Agent Survival Guide Podcast
Ritter
Episodes

7 days ago
7 days ago
Join Sarah as she dives back into CMS regulations! This week, she highlights 5 regulations from the 2026 Medicare Advantage and Part D Final Rule.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411
CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314
CMS Updates to MA and Part D for CY 2026: https://lnk.to/asgf20250425
Expanded Medicare Telehealth Benefits Extended Through September 2025: https://ritterim.com/blog/expanded-medicare-telehealth-benefits-extended-through-september-2025/
Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/
References:
“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare and Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.
“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.
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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Friday Apr 25, 2025
CMS Updates to MA and Part D for CY 2026
Friday Apr 25, 2025
Friday Apr 25, 2025
The Friday Five for April 25, 2025:
Dr. Oz shares MAHA vision as CMS admin
CY 2026 Part D Coverage Cost Breakdown
CY 2026 Selected Drug Subsidy Cost Breakdown
Provisions Not Finalized in 2026 MA and Part D Final Rule
Impact of Non-Finalized Provisions on Agents
Dr. Oz shares MAHA vision as CMS admin:
Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Prepares to Lead Medicare and Medicaid.” NPR.Org, NPR, 3 Apr. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.
“Dr. Mehmet Oz Shares Vision for CMS.” CMS.Gov, Centers for Medicare & Medicaid Services, 25 Apr. 2025, www.cms.gov/newsroom/press-releases/dr-mehmet-oz-shares-vision-cms.
Olsen, Emily. “Dr. Oz Sworn in as CMS Administrator.” Healthcaredive.Com, Healthcare Dive, 21 Apr. 2025, www.healthcaredive.com/news/dr-mehmet-oz-sworn-in-cms-administrator/745880/.
CY 2026 Part D Coverage Cost Breakdown:
“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions. Accessed 23 Apr. 2025.
“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.
CY 2026 Selected Drug Subsidy Cost Breakdown:
John, Stephnie A., and Abdie Santiago. “The IRA in 2025: The Future of Medicare Part D.” Mintz.Com, Mintz, 13 Feb. 2025, www.mintz.com/insights-center/viewpoints/2146/2025-02-13-ira-2025-future-medicare-part-d.
“Medicare Prescription Drug Benefit Manual – Chapter 5.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/chapter-5-benefits-and-beneficiary-protection-v92011.pdf. Accessed 23 Apr. 2025.
“Factsheet: Medicare Drug Price Negotiation Program.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf. Accessed 23 Apr. 2025.
Provisions Not Finalized in 2026 MA and Part D Final Rule:
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. Accessed 24 Apr. 2025.
Tong, Noah. “Medicare Advantage Final Rule Excludes Anti-Obesity Drug Coverage under Medicare, Medicaid.” Fiercehealthcare.Com, Fierce Healthcare, 4 Apr. 2025, www.fiercehealthcare.com/payers/medicare-advantage-final-rule-excludes-anti-obesity-drug-coverage-under-medicare-medicaid.
“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare. Accessed 24 Apr. 2025.
“Medicare Coverage of Anti-Obesity Medications.” Aspe.Hhs.Gov, Assistant Secretary for Planning and Evaluation, 26 Nov. 2024, aspe.hhs.gov/sites/default/files/documents/127bd5b3347b34be31ac5c6b5ed30e6a/medicare-coverage-anti-obesity-meds.pdf.
Resources:
2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/
3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656
4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655
5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411
CMS Updates, Content Library, & More! https://lnk.to/asgf20250328
Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/
Subscribe to the Ritter Blog: https://ritterim.com/blog/
The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Tuesday Apr 15, 2025
On the Road with Paul Montemayor
Tuesday Apr 15, 2025
Tuesday Apr 15, 2025
Hit the road with Paul Montemayor! We talk about what agents can expect when attending Ritter Roadshows!
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Friday Apr 11, 2025
5 Things About the 2026 CMS MA and Part D Rate Announcement
Friday Apr 11, 2025
Friday Apr 11, 2025
CMS just released the 2026 MA and Part D Rate Announcement! Listen to learn more about what this means for the upcoming coverage year.
Resources:
3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656
4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655
CMS Updates, Content Library, & More! https://lnk.to/asgf20250328
Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary
The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657
References:
“2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet.
“2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement.
“Announcement of Calendar Year (CY) 2026 Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/files/document/2026-announcement.pdf.
Tong, Noah. “CMS Finalizes 5.06% Medicare Advantage Benchmark Increase.” Fiercehealthcare.Com, Fierce Healthcare, 8 Apr. 2025, www.fiercehealthcare.com/payers/cms-finalizes-506-medicare-advantage-benchmark-increase.
“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.
“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.
“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Thursday Apr 10, 2025
On the Road with Sabine Barrett
Thursday Apr 10, 2025
Thursday Apr 10, 2025
Get on track with Sabine Barrett! We chat about Ritter Roadshows and what agents can expect when they attend.
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Tuesday Apr 08, 2025
On the Road with Jake McGeoy
Tuesday Apr 08, 2025
Tuesday Apr 08, 2025
In this episode, Jake McGeoy takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Saturday Apr 05, 2025
On the Road with Anthony Budhar
Saturday Apr 05, 2025
Saturday Apr 05, 2025
Hit the road with Anthony Budhar! We talk about what agents can expect when attending Ritter Roadshows!
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Friday Apr 04, 2025
On the Road with Steve Telander
Friday Apr 04, 2025
Friday Apr 04, 2025
In this episode, Steve Telander takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Mentioned in This Episode:
The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Friday Mar 28, 2025
CMS Updates, Content Library, & More!
Friday Mar 28, 2025
Friday Mar 28, 2025
The Friday Five for March 28, 2025:
CMS Medicare $2 Drug List Model Cancelled
Oz Confirmed by Senate Finance Committee
CMS Withdraws Changes to MA and Part D FEMA SEP
Sarah Appears on The Seven Figures or Bust Podcast
Content Library for Insurance Agents Launches
CMS Medicare $2 Drug List Model Cancelled:
“CMS Innovation Center Announces Model Portfolio Changes to Better Protect Taxpayers and Help Americans Live Healthier Lives.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Mar. 2025, www.cms.gov/newsroom/fact-sheets/cms-innovation-center-announces-model-portfolio-changes-better-protect-taxpayers-and-help-americans.
Bell, Allison. “Trump Administration Ends Medicare’s $2 Drug Project.” Thinkadvisor.Com, ThinkAdvisor, 14 Mar. 2025, www.thinkadvisor.com/2025/03/14/trump-administration-ends-medicares-2-drug-project/.
Dr. Oz Confirmed by Senate Finance Committee:
Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Gets One Step Closer to Leading Medicare and Medicaid.” Npr.Org, NPR, 25 Mar. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.
Tong, Noah. “Oz Confirmation Vote Advances out of Senate Finance Committee.” Fiercehealthcare.Com, Fierce Healthcare, 25 Mar. 2025, www.fiercehealthcare.com/payers/oz-confirmation-vote-advances-out-senate-finance-committee.
Hubbard, Kaia. “Senate Committee Advances Dr. Mehmet Oz’s Nomination to Head the Centers for Medicare and Medicaid Services.” Cbsnews.Com, CBS News, 25 Mar. 2025, www.cbsnews.com/news/dr-oz-centers-for-medicare-and-medicaid-senate-finance-committee-vote/.
Olsen, Emily. “Senate Committee Advances Dr. Oz to Lead CMS.” Healthcaredive.Com, Healthcare Dive, 26 Mar. 2025, www.healthcaredive.com/news/dr-oz-nomination-cms-clears-senate-finance-committee/743570/.
CMS Withdraws Changes to MA and Part D FEMA SEP:
CMS Withdraws Changes to Disaster SEP Availability for Medicare Beneficiaries: https://ritterim.com/blog/cms-withdraws-changes-to-disaster-sep-availability-for-medicare-beneficiaries/
Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/
Sarah Appears on The Seven Figures or Bust Podcast:
Episode 79 – What Is CMS Doing? w/ Special Guest Sarah Rueppel! https://lnk.to/qzTwIw
The Seven Figures or Bust Podcast: https://sevenfigure.com/seven-figures-podcast/
The Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/
Content Library for Insurance Agents Launches:
Check Out the Content Library: https://library.ritterim.com/
Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Resources:
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321
Apps for Content Creation: https://lnk.to/ASGA81
CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314
Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Tuesday Mar 25, 2025
Introducing a Content Marketing Solution for Insurance Agents
Tuesday Mar 25, 2025
Tuesday Mar 25, 2025
Ritter Insurance Marketing just launched a brand-new marketing resource for agents - the Content Library! Learn how to use industry-specific (and compliant!) content to start, scale, and sustain your digital marketing efforts. We outline the details in this can't miss episode!
Check Out the Content Library for Insurance Agents: https://library.ritterim.com/
Resources:
Not a Ritter agent? Get registered now: https://app.ritterim.com/public/registration/
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644
Marketing Trends for 2025: https://lnk.to/asg639
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Friday Mar 21, 2025
5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd
Friday Mar 21, 2025
Friday Mar 21, 2025
Why fit in when you can stand out and really shine? We highlight strategies insurance agents can use to elevate your marketing and set yourself apart in this industry.
Read the text version
Expand Your Insurance Industry Knowledge with Knight School!
Resources:
5 Tips for Creating Your Personal Brand: https://ritterim.com/blog/5-tips-for-creating-your-personal-brand/
Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/
Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/
CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314
Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
Keys to Client Retention: Face-to-Face Communication: https://ritterim.com/blog/keys-to-client-retention-face-to-face-communication/
Keys to Client Retention: Digital Communication: https://ritterim.com/blog/keys-to-client-retention-digital-communication/
Knight School Online Training: https://ritterim.com/knight-school/
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Should You Become a Certified Insurance Counselor? https://ritterim.com/blog/should-you-become-a-certified-insurance-counselor/
References:
Bicaku, Enina. “16 Striking Business Card Trends of 2025 (+ 54 Examples).” Looka.Com, Looka, 2 Feb. 2025, looka.com/blog/business-card-trends/.
Khatri, Dimple. “28 Business Card Statistics That Will Surprise You in 2024.” Printtobrand.Com, Print To Brand, 2 Jan. 2025, printtobrand.com/business-cards-statistics/.
“AHIP.” Ahip.Org, AHIP, www.ahip.org/. Accessed 18 Mar. 2025.
“Business Cards Templates & Designs.” Vistaprint.Com, VistaPrint, www.vistaprint.com/business-cards/standard/templates. Accessed 18 Mar. 2025.
“English Language & Usage Stack Exchange.” English.Stackexchange.Com/, English Language & Usage Stack Exchange, english.stackexchange.com/. Accessed 18 Mar. 2025.
“Fonts That Get Your Business Card Noticed.” Psprint.Com, PsPrint, www.psprint.com/resources/powerful-business-card-fonts/. Accessed 18 Mar. 2025.
“Grammarly.” Grammarly.Com, Grammarly, www.grammarly.com/. Accessed 18 Mar. 2025.
“Grammarly Blog.” Grammarly.Com, Grammarly, www.grammarly.com/blog/. Accessed 18 Mar. 2025.
“How to Choose the Perfect Colors for Your Business Card.” Vistaprint.Com, VistaPrint, www.vistaprint.com/hub/business-card-colors. Accessed 18 Mar. 2025.
Laws, Jasmine. “Map Shows Most Spoken Languages in Each State Besides English and Spanish.” Newsweek.Com, Newsweek, 3 Dec. 2024, www.newsweek.com/map-shows-most-spoken-languages-each-state-besides-english-spanish-1993046.
“NABIP: Who We Are.” NABIP.Org, NABIP, nabip.org/who-we-are. Accessed 18 Mar. 2025.
Naifa. “National Association of Insurance and Financial Advisors.” Naifa.Org, National Association of Insurance and Financial Advisors, belong.naifa.org/. Accessed 18 Mar. 2025.
Fogarty, Mignon. “Grammer Girl Podcast.” Quickanddirtytips.Com, Quick and Dirty Tips, www.quickanddirtytips.com/grammar-girl/. Accessed 18 Mar. 2025.
Venditti, Bruno. “The Most Spoken Language in Every U.S. State (Besides English and Spanish).” Visualcapitalist.Com, Visual Capitalist, 31 Oct. 2023, www.visualcapitalist.com/cp/the-most-spoken-language-in-every-u-s-state-besides-english-and-spanish/.
Geri. “The Psychology of Colors in Business Cards.” Clcme.Eu, Click Me Smart Card, 19 Feb. 2025, clcme.eu/the-psychology-of-colors-in-business-cards/.
Lockwood, Amy. “Why Business Cards Are Still Relevant in 2025.” Emailsignaturerescue.Com, Email Signature Rescue, 18 Dec. 2024, www.emailsignaturerescue.com/blog/why-business-cards-are-still-relevant-in-2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Friday Mar 14, 2025
CMS 2025 Marketplace Integrity & Affordability Proposed Rule
Friday Mar 14, 2025
Friday Mar 14, 2025
The Friday Five for March 14, 2025:
Design Overhaul Coming to Apple OS?
Google, Chrome & uBlock Origin
Content Marketing Gamification
Ritter Roadshows are Back for 2025!
CMS 2025 Marketplace Integrity & Affordability Proposed Rule
Design Overhaul Coming to Apple OS?
Clark, Adam. “Apple Plans Major Software Overhaul, Says Report. Why the iPhone Maker Needs a Change.” Barrons.Com, Barron’s, 11 Mar. 2025, www.barrons.com/articles/apple-price-stock-iphone-ios-update-10249921.
Mehta, Ivan. “Apple’s next Major OS Updates Will Bring the Biggest Design Overhaul in Years.” Techcrunch.Com, TechCrunch, 11 Mar. 2025, techcrunch.com/2025/03/11/apples-next-major-os-updates-will-bring-the-biggest-design-overhaul-in-years/.
Jackson, Fiona. “iPhone 17 Leaks Show Off Groundbreaking Designs.” Techrepublic.Com, TechRepublic, 10 Mar. 2025, www.techrepublic.com/article/apple-iphone-17-leaks/.
Barr, Kyle. “Your iPhone Home Screen Could Look Entirely Different Very Soon.” Gizmodo.Com, Gizmodo, 11 Mar. 2025, gizmodo.com/your-iphone-home-screen-could-look-entirely-different-really-soon-2000574330.
Google, Chrome & uBlock Origin:
Weatherbed, Jess. “Google’s Chrome Extension Cull Hits More uBlock Origin Users.” Theverge.Com, The Verge, 3 Mar. 2025, www.theverge.com/news/622953/google-chrome-extensions-ublock-origin-disabled-manifest-v3.
Maxwell, Thomas. “Google Is Hobbling Popular Ad Blocker uBlock Origin on Chrome.” Gizmodo.Com, Gizmodo, 4 Mar. 2025, gizmodo.com/google-is-hobbling-popular-ad-blocker-ublock-origin-on-chrome-2000570878.
Wallen, Jack. “Once uBlock Origin Stops Working on Chrome, You Have 2 Options.” Zdnet.Com, ZDNET, 4 Mar. 2025, www.zdnet.com/article/once-ublock-origin-stops-working-on-chrome-you-have-2-options/.
Yee, Alaina. “Ublock Origin Is Officially Dead for Chrome, but Ad Blockers Live On.” Pcworld.Com, PCWorld, 25 Feb. 2025, www.pcworld.com/article/2595287/ublock-origin-is-officially-dead-for-chrome-but-ad-blockers-live-on.html.
Content Marketing Gamification:
Sadick, Barbara. “6 Most Expensive Medical Procedures, Ranked.” Health.Usnews.Com, U.S. News & World Report, 3 Mar. 2025, health.usnews.com/health-care/patient-advice/articles/most-expensive-medical-procedures-ranked.
Ritter Roadshows are Back for 2025:
Learn More About the 2025 Season of Ritter Roadshows: https://ritterim.com/roadshows/
CMS 2025 Marketplace Integrity & Affordability Proposed Rule:
“2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule.
“CMS Takes Aim to Reduce Improper Enrollments and Promote More Affordable Health Insurance Marketplaces for Millions of Consumers.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/press-releases/cms-takes-aim-reduce-improper-enrollments-and-promote-more-affordable-health-insurance-marketplaces.
“Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They’re Not Extended.” Commonwealthfund.Org, Commonwealth Fund, 18 Feb. 2025, www.commonwealthfund.org/publications/explainer/2025/feb/enhanced-premium-tax-credits-aca-health-plans.
“Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability .” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/files/document/MarketplacePIRule2025.pdf.
Resources:
Clarification on HHS Proposed Rule Comment Periods: https://lnk.to/asgf20250307
CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule: https://lnk.to/asg652
Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651
On the Road with Damon Logan: https://lnk.to/FCJ7Mg
On the Road with Jason Meyers: https://lnk.to/j6QzBq
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Thursday Mar 13, 2025
On the Road with Dawn Myers
Thursday Mar 13, 2025
Thursday Mar 13, 2025
In this episode, Dawn Myers takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Thursday Mar 13, 2025
On the Road with Robert Rothschild
Thursday Mar 13, 2025
Thursday Mar 13, 2025
Don’t fall asleep at the wheel! Robert Rothschild is here to talk Ritter Roadshows and what agents attending can expect.
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Saturday Mar 08, 2025
On the Road with Damon Logan
Saturday Mar 08, 2025
Saturday Mar 08, 2025
Get on track with Damon Logan! We chat about Ritter Roadshows and what agents can expect when they attend.
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.