights/consumer-trends/digital-marketing-trends-2025/.
Treanor, Tom. “What Is First-Party Data? How To Build a First-Party Data Strategy.” Cdp.Com, The Customer Data Platform Resource, https://cdp.com/articles/what-is-first-party-data-and-why-is-it-so-important/. Accessed 12 Dec. 2024.
Yakuel, Pini. “Zero-Party Data, Infinite Potential: Marketing Trends to Watch in 2025.” CMSWire.Com, CMSWire, 10 Dec. 2024, https://www.cmswire.com/digital-marketing/zero-party-data-infinite-potential-marketing-trends-to-watch-in-2025/.
“Zero Party Data vs First, Second & Third Party Data Explained.” Usercentrics.Com, Usercentrics, 1 Nov. 2024, https://usercentrics.com/knowledge-hub/zero-first-and-third-party-data/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Saturday Jan 04, 2025
Lessons Learned in 2024
Saturday Jan 04, 2025
Saturday Jan 04, 2025
Take a moment with Tina as she reflects on the past year. Hear about the lessons she’s learned and the mindset she’s taking into 2025.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/
Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb
Finding Motivation: https://pod.fo/e/28a23f
Top 5 Apps of 2024: https://pod.fo/e/28f3cb
References:
“Mind-Body Connection: What Is It and How to Strengthen It.” Calm Blog, Calm Blog, 6 Mar. 2024, https://www.calm.com/blog/mind-body-connection.
“Calm Body, Calm Mind - Meditation.” Headspace, https://www.headspace.com/content/meditation/calm-body-calm-mind/8282. Accessed 18 Dec. 2024.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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Monday Dec 30, 2024
5 Marketing Podcasts to Follow
Monday Dec 30, 2024
Monday Dec 30, 2024
Prepare your business for a fresh new year by listening to these 5 podcasts!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
5 Marketing Podcasts to Follow:
Agent Survival Guide Podcast: https://ritterim.com/podcast/
Do This, Not That! https://jayschwedelson.com/podcast/
The Influencer Podcast: https://juliesolomon.net/podcast/
The Mindful Marketing Podcast: https://onlinedrea.com/podcast/
The Online Marketing Made Easy Podcast: https://www.amyporterfield.com/digital-marketing-podcast/
Resources:
Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5
How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354
How to Ask Your Current Clients for Referrals: https://pod.fo/e/28aae7
Instagram Basics for Insurance Agents: https://pod.fo/e/28803f
Modern Medicare Marketing for Today’s Agents FREE eBook Download: https://ritterim.com/modern-marketing-guide/
Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351
Social Media Marketing for Insurance Agents FREE eBook Download: https://ritterim.com/social-media-ebook/
References:
“Digital Marketing & Social Media Podcast To Grow Your Business.” OnlineDrea, 5 July 2024, https://onlinedrea.com/podcast/.
“Do This, Not That! For Marketers Only!” Jay Schwedelson, 8 Dec. 2023, https://jayschwedelson.com/podcast/.
“Online Marketing Made Easy Business Podcast: Amy Porterfield.” Amy Porterfield | Online Marketing Expert, 21 Aug. 2024, https://www.amyporterfield.com/digital-marketing-podcast/.
“The Agent Survival Guide Podcast.” Ritter Insurance Marketing, https://ritterim.com/podcast/. Accessed 3 Dec. 2024.
“The Influencer Podcast.” Julie Solomon, 8 Feb. 2023, https://juliesolomon.net/podcast/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
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Monday Dec 16, 2024
5 Business Podcasts to Follow
Monday Dec 16, 2024
Monday Dec 16, 2024
We searched the internet to compile a list of the top 5 business podcasts in 2024. Listen to find out what shows made the list, and let us know what you’ve been listening to this year!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail.
Business Podcasts to Follow:
Pivot: https://podcasts.voxmedia.com/show/pivot
The $100 MBA: https://100mba.net/mba2549/
Business Breakdowns: https://joincolossus.com/series/business-breakdowns/
The Tim Ferriss Show: https://tim.blog/podcast/
Money Rehab: https://chartable.com/podcasts/money-rehab-with-nicole-lapin
Resources:
Agent Apps | Best eBook & Audiobook Apps: https://pod.fo/e/27a355
Agent Apps | Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e
Top 10 Holiday Toys of 2024: https://pod.fo/e/287dd6
The Power of Listening & Laughter: https://pod.fo/e/2870fa
References:
Han, Juliette. “3 Great Business Podcasts for Business Leaders and Builders.” Forbes, Forbes Magazine, 20 Feb. 2024, https://www.forbes.com/sites/juliettehan/2024/02/17/3-great-business-podcasts-for-business-leaders-and-builders/.
Schooley, Skye. “Best Business Podcasts of 2024.” Business.Com, https://www.business.com/articles/best-business-podcasts/. Accessed 26 Nov. 2024.
“Business on Apple Podcasts.” Apple Podcasts, podcasts.apple.com/us/genre/1321. Accessed 26 Nov. 2024.
“Business Podcasts 2024.” Winners Webby Awards, The Webby Awards, winners.webbyawards.com/winners/podcasts/shows/business?years=0. Accessed 26 Nov. 2024. “The 20 Best
Business Podcasts in 2024.” The Investor’s Podcast Network, 6 Aug. 2024, https://www.theinvestorspodcast.com/podcasts/20-best-business-podcasts/.
Lower Street. “The 18 Best Business Podcasts Worth Listening To.” Lower Street, lowerstreet.co/blog/best-business-podcasts. Accessed 26 Nov. 2024.
Howarth, Josh. “Top 18 Business Podcasts (2024).” Exploding Topics, Exploding Topics, 3 June 2024, explodingtopics.com/blog/business-podcasts.
“Top Free Business Podcasts.” Audible.Com, https://www.audible.com/charts/free-business-podcasts/23593497011. Accessed 26 Nov. 2024.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
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Tuesday Dec 10, 2024
Halfway Through ACA OEP ft. Danica Stover & Olivia Williams
Tuesday Dec 10, 2024
Tuesday Dec 10, 2024
You made it halfway through the Affordable Care Act Open Enrollment! We’ve got market updates, sales and lead generation tips, and more with special guests Danica Stover and Olivia Williams from Ritter Insurance Marketing’s Under-65 Health Team.
Get in touch with the Under-65 Health Team at u65healthsupport@ritterim.com or call 1-800-469-1847. Contact the Agent Survival Guide Podcast!
Resources:
ACA Basics – Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/
Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/
ASG Content Info: Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Consumer Authorization Form: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf
Ritter Docs Site Under 65 Health: https://docs.ritterim.com/products/under-65-health/
Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351
The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/
Under-65 Health Products: https://ritterim.com/products/under-65/
Guides to Marketing & Communications:
Agent's Guide to Digital Marketing Resources: https://pod.fo/e/28ab4d
Agent's Guide to Email Communication Resources: https://pod.fo/e/28ab27
Agent's Guide to Mail Communication Resources: https://pod.fo/e/28ab0b
Agent's Guide to Partner Marketing Resources: https://pod.fo/e/28ab4b
Agent's Guide to Phone Communication Resources: https://pod.fo/e/28ab12
Agent's Guide to Social Media Communication Resources: https://pod.fo/e/28ab16
Agent's Guide to Text Communication Resources: https://pod.fo/e/28ab24
Agent's Guide to Traditional Marketing Resources: https://pod.fo/e/28ab4e
Agent's Guide to Video Communication Resources: https://pod.fo/e/28ab2b
References:
“Home Page.” Health Reform Beyond the Basics, Center on Budget and Policy Priorities, 8 Nov. 2023, https://www.healthreformbeyondthebasics.org/.
“Marketplace 2025 Open Enrollment Fact Sheet.” CMS.Gov, https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-fact-sheet/. Accessed 6 Dec. 2024.
“Nearly 988,000 New Consumers Selected Affordable Health Coverage in ACA Marketplace so Far.” CMS.Gov, https://www.cms.gov/newsroom/press-releases/nearly-988000-new-consumers-selected-affordable-health-coverage-aca-marketplace-so-far/. Accessed 6 Dec. 2024.
“Plan Year 2025 Qualified Health Plan Choice and Premiums in HealthCare.Gov Marketplaces.” CMS, Centers for Medicare and Medicaid, https://www.cms.gov/files/document/2025-qhp-premiums-choice-report.pdf/. Accessed 6 Dec. 2024.
Lo, Justin, et al. “Ten Things to Watch for 2025 ACA Open Enrollment.” KFF, 30 Oct. 2024, https://www.kff.org/policy-watch/ten-things-to-watch-for-2025-aca-open-enrollment/.
“The Premium Tax Credit and Related Spending.” CBO, Congressional Budget Office, https://www.cbo.gov/system/files/2024-07/60523-2024-07-premium-tax-credit.pdf/. Accessed 6 Dec. 2024.
“With ACA Subsidies Set to Expire in 2025, Millions of Americans Stand to Lose Health Insurance.” CBS News, CBS Interactive, https://www.cbsnews.com/news/trump-aca-subsidies-health-insurance-affordable-care-act-congress/. Accessed 6 Dec. 2024.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
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Saturday Nov 23, 2024
5 Strategies to Sell More ACA Products
Saturday Nov 23, 2024
Saturday Nov 23, 2024
Expand your sales success with these strategies for selling in the ACA market!
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Ways to Generate ACA Leads: https://pod.fo/e/28139a
ACA 101: Selling Under-65 Health Insurance: https://pod.fo/e/27a368
Agent Registration: https://app.ritterim.com/public/registration/
Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/
FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/
Keys to Client Retention: Digital Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-digital-communication-2024/
How Insurance Agents Can Learn About Their Social Media Audience: https://ritterim.com/blog/how-insurance-agents-can-learn-about-their-social-media-audience/
Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/
The Complete Guide to Selling Affordable Care Insurance Plans: https://ritterim.com/aca-ebook/
The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/
References:
“All Topics.” HealthCare.Gov, www.healthcare.gov/topics/. Accessed 7 Nov. 2024.
“Decision Fatigue: What It Is and How to Avoid It.” Washington State University Carson College of Business, https://onlinemba.wsu.edu/blog/decision-fatigue. Accessed 7 Nov. 2024.
“Fast, Easy ACA Enrollment.” HealthSherpa, www.healthsherpa.com/agents/features/. Accessed 7 Nov. 2024.
“Internet, Broadband Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/internet-broadband/?tabItem=9a15d0d3-3bff-4e9e-a329-6e328bc7bcce.
“In-Person Assistance in the Health Insurance Marketplaces.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/in-person-assisters/programs-procedures/in-person-assistance. Accessed 7 Nov. 2024.
“One Platform to Connect.” Zoom, www.zoom.com/. Accessed 7 Nov. 2024.
Petrosyan, Ani, and Feb 29. “Internet Usage by Age in U.S. 2023.” Statista, 29 Feb. 2024, www.statista.com/statistics/266587/percentage-of-internet-users-by-age-groups-in-the-us/.
“Log into Facebook.” Facebook, www.facebook.com/. Accessed 7 Nov. 2024.
“Log in or Sign Up.” LinkedIn, www.linkedin.com/. Accessed 7 Nov. 2024.
“Video Conferencing, Meetings, Calling: Microsoft Teams.” Video Conferencing, Meetings, Calling | Microsoft Teams, Microsoft, www.microsoft.com/en-us/microsoft-teams/group-chat-software. Accessed 7 Nov. 2024.
“X.Com.” X (Formerly Twitter), www.x.com/?lang=en. Accessed 7 Nov. 2024.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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Monday Nov 18, 2024
7 Reasons Clients Switch Medicare Plans During AEP
Monday Nov 18, 2024
Monday Nov 18, 2024
Change happens, and this year, there’s been a lot of it. Learn more about why beneficiaries switch plans so you can be the agent to help them.
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/
2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/
Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://pod.fo/e/28aae8
Does Your Medicare Sales Approach Satisfy Different Budgets: https://pod.fo/e/27f3bc
How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
The 2025 COLA Increase & How It Affects Your Clients: https://pod.fo/e/28aae6
The Benefits of Selling D-SNPs: https://ritterim.com/blog/the-benefits-of-selling-d-snps/
The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://pod.fo/e/27a36a
References:
Emerson, Jakob. “28 Health Systems Dropping Medicare Advantage Plans: 2024.” Beckershospitalreview.Com, Becker’s Hospital Review, 14 Oct. 2024, www.beckershospitalreview.com/finance/15-health-systems-dropping-medicare-advantage-plans-2024.html.
“2024 Medicare Advantage and Part D Star Ratings.” CMS.Gov, Centers for Medicare & Medicaid Services, 13 Oct. 2023, www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-star-ratings.
Coleman, Kathryn A., and Lindsay P. Barnette. “Dual Eligible Special Needs Plan ‘Look-Alike’ Transitions for Contract Year 2025.” Hhs.Gov, Department of Health & Human Services, 5 Apr. 2024, www.hhs.gov/guidance/sites/default/files/hhs-guidance-documents/CY25_DSNP_LookAlike_Transition_Memo040524_G.pdf.
Pifer, Rebecca. “Humana and CVS Are Downsizing Their Medicare Advantage Plans for 2025. Which Insurers Could Benefit?” Healthcaredive.Com, Healthcare Dive, 10 June 2024, www.healthcaredive.com/news/humana-cvs-medicare-advantage-benefit-plan-cuts-2025-unitedhealth/716764/.
Freed, Meredith, Anthony Damico, et al. “Medicare Advantage 2024 Spotlight: First Look.” KFF, KFF, 15 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/.
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