Agent Survival Guide Podcast
Business
Episodes
Thursday Jun 08, 2023
Thursday Jun 08, 2023
Transform your insurance business with marketing strategies and resources from the experts! Learn how to brand your insurance business, create a compliant website and social media presence, retention tips that work, where to find compliant marketing materials, content marketing strategies, and more!
Questions about the tips mentioned in this episode? Email Sarah at ASGPodcast@RitterIM.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Email Marketing Campaigns You Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/
7 Ways to Get Involved In Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/
8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://agentsurvivalguide.podbean.com/e/8-relationship-marketing-strategies-for-insurance-agents-featuring-remindermedia-s-luke-acree-and-andrew-saksa/
Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/
Best Practices for Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/
Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/
CMS' 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/
CMS' New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/
Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/
Empowering Agents Through Technology featuring Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/
Find your Sales Specialist at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/
Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://www.ritterim.com/blog/generate-medicare-leads-using-marketing-materials-from-shopritterim/
ReminderMedia special offer for Ritter Insurance Marketing agents: https://remindermedia.com/ritter-insurance-get-started-today/
Using a SWOT Analysis to Review Your Insurance Business: https://agentsurvivalguide.podbean.com/e/using-a-swot-analysis-to-review-your-insurance-business/
We’re Rebranding Medicareful for the 2024 Annual Enrollment Period: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/
What Are Insurance Hierarchies & How Do They Work? https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/
References:
Agent Methods Official Site: https://www.agentmethods.com/
CMS Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines
CMS Memo [May 10, 2023] Definition of Marketing: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf
Medicare Advantage Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
ReminderMedia Official Site: https://remindermedia.com/
Tuesday Jun 06, 2023
Tuesday Jun 06, 2023
Seize the opportunity to pass along your knowledge to your downline agents. We outline the many practices you can follow to prepare new agents for the field of sales and client engagement. Listen to find out what those are!
Read the text version
Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/
4 Strategies for Effectively Working With a Team: https://agentsurvivalguide.podbean.com/e/4-strategies-for-effectively-working-with-a-team/
Contact Info for the Ritter Sales Team: https://www.ritterim.com/meet-your-sales-team/
Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/
Ritter Docs Site: https://docs.ritterim.com/
How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://www.ritterim.com/blog/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/
How Professional Organizations Make You a Better Agent: https://www.ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/
Knight School Training: https://www.ritterim.com/knight-school/
Ritter’s eBooks and Guides: https://www.ritterim.com/guides/
Ritter Summits: https://summits.ritterim.com/
The Best Books for Insurance Agents: https://www.ritterim.com/blog/the-best-books-for-insurance-agents/
The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/
Tips for Becoming a Top Producing Insurance Agency: https://agentsurvivalguide.podbean.com/e/tips-for-becoming-a-top-producing-insurance-agency-2022/
What Are Insurance Hierarchies & How Do They Work: https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/
Your Guide to Forming an Insurance Agent Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/
References:
4 Types of Learning Styles: How to Accommodate a Diverse Group of Students: https://www.rasmussen.edu/degrees/education/blog/types-of-learning-styles/
5 Benefits of Incorporating Hands On Learning into Training: https://www.linkedin.com/pulse/5-benefits-incorporating-hands-learning-training-allie-golon/
5 Self-Employed retirement Plans to Consider: https://www.nerdwallet.com/article/investing/retirement-plans-self-employed
10 Best Virtual Meeting Platforms & Software: https://teambuilding.com/blog/virtual-meeting-platforms
11 Benefits of Collaborative Learning (Plus Tips To Use It): https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning
Four Steps to Reflection PDF: https://education.usask.ca/documents/fieldexperiences/tools-resources/focus/four-steps-reflection.pdf
How do Birds Learn How to Fly: https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm
Level Up: The Value of Sales Shadowing for New Insurance Agents: https://blog.newhorizonsmktg.com/level-up-the-value-of-sales-shadowing-for-new-insurance-agents
Mentoring Guide PDF: https://www.rackham.umich.edu/downloads/more-mentoring-guide-for-mentors.pdf
Mind-blowing Statistics that Prove the Value of Employee Training and Development: https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development
Ongoing Training: Benefits and Impact: https://www.apty.io/blog/ongoing-training-benefits-and-impact/
Reflective Practice: https://www.skillsyouneed.com/ps/reflective-practice.html
Self-employed Health Coverage: https://www.healthcare.gov/self-employed/
The Complete Guide to Independent Contractor Taxes: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide
The 5 Most Effective Teaching Styles (Pros & Cons of Each): https://www.thinkific.com/blog/teaching-styles/
Why Communication Consistency Is Vital To Your Business: https://www.forbes.com/sites/forbesnycouncil/2018/08/22/why-communication-consistency-is-vital-to-your-business/?sh=2890b16566e0
Tuesday May 30, 2023
Tuesday May 30, 2023
Looking for a new part-time profession? Want flexibility and make your own schedule? Selling insurance part-time may be right for you! Discover the perks in this episode.
Read the text version
Get on the Ritter Platform by Registering with Ritter:https://app.ritterim.com/public/registration/
Email us at ASGPodcast@Ritterim.com or call us at 717-562-7211.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Things About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-working-with-ritter-insurance-marketing/
College Majors That Work Well In the Insurance Industry: https://agentsurvivalguide.podbean.com/e/college-majors-that-work-well-in-the-insurance-industry/
Do You have What it Takes to Be a Great Insurance Agent: https://agentsurvivalguide.podbean.com/e/do-you-have-what-it-takes-to-be-a-great-insurance-agent/
How Professional Organizations Make You a Better Agent: https://www.ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
Selling Medicare Products – Why It’s Definitely Worth Your While: https://agentsurvivalguide.podbean.com/e/selling-medicare-products-%e2%80%93-why-it-s-definitely-worth-your-while/
The Advantages of Being a Field vs. Call Center Insurance Agent: https://agentsurvivalguide.podbean.com/e/the-advantages-of-being-a-field-vs-call-center-insurance-agent/
The Benefits of Joining a Top Insurance FMO https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/
Understanding FMOs: How They Work and What You Need to Know: https://agentsurvivalguide.podbean.com/e/understanding-fmos-how-they-work-and-what-you-need-to-know/
Why Now is the Time to Start Selling Insurance: https://agentsurvivalguide.podbean.com/e/why-now-is-the-time-to-start-selling-insurance/
Your Step-by-Step Guide to Getting Started in Insurance Sales eBook: https://www.ritterim.com/free-guide/
References:
Captive Agent Definition: https://www.investopedia.com/terms/c/captive-agent.asp
Five Tips for the Part-Time Agent: https://insurance-forums.com/practice-building/hiring-staffing/five-tips-for-the-part-time-agent/
Independent Agent: What it is, How it Works: https://www.investopedia.com/terms/i/independent-agent.asp
Tuesday May 16, 2023
Tuesday May 16, 2023
Your clients may be asking if they need final expense insurance, how much it will cost and what it will cover. Make sure you've got all the answers, you can start by listening to this episode to learn more!
Read the text version
Connect with us at ASGPodcast@ritterim.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
4 Steps to Every Final Expense Sale: https://agentsurvivalguide.podbean.com/e/4-steps-to-every-final-expense-sale/
5 Out-of-the-Box Ideas for Selling Final Expense Insurance: https://agentsurvivalguide.podbean.com/e/5-out-of-the-box-ideas-for-selling-final-expense-insurance/
Final Expense Insurance Sales Opportunities You May Be Missing: https://agentsurvivalguide.podbean.com/e/final-expense-insurance-sales-opportunities-you-may-be-missing/
How to Explain to Cost of a Funeral & Help Your Clients Plan for One: https://agentsurvivalguide.podbean.com/e/how-to-explain-the-cost-of-a-funeral-help-your-clients-plan-for-one/
Life Insurance for Each of Life’s Stages: https://agentsurvivalguide.podbean.com/e/life-insurance-for-each-of-life-s-stages/
Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/
Ritter Products: Final Expense: https://www.ritterim.com/products/final-expense/
References:
Average Funeral Cost by State: https://worldpopulationreview.com/state-rankings/average-funeral-cost-by-state
Thursday May 11, 2023
Thursday May 11, 2023
A lot of changes took effect over the last year in the Affordable Care Act Marketplace. Learn how these changes to the under-65 health insurance market affect your clients and your business.
Read the text version
Register with Ritter: https://app.ritterim.com/public/registration/
Email us at ASGPodcast@Ritterim.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/
2023 COLA, ACA Family Glitch Fix, and AEP Begins | The Friday Five Oct 14, 2022: https://agentsurvivalguide.podbean.com/e/2023-cola-aca-family-glitch-fix-and-aep-begins-the-Friday-five/
ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/
FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/
Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/
Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/
The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/
What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/
References:
Analysis Estimates 5.1 Million People Fall into the Affordable Care Act’s “Family Glitch”: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/
An SEP if your income doesn’t exceed 150% of the federal poverty level: https://www.healthinsurance.org/special-enrollment-guide/an-sep-if-your-income-doesn’t-exceed-150-of-the-federal-poverty-level/
Biden-Harris Administration Announces Record Breaking 16.3 Million People Sign Up for Health Care Coverage in ACA: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-announces-record-breaking-163-million-people-signed-health-care-coverage
CMS Waivers, Flexibilities, and the Transition Forward from the COVID-19 Public Health Emergency: https://www.cms.gov/newsroom/fact-sheets/cms-waivers-flexibilities-and-transition-forward-covid-19-public-health-emergency
FACT SHEET: Biden Harris Administration Proposes Rule to Fix “Family Glitch” and Lower Health Care Costs: https://www.whitehouse.gov/briefing-room/statements-releases/2022/04/05/fact-sheet-biden-harris-administration-proposes-rule-to-fix-family-glitch-and-lower-health-care-costs/
Fact Sheet: COVID-19 Public Health Emergency Transition Roadmap: https://www.hhs.gov/about/news/2023/02/09/fact-sheet-covid-19-public-health-emergency-transition-roadmap.html
Five Things to Know about the Renewal of Extra Affordable Care Act Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/
Health Insurance Marketplaces 2023 Open Enrollment Report: https://www.cms.gov/files/document/health-insurance-exchanges-2023-open-enrollment-report-final.pdf
Key Facts about the Uninsured Population: https://www.kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/
Medicare Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/
Nine Changes to Watch in ACA Open Enrollment 2023: https://www.kff.org/policy-watch/nine-changes-to-watch-in-open-enrollment-2023/
Status of State Medicaid Expansion Decisions: Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/
The Biden-Harris Administration Immediate Priorities: https://www.whitehouse.gov/priorities/
Unwinding the Medicaid Continuous Enrollment Provision: Projected Enrollment Effects and Policy Approaches: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/
When to contact your State Medicaid Agency: https://www.medicaid.gov/about-us/beneficiary-resources/index.html#when2contactstate
Tuesday May 09, 2023
Tuesday May 09, 2023
During your career as an insurance agent, you may move to different levels of the hierarchy. How does this hierarchy work? Learn more about the levels of the insurance hierarchy and what makes each type different.
Read the text version
Get in touch with us at: ASGPodcast@Ritterim.com
Meet Your Sales Team! https://www.ritterim.com/meet-your-sales-team/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://www.ritterim.com/blog/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/
Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/
How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/
Read to Join an FMO? 10 Things to Consider: https://agentsurvivalguide.podbean.com/e/ready-to-join-an-fmo-10-things-to-consider/
References:
Multi-Level Marketing or Illegal Pyramid Scheme? https://www.michigan.gov/ag/consumer-protection/consumer-alerts/consumer-alerts/invest/mlm-illegal-pyramid-scheme
What Is an MLM? How Multilevel Marketing Works: https://www.investopedia.com/terms/m/multi-level-marketing.asp
Tuesday May 02, 2023
Tuesday May 02, 2023
Many college majors offer a diverse set of skills and experiences that can help you with your career. Have a degree and aren’t sure what to do with it? In this episode Tina examines how different degrees can set you up for success in the Medicare sales industry.
Have Questions? Send us an email at ASGpodcast@ritterim.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Advantages of Being an Independent Insurance Agent: https://agentsurvivalguide.podbean.com/e/3-advantages-of-being-an-independent-insurance-agent/
4 Strategies for Effectively Working With a Team: https://agentsurvivalguide.podbean.com/e/4-strategies-for-effectively-working-with-a-team/
5 Ways to Build Confidence: https://agentsurvivalguide.podbean.com/e/5-ways-to-build-your-confidence-the-Friday-five/
Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/
Do You Have What it Takes to Be a Great Insurance Agent?: https://agentsurvivalguide.podbean.com/e/do-you-have-what-it-takes-to-be-a-great-insurance-agent/
How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://agentsurvivalguide.podbean.com/e/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/
Life Long Learning: Online Educational Resources: https://agentsurvivalguide.podbean.com/e/lifelong-learning-online-educational-resources/
Why College Grads Are Choosing to Be Insurance Agents: https://agentsurvivalguide.podbean.com/e/why-college-grads-are-choosing-to-be-insurance-agents/
Why Young Professionals Should Consider Becoming Insurance Agents: https://agentsurvivalguide.podbean.com/e/why-young-professionals-should-consider-becoming-insurance-agents/
Your Step-By-Step Guide to Getting Started in Insurance Sales: https://www.ritterim.com/free-guide/
References:
5 Benefits of Studying Project Management: https://www.torrens.edu.au/blog/5-benefits-of-studying-project-management
10 Benefits of Having a College Degree: https://www.northeastern.edu/bachelors-completion/news/is-a-bachelors-degree-worth-it/
25 Best Business Majors: https://www.worldwidelearn.com/education-rankings/25-best-business-majors/
Is a Finance Degree Worth it? https://www.indeed.com/career-advice/career-development/is-finance-degree-worth-it
Types of Business Majors: https://www.indeed.com/career-advice/finding-a-job/types-of-business-majors
What skills will be needed for work in 2022? The Mindspa’s 7 Top Soft Skill Predictions for this Year: https://www.linkedin.com/pulse/what-skills-needed-work-2022-mindspas-7-top-soft-skill-pretorius/
What skills will I learn with a BA in Communications? https://learn.org/articles/What_Skills_will_I_Learn_with_a_BA_in_Communications.html
Thursday Apr 13, 2023
Thursday Apr 13, 2023
Call Center Insurance Agent vs Field Insurance Agent, which should you choose? Join us on the exploration of how field and call center agents differ and why being a field agent is the better option for building a career selling health insurance.
Read the text version
Send us an email at ASGPodcast@RitterIM.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Advantages of Being an Independent Insurance Agent: https://agentsurvivalguide.podbean.com/e/3-advantages-of-being-an-independent-insurance-agent/
A Quick Guide to Cross-Selling Ancillary Insurance with Medicare eBook: https://www.ritterim.com/selling-ancillary-with-medicare/
Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/
Developing an Agency – Your Guide to Getting Started eBook: https://www.ritterim.com/agency-guide/
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/
Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/
Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/
Knight School: Understanding FMOs: https://www.ritterim.com/knight-school/selling-insurance/understanding-fmos/2/
Meet Your Ritter sales Team: https://www.ritterim.com/meet-your-sales-team/
Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/
Online Contracting with Ritter: https://www.ritterim.com/agent-tools/online-contracting/
Ritter Insurance Marketing – Get More from Your FMO: https://www.ritterim.com/documents/prospectus/get-more-from-your-fmo-ritter-overview.pdf
Secure a Bigger, Better Business with Ancillary Products: https://agentsurvivalguide.podbean.com/e/secure-a-bigger-better-business-with-ancillary-products/
Shop Ritter Insurance Marketing: https://shopritterim.com/
The Definitive Guide to Getting Leads and Prospecting for Medicare Sales eBook: https://www.ritterim.com/lead-generation-guide/
The Pros and Cons of Selling Insurance: https://agentsurvivalguide.podbean.com/e/the-pros-and-cons-of-selling-insurance/
The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/
Training & Education Resources with Ritter: https://www.ritterim.com/documents/prospectus/ritter-agent-training-opportunities-prospectus.pdf
What to Know About SOAs in Senior Market Sales: https://agentsurvivalguide.podbean.com/e/what-to-know-about-soas-in-senior-market-sales/
You Guide to Compliant Medicare Call Recording with CallVault: https://www.ritterim.com/documents/prospectus/your-guide-to-compliant-medicare-call-recording-with-callvault.pdf
References:
Captive Agent Definition: https://www.investopedia.com/terms/c/captive-agent.asp
Independent Agent Definition: https://www.investopedia.com/terms/i/independent-agent.asp
Independent Contractor Definition, How Taxes Work, and Example: https://www.investopedia.com/terms/i/independent-contractor.asp
Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and
Requirement for a Medicare Call Center: https://www.youtube.com/watch?v=GLeo2faAims
Simply Contact Insurance Call Center: https://simplycontact.com/insurance-call-center/
What is a book of Business? https://www.insuranceopedia.com/definition/1015/book-of-business-insurance
What is a W2 Employee? https://www.checkcity.com/taxes-101/what-is-a-w2-employee
Thursday Mar 30, 2023
Thursday Mar 30, 2023
When your client ages into Medicare from their marketplace insurance, you can continue the journey with them. Selling both ACA and Medicare insurance plans is a great way to expand your portfolio, retain clients, and earn more each year!
Read the text version
Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/
Free eBooks & Guides: https://www.ritterim.com/guides/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Tips for Selling Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-selling-medicare-advantage-plans-2022/
2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://agentsurvivalguide.podbean.com/e/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/
Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/
Five Reasons Clients Switch Medicare Plans During AEP: https://agentsurvivalguide.podbean.com/e/five-reasons-clients-switch-medicare-plans-during-aep/
How SPAPs and Their SEPs Can Bring You New Business: https://www.ritterim.com/blog/how-spaps-and-their-seps-can-bring-you-new-business/
How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/
How to Help Clients Avoid Medicare Late Enrollment penalties: https://agentsurvivalguide.podbean.com/e/how-to-help-clients-avoid-medicare-late-enrollment-penalties/
Should I Enroll in Medicare When I’m First Eligible? https://living.medicareful.com/should-i-enroll-in-medicare-when-im-first-eligible
The Beginner’s Guide to D-SNPS: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/
The Ideal Client for Medicare Supplement Plans: https://agentsurvivalguide.podbean.com/e/the-ideal-client-for-medicare-supplement-plans/
Tips for Cross-Selling Medicare Products: https://agentsurvivalguide.podbean.com/e/tips-for-cross-selling-medicare-products-2022/
References:
10 Essential Health Benefits Insurance Plans Must Cover Under the Affordable Care Act: https://familiesusa.org/resources/10-essential-health-benefits-insurance-plans-must-cover-under-the-affordable-care-act/
Healthcare.gov Contact Page: https://www.healthcare.gov/contact-us/
When does Medicare coverage start? https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start
Tuesday Mar 28, 2023
Tuesday Mar 28, 2023
Empower your local community to educate themselves about Medicare. Help prospective clients prepare and take the necessary steps BEFORE they turn 65. Read the text version
Checklist for Medicare Enrollment DOWNLOAD: https://www.ritterim.com/documents/checklist-for-medicare-enrollment.pdf
Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/
Agent Tools – Medicareful: https://www.ritterim.com/agent-tools/medicareful/
Build Your Brand with Community Involvement: https://agentsurvivalguide.podbean.com/e/build-your-brand-with-community-involvement/
How to Host a Successful Medicare Educational Event eBook DIRECT DOWNLOAD: https://www.ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf
Insurance Agents as TPMOS » What 2-23 CMS Compliance Regulation Means for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/
Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/
Medicareful Living Blog: https://living.medicareful.com/
Medicareful Living Family Cookbook eBook: https://living.medicareful.com/family-cookbook
Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2022/
Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2022/
Shop Ritter Insurance Marketing Products: https://shopritterim.com/
The Complete Guide to Client Loyalty and Retention eBook: https://www.ritterim.com/client-retention-guide/
The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/
The Value of Working with an Insurance Agent: https://living.medicareful.com/the-value-of-working-with-an-insurance-agent
Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/
References:
4 Benefits of Self Study: https://www.upskilled.edu.au/skillstalk/benefits-of-self-study
Affinity Marketing Definition: https://www.techtarget.com/whatis/definition/affinity-marketing
Get Started with Medicare: https://www.medicare.gov/basics/get-started-with-medicare
Purposes of Political and Civic Leadership – Empowerment: https://www.researchgate.net/publication/316451077_Empowerment
Reasons Independence Is Important for Seniors: https://vantageaging.org/blog/independence-is-important-for-seniors/
Tuesday Mar 21, 2023
Tuesday Mar 21, 2023
We've got a lot of jargon for agents to keep up with in the insurance industry. In this episode, we unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.
Read the text version
See the tools and resources Ritter has to offer by registering for your FREE account at RitterIM.com!
Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Advantages of Being an Independent Insurance Agent: https://www.ritterim.com/blog/3-advantages-of-being-an-independent-insurance-agent/
4 Perks of Partnering with an FMO: https://agentsurvivalguide.podbean.com/e/4-perks-of-partnering-with-an-fmo/
4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/
Agent Survival Guide Podcast Official Site: https://www.ritterim.com/podcast
Everything You Get With Your Ritter Registration:https://www.ritterim.com/blog/everything-you-get-with-your-ritter-registration/
FAQs About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/faqs-about-working-with-ritter-insurance-marketing/
Ready to Join an FMO? 10 Things to Consider: https://www.ritterim.com/blog/ready-to-join-an-fmo-10-things-to-consider/
The Benefits of Joining a Top Insurance FMO: https://www.ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/
What an FMO Can Do For Your Business: https://agentsurvivalguide.podbean.com/e/what-an-fmo-can-do-for-your-business/
What is the Medicare Quote Engine? https://www.ritterim.com/agent-tools/medicare-quote-engine/
Tuesday Mar 14, 2023
Tuesday Mar 14, 2023
401(k) or Annuity? Build your knowledge so you know which option to recommend to your clients! We talk definitions, differences, and more!
Read the text version
Schedule a Call with Ritter’s More Than Medicare Experts: https://outlook.office365.com/owa/calendar/RitterProducts@ritterim.com/bookings/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Things Highly Successful Annuity Agents Do Right: https://www.ritterim.com/blog/3-things-highly-successful-annuity-agents-do-right/
3 Steps for Preparing for Retirement: https://living.medicareful.com/3-steps-for-preparing-for-retirement
Different Types of Annuities Explained: https://www.ritterim.com/blog/understanding-the-details-of-annuities/#different-types-of-annuities
Fixed Annuities vs. Indexed Annuities: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fixed-annuities-vs-indexed-annuities-what-s-the-difference/
Funding Your Retirement: https://living.medicareful.com/funding-your-retirement
Ritter's More Than Medicare Experts: https://www.ritterim.com/meet-your-sales-team/#Product
Understanding Single-Premium Immediate Annuities: https://www.ritterim.com/blog/understanding-single-premium-immediate-annuities/
Understanding the Details of Annuities: https://agentsurvivalguide.podbean.com/e/understanding-the-details-of-annuities/
References:
Annuity Vs. 401(k): Understanding The Similarities And Differences: https://www.forbes.com/advisor/retirement/annuity-vs-401k/
401(k) Contribution Limits For 2023: https://www.forbes.com/advisor/retirement/401k-contribution-limits/
401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans
What Is the Best Age To Buy an Annuity? https://www.annuity.org/annuities/buy/best-age-to-buy-an-annuity/
Thursday Mar 09, 2023
Thursday Mar 09, 2023
You assist your clients with a lot, but you can't do everything for them. At a certain point clients may be unable to make major life decisions. Learn all about power of attorney and conservatorships and how to navigate those interactions as an insurance agent.
Read the text version
Get on the Ritter Platform by Registering with Ritter: https://www.ritterim.com/agent-tools/the-ritter-platform/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/
Everything You Get With Your Ritter Registration: https://agentsurvivalguide.podbean.com/e/everything-you-get-with-your-ritter-registration/
Ritter Can Help You Stay in Touch with Your Clients: https://agentsurvivalguide.podbean.com/e/ritter-can-help-you-stay-in-touch-with-your-clients-1671024716/
Senior Speak: Talking to Medicare Clients Age & Older: https://agentsurvivalguide.podbean.com/e/senior-speak-talking-to-medicare-clients-age-65-older/
References:
Authorization to Disclose Personal Health Information Form PDF: https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS10106.pdf
Britney Spears’s conservatorship terminated after nearly 14 years: https://www.theguardian.com/music/2021/nov/12/britney-spears-conservatorship-terminated
Cases of Financial Exploitation, Neglect, and Abuse of Seniors: https://www.gao.gov/assets/gao-10-1046-highlights.pdf
Conservatorship and Guardianship: https://www.caregiver.org/resource/conservatorship-and-guardianship/
Guardianship and Conservatorship FAQs: https://www.lawhelp.org/dc/resource/guardianship-and-conservatorship-frequently-a
National Center on Elder Abuse Research, Statistics and Data: https://ncea.acl.gov/What-We-Do/Research/Statistics-and-Data.aspx#prevalence
Power of Attorney: https://www.americanbar.org/groups/real_property_trust_estate/resources/estate_planning/power_of_attorney/
Power of Attorney is Not Enough for Medicare: https://www.sjslawpc.com/2020/08/25/power-of-attorney-is-not-enough-for-medicare/
Rules and Model Language for “Proof of Representation” vs. “Consent to Release” for Medicare Secondary Payer Liability Insurance (Including Self-Insurance), No-Fault Insurance, or Workers’ Compensation: https://www.cms.gov/files/document/por-vs-ctrpdf
Using a Power of Attorney to Enroll a Beneficiary in a Medicare Drug Plan: https://attorney.elderlawanswers.com/using-a-power-of-attorney-to-enroll-a-beneficiary-in-a-medicare-drug-plan-6414
What is a Conservatorship? https://attorney.elderlawanswers.com/using-a-power-of-attorney-to-enroll-a-beneficiary-in-a-medicare-drug-plan-6414
What is a medical power of attorney? https://www.freewill.com/learn/what-is-a-medical-power-of-attorney
What is a Representative Payee and Who Can Become One? https://www.ncoa.org/article/what-is-a-representative-payee-and-who-can-become-one
Wednesday Feb 22, 2023
Wednesday Feb 22, 2023
Join Aaron Kassover, founder of AgentMethods, back to talk about why client outreach is more than just birthday emails. Learn about the three types of email you should be sending your clients. Aaron and Sarah also chat about how AgentMethods AMPlify helps automate those emails and so much more!
Ready to AMPlify your insurance sales, renewals and referrals? Turn up the volume with AgentMethods: https://www.agentmethods.com/amplify
More words of wisdom from Aaron:
On Birthday Emails:
“If that's when you're reaching out, and the rest of the year, it's crickets. It's not going to work very well.”
“There's no relationship, there's no value to add, you're just trying to disrupt somebody. But if there's a relationship, if there's trust, if there's value, it's a different story.”
When creating a call-to-action (CTA) on your website:
“If you stand five feet away from your computer and you squint, you can still see the call to action. Yes. One thing to do.”
Why content should be tailored to your audience:
“It’s kind of like a fingerprint, every agent’s customers are a little different. Some agents are super analytical and are all about percentages and those number details. And others are about relationships and family and people are drawn to you because of that. So, the kinds of content that you’re going to share, that’s going to get your audience to respond is going to be very different for those two agents.”
Highlights:
[1:45] Why is email marketing so effective and how can insurance agents get started?
[2:15] Aaron's new Thanksgiving story
[4:28] The biggest mistake most agents make when sending out birthday emails
[7:39] What else can insurance agents do with email marketing?
[8:32] Email Marketing Campaign #1
[9:32] Email Marketing Campaign #2
[10:36] Great discourse on call-to-action strategy and how to make your CTAs effective
[16:02] How does AgentMethods help insurance agents with no email marketing experience whatsoever?
[17:25] AMPlify: AgentMethods email automation platform
[18:44] How many leads in one day?!?
[19:38] Email Marketing Campaign #3
[20:38] More than just email with AMPlify from AgentMethods
[22:44] The magic of AMPlify
Follow AgentMethods on Social!
AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on Twitter, https://twitter.com/AgentMethods AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
AgentMethods Official Website: https://www.agentmethods.com/
Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/
Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/
Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/
Empowering Agents Through Technology ft. Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/
How to Add Technology to Your Insurance Business: https://agentsurvivalguide.podbean.com/e/how-to-add-technology-to-your-insurance-business/
How to Market Yourself Effectively: https://agentsurvivalguide.podbean.com/e/how-to-market-yourself-effectively/
Should Insurance Agents Have Their Own Website? https://agentsurvivalguide.podbean.com/e/should-insurance-agents-have-their-own-website-2022/
Tuesday Feb 21, 2023
Tuesday Feb 21, 2023
Come April 1st Medicaid eligibility reviews will commence, and millions of Americans may lose coverage. What does that mean for insurance agents? Find the solutions in this episode!
Read the text version
Get on the Ritter Platform by Registering with Ritter: https://www.ritterim.com/agent-tools/the-ritter-platform/
Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/
ACA 101: Selling Under-65 Health Insurance: https://agentsurvivalguide.podbean.com/e/aca-101-selling-under-65-health-insurance/
ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/
Guiding Your Clients from the Marketplace to Medicare: https://www.ritterim.com/blog/guiding-your-clients-from-the-marketplace-to-medicare/
How Much Can Agents Make Selling Under-65 Insurance? https://www.ritterim.com/blog/how-much-can-agents-make-selling-under-65-insurance/
How Much Can Insurance Agents Make Selling Medicare? https://agentsurvivalguide.podbean.com/e/how-much-can-insurance-agents-make-selling-medicare-2023/
Knight School: https://www.ritterim.com/knight-school/
Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents: https://agentsurvivalguide.podbean.com/e/medicare-medicaid-compared-how-both-programs-benefit-insurance-agents/
The Benefits of Selling D-SNPs: https://agentsurvivalguide.podbean.com/e/the-benefits-of-selling-d-snps/
The Beginner’s Guide to D-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/
The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/
Sign Up for Your Free Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/
Updated Medicare Enrollment Rules for 2023: https://agentsurvivalguide.podbean.com/e/updated-medicare-enrollment-rules-for-2023/
References:
10 Things to Know About the Unwinding of the Medicaid Continuous Enrollment Provision: https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-the-unwinding-of-the-medicaid-continuous-enrollment-provision/
Analysis of Recent National Trends in Medicaid and CHIP Enrollment: https://www.kff.org/coronavirus-covid-19/issue-brief/analysis-of-recent-national-trends-in-medicaid-and-chip-enrollment/
From telehealth to Medicare cuts: Here are the health policies in Congress’ $1.7T omnibus: https://www.fiercehealthcare.com/providers/telehealth-medicare-cuts-here-are-health-policies-congress-17t-omnibus
Health Insurance Coverage Status and Type by Geography: 2019 and 2021: https://www.census.gov/content/dam/Census/library/publications/2022/acs/acsbr-013.pdf
Medicaid Beneficiary Resources: https://www.medicaid.gov/about-us/beneficiary-resources/index.html#when2contactstate
Medicaid Income Edibility Limits for Adults as a Percent of the Federal Poverty Level: https://www.kff.org/health-reform/state-indicator/medicaid-income-eligibility-limits-for-adults-as-a-percent-of-the-federal-poverty-level/
Statement of Administration Policy H.R 382 & H.J. Res 7: https://www.whitehouse.gov/wp-content/uploads/2023/01/SAP-H.R.-382-H.J.-Res.-7.pdf
What Happens When COVID-19 Emergency Declarations End? Implications for Coverage, Costs, and Access: https://www.kff.org/coronavirus-covid-19/issue-brief/what-happens-when-covid-19-emergency-declarations-end-implications-for-coverage-costs-and-access/