Agent Survival Guide Podcast
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5 days ago
5 days ago
In this week’s Friday Five, Sarah gives her first impressions on what agents need to know about the 2025 Budget Reconciliation Bill. Learn more about what’s changed for Medicare, Medicaid, ACA, and more!
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2025 ACA Marketplace Integrity & Affordability Final Rule Takeaways
2026 Medicare Advantage and Part D Certification Info
Key Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule
Summer 2025 Survival Guide
References:
Konish, Lorie. “‘Big Beautiful Bill’ May Help Some Seniors on Social Security. But It Doesn’t Eliminate Taxes on Benefits.” CNBC.Com, CNBC, 8 July 2025, www.cnbc.com/2025/07/07/why-big-beautiful-bill-doesnt-end-taxes-on-social-security-benefits.html.
“Health Provisions in the 2025 Federal Budget Reconciliation Bill.” KFF.Org, KFF, 5 July 2025, www.kff.org/tracking-the-medicaid-provisions-in-the-2025-budget-bill/.
Published: Nov 21, 2024. “How Much More Would People Pay in Premiums If the ACA’s Enhanced Subsidies Expired?” KFF, KFF.org, 15 Apr. 2025, www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/.
Ortaliza, Jared, et al. “How Will the One Big Beautiful Bill Act Affect the ACA, Medicaid, and the Uninsured Rate?” KFF.Org, KFF, 18 June 2025, www.kff.org/policy-watch/how-will-the-2025-budget-reconciliation-affect-the-aca-medicaid-and-the-uninsured-rate/.
“One Big Beautiful Bill Act.” Congress.Gov, Congress, www.congress.gov/bill/119th-congress/house-bill/1/text. Accessed 9 July 2025.
“‘One Big Beautiful Bill Act’ Tax Policies: Details and Analysis.” Taxfoundation.Org, Tax Foundation, 7 July 2025, taxfoundation.org/research/all/federal/big-beautiful-bill-senate-gop-tax-plan/.
Muoio, Dave. “Trump Signs Big Tax and Spending Bill into Law as Industry Groups Decry Healthcare Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 6 July 2025, www.fiercehealthcare.com/providers/house-votes-218-214-send-reconciliation-bill-trumps-desk.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Friday Jun 27, 2025
Friday Jun 27, 2025
Join Sarah for a rundown of this week’s updates for insurance agents, featuring her deep dive into the CMS 2025 ACA Marketplace Integrity and Affordability Final Rule.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Connect With Us On Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Things About the Insurance License Exam, 1 Year Later
Are You Self-Sabotaging Your Insurance Sales Success?
Four Reasons Why Ritter Should Be Your FMO Insurance Agency
How to Build Intentional Value ft. Neil Reich
Key Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle
Register with RitterIM.com
Seven Figures or Bust Episode 79 - What Is CMS Doing? w/ Special Guest Sarah Rueppel!
Summer 2025 Survival Guide
References:
“2025 Marketplace Integrity and Affordability Final Rule.” CMS.Gov, CMS, 20 June 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-final-rule.
“2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare and Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule.
“CMS Finalizes Major Rule to Lower Individual Health Insurance Premiums for Americans.” CMS.Gov, Centers for Medicare & Medicaid Services, 20 June 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-major-rule-lower-individual-health-insurance-premiums-americans.
Minemyer, Paige. “CMS Finalizes Rule Aimed at ‘improper’ Sign-Ups on the ACA Exchanges.” Fiercehealthcare.Com, Fierce Healthcare, 20 June 2025, www.fiercehealthcare.com/regulatory/cms-finalizes-rule-aimed-improper-sign-ups-aca-exchanges.
Minemyer, Paige. “Democrats Introduce Bill to Establish a Medicare ‘part E’ Public Option.” Fiercehealthcare.Com, Fierce Healthcare, 16 June 2025, www.fiercehealthcare.com/regulatory/democrats-introduce-bill-establish-medicare-part-e-public-option.
Mercado, Darla. “Fed Decision Recap: Central Bank Signals Stagflation Fears, Powell Says Fed ‘Well Positioned to Wait’ on Rates.” CNBC.Com, CNBC, 18 June 2025, www.cnbc.com/2025/06/18/fed-meeting-live-updates-feds-interest-rate-projections-loom.html.
“HHS Secretary Kennedy, CMS Administrator Oz Secure Industry Pledge to Fix Broken Prior Authorization System.” HHS.Gov, Department of Health & Human Services, 23 June 2025, www.hhs.gov/press-room/kennedy-oz-cms-secure-healthcare-industry-pledge-to-fix-prior-authorization-system.html.
Minemyer, Paige. “Mehmet Oz: Insurers’ Prior Auth Pledge ‘an Opportunity for the Industry to Show Itself.’” Fiercehealthcare.Com, Fierce Healthcare, 23 June 2025, www.fiercehealthcare.com/regulatory/oz-insurers-prior-auth-pledge-opportunity-industry-show-itself.
“Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability. Accessed 25 June 2025.
Schneider, Howard. “Powell Repeats Rate Cuts Can Wait as Fed Studies Tariff Impacts.” Reuters.Com, Reuters, 24 June 2025, www.reuters.com/business/powell-repeats-rate-cuts-can-wait-fed-studies-tariff-impacts-2025-06-24/.
Simmons-Duffin, Selena. “RFK Jr. and Dr. Oz Say Health Insurers Will Cut Red Tape on ‘Prior Authorizations.’” NPR.Org, NPR, 24 June 2025, www.npr.org/sections/shots-health-news/2025/06/24/nx-s1-5442713/rfk-jr-dr-oz-health-insurance-prior-authorization.
Not affiliated with or endorsed by Medicare or any government agency.
Thursday Jun 26, 2025
Thursday Jun 26, 2025
This just in: CMS 2026 maximum broker commissions for Medicare Advantage and Medicare Part D. Listen to learn more about commission structure and the caps writing MA and PDP business in your market for the upcoming 2026 plan year.
Read the text version
Resources:
AHIP 2026 Certification Dates: https://lnk.to/asgf20250516
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/
How to Avoid Using Elderspeak: https://lnk.to/asgf20250530
Reach out to the team at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/
Reassuring Your Clients During Difficult Times: https://lnk.to/asg671
What is AHIP Certification and How Do I Get It? https://lnk.to/asg672
References:
“2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, CMS, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement.
Agent Broker Compensation and Training and Testing Requirements CY2026: https://ritterim.com/documents/cms-memos/memo-agent-broker-compensation-and-training-and-testing-requirements-cy2026.pdf
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Monday Jun 23, 2025
Monday Jun 23, 2025
Keep track of your AEP prep to-do checklist with help from Ritter's certification center and Ritter Blog weekly roundups. Listen to find out how to access carrier AHIP, NABIP, MA and PDP certification, product training details, and more!
Resources:
eBooks & Guides for Insurance Agents: https://ritterim.com/guides/
FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/
Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/
What Is AHIP Certification and How Do I Get It? https://lnk.to/asg672
References:
“Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 30 May 2025.
“Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 30 May 2025.
“Miramar:Agent.” Miramar-Agent.Com, Miramar, miramar-agent.com/KnowledgeBase/Article?kb=5. Accessed 30 May 2025.
“Medicare Certification System.” Pinpointglobal.Com, Pinpoint Global, www.pinpointglobal.com/medicare-certification-system. Accessed 30 May 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday Jun 13, 2025
Friday Jun 13, 2025
The Friday Five for June 13, 2025:
Field Notes 6.13.2025
Apple Renames OS Versions
Apple Liquid Glass
Apple iPad Windowing
New Apple Features: Sarah’s Picks
Register for the ICHRA Introduction Webinar from Ritter & Nexben
Field Notes for June 13, 2025:
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 10 June 2025.
ICHRA Webinar Information & Registration: https://events.teams.microsoft.com/event/20edcbcf-3b83-4971-8e26-b1c7854a8180@70dbad32-6e58-4114-88e8-84f5666158df
“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 10 June 2025.
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Apple Renames OS Versions:
Shibu, Sherin, and Melissa Malamut. “Apple Is Making a Major Change to Its Operating Systems Across All Products. Here’s What We Know.” Entrepreneur.Com, Entrepreneur, 29 May 2025, www.entrepreneur.com/business-news/apple-is-renaming-its-operating-systems-for-iphone-ipad/492439.
Mendes, Marcus. “Apple’s New OS Naming Could Make ‘iPhone 17’ Sound Even Weirder.” 9to5Mac.Com, 9to5Mac, 28 May 2025, 9to5mac.com/2025/05/28/apples-new-os-naming-vs-iphone-17/.
Preston, Dominic. “Apple Renames Its Operating Systems.” Theverge.Com, The Verge, 9 June 2025, www.theverge.com/news/679221/apple-ios-macos-watchos-ipados-26-name.
Apple Liquid Glass:
Peters, Jay. “Apple’s Liquid Glass Was a Wild Change to My iPhone.” Theverge.Com, The Verge, 10 June 2025, www.theverge.com/apple/683914/apple-iphone-ios-26-changes-liquid-glass.
Mickle, Tripp, and Brian X. Chen. “Apple’s New Software Focuses on Design Aesthetics Over A.I.” Nytimes.Com, New York Times, 9 June 2025, www.nytimes.com/2025/06/09/technology/apple-wwdc-ios-26.html.
Perez, Sarah. “Apple Redesigns Its Operating Systems with ‘Liquid Glass’ at WWDC 25.” TechCrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-redesigns-its-operating-systems-with-liquid-glass/.
Lovejoy, Ben. “Here’s a Closer Look at the Liquid Glass Design in iOS 26 on the iPhone.” 9to5Mac.Com, 9to5Mac, 10 June 2025, 9to5mac.com/2025/06/10/heres-a-closer-look-at-the-liquid-glass-design-in-ios-26-on-the-iphone/.
Apple iPad Windowing:
Shanklin, Will. “Apple’s Walled Garden Is the iPad’s Biggest Roadblock to Becoming a Mac.” Engadget.Com, Engadget, 9 June 2025, www.engadget.com/mobile/tablets/apples-walled-garden-is-the-ipads-biggest-roadblock-to-becoming-a-mac-223014619.html.
“iPadOS 26 Introduces Powerful New Features That Push the Capabilities and Versatility of iPad Even Further.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/ipados-26-introduces-powerful-new-features-that-push-ipad-even-further/.
Christoffel, Ryan. “PSA: iPadOS 26 Removes Split View and Slide Over Multitasking Features.” 9to5Mac.Com, 9to5Mac, 9 June 2025, 9to5mac.com/2025/06/09/psa-ipados-26-removes-split-view-and-slide-over-multitasking-features/.
New Apple Features (Sarah’s Picks):
“Apple Elevates the iPhone Experience with iOS 26.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/apple-elevates-the-iphone-experience-with-ios-26/.
“Apple finally brings Journal to iPad & Mac for better writing, sketching & reflection” appleinsider.com, Apple Insider, 9 June 2025, https://appleinsider.com/articles/25/06/09/apple-finally-brings-journal-to-ipad-for-better-writing-sketching-reflection.
Malik, Aisha. “Apple Unveils watchOS 26 with New Design, Wrist-Flick Gesture, and AI Workout Buddy Feature.” Techcrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-unveils-watchos-26-with-new-design-wrist-flick-gesture-and-ai-workout-buddy-feature/.
“Journal App Finally Coming to Mac and iPad.” Macrumors.com, MacRumors, 9 June 2025, https://www.macrumors.com/2025/06/09/journal-app-finally-coming-to-mac-and-ipad/.
“watchOS 26 Delivers More Personalized Ways to Stay Active, Healthy, and Connected.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/watchos-26-delivers-more-personalized-ways-to-stay-active-and-connected/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday Jun 06, 2025
Friday Jun 06, 2025
This week, Sarah unpacks all kinds of content to help you and your clients survive Summer 2025!
Field Notes:
Malik, Aisha. “Adobe Launches Beta Version of Its Photoshop App on Android.” Techcrunch.Com, TechCrunch, 3 June 2025, techcrunch.com/2025/06/03/adobe-launches-beta-version-of-its-photoshop-app-on-android/.
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 3 June 2025.
“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 3 June 2025.
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Summer Podcast Listening for Kids:
Kids Summer Podcast Sampler Playlist: https://www.podchaser.com/lists/summer-kids-podcast-sampler-11SKLQjpO2
Shippen, Lauren. “Maxine Miles and the Loose Ends - An Interactive Mystery!” Atypicalartists.Co, ATYPICAL ARTISTS, www.atypicalartists.co/loose-ends. Accessed 4 June 2025.
Shippen, Lauren. “Maxine Miles - A YA Mystery Fiction Podcast.” Atypicalartists.Co, Atypical Artists, www.atypicalartists.co/maxine. Accessed 4 June 2025.
“Summer Listening Challenge: Listen to a Summer of Stories!” Jonincharacter.Com, Jonathan Cormur, 20 May 2025, jonincharacter.com/summer-listening/.
Summer Reading Challenges & Recommendations:
“Barnes & Noble Summer Reading Program.” Barnesandnobleinc.Com, Barnes & Noble Inc, www.barnesandnobleinc.com/our-stores-communities/summer-reading-program/. Accessed 4 June 2025.
“Beanstack Mobile App.” Landing.Beanstack.Com, Beanstack, landing.beanstack.com/mobile-app. Accessed 4 June 2025.
“Fun Summer Reading Challenges for Kids.” Scholastic.Com, Scholastic, 29 May 2025, www.scholastic.com/parents/books-and-reading/raise-a-reader-blog/reading-challenges-kids.html.
“Hot Ones: Readers’ 80 Most Anticipated New Summer Books.” Goodreads.Com, Goodreads, www.goodreads.com/blog/show/2922. Accessed 4 June 2025.
“Pizza Hut Book It!® Program.” Bookitprogram.Com, Pizza Hut, www.bookitprogram.com/. Accessed 4 June 2025.
Maxine Miles: https://lnk.to/maxinemilespod
“Pizza Hut Debuts First-Ever BOOK IT!® App.” Blog.Pizzahut.Com, Pizza Hut, 27 May 2025, blog.pizzahut.com/pizza-hut-debuts-first-ever-book-it-app/.
“Scholastic Summer Reading.” Scholastic.Com, Scholastic, www.scholastic.com/site/summer-reading.html. Accessed 4 June 2025.
Vance, Usha. “Summer Reading Challenge.” Whitehouse.Gov, The White House, 2 June 2025, www.whitehouse.gov/read/.
Diamond, Anna. “Summer Reading Challenges Aren’t Just for Kids.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-adults.html.
NYT Staff. “The New York Times’s Summer Reading Bucket List.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-bucket-list.html.
“The Ultimate Middle School Summer Reading List.” Scholastic.Com, Scholastic, www.scholastic.com/parents/books-and-reading/book-lists-and-recommendations/summer-reading-list-for-middle-school.html. Accessed 4 June 2025.
Staying Hydrated During Summer:
“6 Refreshing Summer Drinks You Can Make at Home.” Economictimes.Indiatimes.Com, The Economic Times, economictimes.indiatimes.com/news/india/6-refreshing-summer-drinks-you-can-make-at-home/classic-lemonade/slideshow/121248292.cms. Accessed 4 June 2025.
DeAngelis, Danielle. “9 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 11 June 2024, www.eatingwell.com/drinks-to-keep-healthy-hydrated-this-summer-8661651.
Walsh, Karla. “10 Ways Your Body Changes When You’re Drinking Enough Water.” Allrecipes.Com, Allrecipes, www.allrecipes.com/article/drinking-enough-water/. Accessed 4 June 2025.
Joshi, Priyankaa. “13 Best Electrolyte Drinks to Keep You Hydrated This Summer, Approved by Nutritionists.” Goodhousekeeping.Com, Good Housekeeping. www.goodhousekeeping.com/uk/product-reviews/health-leisure/g60319999/best-electrolyte-powders-drinks/. Accessed 4 June 2025.
Wimberly, Camryn Alexa. “23 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 1 June 2025, www.eatingwell.com/drink-recipes-to-keep-you-hydrated-this-summer-2025-11745692.
Biggs, Suzanne. “How to Make Electrolyte Water (Plus Easy Recipes to Try at Home).” Lifemd.Com, LifeMD, 19 Nov. 2024, lifemd.com/learn/how-to-make-electrolyte-water.
Killeen, Breana Lai. “Spinach-Apple Juice Recipe.” Eatingwell.Com, Eating Well, 18 Apr. 2024, www.eatingwell.com/recipe/250846/spinach-apple-juice/.
Capritto, Amanda, and Nasha Addarich Martinez. “Summer Hydration: Your Daily Water Requirements Guide.” Cnet.Com, CNET, 31 May 2025, www.cnet.com/health/medical/summer-hydration-daily-water-requirements/.
Kumer, Emma B. “The Best and Worst Drinks to Keep You Hydrated.” Tasteofhome.Com, Taste of Home, 11 Jan. 2025, www.tasteofhome.com/article/best-and-worst-hydrating-drinks-ranked/.
“There’s More To Staying Hydrated Than Just Drinking Water.” Delish.Com, Delish, www.delish.com/food-news/a61624242/how-to-stay-hydrated-in-heat/. Accessed 4 June 2025.
Schneider, Jamie. “This Green Smoothie Recipe Is As Hydrating As 3 Cups Of Water, Says An MD.” Mindbodygreen.Com, mindbodygreen, 10 Apr. 2025, www.mindbodygreen.com/articles/functional-mds-green-smoothie-recipe-for-max-hydration.
Kanya, Laura. “Watermelon-Basil Agua Fresca.” Eatingwell.Com, EatingWell, www.eatingwell.com/recipe/7967577/watermelon-basil-agua-fresca/. Accessed 4 June 2025.
On-The-Go Summer Eating:
Bjarnadottir, Adda. “9 Fast-Food Restaurants That Serve Healthy Foods.” Edited by Alissa Palladino, Healthline.Com, Healthline Media, 14 May 2025, www.healthline.com/nutrition/healthy-fast-food-restaurants.
Rajput, Priyanka. “10 Items You Can Eat at Fast-Food Chains If You’re on the Mediterranean Diet.” Businessinsider.Com, Business Insider, 4 Feb. 2025, www.businessinsider.com/fast-food-chain-items-mediterranean-diet-2025-2#little-hamburger-at-five-guys-10.
Madormo, Carrie. “25 Healthy Fast-Food Orders That You Can Grab and Go.” Tasteofhome.Com, Taste of Home, 2 Jan. 2025, www.tasteofhome.com/collection/healthy-fast-food/.
Jung, Alyssa. “45 Healthiest Fast-Food Orders, According to Experts.” Edited by Valerie Agyeman, Goodhousekeeping.Com, Good Housekeeping, 6 Jan. 2025, www.goodhousekeeping.com/health/diet-nutrition/g4622/healthiest-fast-food/.
Groth, Leah. “Dunkin’ Just Introduced Wild New Summer Menu.” Eatthis.Com, Eat This, Not That!, 3 June 2025, www.eatthis.com/dunkin-summer-menu-2025-new-items/.
Boesch, Samantha. “I Tried the 7 Healthiest Fast-Food Meals—Here’s What I’ll Actually Order Again.” Eatthis.Com, Eat This, Not That! , 10 Aug. 2024, www.eatthis.com/healthy-fast-food-taste-test/.
Losciale, Marisa. “McDonald’s Snack Wrap Officially Gets Release Date.” Parade.Com, Parade, 3 June 2025, parade.com/food/mcdonalds-snack-wrap-release-date-confirmed-returning-july-2025.
Resources:
Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025
How to Avoid Elderspeak: https://lnk.to/asgf20250530
Location Sharing Apps: https://lnk.to/ASGA84
Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025
Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday May 30, 2025
Friday May 30, 2025
The Friday Five for May 30, 2025:
Field Notes for This Week
Helpful Keyboard Shortcuts
Mozilla Pocket Alternatives
YouTube Adds Top Podcasts Chart
How to Avoid Using Elderspeak
Field Notes:
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 28 May 2025.
“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 28 May 2025.
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Helpful Keyboard Shortcuts:
Wawro, Alex. “9 MacBook Keyboard Shortcuts You Need to Know First.” Tomsguide.Com, Tom’s Guide, 20 Apr. 2025, www.tomsguide.com/computing/macos/9-macbook-keyboard-shortcuts-you-need-to-know-first.
Kasiya, Chifundo. “12 Windows Key Shortcuts I Use Every Day.” Howtogeek.Com, How-To Geek, 23 Feb. 2025, www.howtogeek.com/windows-key-shortcuts-i-use-every-day/.
Brookes, Tim. “13 Mac Keyboard Shortcuts I Couldn’t Live Without.” Howtogeek.Com, How-To Geek, 10 Apr. 2025, www.howtogeek.com/mac-keyboard-shortcuts-i-couldnt-live-without/.
“Mac Split Screen: How to Chop Your Screen in Half for Multitasking.” Cnet.Com, CNET, 3 Feb. 2025, www.cnet.com/tech/services-and-software/mac-split-screen-how-to-chop-your-screen-in-half-for-multitasking/.
Aamoth, Doug. “These 10 Windows 11 Keyboard Shortcuts Will Boost Your Productivity.” Fastcompany.Com, Fast Company, 27 May 2025, www.fastcompany.com/91337250/best-windows-11-keyboard-shortcuts.
Fisher, Tim. “Windows Keyboard Shortcuts to Know in 2025.” Lifewire.Com, Lifewire, 14 Jan. 2025, www.lifewire.com/best-windows-keyboard-shortcuts-6503973.
Mozilla Pocket Alternatives:
Reddy, Ramesh. “6 Best Pocket Alternatives to Save and Read Articles Later [2025].” Techpp.Com, TechPP, 24 May 2025, techpp.com/2025/05/24/best-pocket-alternatives/.
Manuel, Beatrice. “Best Read-It-Later Apps in 2025: Top Ways to Save Web Pages & Content.” Edited by Samuel Chapman and Eugenie Tiu, Cloudwards.Net, Cloudwards, 16 May 2025, www.cloudwards.net/best-read-it-later-apps/.
Instapaper: https://instapaper.com/
Matter: https://hq.getmatter.com/
Blake, Alex. “Mozilla Is Shutting down Pocket – Here Are the 3 Best Bookmarking Alternatives.” TechRadar, techradar.com, 23 May 2025, www.techradar.com/computing/websites-apps/mozilla-is-shutting-down-pocket-here-are-the-3-best-bookmarking-alternatives.
Delima, David. “Mozilla’s Pocket Shuts down in July: Try These Four Pocket Alternatives.” Gadgets360.Com, Gadgets 360, 24 May 2025, www.gadgets360.com/apps/features/mozilla-pocket-shutdown-alternatives-bookmarks-app-8497286.
Krasnoff, Barbara. “Pocket Alternatives for Bookmarking Your Content.” Theverge.Com, The Verge, 23 May 2025, www.theverge.com/22927750/bookmarks-pocket-firefox-instapaper-raindrop.
Raindrop.io: https://raindrop.io/
Mehta, Ivan, and Sarah Perez. “Read-It-Later App Pocket Is Shutting down - Here Are the Best Alternatives.” Techcrunch.Com, TechCrunch, 27 May 2025, techcrunch.com/2025/05/27/read-it-later-app-pocket-is-shutting-down-here-are-the-best-alternatives/.
Peckham, James. “Read-It-Later Pocket App Will Shut down on July 8.” Pcmag.Com, PCMAG, 23 May 2025, www.pcmag.com/news/pocket-shut-down-the-read-it-later-app-will-close-on-july-8.
Pot, Justin. “The 4 Best Read It Later Apps.” Zapier.Com, Zapier, 15 Aug. 2024, zapier.com/blog/best-bookmaking-read-it-later-app/.
YouTube Adds Top Podcasts Chart:
“Apple Podcast Charts.” Podcasts.Apple.Com, Apple, podcasts.apple.com/us/charts. Accessed 28 May 2025.
“Spotify Podcast Charts.” Podcastcharts.Byspotify.Com, Spotify, podcastcharts.byspotify.com/. Accessed 28 May 2025.
“YouTube Podcast Charts.” Charts.Youtube.Com, YouTube, charts.youtube.com/podcasts. Accessed 28 May 2025.
How to Avoid Using Elderspeak:
Senior Speak: Talking to Medicare Clients Age 65 & Older: https://ritterim.com/blog/senior-speak-talking-to-medicare-clients-age-65-and-older/
Shaw, Clarissa A., et al. “The Iowa Coding Scheme for Elderspeak: Development and Validation.” Academic.Oup.Com, Oxford Academic, 4 Mar. 2025, academic.oup.com/gerontologist/article/65/6/gnaf093/8051882.
Span, Paula. “Honey, Sweetie, Dearie: The Perils of Elderspeak.” Nytimes.Com, The New York Times, 3 May 2025, www.nytimes.com/2025/05/03/health/elderly-treatment-aides.html.
Rueppel Recommends:
Ridgely, Charlie. “Everything Coming to Netflix, Disney+, Max & Other Streaming Services in June 2025.” ComicBook.Com, Comic Book, 26 May 2025, comicbook.com/movies/news/new-streaming-movies-tv-june-2025-netflix-disney-hbo-services/.
Resources:
4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670
Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85
Community Engagement & ACA Marketing Suggestions for Agents: https://lnk.to/ASG665
Reassuring Your Clients During Difficult Times: https://lnk.to/asg671
Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday May 23, 2025
Friday May 23, 2025
The Friday Five for May 23, 2025:
Field Notes 5.23.2025
Google Announces NotebookLM App
AI Actions in Microsoft Windows 11
TikTok Sleep Meditation for Teens
2025 Social Media Marketing Industry Report
Field Notes 5.23.2025:
Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/
Google Announces NotebookLM App:
Beaty, Artie. “Google’s Popular AI Tool Gets Its Own Android App - How to Use NotebookLM on Your Phone.” Zdnet.Com, ZDNET, 19 May 2025, www.zdnet.com/article/googles-popular-ai-tool-gets-its-own-android-app-how-to-use-notebooklm-on-your-phone/.
Peters, Jay. “Google Releases Its NotebookLM Mobile App.” Theverge.Com, The Verge, 19 May 2025, www.theverge.com/news/669828/google-releases-its-notebooklm-mobile-app.
Wang, Biao. “Understand Anything, Anywhere with the New NotebookLM App.” Blog.Google, Google Blog, 19 May 2025, blog.google/technology/ai/notebooklm-app/.
Microsoft Announces AI Actions in Windows 11:
Warren, Tom. “Microsoft Is Putting AI Actions into the Windows File Explorer.” Theverge.Com, The Verge, 20 May 2025, www.theverge.com/news/670251/microsoft-windows-11-ai-actions-file-explorer-context-menu.
Whitney, Lance. “Microsoft’s New AI Tool Lets You Edit Images and Summarize Docs Right in File Explorer.” Zdnet.Com, ZDNET, 20 May 2025, www.zdnet.com/article/microsofts-new-ai-tool-lets-you-edit-images-and-summarize-docs-right-in-file-explorer/.
TikTok Sleep Meditation for Teens:
Hasan, Sadiba. “Can TikTok Help Young People Take a Break From Screens?” Nytimes.Com, The New York Times, 19 May 2025, www.nytimes.com/2025/05/17/style/tiktok-guided-meditation-sleep.html.
Malik, Aisha. “Tiktok Rolls out a New Meditation Feature to Help You Get off the App and Sleep.” Techcrunch.Com, TechCrunch, 15 May 2025, techcrunch.com/2025/05/15/tiktok-rolls-out-a-new-meditation-feature-to-help-you-get-off-the-app-and-sleep/.
Roth, Emma. “Tiktok Will Show Teens Guided Meditation after 10pm.” Theverge.Com, The Verge, 15 May 2025, www.theverge.com/news/668051/tiktok-guided-meditation-wind-down-10pm.
2025 Social Media Marketing Industry Report:
Stelzner, Michael A. “2025 Social Media Marketing Industry Report.” Socialmediaexaminer.Com, Social Media Examiner, www.socialmediaexaminer.com/social-media-marketing-industry-report-2025/. Accessed 21 May 2025.
Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644
Order Your Copy of Delight in the Limelight: https://lindaugelow.com/delight-in-the-limelight/
Resources:
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131
Best Video Editing Apps for Social Media: https://lnk.to/8xfGo0
Community Engagement & ACA Marketing Suggestions: https://lnk.to/ASG665
From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025
Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/
The Best Books for Insurance Agents: https://ritterim.com/blog/the-best-books-for-insurance-agents/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday May 16, 2025
Friday May 16, 2025
The Friday Five for May 16th, 2025:
Dunkin’ and Starbucks Summer 2025 Menus
Viral Music Charts for Content Creation
Potential Heart Benefit in Shingles Vaccine
Possible Hints at ACA Subsidy Direction for 2026
AHIP 2026 Certification Dates
Dunkin’ and Starbucks Summer 2025 Menus:
“Dunkin’ Summer Menu.” Dunkindonuts.Com, Dunkin’, www.dunkindonuts.com/en/summer-menu. Accessed 13 May 2025.
Fink, Bailey. “Starbucks Is Bringing Back Customers’ ‘Favorite Drink Ever’ This Summer.” Allrecipes.Com, Allrecipes, 17 Apr. 2025, www.allrecipes.com/starbucks-summer-menu-2025-11717043.
Baker, Nicolette. “Starbucks’ Summer Menu Just Dropped — Including a Brand-New Iced Beverage.” Foodandwine.Com, Food & Wine, 15 Apr. 2025, www.foodandwine.com/starbucks-summer-menu-2025-11715175.
Viral Music Charts for Content Creation:
“100 Top Trending Songs on TikTok.” Tokchart.Com, Tokchart, tokchart.com/. Accessed 14 May 2025.
Bowe, Tucker. “Apple Quietly Gave Your Iphone a Simple yet Fun New Feature.” Gearpatrol.Com, Gear Patrol, 12 May 2025, www.gearpatrol.com/tech/apple-music-shazam-viral-chart/.
“Shazam Viral Global Chart .” Shazam.Com, Shazam, www.shazam.com/charts/viral/world. Accessed 14 May 2025.
“Spotify Viral 50 - Global.” Spotify.Com, Spotify, open.spotify.com/playlist/37i9dQZEVXbLiRSasKsNU9?si=4zvmJR7bQnajf6_StIGfuw. Accessed 14 May 2025.
“Viral Chart on Apple Music.” Music.Apple.Com, Apple Music, music.apple.com/us/playlist/viral-chart/pl.b127c05305ad413fb742e8585599ec84. Accessed 14 May 2025.
Potential Heart Health Benefit in Shingles Vaccine:
McLendon, Russell. “Shingles Vaccine Can Reduce Risk of Stroke And Heart Attack, Study Finds.” Sciencealert.Com, ScienceAlert, 12 May 2025, www.sciencealert.com/shingles-vaccine-can-reduce-risk-of-stroke-and-heart-attack-study-finds.
Rudy, Melissa. “Shingles Vaccine Has Unexpected Effect on Heart Health.” Foxnews.Com, FOX News Network, 9 May 2025, www.foxnews.com/health/shingles-vaccine-has-unexpected-effect-heart-health.
“Shingles Vaccine Lowers the Risk of Heart Disease for up to Eight Years.” Escardio.Org, European Society of Cardiology, 6 May 2025, www.escardio.org/The-ESC/Press-Office/Press-releases/shingles-vaccine-lowers-the-risk-of-heart-disease-for-up-to-eight-years.
Griesser, Kameryn. “Shingles Vaccine Reduces Risk of Heart Disease by 23%, Study of One Million People Finds.” Cnn.Com, Cable News Network, 12 May 2025, www.cnn.com/2025/05/09/health/shingles-heart-disease-vaccine-shots-wellness.
Possible Hints at ACA Subsidy Direction for 2026:
Tong, Noah. “CMS Hints at Possible Cost-Sharing Reduction Payments for Insurers, Impacting ACA Enrollment.” Fiercehealthcare.Com, Fierce Healthcare, 7 May 2025, www.fiercehealthcare.com/payers/cms-hints-possible-cost-sharing-reduction-payments-insurers-impacting-aca-enrollment.
“Explaining Health Care Reform: Questions About Health Insurance Subsidies.” Kff.Org, KFF, 25 Oct. 2024, www.kff.org/affordable-care-act/issue-brief/explaining-health-care-reform-questions-about-health-insurance-subsidies/.
“Offering of Off-Exchange-Only Plans without ‘CSR Loading.’” Cms.Gov, Centers for Medicare & Medicaid Services, 2 May 2025, www.cms.gov/files/document/offering-exchange-only-plans-without-csr-loading.pdf.
“Plan Year 2026 Individual Market Rate Filing Instructions.” Cms.Gov, Centers for Medicare & Medicaid Services, 2 May 2025, www.cms.gov/files/document/py-26-individual-market-rate-filing-instructions.pdf.
AHIP 2026 Certification Dates:
“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 13 May 2025.
Resources:
5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411CMS Updates to MA and Part D for CY 2026: https://lnk.to/asgf20250425 Fact vs. Fiction: Examining the Medicare Part B Premium Giveback: https://lnk.to/asg667
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday May 09, 2025
Friday May 09, 2025
The Friday Five for May 9, 2025:
Rite Aid Files for Chapter 11 Bankruptcy Again
Apple WWDC 2025 Dates & Rumors
Discount Medicare Insurance Scam Alert
Rueppel Recommends Books & Streaming Picks May 2025
Aetna Health Plans to Exit ACA Marketplace for CY 2026
Rite Aid Files for 2nd Chapter 11 Bankruptcy:
Download the “Rite Aid Letter to Customers - May 5, 2025.” Restructuring.Ra.Kroll.Com, Kroll Restructuring Administration, restructuring.ra.kroll.com/RiteAid/Home-DownloadPDF?id1=MzM0MTA2Mg%3D%3D&id2=0. Accessed 6 May 2025.
Grothaus, Michael. “Rite Aid Bankruptcy: What to Know about Store Closings, Prescription Transfers, Layoffs, Gift Cards, and More.” Fastcompany.Com, Fast Company, 6 May 2025, www.fastcompany.com/91329223/rite-aid-bankruptcy-2025-stores-closing-prescription-transfers-gift-cards.
Arias, Pilar. “Rite Aid Files for Bankruptcy for Second Time in Less than 2 Years.” Foxbusiness.Com, Fox Business, 6 May 2025, www.foxbusiness.com/economy/rite-aid-files-bankruptcy-second-time-less-than-2-years.
Powel, James. “Rite Aid Files for Chapter 11 Bankruptcy, Promises ‘smooth Transfer’ of Prescriptions.” Usatoday.Com, Gannett Satellite Information Network, 6 May 2025, www.usatoday.com/story/money/retail/2025/05/05/rite-aid-chapter-11-bankruptcy/83467189007/.
“Rite Aid Store Locater.” Riteaid.Com, Rite Aid, www.riteaid.com/locations/. Accessed 6 May 2025.
Urie, Daniel. “Rite Aid Tells Vendors It ‘Has Generally Stopped Purchasing Goods and Services.’” Pennlive.Com, PennLive, 5 May 2025, www.pennlive.com/business/2025/05/rite-aid-tells-vendors-it-has-generally-stopped-purchasing-goods-and-services.html.
Mills, Sean I. “What to Do with Your Prescriptions Now That Rite Aid Is Closing All Stores.” Romesentinel.Com, Daily Sentinel, 6 May 2025, www.romesentinel.com/news/rome-new-hartford-rite-aid-store-closings/article_98f2300b-600c-4937-b8d0-686ece8d36e9.html.
Apple WWDC 2025 Dates & Rumors:
Lovejoy, Ben. “90% of People Shouldn’t Buy the iPhone 17 Air, per Apple.” 9to5mac.Com, 9to5Mac, 6 May 2025, 9to5mac.com/2025/05/06/90-of-people-shouldnt-buy-the-iphone-17-air-per-apple/.
Schroeder, Stan. “Apple Is Planning a New iPhone Launch Schedule, Report Claims.” Mashable, Mashable, 5 May 2025, mashable.com/article/apple-iphone-launch-schedule.
“iOS 7 vs iOS 6 Side-by-Side Visual Comparisons.” Osxdaily.Com, OS X Daily, osxdaily.com/2013/06/11/ios-7-vs-ios-6-visual-comparison/. Accessed 6 May 2025.
Christoffel, Ryan. “iOS 19: Three New Features Are Being Announced next Month.” 9to5mac.Com, 9to5Mac, 5 May 2025, 9to5mac.com/2025/05/05/ios-19-three-new-features-are-being-announced-next-month/.
Clover, Juli. “iOS 19: Everything We Know.” Macrumors.Com, MacRumors, 5 May 2025, www.macrumors.com/roundup/ios-19/.
Discount Medicare Insurance Scam Alert:
“Emerging Discount Medical Insurance Scams.” Ic3.Gov, Internet Crime Complaint Center (IC3), 30 Apr. 2025, www.ic3.gov/PSA/2025/PSA250430.
Dimuro, Claudia. “FBI Alerts Public in Pa., beyond to Emerging Scam: Here’s What to Know.” Pennlive.Com, PennLive, 5 May 2025, www.pennlive.com/life/2025/05/fbi-alerts-public-in-pa-beyond-to-emerging-scam-heres-what-to-know.html.
Burman, Theo. “FBI Issues New Warning Over Health Insurance Scams.” Newsweek.Com, Newsweek, 6 May 2025, www.newsweek.com/fbi-issues-new-warning-over-health-insurance-scams-2068626.
Rueppel Recommends:
Wynn-Williams, Sarah. “Careless People: A Cautionary Tale of Power, Greed, and Lost Idealism.” Spotify, Flatiron Books, open.spotify.com/show/279JRLPYDjvmsS81C7SOzg?si=215e5504c3ea4510. Accessed 6 May 2025.
Ridgely, Charlie. “Everything Coming to Netflix, Max, Disney+ & Other Streaming Services in May 2025.” ComicBook.Com, ComicBook, 30 Apr. 2025, comicbook.com/tv-shows/news/new-streaming-movies-tv-shows-may-2025-netflix-disney-max/.
Bet-David, Patrick. “Your Next Five Moves: Master the Art of Business Strategy.” Spotify, Gallery Books, https://open.spotify.com/show/1mCTkhoZxUOH6iA9b8Dx2y?si=b11263c88e3a43ff. Accessed 6 May 2025.
Bet-David, Patrick. Your Next Five Moves, Gallery Books, www.yournextfivemoves.com/. Accessed 6 May 2025.
Aetna Health Plans to Exit ACA Marketplace for CY 2026:
Minemyer, Paige. “Aetna to Exit the ACA Exchanges in 2026.” Fiercehealthcare.Com, Fierce Healthcare, 1 May 2025, www.fiercehealthcare.com/payers/aetna-exit-aca-exchanges-2026.
Pifer, Rebecca. “CVS Plans to Exit ACA Individual Exchanges, Strikes Wegovy Deal with Novo Nordisk.” Healthcaredive.Com, Healthcare Dive, 1 May 2025, www.healthcaredive.com/news/cvs-aetna-exit-aca-novo-nordisk-wegovy-deal/746833/.
Japsen, Bruce. “CVS Plans To Exit Obamacare In 2026, Affecting 1 Million Aetna Members.” Forbes.Com, Forbes Magazine, 1 May 2025, www.forbes.com/sites/brucejapsen/2025/05/01/cvs-plans-to-exit-obamacare-in-2026-impacting-1-million-aetna-members/.
How Plan Crosswalks Work in the ACA Marketplace: https://lnk.to/ASG664
Resources:
5 Myths About Selling ACA Health Insurance Plans: https://lnk.to/asg660
5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502
Agent Requirements for ACA Sales: https://lnk.to/ASG662
Learn How to Sell ACA Products During the Off-Season ft. Danica Stover: https://lnk.to/asg661
Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday May 02, 2025
Friday May 02, 2025
Join Sarah as she dives back into CMS regulations! This week, she highlights 5 regulations from the 2026 Medicare Advantage and Part D Final Rule.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411
CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314
CMS Updates to MA and Part D for CY 2026: https://lnk.to/asgf20250425
Expanded Medicare Telehealth Benefits Extended Through September 2025: https://ritterim.com/blog/expanded-medicare-telehealth-benefits-extended-through-september-2025/
Partner with Ritter Insurance Marketing
Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/
References:
“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare and Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.
“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Friday Apr 25, 2025
Friday Apr 25, 2025
The Friday Five for April 25, 2025:
Dr. Oz shares MAHA vision as CMS admin
CY 2026 Part D Coverage Cost Breakdown
CY 2026 Selected Drug Subsidy Cost Breakdown
Provisions Not Finalized in 2026 MA and Part D Final Rule
Impact of Non-Finalized Provisions on Agents
Dr. Oz shares MAHA vision as CMS admin:
Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Prepares to Lead Medicare and Medicaid.” NPR.Org, NPR, 3 Apr. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.
“Dr. Mehmet Oz Shares Vision for CMS.” CMS.Gov, Centers for Medicare & Medicaid Services, 25 Apr. 2025, www.cms.gov/newsroom/press-releases/dr-mehmet-oz-shares-vision-cms.
Olsen, Emily. “Dr. Oz Sworn in as CMS Administrator.” Healthcaredive.Com, Healthcare Dive, 21 Apr. 2025, www.healthcaredive.com/news/dr-mehmet-oz-sworn-in-cms-administrator/745880/.
CY 2026 Part D Coverage Cost Breakdown:
“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions. Accessed 23 Apr. 2025.
“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.
CY 2026 Selected Drug Subsidy Cost Breakdown:
John, Stephnie A., and Abdie Santiago. “The IRA in 2025: The Future of Medicare Part D.” Mintz.Com, Mintz, 13 Feb. 2025, www.mintz.com/insights-center/viewpoints/2146/2025-02-13-ira-2025-future-medicare-part-d.
“Medicare Prescription Drug Benefit Manual – Chapter 5.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/chapter-5-benefits-and-beneficiary-protection-v92011.pdf. Accessed 23 Apr. 2025.
“Factsheet: Medicare Drug Price Negotiation Program.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf. Accessed 23 Apr. 2025.
Provisions Not Finalized in 2026 MA and Part D Final Rule:
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. Accessed 24 Apr. 2025.
Tong, Noah. “Medicare Advantage Final Rule Excludes Anti-Obesity Drug Coverage under Medicare, Medicaid.” Fiercehealthcare.Com, Fierce Healthcare, 4 Apr. 2025, www.fiercehealthcare.com/payers/medicare-advantage-final-rule-excludes-anti-obesity-drug-coverage-under-medicare-medicaid.
“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare. Accessed 24 Apr. 2025.
“Medicare Coverage of Anti-Obesity Medications.” Aspe.Hhs.Gov, Assistant Secretary for Planning and Evaluation, 26 Nov. 2024, aspe.hhs.gov/sites/default/files/documents/127bd5b3347b34be31ac5c6b5ed30e6a/medicare-coverage-anti-obesity-meds.pdf.
Resources:
2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/
3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656
4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655
5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411
CMS Updates, Content Library, & More! https://lnk.to/asgf20250328
Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/
Subscribe to the Ritter Blog: https://ritterim.com/blog/
The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Friday Apr 11, 2025
Friday Apr 11, 2025
CMS just released the 2026 MA and Part D Rate Announcement! Listen to learn more about what this means for the upcoming coverage year.
Resources:
3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656
4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655
CMS Updates, Content Library, & More! https://lnk.to/asgf20250328
Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary
The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657
References:
“2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet.
“2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement.
“Announcement of Calendar Year (CY) 2026 Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/files/document/2026-announcement.pdf.
Tong, Noah. “CMS Finalizes 5.06% Medicare Advantage Benchmark Increase.” Fiercehealthcare.Com, Fierce Healthcare, 8 Apr. 2025, www.fiercehealthcare.com/payers/cms-finalizes-506-medicare-advantage-benchmark-increase.
“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.
“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.
Friday Mar 28, 2025
Friday Mar 28, 2025
The Friday Five for March 28, 2025:
CMS Medicare $2 Drug List Model Cancelled
Oz Confirmed by Senate Finance Committee
CMS Withdraws Changes to MA and Part D FEMA SEP
Sarah Appears on The Seven Figures or Bust Podcast
Content Library for Insurance Agents Launches
CMS Medicare $2 Drug List Model Cancelled:
“CMS Innovation Center Announces Model Portfolio Changes to Better Protect Taxpayers and Help Americans Live Healthier Lives.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Mar. 2025, www.cms.gov/newsroom/fact-sheets/cms-innovation-center-announces-model-portfolio-changes-better-protect-taxpayers-and-help-americans.
Bell, Allison. “Trump Administration Ends Medicare’s $2 Drug Project.” Thinkadvisor.Com, ThinkAdvisor, 14 Mar. 2025, www.thinkadvisor.com/2025/03/14/trump-administration-ends-medicares-2-drug-project/.
Dr. Oz Confirmed by Senate Finance Committee:
Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Gets One Step Closer to Leading Medicare and Medicaid.” Npr.Org, NPR, 25 Mar. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.
Tong, Noah. “Oz Confirmation Vote Advances out of Senate Finance Committee.” Fiercehealthcare.Com, Fierce Healthcare, 25 Mar. 2025, www.fiercehealthcare.com/payers/oz-confirmation-vote-advances-out-senate-finance-committee.
Hubbard, Kaia. “Senate Committee Advances Dr. Mehmet Oz’s Nomination to Head the Centers for Medicare and Medicaid Services.” Cbsnews.Com, CBS News, 25 Mar. 2025, www.cbsnews.com/news/dr-oz-centers-for-medicare-and-medicaid-senate-finance-committee-vote/.
Olsen, Emily. “Senate Committee Advances Dr. Oz to Lead CMS.” Healthcaredive.Com, Healthcare Dive, 26 Mar. 2025, www.healthcaredive.com/news/dr-oz-nomination-cms-clears-senate-finance-committee/743570/.
CMS Withdraws Changes to MA and Part D FEMA SEP:
CMS Withdraws Changes to Disaster SEP Availability for Medicare Beneficiaries: https://ritterim.com/blog/cms-withdraws-changes-to-disaster-sep-availability-for-medicare-beneficiaries/
Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/
Sarah Appears on The Seven Figures or Bust Podcast:
Episode 79 – What Is CMS Doing? w/ Special Guest Sarah Rueppel! https://lnk.to/qzTwIw
The Seven Figures or Bust Podcast: https://sevenfigure.com/seven-figures-podcast/
The Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/
Content Library for Insurance Agents Launches:
Check Out the Content Library: https://library.ritterim.com/
Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Resources:
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321
Apps for Content Creation: https://lnk.to/ASGA81
CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314
Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Tuesday Mar 25, 2025
Tuesday Mar 25, 2025
Ritter Insurance Marketing just launched a brand-new marketing resource for agents - the Content Library! Learn how to use industry-specific (and compliant!) content to start, scale, and sustain your digital marketing efforts. We outline the details in this can't miss episode!
Check Out the Content Library for Insurance Agents: https://library.ritterim.com/
Resources:
Not a Ritter agent? Get registered now: https://app.ritterim.com/public/registration/
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644
Marketing Trends for 2025: https://lnk.to/asg639
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.