Agent Survival Guide Podcast
Ritter
Episodes
5 days ago
5 days ago
The Friday Five for December 1, 2023: Rabbit, Rabbit! We’re back from Thanksgiving break, it’s a new month, and we’re heading into the home stretch of AEP 2024. Keep that motivation going with this week’s #FridayFive episode!
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Archive Listens Mentioned in This Episode:
4 Tips for Making a Better Sales Pitch: https://link.chtbl.com/ASG469
20 Ways to Relax and Relieve Stress: https://link.chtbl.com/ASG481
Common Sales Mistakes You Might Be Making (And How to Fix Them): https://link.chtbl.com/ASG483
Eating Frogs & Slaying Dragons: https://link.chtbl.com/ASGM20221205
References:
Cigna, Humana deal? Health insurance giants in talks for a blockbuster merger: https://www.benefitspro.com/2023/11/29/cigna-humana-deal-health-insurance-giants-in-talks-for-a-blockbuster-merger/
Here's Everything to Know About Name Drop on Apple Watch: https://www.cnet.com/tech/mobile/heres-everything-to-know-about-name-drop-on-apple-watch/
How to find your 2023 Spotify Wrapped: https://www.theverge.com/23980858/spotify-wrapped-2023-how-to
How to turn off NameDrop in iOS 17: https://www.theverge.com/23884415/ios-17-namedrop-how-to-iphone-apple
Is Apple’s New ‘NameDrop’ Contact Sharing Feature Safe? Experts Say Yes—Despite Warnings From Police: https://www.forbes.com/sites/brianbushard/2023/11/27/is-apples-new-namedrop-contact-sharing-feature-safe-experts-say-yes-despite-warnings-from-police/?sh=7807b36bcfb0
Medicare Advantage 2024 Spotlight First Look: https://www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/
Spotify Wrapped 2023: https://newsroom.spotify.com/2023-wrapped/
US health insurers Humana, Cigna in talks to merge -source: https://www.reuters.com/markets/deals/us-health-insurers-humana-cigna-talks-merge-wsj-2023-11-29/
Friday Nov 24, 2023
Friday Nov 24, 2023
The results are in! Sarah unveils our list of the Top 5 Holiday Movies, chosen by our listeners and the staff here at Ritter Insurance Marketing.
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
More episodes you’ll like:
365 Days of Motivation: https://link.chtbl.com/ASGF20231110
Apps for the Holiday Season: https://link.chtbl.com/ASGA21
Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031
Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018
New Features Coming to Popular Apps: https://link.chtbl.com/ASGF20231117
Relaxing Logic Games: https://link.chtbl.com/ASGA045
Top 10 Holiday Toys 2023: https://link.chtbl.com/ASGTT202112
Friday Nov 17, 2023
Friday Nov 17, 2023
The Friday Five for November 17, 2023: It’s new feature Friday here on the ASG Podcast! We’re talking about recently announced updates from Google Maps, Microsoft Teams, Threads, Instagram, and Amazon. Kicking it all off, the cost of Thanksgiving Dinner in 2023, an annual Q4 inflation benchmark.
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
365 Days of Motivation: https://link.chtbl.com/ASGF20231110
4 Strategies for Effectively Working with a Team: https://www.ritterim.com/blog/4-strategies-for-effectively-working-with-a-team/
Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552
Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://link.chtbl.com/ASG551
How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809
How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/
Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018
The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/
The Ritter Platform Creates Organization for Scopes of Appointment: https://www.ritterim.com/blog/the-ritter-platform-creates-organization-for-scopes-of-appointment/
References:
Amazon is merging the Comixology app with Kindle: https://www.theverge.com/2023/11/15/23962577/amazon-comixology-app-kindle-comics
Amazon is officially killing the Comixology app, forcing users over to Kindle: https://www.engadget.com/amazon-is-officially-killing-the-comixology-app-forcing-users-over-to-kindle-213911500.html
Comixology Unlimited: https://www.amazon.com/kindle-dbs/cu/signup
Consumer Price Index Summary: https://www.bls.gov/news.release/cpi.nr0.htm
Google Maps tweaks transit directions, adds emoji reactions and collaborative lists: https://www.theverge.com/2023/11/15/23962007/google-maps-transit-collaborative-list-emoji-reactions
Instagram adds new features, including custom AI stickers, photo filters, a clip hub and more:
https://techcrunch.com/2023/11/15/instagram-adds-new-features-including-custom-ai-stickers-photo-filters-a-clip-hub-and-more/?guccounter=1
Instagram Adds New Filters, Support for Custom Stickers From Photos: https://www.macrumors.com/2023/11/15/instagram-new-filters-stickers/
Instagram gets new filters for the first time in forever: https://www.theverge.com/2023/11/15/23962500/instagram-new-photo-filters-announced-easier-reels
Microsoft Teams adds AI backgrounds as it moves to the metaverse: https://www.pcworld.com/article/2136698/microsoft-teams-adds-ai-backgrounds-as-it-moves-to-the-metaverse.html
Microsoft Teams launches creepy AI webcam trick that cleans up your dirty room: https://mashable.com/article/microsoft-teams-ai-webcam-trick
New Ways to Create Content on Instagram: https://about.fb.com/news/2023/11/new-ways-to-create-content-on-instagram/
Thanksgiving Dinner Cost Relief, But Still High Relative to Recent Years: https://www.fb.org/market-intel/thanksgiving-dinner-cost-relief-but-still-high-relative-to-recent-years
Thanksgiving dinner prices falling from record high: https://www.axios.com/2023/11/15/thanksgiving-turkey-price-drop-2023-holiday-meal
Threads starts testing hashtags…without the hash: https://techcrunch.com/2023/11/15/threads-starts-testing-hashtags-without-the-hash/
Threads Will Finally Let Users Delete Their Accounts Without Losing Instagram Too: https://www.nytimes.com/2023/11/14/technology/threads-instagram-meta-delete.html
Friday Nov 10, 2023
Friday Nov 10, 2023
The Friday Five for November 10, 2023:
Waze Crash History Feature
Best U.S. Cities to Retire in 2024
Generative AI Model Autophagy Disorder (MAD)
New YouTube "For You" Feed
365 Days of Motivation
What’s your favorite Holiday movie? Let us know! Vote in the poll here: https://bit.ly/ASGHoliday Reach out via email: ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925
7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547
Agent Requirements for ACA Sales: https://www.ritterim.com/blog/agent-requirements-for-aca-sales/
How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/
How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/
Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018
Ritter Insurance Marketing YouTube Channel: https://www.youtube.com/user/RitterInsurance
Relaxing Logic Games: https://link.chtbl.com/ASGA045
Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543
References:
365 Micro-Challenges and Daily Tips to Keep You Motivated and Inspired Every Day in 2023: https://www.inc.com/minda-zetlin/365-micro-challenges-daily-tips-to-keep-you-motivated-inspired-every-day-in-2023.html
2024 Best Places to Retire in the U.S.: https://realestate.usnews.com/places/rankings/best-places-to-retire
Has Generative AI Peaked? https://hbr.org/2023/11/has-generative-ai-peaked
Move over, Florida: Retirees are flocking to Pennsylvania: https://www.axios.com/2023/11/07/best-retirement-cities-us
SAG-AFTRA tentative agreement to end strike will get nearly 200,000 New Yorkers back to work in film and tv: https://www.cbsnews.com/newyork/news/sag-aftra-tentative-agreement-to-end-strike-will-get-nearly-200000-new-yorkers-back-to-work-in-film-and-tv/
Striking Actors and Hollywood Studios Agree to a Deal: https://www.nytimes.com/2023/11/08/business/media/actors-strike-deal.html
The Curse of Recursion: Training Generated Data Makes Models Forget: https://arxiv.org/pdf/2305.17493.pdf
Waze just got a big safety upgrade — what you need to know: https://www.tomsguide.com/news/waze-just-got-a-big-safety-upgrade-what-you-need-to-know
Waze rolls out crash history alerts for accident-prone roads: https://www.theverge.com/2023/11/7/23950441/google-waze-crash-history-alerts
YouTube adding ‘For You’ channel section that tailors video recommendations for new viewers: https://9to5google.com/2023/11/08/youtube-for-you-channels-recommendations/
YouTube will soon show visitors a personalized For You section on channel pages: https://www.engadget.com/youtube-will-soon-show-visitors-a-personalized-for-you-section-on-channel-pages-213402443.html
Friday Nov 03, 2023
Friday Nov 03, 2023
The Friday Five for November 3, 2023:
ACA Open Enrollment 2024
Daylight Savings Time
Biden’s Executive Order on AI
Facebook & Instagram Ad-Free Subscriptions
AI Chatbot Coming to Instagram?
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
2023 ACA Exchange & FFM Certification Info: https://www.ritterim.com/blog/2023-aca-exchange-ffm-certification-info/
3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546
4 Strategies for Effectively Working with a Team: https://www.ritterim.com/blog/4-strategies-for-effectively-working-with-a-team/
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013
7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547
How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/
Medicare Open Enrollment FAQs & Marketplace Open Enrollment Reminders: https://link.chtbl.com/ASGF20231027
The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/
Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543
References:
FACT SHEET: President Biden Issues Executive Order on Safe, Secure, and Trustworthy Artificial Intelligence: https://www.whitehouse.gov/briefing-room/statements-releases/2023/10/30/fact-sheet-president-biden-issues-executive-order-on-safe-secure-and-trustworthy-artificial-intelligence/
Biden Issues Executive Order to Create A.I. Safeguards: https://www.nytimes.com/2023/10/30/us/politics/biden-ai-regulation.html
Biden to sign sweeping executive order pursuing 'safe, secure and trustworthy' AI development: https://www.fiercehealthcare.com/ai-and-machine-learning/biden-sign-sweeping-executive-order-pursuing-safe-secure-and-trustworthy-ai
Effectuated Enrollment: Early 2023 Snapshot and Full Year 2022 Average: https://www.cms.gov/files/document/early-2023-and-full-year-2022-effectuated-enrollment-report.pdf
Executive Order on the Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence: https://www.whitehouse.gov/briefing-room/presidential-actions/2023/10/30/executive-order-on-the-safe-secure-and-trustworthy-development-and-use-of-artificial-intelligence/
Facebook and Instagram launch a paid ad-free subscription: https://www.theverge.com/2023/10/30/23938283/facebook-instagram-ad-free-subscription-eu
Facebook and Instagram to Offer Subscription for No Ads in Europe: https://about.fb.com/news/2023/10/facebook-and-instagram-to-offer-subscription-for-no-ads-in-europe/
Instagram spotted developing a customizable ‘AI friend’: https://techcrunch.com/2023/11/01/instagram-spotted-developing-a-customizable-ai-friend/
Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/
Sleep tips to help you get the most out of daylight saving time: https://abc13.com/daylight-saving-time-2023-when-is-savings-sleep-tips/13998849/
What are the deadlines for the ACA’s open enrollment period? https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-the-acas-open-enrollment-period/
What to Watch in the 2024 ACA Open Enrollment: https://www.kff.org/policy-watch/what-to-watch-in-2024-aca-open-enrollment/
Why efforts to make daylight saving time permanent are stalled: https://www.axios.com/2023/11/01/daylight-savings-time-change-2023-sunshine-protection
Friday Oct 27, 2023
Friday Oct 27, 2023
The Friday Five for October 27, 2023: Addressing Whole Health in Medicare Advantage Act, KFF Medicare Open Enrollment FAQs, CMS 2024 Marketplace Open Enrollment Fact Sheet, choosing between Apple pencils, and Holiday menus for Dunkin' and Starbucks.
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013
10 Tips to Submitting an Error-Free Application: https://link.chtbl.com/ASG544
CMS Recap for Agents Selling Medicare During AEP 2024: https://link.chtbl.com/ASGF20231020
How to Stay Compliant During All Medicare Sales: https://www.ritterim.com/blog/how-to-stay-compliant-during-all-medicare-sales/
Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018
The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/
The Ritter Platform Launches Health Risk Assessment Info & Access for Submissions: https://www.ritterim.com/blog/the-ritter-platform-launches-health-risk-assessment-info-access-for-submissions/
Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543
What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/
References:
Apple announces entry-level Apple Pencil with USB-C charging: https://www.theverge.com/2023/10/17/23919994/apple-pencil-stylus-usb-c-price-updates
Dunkin's Holiday Menu Was Leaked—Here's What To Expect: https://www.delish.com/food-news/a45548117/dunkin-holiday-menu-2023/
FAQs: Health Insurance Marketplace and the ACA (KFF): https://www.kff.org/faqs/faqs-health-insurance-marketplace-and-the-aca/
Here’s Everything On The *Leaked* Starbucks Winter Menu: https://www.brit.co/starbucks-winter-menu/
Insurer-Backed Bill Could Expand Access to Medicare Advantage Extras: https://www.thinkadvisor.com/2023/10/10/insurer-backed-bill-could-expand-access-to-medicare-advantage-extras/
Marketplace Plan Year 2024 Open Enrollment Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-year-2024-open-enrollment-fact-sheet
Medicare Open Enrollment FAQs (KFF): https://www.kff.org/faqs/medicare-open-enrollment-faqs/
Meet The Dunkin’ Holiday Menu For 2023, Including *New* Loaded Hash Browns: https://www.brit.co/dunkin-holiday-menu/
Preguntas frecuentes sobre la inscripción abierta de Medicare (KFF): https://www.kff.org/es/faqs/preguntas-frecuentes-sobre-la-inscripcion-abierta-de-medicare/
Starbucks Holiday Coffees and More Return to Grocery Store Shelves Nationwide: https://stories.starbucks.com/press/2023/starbucks-holiday-coffees-and-more-return-to-grocery-store-shelves-nationwide/
Starbucks Shares the Merriest Gifts for the Holiday Season: https://stories.starbucks.com/press/2023/starbucks-shares-the-merriest-gifts-for-the-holiday-season/
Ultimate showdown: New Apple Pencil USB-C vs old Apple Pencils: https://appleinsider.com/inside/apple-pencil/vs/ultimate-showdown-new-apple-pencil-usb-c-vs-old-apple-pencils
Saturday Oct 21, 2023
Saturday Oct 21, 2023
Avoid coverage (and commissions!) delays on your Medicare applications this AEP. Learn how to write clean apps that won’t get flagged during the submissions process. We’ve got 10 easy-to-implement best practices for insurance agents.
Read text version
Contact Your Sales Specialist
Learn More About Shop & Enroll
Follow Us on Social!
Ritter Insurance Marketing on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube
Agent Survival Guide Podcast on Facebook
Sarah on LinkedIn, Instagram, and Threads
Tina on LinkedIn
Resources:
5 Things Medicare Beneficiaries Report About Their Coverage in 2023
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman
2024 Medicare Part A and B Premiums and Deductibles
CMS’ 2024 MA and Part D Final Rule Changes for Agents
The 2024 COLA Increase & How It Affects Your Clients
Learn How Shop & Enroll Can FastTrack Your Online Medicare Enrollments
The Ritter Platform
The Ritter Platform Launches 3 New Tools & Shared Client Records
The Ritter Platform Launches New eScope, FastTrack App, & Profile Features
What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales
Work-On-The-Go: Document Scanner Apps
References:
How to use AirDrop on your iPhone or iPad
Share of adults in the United States who use the internet in 2021, by age group
Social Security Administration (SSA) Monthly Data for Retirement Insurance Applications
Friday Oct 20, 2023
Friday Oct 20, 2023
The Friday Five for October 20, 2023:
2024 Medicare Part A and B Premiums and Deductibles
Medicare Supplement Deductibles and OOP Costs for 2024
The 2024 COLA Increase & How It Affects Your Clients
2024 Medicare Advantage and Part D Star Ratings
X (fka Twitter) to Test Annual Subscription Fee
Ask the Agent Survival Guide Podcast! Fill out the form, email us, or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter Insurance Marketing on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube
Agent Survival Guide Podcast on Facebook
Sarah on LinkedIn, Instagram, and Threads
Tina on LinkedIn
Resources:
5 Things Medicare Beneficiaries Report About Their Coverage in 2023
2024 Medicare Part A and B Premiums and Deductibles
CMS Releases 2024 Medicare Advantage and Part D Costs
Compare Medigap Plan Benefits
Here's What Medicare Costs in 2024
The 2024 COLA Increase & How It Affects Your Clients: Episode | Blog Post
The Definitive Guide to Getting Leads and Prospecting for Medicare Sales
References:
2024 Medicare Advantage and Part D Star Ratings
Biden-Harris Administration Prepares to Kick Off Medicare Open Enrollment and Releases 2024 Medicare Advantage and Part D Star Ratings
K & L Out-of-Pocket Limits Announcements
Medicare Advantage plan star ratings decline again in 2024
Not A Bot
What You'll Pay in Out-of-Pocket Medicare Costs in 2024
X, formerly known as Twitter, will begin charging new users $1 a year to access key features including the ability to tweet and retweet
X will start charging new users in two countries $1 per year
Friday Oct 13, 2023
Friday Oct 13, 2023
THIS JUST IN: 2024 Medicare Part A and B premium and deductible numbers are live! Listen for details on the cost of Medicare for your clients in CY2024… just in time for the beginning of AEP.
Read text version
Ask the Agent Survival Guide Podcast!
Fill out the form: https://bit.ly/askasg
Email us: asgpodcast@ritterim.com
Or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
4 Ways to Calculate Your Clients' Life Insurance Needs: https://www.ritterim.com/blog/4-ways-to-calculate-your-clients-life-insurance-needs/
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://agentsurvivalguide.podbean.com/e/5-things-medicare-beneficiaries-report-about-their-coverage-in-2023/
Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/
Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/
Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/
The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/
Thrive Tomorrow Kits: https://www.ritterim.com/kit-thrive/
Ways to Stay Productive on the Go: https://agentsurvivalguide.podbean.com/e/ways-to-stay-productive-on-the-go/
What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/
What Beneficiaries Value Most in Medicare Advantage Plans: https://www.ritterim.com/blog/what-beneficiaries-value-most-in-medicare-advantage-plans/
References:
A Snapshot of Sources of Coverage Among Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/a-snapshot-of-sources-of-coverage-among-medicare-beneficiaries
2024 Social Security Changes - COLA Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf
2024 Medicare Parts A & B Premiums and Deductibles: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles
CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts
Social Security cost-of-living adjustment will be 3.2% in 2024, well below this year’s record-setting increase: https://www.cnbc.com/2023/10/12/social-security-announces-the-cost-of-living-adjustment-for-2024.html
Friday Oct 13, 2023
Friday Oct 13, 2023
What do Medicare beneficiaries think about enrollment and their coverage? Join Sarah for a deep dive into a recent KFF focus group report. Get the key takeaways for insurance agents selling Medicare during AEP 2024.
Ask the Agent Survival Guide Podcast! Fill out the form, email us, or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube
Agent Survival Guide Podcast on Facebook
Sarah on LinkedIn, Instagram, and Threads
Tina on LinkedIn
Resources:
5 Pillars of Integrity ft. Jason Meyers
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman
Agent Apps | Wix vs. WordPress
Are Your Medicare Marketing Materials Compliant?
Do’s and Don’ts of Medicare Compliance
How to Get Your Medicare Enrollment Kits on Time
Rules for Hosting a Compliant Medicare Educational Event
Rules for Hosting a Compliant Medicare Sales Event
Ways to Stay Productive on the Go
References:
KFF Official Site
Marketing Private Medicare Plans Series
What Do People with Medicare Think About the Role of Marketing, Shopping for Medicare Options, and Their Coverage? (Summary)
What Do People with Medicare Think About the Role of Marketing, Shopping for Medicare Options, and Their Coverage? (Report)
Friday Oct 06, 2023
Friday Oct 06, 2023
The Friday Five for October 6, 2023:
9 Days 'Til AEP 2024
Shop & Enroll Webinars
Tom Hanks Dental Plan Deepfake
Spotify Announces Audiobook Offerings
2024 COLA Coming Soon + Shoutouts!
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Shop & Enroll Webinars:
Sales Technology Overview: Join your Sales Technology Team as they do an overview of the tools you have through your partnership with Ritter Insurance Marketing and Integrity Marketing Group, including Shop & Enroll, the Ritter Platform, Market Advisor, LeadCENTER and MedicareCENTER.
Shop & Enroll Quoting & the CRM: Join Jimmy Weber, Megan Shaw, and Denise Getz to learn how to use the Ritter Platform to store your clients information, run prescription and provider quotes, and set up consumer accounts.
Writing Business with Shop & Enroll: Join Jimmy Weber, Megan Shaw, and Denise Getz as they do a deep dive into collecting Scopes of Appointment and applications with Shop & Enroll, covering both in-person and remote use of the FastTrack prefilled application option.
Resources:
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/
Countdown to AEP 2024: https://agentsurvivalguide.podbean.com/e/countdown-to-aep-2024/
Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/
FastTrack Your Online Medicare Enrollments with Shop & Enroll: https://www.ritterim.com/agent-tools/shop-and-enroll/
Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/
Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/
References:
A Deep Fake Tom Hanks Is Promoting a Dental Plan, But the Actor Has 'Nothing to Do With It': https://gizmodo.com/deep-fake-tom-hanks-is-promoting-a-dental-plan-1850891358
October 12 Is a Big Day for Social Security Recipients. Here's Why: https://www.fool.com/retirement/2023/10/04/october-12-is-a-big-day-for-social-security-recipi/
Social Security COLA 2024: Doubtful Next Year’s COLA Will Come Close To 2023’s: https://www.forbes.com/advisor/retirement/social-security-cola-2024/
Spotify now lets you exclude certain playlists from its recommendations: https://www.theverge.com/2023/2/8/23591289/spotify-exclude-from-your-taste-profile-playlist-made-for-you
Spotify now lets you select which playlists you’d like to impact your recommendations less: https://techcrunch.com/2023/02/08/spotify-now-lets-you-select-which-playlists-youd-like-to-impact-your-recommendations-less/
Spotify Premium Will Include Instant Access to 150,000+ Audiobooks: https://www.newsroom.spotify.com/2023-10-03/audiobooks-included-in-spotify-premium/?utm_source=podnews.net&utm_medium=web&utm_campaign=podnews.net:2023-10-04
Spotify to include a selection of 150K audiobooks with its Premium subscription: https://techcrunch.com/2023/10/03/spotify-to-include-a-selection-of-audiobooks-with-its-premium-subscription/
Tom Hanks calls out dental ad for using AI likeness of him: https://www.engadget.com/tom-hanks-calls-out-dental-ad-for-using-ai-likeness-of-him-161548459.html
Tom Hanks says dental plan video uses ‘AI version of me’ without permission: https://www.cnn.com/2023/10/02/entertainment/tom-hanks-ai-dental-plan-video-intl-scli/index.html
Friday Sep 29, 2023
Friday Sep 29, 2023
The Friday Five for September 29, 2023:
Countdown to AEP 2024
2024 Medicare Advantage Premiums and Deductibles
Medicare & Social Security Nuances to Remember
Medicaid Redetermination Issues
Meta Enters the AI Fray
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Pillars of Integrity ft. Jason Meyers: https://agentsurvivalguide.podbean.com/e/5-pillars-of-integrity-ft-jason-meyers/
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/
Ask the Agent Survival Guide! https://agentsurvivalguide.podbean.com/e/ask-the-asg/
How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/
Medicare Switching & AEP 2024: https://agentsurvivalguide.podbean.com/e/medicare-switching-aep-2024/
References:
7 Social Security and Medicare Quirks That Trip Up Advisors: https://www.thinkadvisor.com/2023/09/22/7-social-security-and-medicare-quirks-that-trip-up-advisors/
Biden teases forthcoming executive order on AI: https://www.cnn.com/2023/09/27/tech/joe-biden-executive-order-artificial-intelligence/index.html
CMS says 500K will regain Medicaid coverage as it takes aim at autorenewal issues: https://www.fiercehealthcare.com/regulatory/cms-says-500k-will-regain-medicaid-coverage-it-takes-aim-autorenewal-issues
Coverage for Half a Million Children and Families Will Be Reinstated Thanks to HHS’ Swift Action: https://www.cms.gov/newsroom/press-releases/coverage-half-million-children-and-families-will-be-reinstated-thanks-hhs-swift-action
Everything Coming to Netflix, Disney+, MAX & Other Major Streaming Services in October 2023: https://comicbook.com/movies/news/october-2023-streaming-new-movies-tv-shows-netflix-disney-plus-max/#4
Facebook and Instagram will soon get a slew of AI-powered creator tools: https://www.theverge.com/2023/9/27/23892231/meta-generative-ai-image-editing-stickers-instagram-facebook-whatsapp
Hollywood Writers Strike Ends: Deal Finalized After 148 Days Of Work Stoppage: https://www.forbes.com/sites/anafaguy/2023/09/27/hollywood-writers-strike-ends-deal-finalized-after-148-day-work-stoppage/?sh=378d343e8cbf
IRMAA 2023 For Medicare: What You Need To Know: https://www.forbes.com/health/medicare/irmaa-for-medicare/
Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable in 2024: https://www.cms.gov/newsroom/press-releases/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-2024
Meta unleashes its own AI assistant for Instagram, WhatsApp, and Messenger: https://www.androidpolice.com/meta-ai-chatbot-coming-to-whatsapp-and-messenger/
Thursday Sep 28, 2023
Thursday Sep 28, 2023
Sarah interviews Alyson Seighman, Compliance & Risk Management Lead for Ritter Insurance Marketing. Join them as they discuss the recent compliance regulation updates from CMS. If you're an agent selling Medicare Advantage and Medicare Part D, you don't want to miss this episode.
Mentioned in This Episode:
Ritter Compliance Program*: https://docs.ritterim.com/compliance/compliance-at-ritter/
Email our compliance team at complianceofficer@ritterim.com with your compliance questions!
TPMO Disclaimer for agents that DO NOT represent all MA/Part D plans within a service area:
“We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”
TPMO Disclaimer for agents that represent ALL MA/Part D plans within a service area:
“Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.”
*Must be registered and logged into ritterim.com for access.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2023/
CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/
CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/
References:
2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f
CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf
Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
Monday Sep 25, 2023
Monday Sep 25, 2023
Sarah talks with Jason Meyers, West Director of Sales at Ritter Insurance Marketing. He’s back to discuss the core values of Integrity Marketing Group and how these values have shaped his career. Listen as they chat about Ritter becoming an Integrity partner and how to apply the five pillar philosophies in real life. They also reminisce about their days in radio, break out in song, discuss the future of AI, and more!
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Mentioned in this episode:
Ask the Agent Survival Guide! https://bit.ly/askasg
Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/
Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/
Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/
Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/
How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/
Integrity Marketing Group Inspire Podcast: https://www.integritymarketing.com/inspire/
Ritter Insurance Marketing eBooks & Guides: https://www.ritterim.com/guides/
Ritter Insurance Marketing Events & Webinars: https://www.ritterim.com/events/
Steve Smith Interview Part 1: https://www.allaccess.com/power-player/archive/34076/steve-smith---part-1
Steve Smith Interview Part 2: https://www.allaccess.com/power-player/archive/34129/steve-smith---part-2
Ten Lessons for a Post-Pandemic World by Fareed Zakaria: https://www.amazon.com/Ten-Lessons-Post-Pandemic-World/dp/B089XCBMCY/
Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://agentsurvivalguide.podbean.com/e/understanding-the-c-snp-product-opportunity-ft-ben-miller-zing-health/
Friday Sep 22, 2023
Friday Sep 22, 2023
The Friday Five for September 22, 2023:
Apple releases iOS17, iPadOS 17, and WatchOS 10
X (fka Twitter) could charge "small monthly payment"
Q4 Medicare Part B drug rebate list
Federal Open Market Committee meeting September 2023
Coming soon on the ASG Podcast
Have questions for the ASG Podcast team? Fill out the form to get answers! Whether it’s related to general insurance or a detailed insurance marketing question… we’ll get you the answer! We’re here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don’t ask. Reach out and let us help!
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Ask the ASG Official Form: https://bit.ly/askasg
Social Media Alternatives to X (fka Twitter): https://agentsurvivalguide.podbean.com/e/agent-apps-social-media-alternatives-to-x-fka-twitter/
References:
DOL Consumer Price Index Report August 2023: https://www.bls.gov/news.release/pdf/cpi.pdf
Elon Musk: Social media platform X, formerly Twitter, could go behind paywall: https://www.bbc.com/news/technology-66850821
Elon Musk suggests X will start charging all users "small monthly payment": https://www.cbsnews.com/news/elon-musk-x-twitter-monthly-payment/
Fed Chair Jerome Powell details the central bank’s economic and rate outlook: https://www.cnbc.com/2023/09/20/live-updates-fed-decision-september-2023.html
Federal Open Market Committee Information: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm
Fed to hold rates steady, but signal policy path in meeting this week: https://www.reuters.com/markets/rates-bonds/fed-hold-rates-steady-signal-policy-path-meeting-this-week-2023-09-19/
Here’s everything the Fed is expected to do Wednesday: https://www.cnbc.com/2023/09/19/heres-everything-the-fed-is-expected-to-do-wednesday.html
Inflation Reduction Act Continues to Lower Out-of-Pocket Prescription Drug Costs for Drugs with Price Increases Above Inflation: https://www.cms.gov/newsroom/press-releases/inflation-reduction-act-continues-lower-out-pocket-prescription-drug-costs-drugs-price-increases-0
Musk says X will charge everyone to use the platform: https://www.axios.com/2023/09/19/musk-x-twitter-charge-all-users-monthly-subscription-fees
Reduced Coinsurance for Certain Part B Rebatable Drugs under the Medicare Prescription Drug Inflation Rebate Program: https://www.cms.gov/files/document/reduced-coinsurance-part-b-rebatable-drugs-oct-dec-2023.pdf