Agent Survival Guide Podcast
Ritter
Episodes
4 days ago
4 days ago
The Friday Five for March 13, 2026:
Headline Quick Hits
AI & Critical Thinking
CMS Notification: 1.3 Million MBI Reassignments
2026 Medicare Part D Enrollment Stats
Medicare GLP-1 Bridge Demonstration
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💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
AI & Critical Thinking:
Peck, Emily. “AI overuse could spark “brain fry,” new research finds.” Axios.com, Axios, 6 Mar. 2026, https://www.axios.com/2026/03/06/ai-chatgpt-claude-jobs-brain-fry.
Landymore, Frank. “AI Use at Work is Causing “Brain Fry,” Researchers Find, Especially Among High Performers.” Futurism.com, Futurism, 6 Mar. 2026, https://futurism.com/artificial-intelligence/ai-brain-fry.
Zak, Lana. “Is AI productivity prompting burnout? Study finds new pattern of “AI brain fry.” Cbsnews.com, CBS, 8 Mar. 2026, https://www.cbsnews.com/news/is-ai-productivity-prompting-burnout-study-finds-new-pattern-of-ai-brain-fry/.
Fakurian, Milad. “It’s tempting to offload your thinking to AI. Cognitive science shows why that’s a bad idea.” Theconversation.com, The Conversation, 9 Mar. 2026, https://theconversation.com/its-tempting-to-offload-your-thinking-to-ai-cognitive-science-shows-why-thats-a-bad-idea-276766.
Bedard, Julie, et al. “When Using AI Leads to ‘Brain Fry.’” Hbr.Org, Harvard Business Review, 5 Mar. 2026, hbr.org/2026/03/when-using-ai-leads-to-brain-fry.
CMS Plan Notification of 1.3 Million MBI Reassignments:
1.3 Million Medicare Beneficiary Identifiers to Be Reissued in March 2026
2026 Part D Enrollment States:
“Analyzing Changes in Medicare Part D Enrollment for 2026.” Kff.org, KFF, 3 Mar. 2026, https://www.kff.org/medicare/analyzing-changes-in-medicare-part-d-enrollment-for-2026/.
Medicare GLP-1 Bridge Demonstration:
“Frequently Asked Questions Related to the Medicare GLP-1 Bridge.” Cms.gov, Centers for Medicare & Medicaid Services, 3 Mar. 2026, https://hpms.cms.gov/app/ng/home/.
Cubanski, Juliette. “What Medicare’s Temporary Program Covering GLP-1s for Obesity Means for Beneficiaries.” Kff.org, KFF, 9 Mar. 2026, https://www.kff.org/quick-take/what-medicares-temporary-program-covering-glp-1s-for-obesity-means-for-beneficiaries/.
Headline Quick Hits:
Malik, Aisha. “Macbook Neo, iPhone 17e, and everything else Apple announced this week.” Techcrunch.com, Tech Crunch, https://techcrunch.com/2026/03/04/everything-apple-announced-macbook-neo-iphone-17e-ipad-air/.
Fried, Ina. “Exclusive: Meta hires duo behind Moltbook.” Axios.com, Axios, 10 Mar. 2026, https://www.axios.com/2026/03/10/meta-facebook-moltbook-agent-social-network.
Resources:
CMS Crush Initiative
How the BALANCE Model Will Help Medicare Part D & Medicaid Enrollees Access GLP-1s
Medicare and Medicaid to Start Covering GLP-1 Drugs for Beneficiaries
Using a SWOT Analysis to Review Your Insurance Business
Follow Us on Social!
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Friday Mar 06, 2026
Friday Mar 06, 2026
The Friday Five for March 6, 2026:
CMS Updates Deadline for GENEROUS
CMS Makes Updates to Medicare.gov
CMS Deferment of Minnesota Federal Medicaid Funding
CMS DMEPOS Enrollment Moratorium
CMS CRUSH Request for Information
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💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
CMS Updates Deadline for GENEROUS Participation:
"CMS Announces New Drug Payment Model to Strengthen Medicaid and Better Serve Vulnerable Americans" cms.gov, Centers for Medicare & Medicaid Services, 6 Nov. 2025, https://www.cms.gov/newsroom/press-releases/cms-announces-new-drug-payment-model-strengthen-medicaid-better-serve-vulnerable-americans.
"CMS to Lower Drug Costs and Improve Care by Extending Deadline for GENEROUS Model Application" cms.gov, Centers for Medicare & Medicaid Services, 2 Mar. 2026, https://www.cms.gov/newsroom/press-releases/cms-lower-drug-costs-improve-care-extending-deadline-generous-model-application.
"GENEROUS (GENErating cost Reductions fOr U.S. Medicaid) Model" cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/innovation/innovation-models/generous, Accessed 3 Mar. 2026.
"GENErating cost Reductions fOr U.S. Medicaid (GENEROUS) Model" cms.gov, Centers for Medicare & Medicaid Services, 27 Feb. 2026, https://www.cms.gov/priorities/innovation/files/generous-rfa.pdf.
CMS Makes Updates to Medicare.gov:
“Medicare.gov Enhanced Log In.” cms.gov, Centers for Medicare & Medicaid Services, 3 Mar. 2026, https://www.cms.gov/newsroom/fact-sheets/medicare-gov-enhanced-log.
“Official Website.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.medicare.gov/, Accessed 4 Mar. 2026.
CMS CRUSH Initiative:
Submit Your Comment “Request for Information (RFI) Related to Comprehensive Regulations To Uncover Suspicious Healthcare (CRUSH).” Federalregister.gov, Federal Register, 27 Feb. 2026, https://www.federalregister.gov/documents/2026/02/27/2026-03968/request-for-information-rfi-related-to-comprehensive-regulations-to-uncover-suspicious-healthcare#open-comment.
“Trump Administration Prioritizes Affordability by Announcing Major Crackdown on Health Care Fraud.” Cms.gov, Centers for Medicare & Medicaid Services, 25 Feb. 2026, https://www.cms.gov/newsroom/press-releases/trump-administration-prioritizes-affordability-announcing-major-crackdown-health-care-fraud.
Resources:
2026 MA Enrollment, a NIPR Scam & Spring Coffee Menus
Instagram Basics for Insurance Agents
The Benefits of Selling Medicare Special Needs Plans
Using a SWOT Analysis to Review Your Insurance Business
Follow Us on Social!
Ritter Insurance Marketing:
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Sarah J. Rueppel:
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Bluesky: https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Friday Feb 27, 2026
Friday Feb 27, 2026
The Friday Five for February 27, 2026:
[01:02] ☕Starbucks Spring 2026 Menu [02:45] 🧋Dunkin’ Spring 2026 Menu [05:25] 📺 Instagram for TV [08:22] ⚠️ NIPR Phishing Alert [10:59] 📊 2026 MA Enrollment Stats
Register for Craig Ritter’s State of the Senior Market
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Starbucks Spring 2026 Menu:
“Starbucks previews 2026 spring menu with new chai, ube and Energy Refreshers drinks.” About.starbucks.com, Starbucks, 26 Jan. 2026, https://about.starbucks.com/stories/2026/starbucks-previews-2026-spring-menu-with-new-chai-coconut-and-lavender-drinks/.
Morea, Steven. “Starbucks’ Spring 2026 Menu Is Here & Fans Have Thoughts.” Delish.com, Delish, 29 Jan. 2026, https://www.delish.com/food-news/a70176840/starbucks-spring-2026-menu/.
Dunkin’ Spring 2026 Menu:
Tenreyo, Tatiana. “Dunkin’s Rumored 18-Item Spring Menu Could Kick Off a Full Banana Boom.” Sporked.com, Sporked, 4 Feb. 2026, https://sporked.com/article/dunkin-spring-2026-menu/.
Baker, Nicolette. “Dunkin’s Spring Menu Is Going Bananas.” Foodandwine.com, Food & Wine, 10 Feb. 2026, https://www.foodandwine.com/dunkin-spring-menu-leak-2026-11902405.
Umholtz, Katelyn. “Yes, it’s true: Dunkin’ is selling iced coffee in 48-ounce buckets.” Boston.com, Boston.com, 24, Feb. 2026, https://www.boston.com/food/food-news/2026/02/24/dunkin-iced-coffee-buckets/.
Instagram for TV:
“Introducing Instagram for TV.” About.instagram.com, Instagram, 16 Dec. 2025, https://about.instagram.com/blog/announcements/instagram-tv-app.
Malik, Aisha. “Instagram’s TV app is launching on Google TV devices.” Techcrunch.com, TechCrunch, 24 Feb. 2026, https://techcrunch.com/2026/02/24/instagrams-tv-app-is-launching-on-google-tv-devices/.
NIPR Phishing Alert:
Content Library: Identifying Scams and How to Protect Yourself*
How to Keep Clients Safe From Insurance Fraud
"National Insurance Professional Registry." Nipr.com, NIPR, https://nipr.com/help, Accessed 25 Feb. 2026.
Unsure about a NIPR email? Verify first by emailing: niprbillingdept@nipr.com
2026 MA Enrollment Stats:
Fuglesten Biniek, Jeannie et. al. "Medicare Advantage Enrollment Grew by About 1 Million People, Mainly Due to Special Needs Plans." KFF.org, KFF, 23 Feb. 2026, https://www.kff.org/medicare/medicare-advantage-enrollment-grew-by-about-1-million-people-mainly-due-to-special-needs-plans/.
“Monthly Contract and Enrollment Summary Report.” CMS.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/data-research/statistics-trends-and-reports/medicare-advantagepart-d-contract-and-enrollment-data/monthly-contract-and-enrollment-summary-report. Accessed 25 Feb. 2026.
More Episodes You’ll Love:
CMS 2027 MA & Part D Advance Notice
State of the Senior Market 2026
The Insurance Agent’s Quick Guide to Med Supp Birthday Rule States
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
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Friday Feb 20, 2026
Friday Feb 20, 2026
The Friday Five for February 20, 2026:
TikTok USDS Update
Apple Announces Video Podcasts
Tide Launches Evo Detergent
The Burden of Prior Authorization
State of the Senior Market 2026
Register to Attend Craig Ritter’s 2026 State of the Senior Market!
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
TikTok Making Its Way Back to the Top?
“Top Apps.” Appfigures.com, Appfigures, https://appfigures.com/top-apps/ios-app-store/united-states/iphone/top-overall. Accessed 18, Feb. 2026.
“Top Apps.” Appfigures.com, Appfigures, https://appfigures.com/top-apps/google-play/united-states/top-apps. Accessed 18, Feb. 2026.
"Top Photo & Video Apps." Appfigures.com, Appfigures, https://appfigures.com/top-apps/ios-app-store/united-states/iphone/photo-and-video. Accessed 18, Feb. 2026.
"Top Social Apps." Appfigures.com, Appfigures, https://appfigures.com/top-apps/google-play/united-states/social. Accessed 18, Feb. 2026.
Apple Announces Video Capabilities for Podcasts App:
“Apple introduces a new video podcast experience on Apple Podcast.” Apple.com, Apple, 16 Feb. 2026, https://www.apple.com/newsroom/2026/02/apple-introduces-a-new-video-podcast-experience-on-apple-podcasts/.
Peters, Jay. “Apple’s Podcasts app will let you ‘seamlessly’ switch between audio and video shows.” Theverge.com, The Verge, 16 Feb. 2026, https://www.theverge.com/tech/879749/apple-podcasts-video-swap-hls-live-streaming.
Vallese, Zach. “Apple takes on YouTube and Spotify with new video podcasting push.” Cnbc.com, CNBC, 16 Feb. 2026, https://www.cnbc.com/2026/02/16/apple-takes-on-youtube-and-spotify-with-new-video-podcasting-push.html.
The Burden of Prior Authorization:
Cottrill, Alex, et al. “Examining the Potential Impact of Medicare’s New WISeR Model.” KFF.Org, KFF, 10 Feb. 2026, www.kff.org/medicare/examining-the-potential-impact-of-medicares-new-wiser-model/.
Kirzinger, Ashley, et al. “KFF Health Tracking Poll: Prior Authorizations Rank as Public’s Biggest Burden When Getting Health Care.” KFF.Org, KFF, 2 Feb. 2026, https://www.kff.org/public-opinion/kff-health-tracking-poll-prior-authorizations-rank-as-publics-biggest-burden-when-getting-health-care/.
Tide Launches Evo Detergent Tiles:
Clancy, Heather. “P&G goes wide with a waterless, plastic-free Tide.” Trellis.net, Trellis, 17 Feb. 2026, https://trellis.net/article/pg-water-plastic-out-of-tide-detergent/.
Tyko, Kelly. “Tide makes its biggest laundry detergent change since pods.” Axios.com, Axios, 17 Feb. 2026, https://www.axios.com/2026/02/17/tide-evo-tiles-dry-laundry-detergent-launch.
“Tide Unveils World-First Laundry Breakthrough: Introduction Tide evo, the Fiber-Detergent Tile.” Us.pg.com, Proctor & Gamble, 17 Feb. 2026, https://us.pg.com/newsroom/news-releases/Tide-Unveils-World-First-Laundry-Breakthrough-Introducing-Tide-evo-the-Fiber-Detergent-Tile/.
Recent Episodes of the Agent Survival Guide Podcast:
5 Takeaways from the CMS 2027 Marketplace Proposed Rule
2016 vs. 2026: The Insurance Edition
CMS 2027 MA & Part D Advance Notice
Q1 ACA Sales Calendar
Q1 Medicare Sales Planner
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social
Not affiliated with or endorsed by Medicare or any government agency.
Friday Feb 13, 2026
Friday Feb 13, 2026
This week, CMS released their 2027 Marketplace Proposed Rule. Join us as we pull out 5 takeaways insurance agents should know about.
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2016 vs. 2026: The Insurance Edition
2026 ACA Enrollment Update
5 Tips for New Insurance Agents
5 Tips for Seasoned Insurance Agents
CMS 2027 MA & Part D Advance Notice
What are the CMS Medicare Gift Rules?
References:
“CMS Model Consent Form for Marketplace Agents, Brokers, Web-brokers, and Agencies.” Cms.gov, Centers for Medicare & Medicaid Services, 9 Feb. 2026, https://www.cms.gov/marketplace/agents-brokers/files/cms-model-consent-form-marketplace-agents-brokers.pdf.
“CMS Proposes Regulations to Lower Health Care Costs, Expand Consumer Choice, and Protect Taxpayers.” Cms.gov, Centers for Medicare & Medicaid Services, 9 Feb. 2026, https://www.cms.gov/newsroom/press-releases/cms-proposes-regulations-lower-health-care-costs-expand-consumer-choice-protect-taxpayers.
“HHS Notice of Benefit and Payment Parameters for 2027 Proposed Rule.” CMS.gov, Centers for Medicare & Medicaid Services, 9 Feb. 2026, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-payment-parameters-2027-proposed-rule.
“Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health Program.” Federalregister.Gov, Centers for Medicare & Medicaid Services, 9 Feb. 2026, www.federalregister.gov/public-inspection/2026-02769/patient-protection-and-affordable-care-act-benefit-and-payment-parameters-for-2027-and-basic-health.
Follow Us on Social!
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Not affiliated with or endorsed by Medicare or any government agency.
Friday Feb 06, 2026
Friday Feb 06, 2026
The Friday Five for February 6, 2026:
IntegrityCONNECT Question
Educational Resources for Insurance Agents
Government Funding Bill Update
Luffu AI for Family Caregivers
ACA Enrollment Comparison
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Educational Resources for Insurance Agents:
Content Library
eBooks & Guides
List of Ritter Events & Webinars
Government Funding Bill Update:
Freking, Kevin. “House Passes Bill on Government Funding to End Partial Shutdown.” PBS, Public Broadcasting Service, 3 Feb. 2026, www.pbs.org/newshour/politics/watch-live-house-holds-key-procedural-vote-on-government-funding-to-end-partial-shutdown.
“Senate passes government spending package, including healthcare funding.” Fiercehealthcare.com, Fierce Healthcare, 31 Jan. 2026, https://www.fiercehealthcare.com/providers/partial-government-shutdown-looms-threatening-stall-health-funding-package-telehealth.
Luffu AI for Family Caregivers:
“Fitbit founders launch AI platform to help families monitor their health.” Technrunch.com, TechCrunch, 3 Feb. 2026, https://techcrunch.com/2026/02/03/fitbit-founders-launch-ai-platform-to-help-families-monitor-their-health/.
“Fitbit’s founders launch a new platform for monitoring your entire family’s health.” Theverge.com, The Verge, 3 Feb. 2026, https://www.theverge.com/tech/872963/fitbit-james-park-eric-friedman-luffu-caregivers-family-health-app.
“Fitbit’s founders push AI into family caregiving.” Axios.com, Axios, 3 Feb. 2026, https://www.axios.com/2026/02/03/fitbit-founders-ai-family-caregiving.
“From the Founders of Fitbit: Introducing Luffu, Your Guardian for Family Health & Safety.” PRNewswire.com, PR Newswire, 3 Feb. 2026, https://www.prnewswire.com/news-releases/from-the-founders-of-fitbit-introducing-luffu-your-guardian-for-family-health--safety-302676975.html.
“Luffu Official Website” luffu.com, Luffu, https://www.luffu.com/, Accessed 3 Feb. 2026.
ACA Enrollment Comparison:
“Marketplace 2026 Open Enrollment Period Report: National Snapshot.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jan. 2026, https://www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-2.
Related ASG Podcast Episodes:
5 Tips for New Insurance Agents
2016 vs. 2026: The Insurance Edition
CMS 2027 MA & Part D Advance Notice
Content Library: Mastering Medicare Insurance Coverage ft. Jeff Snyder
Introducing a Content Marketing Solution for Insurance Agents
IntegrityCONNECT FAQs
Follow Us on Social!
Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube
Sarah on LinkedIn, Instagram, Threads, and Bluesky
Not affiliated with or endorsed by Medicare or any government agency.
Friday Jan 30, 2026
Friday Jan 30, 2026
The Friday Five for January 30, 2026
Meta Announces Premium Subscriptions
TikTok USDS Troubles & New Competitors
FY 2026 Appropriations Bills
2025 Tax Season & H.R. 7006
CMS 2027 MA and Part D Advance Notice
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Meta Announces Premium Subscriptions:
Weatherbed, Jess. "Instagram, Facebook, and WhatsApp will test premium subscriptions." theverge.com, The Verge, 27 Jan. 2026, https://www.theverge.com/news/868439/meta-premium-subscription-ai-facebook-instagram-whatsapp.
"Meta Confirms Testing of Premium Instagram, Facebook and WhatsApp Subscriptions." cnet.com, CNET, 27 Jan. 2026, https://www.cnet.com/news/social-media/meta-confirms-testing-of-premium-instagram-facebook-and-whatsapp-subscriptions/.
"Meta to test premium subscriptions on Instagram, Facebook, and WhatsApp." TechCrunch.com, TechCrunch, 26 Jan. 2026, https://techcrunch.com/2026/01/26/meta-to-test-premium-subscriptions-on-instagram-facebook-and-whatsapp/.
TikTok USDS Troubles & New Competitors:
Sato, Kiichiro, "5 things to know about the TikTok deal." Politico.com, Politico, 22 Jan. 2026, https://www.politico.com/news/2026/01/22/5-things-to-know-about-the-tiktok-deal-00743316.
"Announcement from the new TikTok USDS Joint Venture LLC." newsroom.tiktok.com, TikTok, 22 Jan. 2026, https://newsroom.tiktok.com/announcement-from-the-new-tiktok-usds-joint-venture-llc.
Bell, Karissa. "A TikTok US power outage caused a 'cascading systems failure' leading to multiple bugs." Engadget.com, Engadget, 27 Jan. 2026, https://www.engadget.com/social-media/a-tiktok-us-power-outage-caused-a-cascading-systems-failure-leading-to-multiple-bugs-173426490.html.
"Here's what you should know about the US TikTok deal." TechCrunch.com, TechCrunch, 23, Jan 2026, https://techcrunch.com/2026/01/23/heres-whats-you-should-know-about-the-us-tiktok-deal.
Bell, Karissa. "People are uninstalling TikTok and downloading an indie competitor." Engadget.com, Engadget, 26 Jan. 2026, https://www.engadget.com/social-media/people-are-uninstalling-tiktok-and-downloading-an-indie-competitor-233345222.html.
Conner, Adam. "The TikTok Deal Leaves Many Questions Unanswered." americanprogress.org, Center for American Progress, 23 Jan 2026, https://www.americanprogress.org/article/the-tiktok-deal-leaves-many-questions-unanswered/.
Scanlon, Krystal. "TikTok’s confirmed U.S. deal still leaves unanswered questions." digiday.com, Digiday, 26, Jan. 2026, https://digiday.com/marketing/tiktoks-confirmed-u-s-deal-still-leaves-unanswered-questions/.
"TikTok finalizes deal to form new American entity." NPR.org, NPR, 22 Jan. 2026, https://www.npr.org/2026/01/22/nx-s1-5685456/tiktok-finalizes-deal-to-form-new-american-entity.
Jacobs, Skye. "TikTok quietly expands location tracking and ad targeting for US users." Techspot.com, TechSpot, 26 Jan. 2026, https://www.techspot.com/news/111061-tiktok-quietly-expands-ad-targeting-location-tracking-us.html.
“Top Apps.” Appfigures.com, Appfigures, https://appfigures.com/top-apps/ios-app-store/united-states/iphone/top-overall, Accessed 28, Jan. 2026.
Wheatman Hill, Laura. "We Should Just Let TikTok Die." Slate.com, Slate, 27 Jan 2026, https://slate.com/technology/2026/01/tiktok-outage-oracle-ice-shooting.html.
FY 2026 Appropriations Bills:
“Appropriations Status Table: FY2026.” Congress.Gov, United States Congress, 23 Jan. 2026, www.congress.gov/crs-appropriations-status-table.
"Assessing FY 2026 Appropriations." crfb.org, Committee for a Responsible Federal Budget, 15 Jan. 2026, https://www.crfb.org/blogs/assessing-fy-2026-appropriations.
"H.R.7148 - 119th Congress (2025-2026): Consolidated Appropriations Act, 2026." Congress.Gov, United States Congress, 21 Jan. 2026, https://www.congress.gov/bill/119th-congress/house-bill/7148.
"House Votes 341-88 for 'Minibus' Spending Package." thinkadvisor.com, Think Advisor, 22 Jan. 2026, https://www.thinkadvisor.com/2026/01/22/house-votes-341-88-for-minibus-spending-package/.
"Labor, Health and Human Services, Education, and Related Agencies Appropriations Act, 2026." appropriations.house.gov, U.S. House of Representatives Appropriations Committee, https://appropriations.house.gov/sites/evo-subsites/republicans-appropriations.house.gov/files/evo-media-document/final-fy26-lhhs-minibus-4-summary.pdf. Accessed 26 Jan. 2026.
"Partial government shutdown looms, threatening to stall health funding package, telehealth extensions." Fiercehealthcare.com, Fierce Healthcare, 26, Jan. 2026, https://www.fiercehealthcare.com/providers/sick-fighting-insurers-hospitals-offer-their-own-medicare-advantage-plans.
"U.S. House passes final minibus funding package." naco.org, National Association of Counties, 22 Jan. 2026, https://www.naco.org/news/us-house-passes-final-minibus-funding-package.
2025 Tax Season & H.R. 7006:
“H.R.7006 - 119th Congress (2025-2026): Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act.” Congress.Gov, United States Congress, 15 Jan. 2026, www.congress.gov/bill/119th-congress/house-bill/7006/all-actions.
“What Would a Government Shutdown Do to the IRS in 2026?” Kiplinger.com, Kiplinger, 23 Jan. 2026, https://www.kiplinger.com/taxes/what-will-a-government-shutdown-do-to-the-irs.
CMS 2027 MA and Part D Advance Notice:
"2027 Medicare Advantage and Part D Advance Notice." CMS.gov, Centers for Medicare & Medicaid Services, 26 Jan. 2026, https://www.cms.gov/newsroom/fact-sheets/2027-medicare-advantage-part-d-advance-notice.
"Advance Notice of Methodological Changes for Calendar Year (CY) 2027 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies." CMS.gov, Centers for Medicare & Medicaid Services, 26 Jan. 2026, https://www.cms.gov/files/document/2027-advance-notice.pdf.
"CMS 2026 Medicare Advantage and Part D Rate Announcement." CMS.gov, Centers for Medicare & Medicaid Services, 07 Apr. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement.
"CMS Proposes 2027 Medicare Advantage and Part D Payment Policies to Improve Payment Accuracy and Sustainability." CMS.gov, Centers for Medicare & Medicaid Services, 26 Jan. 2026, https://www.cms.gov/newsroom/press-releases/cms-proposes-2027-medicare-advantage-part-d-payment-policies-improve-payment-accuracy-sustainability.
"Fiscal Year 2025 Improper Payments Fact Sheet." CMS.gov, Centers for Medicare & Medicaid Services, 15 Jan. 2026, https://www.cms.gov/newsroom/fact-sheets/fiscal-year-2025-improper-payments-fact-sheet.
Recent Episodes:
2016 vs. 2026: The Insurance Edition
2026 ACA Enrollment Snapshot #2
Enrollment Stats, Snapshots & Spotlights
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Not affiliated with or endorsed by Medicare or any government agency.
Friday Jan 23, 2026
Friday Jan 23, 2026
Is 2026 really the new 2016? Join Sarah as she talks about this internet trend, takes the time machine back to 2016 to compare data, and explains how agents can get in on the fun while it lasts!
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📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Tips for New Insurance Agents
5 Tips for Seasoned Insurance Agents
2026 ACA Enrollment Snapshot #2
How the 2027 Medicare Advantage & Part D Proposed Rule Could Impact Insurance Agents & Beneficiaries
Ritter Can Help You Stay in Touch with Your Clients
What Are CMS' Part B Rebatable Drugs for 2026?
References:
“2016 F, G & J Deductible Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/health-plans/medigap/downloads/cy_2016_fandj_deductible_amount_for_medigap_high_deductible_options.pdf. Accessed 21 Jan. 2026.
“2016 K & L Out-of-Pocket Limits Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/health-plans/medigap/downloads/cy_2016_oop_limits_-_medigap_plans_k_and_l.pdf. Accessed 21 Jan. 2026.
"2016 Medicare Parts A & B Premiums and Deductibles Announced." CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/newsroom/press-releases/2016-medicare-parts-b-premiums-and-deductibles-announced. Accessed 21 Jan. 2026.
“2026 F, G & J Deductible Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/f-g-j-deductible-announcements. Accessed 21 Jan. 2026.
“2026 K & L Out-of-Pocket Limits Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/health-drug-plans/medigap/k-l-out-of-pocket-limits-announcements. Accessed 21 Jan. 2026.
“Marketplace 2026 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Jan. 2026, www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-0.
“Marketplace Enrollment, 2014-2025: KFF State Health Facts.” KFF.Org, KFF, www.kff.org/affordable-care-act/state-indicator/marketplace-enrollment/?currentTimeframe=0&sortModel=%7B%22colId%22%3A%22Location%22%2C%22sort%22%3A%22asc%22%7D. Accessed 21 Jan. 2026.
"Medicare Advantage 2026 Spotlight: A First Look at Plan Offerings." CMS.Gov, Centers for Medicare & Medicaid Services, 9 Dec. 2025, https://www.kff.org/medicare/medicare-advantage-2026-spotlight-a-first-look-at-plan-offerings/.
"Original Medicare Costs in 2016." medicarerights.org, Medicare Rights Center, https://www.medicarerights.org/fliers/Original-Medicare/Original-Medicare-Costs-in-2016.pdf. Accessed 21 Jan. 2026.
"Original Medicare Costs in 2026." medicareinteractive.org, Medicare Rights Center, https://www.medicareinteractive.org/wp-content/uploads/Original-Medicare-Costs-in-2026.pdf. Accessed 21 Jan. 2026.
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Not affiliated with or endorsed by Medicare or any government agency.
Friday Jan 16, 2026
Friday Jan 16, 2026
The Friday Five for January 16, 2026:
Instagram “Your Algorithm” Personalization
Apple Health+ on the Horizon?
Apple Creator Studio
ACA Subsidy Extension Passes House
2026 ACA Enrollment Snapshot #2
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Instagram “Your Algorithm” Personalization
Bell, Karissa. “Instagram wants you to personalize your Reels algorithm for 2026.” Engadget.com, Engadget, 13 Jan. 2026, https://www.engadget.com/social-media/instagram-wants-you-to-personalize-your-reels-algorithm-for-2026-215252736.html.
“Introducing a new way to see and control your algorithm.” About.instagram.com, Instagram, 10 Dec. 2025, https://about.instagram.com/blog/announcements/reels-algorithm-control.
Hutchinson, Andrew. “Instagram Rolls Out Algorithm Control Option to All English-Speaking Users.” Socialmediatoday.com, Social Media Today, 13 Jan. 2026, https://www.socialmediatoday.com/news/instagram-rolls-out-algorithm-control-option-to-all-english-speaking-users/809524/.
Peters, Jay. “Instagram wants to limit hashtag spam.” Theverge.com, The Verge, 18 Dec. 2025, https://www.theverge.com/news/847739/instagram-hashtag-spam-limit.
Apple Health+ on the Horizon?
Burkhardt, Michael. “Apple Launching ‘Revamped’ Health App Later This Year with These Four Upgrades.” 9to5mac.Com, 9to5Mac, 11 Jan. 2026, 9to5mac.com/2026/01/11/apple-health-new-features-and-overhaul-coming-ios-26-4/.
Raspall, David Bernal. “Apple’s Plans for the Health App Leak: A Huge Overhaul Closer than We Think.” Softonic.Com, Softonic, 12 Jan. 2026, en.softonic.com/articles/apple-health-plans-leak.
McMahon, Liv. “Apple Turns to Google to Power AI Upgrade for Siri.” Bbc.Com, BBC News, 13 Jan. 2026, www.bbc.com/news/articles/czdqvp2zqezo.
Apple Creator Studio
“Apple Introduces Apple Creator Studio, an inspiring collection of the most powerful creative apps.” Apple.com, Apple, 13 Jan. 2026, https://www.apple.com/newsroom/2026/01/introducing-apple-creator-studio-an-inspiring-collection-of-creative-apps/.
Rossignol, Joe. “Apple Introduces New 'Creator Studio' Bundle of Apps for $129 Per Year.” MacRumors.com, MacRumors, 13 Jan. 2026, https://www.macrumors.com/2026/01/13/apple-creator-studio/.
Rossignol, Joe. “These Apple Apps Will No Longer Receive All New Features Without a Subscription.” MacRumors.com, MacRumors, 13 Jan. 2026, https://www.macrumors.com/2026/01/13/apple-creator-studio-exclusive-app-features/.
ACA Subsidy Extension Passes House
Guggenheim, Benjamin, and Mia McCarthy. “ 17 Republicans Vote to Restore Lapsed Obamacare Subsidies.” Politico.Com, Politico, 8 Jan. 2026, www.politico.com/news/2026/01/08/17-republicans-vote-to-restore-lapsed-obamacare-subsidies-00717497.
Lillis, Mike, et al. “House Passes 3-Year Extension of ObamaCare Subsidies.” TheHill.Com, The Hill, 8 Jan. 2026, thehill.com/homenews/house/5680184-obamacare-tax-credits-bill-passes-house/.
Minemyer, Paige. “House Passes ACA Tax Credit Extension, With Support From 17 Republicans.” FierceHealthcare.Com, Fierce Healthcare, 12 Jan. 2026, www.fiercehealthcare.com/regulatory/legislators-revive-aca-debate-hill-trump-seeks-meeting-insurers.
2026 ACA Enrollment Snapshot #2
“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2.
“Marketplace 2026 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Jan. 2026, www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-0.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Friday Jan 09, 2026
Friday Jan 09, 2026
The Friday Five for January 9, 2026:
Rural Health Transformation Program Allocations
Guarding U.S. Medicare Against Rising Drug Costs (GUARD) Model
Global Benchmark for Efficient Drug Pricing (GLOBE) Model
Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth (BALANCE) Model
Clear, Accurate, and Actionable Health Care Prices
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Rural Health Transformation Program Allocations:
“CMS Announces $50 Billion in Awards to Strengthen Rural Health in All 50 States.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-announces-50-billion-awards-strengthen-rural-health-all-50-states.
“CMS Announces Establishment of the Office of Rural Health Transformation.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-announces-establishment-office-rural-health-transformation.
“CMS Launches Landmark $50 Billion Rural Health Transformation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Sep. 2025, https://www.cms.gov/newsroom/press-releases/cms-launches-landmark-50-billion-rural-health-transformation-program.
Guarding U.S. Medicare Against Rising Drug Costs (GUARD) Model:
“CMS Proposes New Mandatory GUARD Model.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-proposes-new-mandatory-guard-model.
“GUARD (Guarding U.S. Medicare Against Rising Drug Costs) Model.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/innovation/innovation-models/guard. Accessed 7 Jan. 2026.
Guarding U.S. Medicare Against Rising Drug Costs (GUARD) Model.” Federalregister.Gov, U.S. Government,
https://www.federalregister.gov/documents/2025/12/23/2025-23705/guarding-us-medicare-against-rising-drug-costs-guard-model. Accessed 7 Jan. 2026.
Global Benchmark for Efficient Drug Pricing (GLOBE) Model:
“CMS Proposes New Mandatory GLOBE Model.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Dec. 2025,
https://www.cms.gov/newsroom/press-releases/cms-proposes-new-mandatory-globe-model.
“Global Benchmark for Efficient Drug Pricing (GLOBE) Model.” Federalregister.Gov, U.S. Government, https://www.federalregister.gov/documents/2025/12/23/2025-23702/global-benchmark-for-efficient-drug-pricing-globe-model. Accessed 7 Jan. 2026.
“GLOBE (Global Benchmark for Efficient Drug Pricing) Model.” CMS.Gov, Centers for Medicare & Medicaid Services,
https://www.cms.gov/priorities/innovation/innovation-models/globe. Accessed 7 Jan. 2026.
Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth (BALANCE) Model:
“BALANCE (Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth) Model.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/innovation/innovation-models/balance. Accessed 7 Jan. 2026.
“CMS Launches Voluntary Model to Expand Access to Life-Changing Medicines, Promote Healthier Living.” CMS.Gov, Centers for Medicare & Medicaid Services, 23 Dec. 2025, https://www.cms.gov/newsroom/press-releases/cms-launches-voluntary-model-expand-access-life-changing-medicines-promote-healthier-living.
How the BALANCE Model Will Help Medicare Part D & Medicaid Enrollees Access GLP-1s
Minemyer, Paige. “CMS Launching Payment Model to Boost Access to GLP-1s in Medicaid, Part D.” Fiercehealthcare.Com, Fierce Healthcare, 24 Dec. 2025, https://www.fiercehealthcare.com/regulatory/cms-launching-payment-model-boost-access-glp-1s-medicaid-part-d.
Clear, Accurate, and Actionable Health Care Prices:
Minemyer, Paige. “CMS Proposes Updates to Price Transparency Regs to Make Data More Accessible, Usable.” Fiercehealthcare.Com, Fierce Healthcare, 19 Dec. 2025, https://www.fiercehealthcare.com/regulatory/cms-proposes-updates-price-transparency-regs-make-data-more-accessible-usable.
“Transparency in Coverage.” Federalregister.Gov, U.S. Government, https://www.federalregister.gov/documents/2025/12/23/2025-23693/transparency-in-coverage. Accessed 7 Jan. 2026.
“Transparency in Coverage Proposed Rule (CMS 9882-P).” CMS.Gov, Centers for Medicare & Medicaid Services, 19 Dec. 2025,
https://www.cms.gov/newsroom/fact-sheets/transparency-coverage-proposed-rule-cms-9882-p
“Trump Administration Proposes Significant Updates to Disclosure Requirements to Make Health Care Prices Clear, Accurate, and Actionable for Americans.” CMS.Gov, Centers for Medicare & Medicaid Services, 19 Dec. 2025,
https://www.cms.gov/newsroom/press-releases/trump-administration-proposes-significant-updates-disclosure-requirements-make-health-care-prices
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Not affiliated with or endorsed by Medicare or any government agency.
Friday Dec 19, 2025
Friday Dec 19, 2025
Sarah reveals the top Agent Survival Guide Podcast episodes of 2025. Did your favorite episode make the cut? You’ll have to listen to find out!
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Links to the Top ASG Podcast Episodes of 2025:
2026 Medicare Part A & B Premiums & Deductibles
5 Ways to Survive Enrollment Season 2026
7 Actions You Can Take If Your Medicare Plans Go Non-Commissionable
The ICHRA Opportunity for Agents ft. Lisa Marzolino & Danica Stover
Understanding the ACA Marketplace & Exchanges
Honorable Mention:
2026 ACA Exchange & FFM Certification Info
2026 Maximum Broker Commissions for Medicare Advantage & Medicare Part D
5 Medicare Myths Your Clients May Believe
6 Ways to Generate ACA Leads
Celebrating 20 Years of Medicare AEPs & Growth: Looking Back at 2005
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference?
How Storytelling Helps Agents Quickly Connect with Clients ft. Don Connelly
Optimize Your Online Presence ft. Aaron Kassover
Setting SMART Goals in 2025
The Best Appointment Schedulers for Insurance Agents
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Not affiliated with or endorsed by Medicare or any government agency.
Wednesday Dec 17, 2025
Wednesday Dec 17, 2025
Join our merry elves as we celebrate the newest Content Library release: A Happy, Healthy Christmas! We talk content with a cup of holiday cheer and a heaping side of nostalgia.
Resources:
Content Library – A Happy, Health Christmas Packet
Ritter Insurance Marketing Content Library
YouTube Series – Cold Coffee & Stale Donuts
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.
Friday Dec 12, 2025
Friday Dec 12, 2025
The Friday Five for December 12, 2025:
Wrapping Up AEP 2026
Spotify Wrapped 2025
Pebble Index 01
2026 ACA Enrollment Snapshot #1
KFF 2026 Medicare Advantage Spotlight
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💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Pebble Index 01:
Perez, Sarah. “Pebble’s Founder Introduces a $75 AI Smart Ring for Recording Brief Notes with a Press of a Button.” Techcrunch.Com, TechCrunch, 9 Dec. 2025, techcrunch.com/2025/12/09/pebbles-founder-introduces-a-75-ai-smart-ring-for-recording-brief-notes-with-a-press-of-a-button/.
Chokkattu, Julian. “Pebble is Making a $75 Smart Ring.” Wired.com, Wired, https://www.wired.com/story/pebble-index-ring/.
Pierce, David. “The next Pebble gadget is the Index 01, a ring with a microphone.” theverge.com, The Verge, 9 Dec. 2025, https://www.theverge.com/gadgets/840352/pebble-index-smart-ring-launch-price.
2026 ACA Enrollment Snapshot #1:
“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” cms.gov, Centers for Medicare & Medicaid Services, 4 Dec. 2024, https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-0.
“Marketplace 2026 Open Enrollment Period Report: National Snapshot.” cms.gov, Centers for Medicare & Medicaid Services, 5 Dec. 2025, https://www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot.
KFF 2026 Medicare Advantage Spotlight:
Freed, Meredith, Jeannie Fuglesten Biniek, et al. “Medicare Advantage 2026 Spotlight: A First Look at Plan Offerings.” KFF.Org, KFF, 9 Dec. 2025, https://www.kff.org/medicare/medicare-advantage-2026-spotlight-a-first-look-at-plan-offerings/.
Freed, Meredith, Nancy Ochieng, et al. “Medicare Advantage 2026 Spotlight: A First Look at Plan Premiums and Benefits.” KFF.Org, KFF, 9 Dec. 2025, https://www.kff.org/medicare/medicare-advantage-2026-spotlight-a-first-look-at-plan-premiums-and-benefits/.
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Friday Dec 05, 2025
Friday Dec 05, 2025
CMS recently published their 2027 Medicare Advantage and Part D Proposed Rule. In this week’s Friday Five episode, we talk initial takeaways and the impact on agents and beneficiaries.
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
📧Connect with the Ritter Insurance Marketing Sales Team Near You!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2026 Medicare Cost Roundup
2026 Medicare Part A & B Premiums & Deductibles
Government & Insurers Reconsider Short-Term Limited Duration Product Changes
How the 2027 Medicare Advantage & Part D Proposed Rule Could Impact Insurance Agents & Beneficiaries
Prescription Drug Pricing: MFN & GENEROUS
The 2026 COLA Increase & How it Affects Your Clients
References:
Hagerstrom, Chris. “11 Key Changes in CMS’s Contract Year 2027 Proposed Rule That Agents Should Be Watching.” Jsaonline.Com, Jack Schroeder and Associates, LLC, 2 Dec. 2025, www.jsaonline.com/resources/blog/11-key-changes-in-cmss-contract-year-2027-proposed-rule-that-agents-should-be-watching/.
“Contract Year 2027 Policy & Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, & Medicare Cost Plan Program Proposed Rule.” Chamberhillstrategies.Com, Chamber Hill Strategies, 2 Dec. 2025, chamberhill.com/insights/cy2027-ma-part-d-proposed-rule/.
“Contract Year 2027 Medicare Advantage and Part D Proposed Rule.” CMS.Gov, CMS, 25 Nov. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2027-medicare-advantage-part-d-proposed-rule.
Minemyer, Paige. “CMS Proposes Significant Overhauls to Medicare Advantage Star Ratings Metrics.” Fiercehealthcare.Com, Fierce Healthcare, 25 Nov. 2025, www.fiercehealthcare.com/regulatory/cms-proposes-significant-overhauls-medicare-advantage-star-ratings-metrics.
Singh, Vandana. “CMS Unveils 2027 Rule To Refocus Medicare Advantage On Outcomes.” Benzinga.Com, Benzinga, 26 Nov. 2025, www.benzinga.com/news/health-care/25/11/49083625/cms-unveils-2027-rule-to-refocus-medicare-advantage-on-outcomes.
“Medicare Program; Contract Year 2027 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, and Medicare Cost Plan Program.” Federalregister.Gov, Centers for Medicare & Medicaid Services, 28 Nov. 2025, www.federalregister.gov/documents/2025/11/28/2025-21456/medicare-program-contract-year-2027-policy-and-technical-changes-to-the-medicare-advantage-program.
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Not affiliated with or endorsed by Medicare or any government agency.
Friday Nov 21, 2025
Friday Nov 21, 2025
The Friday Five for November 21, 2025:
Update on Telehealth Prescription Flexibilities
Google Calendar Tasks Feature
Medigap F, G & J Deductibles for 2026
Medigap K & L Out-of-Pocket Limits for 2026
Medicare Part A & B Premiums & Deductibles + MA, MAPD & Medicare Part D Premium Projections
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💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Apple iPhone Pocket Sold Out:
Kelly, Samantha. “Apple’s $230 Cloth iPhone Pouch Is Already Sold Out - Here’s What It’s Like.” Bloomberg.Com, Bloomberg, 14 Nov. 2025, www.bloomberg.com/news/articles/2025-11-14/apple-issey-miyake-iphone-pocket-price-colors-review-where-to-buy-sold-out.
Mzizi, Yola. “Confused by the iPhone Pocket? That’s by Design.” Nytimes.Com, New York Times, 14 Nov. 2025, www.nytimes.com/2025/11/14/style/iphone-pocket-apple-issey-miyake.html.
Phelan, David. “iPhone Pocket: Exactly Why The Issey Miyake Collaboration Sold Out Super-Fast.” Forbes.Com, Forbes Magazine, 16 Nov. 2025, https://www.forbes.com/sites/davidphelan/2025/11/16/apple-iphone-pocket-why-the-issey-miyake-collaboration-sold-out-in-hours/.
Update on Telehealth Prescription Flexibilities:
Beavins, Emma. “DEA to Publish 4th Extension of Telehealth Prescribing Rule in Wave of Relief for Virtual Care Providers.” Fiercehealthcare.Com, Fierce Healthcare, 13 Nov. 2025, www.fiercehealthcare.com/regulatory/dea-publish-fourth-extension-telehealth-prescribing-rule-wave-relief-telehealth.
“Pending Fourth Temporary Extension of COVID-19 Telemedicine Flexibilities for Prescription of Controlled Medications .” Reginfo.Gov, Office of Information and Regulatory Affairs, 10 Nov. 2025, www.reginfo.gov/public/do/eoDetails?rrid=1162112.
Google Calendar Tasks Feature:
Bonifield, Stevie. “Google Calendar Can Finally Block off Time without Faking a Meeting.” Theverge.Com, The Verge, 17 Nov. 2025, www.theverge.com/news/822492/google-calendar-tasks-busy-time-block.
Bonggolto, Jay. “Google Calendar’s New Task Feature Is the Productivity Upgrade You Actually Need.” Androidcentral.Com, Android Central, 18 Nov. 2025, https://www.androidcentral.com/apps-software/google-calendars-new-task-feature-is-the-productivity-upgrade-you-actually-need.
Washenko, Anna. “Google Calendar Now Lets You Schedule Tasks.” Engadget.Com, Engadget, 17 Nov. 2025, www.engadget.com/apps/google-calendar-now-lets-you-schedule-tasks-231026000.html.
Moore, Mike. “Need to Get Some Work Done? There’s No Need Create a Fake Meeting to Get Some Time to Yourself, Thanks to This New Google Calendar Tool.” TechRadar.Com, TechRadar, 18 Nov. 2025, www.techradar.com/pro/software-services/need-to-get-some-work-done-theres-no-need-create-a-fake-meeting-to-get-some-time-to-yourself-thanks-to-this-new-google-calendar-tool.
Medigap F, G & J Deductibles for 2026:
“F, G & J Deductible Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/f-g-j-deductible-announcements. Accessed 18 Nov. 2025.
Medigap K & L Out-of-Pocket Limits for 2026:
“K & L Out-of-Pocket Limits Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/k-l-out-of-pocket-limits-announcements. Accessed 18 Nov. 2025.
Medicare Part A & B Premiums & Deductibles + MA, MAPD & Medicare Part D Premium Projections:
“2026 MA and Part D Landscape State Fact Sheet.” CMS.Gov, www.cms.gov/files/document/2026-ma-part-d-landscape-state-state-fact-sheet.pdf. Accessed 1 Oct. 2025.
“2026 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles. Accessed 18 Nov. 2025.
“CMS Fast Facts.” Centers for Medicare & Medicaid Services Data, www.data.cms.gov/fact-sheet/cms-fast-facts. Accessed 18 Nov. 2025.
“Medicare Advantage and Medicare Prescription Drug Programs Expected to Remain Stable in 2026.” CMS.Gov, www.cms.gov/newsroom/press-releases/medicare-advantage-medicare-prescription-drug-programs-expected-remain-stable-2026. Accessed 1 Oct. 2025.
“Social Security Announces 2.8 Percent Benefit Increase for 2026 .” SSA, 24 Oct. 2025, www.blog.ssa.gov/social-security-announces-benefit-increase-for-2026/.
Resources:
2026 Medicare Advantage and Medicare Part D Premiums
2026 Medicare Part A & B Premiums & Deductibles
Celebrating 20 Years of Medicare AEPs & Growth: Looking Back at 2005
Prescription Drug Pricing: MFN & GENEROUS
The 2026 COLA Increase & How it Affects Your Clients
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.