Agent Survival Guide Podcast
Ritter
Episodes

Friday Aug 02, 2024
CMS Changes to ACA Plan Switching Process
Friday Aug 02, 2024
Friday Aug 02, 2024
The Friday Five for August 2, 2024:
Target Denim Take Back Event
New Maps and Waze Updates from Google
Disney+, Hulu, Max Bundle Now Available
FOMC July 2024 Meeting
CMS Changes to ACA Plan Switching Process
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Target Denim Take Back Event:
Garlin, Shannon. “Target Announces a Limited-Time Denim Trade-in Program - How to Save.” TODAY.Com, TODAY, 29 July 2024, www.today.com/shop/target-denim-take-back-event-savings-rcna164033.
“Target Announces First Official Denim Take Back Event, Offering 20% off New Styles in Exchange for Previously-Worn Denim.” Target, Target, 29 July 2024, corporate.target.com/press/release/2024/07/target-announces-first-official-denim-take-back-event,-offering-20-off-new-styles-in-exchange-for-p.
Bregel, Sarah. “Target Will Give You Coupons If You Swap Your Old Jeans for Its Own Denim Styles.” FastCompany.Com, Fast Company, 29 July 2024, www.fastcompany.com/91164305/target-back-to-school-shopping-coupons-discounts-sales-denim-trade-in.
New Maps and Waze Updates from Google:
Shakir, Umar. “Google Maps Is Getting Even More like Waze.” The Verge, The Verge, 31 July 2024, www.theverge.com/2024/7/31/24209969/google-maps-destination-guidance-waze-camera-events.
Sorrentino, Mike. “Google Maps, Waze Make It Easier to Report Crashes, Cameras and Slowdowns.” CNET, CNET, 31 July 2024, www.cnet.com/tech/mobile/google-maps-waze-make-it-easier-to-report-crashes-cameras-and-slowdowns/.
Fielding, Sarah. “Google Maps Will Show You Where to Enter Your Destination.” Engadget, Engadget, 31 July 2024, www.engadget.com/google-maps-will-show-you-where-to-enter-your-destination-130021496.html.
Li, Abner. “New Google Maps Incident Reporting Comes to Mobile & Android Auto, Waze Gets Lockscreen Navigation.” 9to5Google, 9to5Google, 31 July 2024, 9to5google.com/2024/07/31/google-maps-incident-reporting/.
Disney+, Hulu, Max Bundle Now Available:
“Disney+, Hulu, Max Bundle.” Disney+, Disney+, www.disneyplus.com/welcome/disney-hulu-max-bundle. Accessed 31 July 2024.
“Disney+, Hulu, Max Bundle.” Hulu, Hulu, www.hulu.com/disney-hulu-max-bundle. Accessed 31 July 2024.
“Disney+, Hulu, Max Bundle.” Max Help Center, Max, help.max.com/us/Answer/Detail/000002578. Accessed 31 July 2024.
Manfredi, Lucas. “How to Change Your Plan to the Disney+, Hulu, Max Bundle as an Existing Subscriber.” TheWrap, The Wrap, 25 July 2024, www.thewrap.com/disney-hulu-max-bundle-how-to-change-plan/.
Weatherbed, Jess. “The Disney Plus, Hulu, and Max Streaming Bundle Is Now Available.” The Verge, The Verge, 25 July 2024, www.theverge.com/2024/7/25/24205865/disney-plus-hulu-max-streaming-bundle-price-availability.
FOMC July 2024 Meeting:
“Consumer Price Index - June 2024.” Bls.Gov, Bureau of Labor Statistics, 11 July 2024, www.bls.gov/news.release/pdf/cpi.pdf.
Cox, Jeff. “Fed Holds Rates Steady and Notes Progress on Inflation.” CNBC, CNBC, 31 July 2024, www.cnbc.com/2024/07/31/fed-rate-decision-july-2024.html.
Curran, Enda. “Fed Meeting Today: Live Analysis on Interest Rates, Powell Speech.” Edited by Michael Arnold and Chris Anstey, Bloomberg.Com, Bloomberg, 31 July 2024, www.bloomberg.com/news/live-blog/2024-07-31/fomc-rate-decision-and-fed-chair-news-conference.
Smialek, Jeanna. “Fed Opens Door to September Rates Cut If Inflation Stays Cool.” The New York Times, The New York Times, 31 July 2024, www.nytimes.com/2024/07/31/business/economy/fed-meeting-interest-rates.html.
Guida, Victoria. “Fed Poised to Cut Rates, Ignoring Trump and GOP Lawmakers.” Politico, Politico, 31 July 2024, www.politico.com/news/2024/07/31/fed-interest-rate-cuts-trump-republican-backlash-00171918.
“Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 31 July 2024.
“Personal Income and Outlays, June 2024.” Bea.Gov, Bureau of Economic Analysis, 26 July 2024, www.bea.gov/news/2024/personal-income-and-outlays-june-2024.
CMS Changes to ACA Plan Switching Process:
Appleby, Julie. “Biden Administration Tightens Broker Access to Healthcare.Gov to Thwart Rogue Sign-Ups.” Fierce Healthcare, KFF Health News, 22 July 2024, www.fiercehealthcare.com/payers/biden-administration-tightens-broker-access-healthcaregov-thwart-rogue-sign-ups.
“CMS Statement on Agent and Broker Marketplace Activity.” CMS.Gov Centers for Medicare & Medicaid Services, Centers for Medicare & Medicaid Services, 12 Apr. 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity.
“CMS Statement on Agent and Broker Marketplace Activity, Update.” CMS.Gov, Centers for Medicare & Medicaid Services, 6 May 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update.
“CMS Statement on System Changes to Stop Unauthorized Agent and Broker Marketplace Activity.” CMS.Gov, Centers for Medicare & Medicaid Services, 19 July 2024, www.cms.gov/newsroom/press-releases/cms-statement-system-changes-stop-unauthorized-agent-and-broker-marketplace-activity.
Resources:
5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726
Agent's Guide to Phone Communication Resources: https://link.chtbl.com/ASG608
Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606
Events & Webinars for Insurance Agents: https://ritterim.com/events/
Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607
How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/
Marketplace Call Center: 1-800-318-2596
Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719
Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605
Follow Us on Social!
Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube
Sarah on LinkedIn, Instagram, and Threads
Tina on LinkedIn

Friday Jul 26, 2024
5 Things About the Medicare Prescription Payment Plan
Friday Jul 26, 2024
Friday Jul 26, 2024
Join Sarah for a special Friday Five episode all about the Medicare Prescription Payment Plan. Find out what insurance agents need to know – including how to get client-facing marketing materials that detail the Inflation Reduction Act changes coming to Medicare Part D in 2025.
Interested in the marketing materials Sarah mentioned during this episode?
Contact our sales team at Ritter Insurance Marketing at https://www.ritterim.com/meet-your-sales-team
Email the podcast at ASGPodcast@Ritterim.com
Call our hotline and leave a voicemail at 1-717-562-7211
Learn more about MedicareCENTER at https://integrity.com/medicarecenter/
Resources:
5 FAQs About the Shop & Enroll Phaseout: https://link.chtbl.com/ASGF20240712
Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606
Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607
Medicare Advantage & Part D Certification Info: https://link.chtbl.com/ASGN20240715
Preparing Clients for the New Medicare Prescription Payment Plan Program: https://ritterim.com/blog/preparing-clients-for-the-new-medicare-prescription-payment-plan-program/
Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719
The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/
References:
“The Biden-Harris Administration Releases Final Part Two Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 16 July 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-releases-final-part-two-guidance-help-people-medicare-prescription-drug
“Biden-Harris Administration Issues Final Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Feb. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-issues-final-guidance-help-people-medicare-prescription-drug-coverage
“CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs
“CMS Issues Draft Guidance on New Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/newsroom/press-releases/cms-issues-draft-guidance-new-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs
“CMS National Training Program Live Events.” CMS National Training Program, Centers for Medicare and Medicaid Services, cmsnationaltrainingprogram.cms.gov/live-events Accessed 25 July 2024.
“Fact Sheets Draft CY 2025 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 31 Jan. 2024, www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet
“Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 25 July 2024.
“Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 25 July 2024.
“Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf Accessed 25 July 2024.
“Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 25 July 2024.
“Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf
Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two ...” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf
Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf
Follow Us on Social!
Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube
Sarah on LinkedIn, Instagram, and Threads
Tina on LinkedIn

Friday Jul 19, 2024
Ritter Insurance Marketing Summits 2024
Friday Jul 19, 2024
Friday Jul 19, 2024
The Friday Five for July 19, 2024:
Target No Longer Accepts Personal Checks
Apple Watch Series 10 Rumors
Why Should Insurance Agents Hold In-Person Seminars?
Asset-Based LTCi vs. Traditional LTCi
Ritter Summits 2024
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Target No Longer Accepts Personal Checks:
Target will stop accepting personal checks: https://www.nbcnews.com/business/consumer/target-will-stop-accepting-personal-checks-rcna160702
Target will stop accepting personal checks next week. Are the days of the payment method numbered? https://apnews.com/article/target-stop-accepting-personal-checks-d42d5e5d1f3c9a5f08c1899526c305bb
Target will stop accepting this old-school form of payment: https://www.cnn.com/2024/07/10/business/target-personal-checks/index.html
Apple Watch Series 10 Rumors:
Apple May Be Bringing an Ultra-Sized Screen to the Series Watch 10: https://hypebeast.com/2024/7/apple-watch-ultra-screen-series-10-lineup
Apple Watch 10 tipped to get these 3 new features — but blood-pressure sensor faces 'snags': https://mashable.com/article/apple-watch-10-3-features-rumored-blood-pressure-sensor
Report: Apple Watch Series 10 to Offer Larger Screens and Faster Chip, but New Health Features in Trouble: https://www.macrumors.com/2024/07/07/series-10-larger-screens-and-faster-chip/
What’s Next for the Apple Watch: Bigger Screens But a Similar Look: https://www.bloomberg.com/news/newsletters/2024-07-07/apple-watch-series-10-ultra-3-details-bigger-screens-blood-pressure-challenge-lybjqp0q
Ritter Insurance Marketing Summits 2024:
Register for Ritter Summits: https://summits.ritterim.com/
Resources:
App Trends in 2024: https://link.chtbl.com/ASGA63
Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/
Medicare Supplement Plan Breakdown for Agents: https://link.chtbl.com/ASG604
Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/
Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705
TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday Jul 12, 2024
5 FAQs About the Shop & Enroll Phaseout
Friday Jul 12, 2024
Friday Jul 12, 2024
Ritter Insurance Marketing is saying goodbye to Shop & Enroll as we transition to Integrity’s PlanEnroll platform. Find out what agents need to know as we hear from Craig and answer some frequently asked questions.
Learn More About the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/
Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf
Still have questions about Shop & Enroll? Email us at ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail

Friday Jul 05, 2024
Supreme Court Overrules Chevron Deference
Friday Jul 05, 2024
Friday Jul 05, 2024
The Friday Five for July 5, 2024:
AEP Prep & Upcoming Webinars and Events
Streaming Services Raising Prices This Summer
Streaming Picks July 2024
2024 Q3 Medicare Part B Drug Rebate List
Supreme Court Overrules Chevron Deference
AEP Prep & Upcoming Webinars and Events:
How to Present Short Term Care
New Agent Orientation
Ritter Docs Certification Center
Ritter Summits
Ritter's Weekly Roundup
Tech Tip Tuesdays (July)
The Ritter Report
Understanding the Integrity Platform
Streaming Services Raising Prices This Summer:
Another streaming platform will raise prices this summer: https://www.kgw.com/article/news/nation-world/paramount-plus-price-increase-details/507-349a34cd-e595-4c44-a348-bc6b6d8f86cc
Disney+, Hulu, Max Bundle: https://help.max.com/us/Answer/Detail/000002578
Netflix is starting to phase out its cheapest ad-free plan: https://www.theverge.com/2024/7/2/24190632/netflix-ad-free-basic-plan-discontinued
How to Watch the 2024 Summer Olympics Without Cable: https://www.pcmag.com/picks/the-best-ways-to-watch-the-olympics-without-cable
Paramount+ Prices to Increase for Most Subscribers Starting This August: https://variety.com/2024/tv/news/paramount-plus-price-streaming-increase-1236046774/
Peacock Price Increase: https://www.peacocktv.com/help/article/price-increase
Peacock's Pricier Plans: What to Know About the Subscription Increase: https://www.cnet.com/tech/services-and-software/peacock-pricier-plans-what-to-know-about-subscription-increase/
Spotify is increasing US prices again: https://www.theverge.com/2024/6/3/24170301/spotify-us-price-increase-plans
Spotify Launches Cheaper $10.99/Month Premium Plan Without Audiobooks: https://www.macrumors.com/2024/06/21/spotify-cheaper-premium-plan/
Spotify Plans More Price Increases in 2024: Report: https://www.billboard.com/business/streaming/spotify-price-increases-1235648181/
Warner Bros. Discovery hikes prices for Max streaming service: https://www.cnbc.com/2024/06/04/max-price-increases.html
What streaming costs in 2024: The price of Netflix, Disney Plus and more: https://www.tomsguide.com/news/what-streaming-costs-in-2024-the-price-of-netflix-disney-plus-and-more
Streaming Picks July 2024:
Everything Coming to Netflix, Disney+, Max & Other Streaming Services in July 2024: https://comicbook.com/tv-shows/news/streaming-new-july-2024-netflix-max-disney-hulu-paramount-prime-video-peacock/#18
2024 Q3 Medicare Part B Drug Rebate List:
Biden administration to lower costs for 64 drugs through inflation penalties on drugmakers: https://www.cnbc.com/2024/06/26/biden-to-lower-some-drug-costs-through-inflation-penalties.html
HHS Announces Cost Savings for 64 Prescription Drugs Thanks to the Medicare Rebate Program Established by the Biden-Harris Administration’s Lower Cost Prescription Drug Law: https://www.cms.gov/newsroom/press-releases/hhs-announces-cost-savings-64-prescription-drugs-thanks-medicare-rebate-program-established-biden
Medicare Rebate for 64 Medications to Start Rolling Out: Here's What to Know: https://www.cnet.com/health/medical/medicare-rebate-for-64-medications-to-start-rolling-out-heres-what-to-know/
Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/
Reduced Coinsurance for Certain Part B Rebatable Drugs Under the Medicare Prescription Drug Inflation Rebate Program (Q3 2024): https://www.cms.gov/files/document/reduced-coinsurance-certain-part-b-rebatable-drugs-july-1-september-30-2024.pdf
Supreme Court Overrules Chevron Deference:
5 Ways a New Supreme Court Ruling Could Shape Life, Health and Advice Regs: https://www.thinkadvisor.com/2024/06/28/5-ways-a-new-supreme-court-ruling-could-shape-life-health-and-advice-regs/
Chevron deference: https://www.law.cornell.edu/wex/chevron_deference
Chevron takeaways: Supreme Court ruling removes frequently used tool from federal regulators: https://apnews.com/article/supreme-court-chevron-regulations-environment-biden-536cb6a7e4bc744bbaa3f058637bbf6c
Loper Bright Enterprises v. Raimondo: https://www.law.cornell.edu/supremecourt/text/22-451#writing-22-451_CONCUR_5
How the Supreme Court’s blockbuster ‘Chevron’ ruling puts countless regulations in jeopardy: https://www.cnn.com/2024/06/30/politics/chevron-ruling-explained-supreme-court-meaning/index.html
How the Supreme Court's massive Chevron decision will affect climate policy: https://www.axios.com/2024/07/01/supreme-court-post-chevron-climate-policy
New Health Insurance Suit Could Affect DOL Fiduciary Rule Litigation: https://www.thinkadvisor.com/2024/05/24/new-health-insurance-suit-could-affect-dol-fiduciary-rule-litigation/
Supreme Court’s ‘Chevron’ ruling means changes for writing laws: https://rollcall.com/2024/06/28/supreme-courts-chevron-ruling-means-changes-for-writing-laws/
Supreme Court overrules Chevron deference, dealing blow to federal healthcare agencies: https://www.fiercehealthcare.com/regulatory/supreme-court-overrules-chevron-deference-dealing-blow-federal-healthcare-agencies
Supreme Court rules for fishermen in landmark ‘Chevron deference’ case: https://www.nationalfisherman.com/national-international/supreme-court-rules-for-fishermen-in-landmark-chevron-deference-case
Three NJ herring fishermen made history at the Supreme Court, but their fight isn't over: https://www.app.com/story/news/local/courts/2024/07/01/supreme-court-favors-nj-herring-fishermen-in-historic-chevron-case/74246290007/
Resources:
5 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG6005
5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524
Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60
Best Practices for Video Calls: https://link.chtbl.com/ASG597
Contact the ASG Podcast by Email: ASGPodcast@Ritterim.com or phone: 1-717-562-7211
Summer Podcast Recommendations: https://link.chtbl.com/ASG600
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday Jun 28, 2024
5 Perks of Being a Part-Time Insurance Agent
Friday Jun 28, 2024
Friday Jun 28, 2024
What if you could give being an insurance agent a practice run before giving up your full-time job? We get it! Learn how to start out as a part-time insurance agent before making the jump to a new career.
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607
9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/
Ritter Insurance Marketing Official Site: https://ritterim.com/
The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437
What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://ritterim.com/blog/what-todays-financial-environment-means-for-medicare-beneficiaries-and-agents/
Why Now is the Time to Start Selling Insurance: https://ritterim.com/blog/why-now-is-the-time-to-start-selling-insurance/
Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/
References:
Captive Agent: What it is, How it Works, Pros and Cons: https://www.investopedia.com/terms/c/captive-agent.asp
Five Tips for the Part-Time Agent: https://www.insurance-forums.com/practice-building/hiring-staffing/five-tips-for-the-part-time-agent/
Independent Agent: What It Is and What They Do: https://www.investopedia.com/terms/i/independent-agent.asp
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday Jun 21, 2024
Amazon RxPass Expands to Medicare Beneficiaries
Friday Jun 21, 2024
Friday Jun 21, 2024
The Friday Five for June 21, 2024:
AHIP 2024 Certification Down, CY 2025 Coming Soon
Medicare Part D Creditable Coverage in Employer Plans
Biden Administration Proposes Rule on Medical Debt
Done Telehealth & The CDC Advisory on Stimulant ADHD Meds
Amazon RxPass Expands to Medicare Beneficiaries
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2025 Medicare Advantage & Part D Certification Info: https://ritterim.com/blog/2025-medicare-advantage-and-part-d-certification-info/
Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/
5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607
Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos
Join Us at the Summits! https://ritterim.com/blog/join-us-at-the-summits/
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437
AHIP 2024 Certification Down, CY 2025 Coming Soon:
Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training
What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/
Biden Administration Proposes Rule on Medical Debt:
CFPB Proposes to Ban Medical Bills from Credit Reports: https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-to-ban-medical-bills-from-credit-reports/
Even if Medical Debt Isn't on Your Credit Report, It Can Drag Down Your Credit: https://money.usnews.com/credit-cards/articles/even-if-medical-debt-isnt-on-your-credit-report-it-can-drag-down-your-credit
In sweeping change, Biden administration to ban medical debt from credit reports: https://abcnews.go.com/Politics/sweeping-change-biden-administration-ban-medical-debt-credit/story?id=110997906
Will CFPB’s Ban On Medical Debts From Credit Reports Help Patients? https://www.forbes.com/sites/gebai/2024/06/16/cfpbs-ban-on-medical-debts-from-credit-reports-will-harm-patients/
Done Telehealth & The CDC Advisory on Stimulant ADHD Meds:
CDC warns access to ADHD meds may be disrupted after arrests of health-care startup executives: https://www.cnn.com/2024/06/13/health/cdc-adhd-medication-alert/index.html
Disrupted Access to Prescription Stimulant Medications Could Increase Risk of Injury and Overdose: https://emergency.cdc.gov/han/2024/han00510.asp#print
FDA Drug Shortages Portal: https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages
Feds arrest Adderall telehealth CEO under Controlled Substances Act: https://www.theverge.com/2024/6/13/24178049/done-adhd-telehealth-controlled-substances-act-doj-fraud
Founder/CEO and Clinical President of Digital Health Company Arrested for $100M Adderall Distribution and Health Care Fraud Scheme: https://www.justice.gov/opa/pr/founderceo-and-clinical-president-digital-health-company-arrested-100m-adderall-distribution
Telehealth startup Done's CEO and clinical president arrested, charged with fraud: https://www.fiercehealthcare.com/health-tech/telehealth-startup-dones-ceo-and-clinical-president-arrested-charged-fraud
Amazon RxPass Expands to Medicare Beneficiaries:
Amazon Pharmacy expands RxPass subscription service to Medicare patients: https://www.fiercehealthcare.com/health-tech/amazon-pharmacy-expands-rxpass-subscription-service-medicare-patients
Amazon RxPass: https://pharmacy.amazon.com/rxpass
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday Jun 14, 2024
Apple Intelligence and Other Highlights from WWDC 2024
Friday Jun 14, 2024
Friday Jun 14, 2024
The Friday Five for June 14, 2024:
AHIP 2025 Certification Reminder
May 2024 CPI Report
June 2024 FOMC Meeting & Projections
Apple OS Updates from WWDC 2024
Apple Intelligence Features
Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
AHIP 2025 Certification Reminder:
AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/
Updates to the 2025 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2025-ahip-certification-you-should-know/
May 2024 CPI Report:
Consumer Price Index May 2024: https://www.bls.gov/news.release/pdf/cpi.pdf
June 2024 FOMC Meeting & Projections:
Fed holds rates steady, indicates only one cut coming this year: https://www.cnbc.com/2024/06/12/fed-meeting-today-on-interest-rate.html
The Fed expects to cut rates just once this year: https://www.cnn.com/business/live-news/markets-fed-meeting-06-12-24/index.html
Apple OS Updates from WWDC 2024:
Apple iOS 18 Preview: https://www.apple.com/ios/ios-18-preview/
Apple WatchOS Preview: https://www.apple.com/watchos/watchos-preview/
Live blog: Apple’s AI plans, iOS 18, and more at WWDC 2024: https://www.theverge.com/2024/6/10/24173603/wwdc-2024-live-blog-apple-event-ios-18-ai
watchOS 11 — Apple Watch is finally getting the fitness feature I’ve been waiting for: https://www.tomsguide.com/wellness/smartwatches/watchos-11-apple-watch-is-finally-getting-the-fitness-feature-ive-been-waiting-for
Apple Intelligence Features:
Apple Intelligence: https://www.apple.com/apple-intelligence/
Apple is giving Siri an AI upgrade in iOS 18: https://www.theverge.com/2024/6/10/24171936/apple-siri-ai-update-ios18-features-wwdc
iPhone Genmoji and Image Playground Let You Use AI to Create Emoji Responses That Don't Exist: https://www.cnet.com/tech/mobile/iphone-genmoji-and-image-playground-let-you-use-ai-to-create-emoji-responses-that-dont-exist/
Resources:
5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524
5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607
Agent's Guide to Video Communication Resources: https://link.chtbl.com/ASG596
Best Practices for Video Calls: https://link.chtbl.com/ASG597
Medicare Coverage for Mental Health Services & Substance Use Disorder: https://ritterim.com/blog/medicare-coverage-for-mental-health-services-and-substance-use-disorder/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday Jun 07, 2024
5 Things About Prepping for the Insurance License Exam
Friday Jun 07, 2024
Friday Jun 07, 2024
Getting ready to take your insurance license exam? A must-listen for those brand-new to the industry, Sarah outlines the process, where to get started, and what she learned while preparing to take her insurance license exam.
Questions about getting licensed to sell insurance? Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Getting Licensed Knight School Module: https://ritterim.com/knight-school/selling-insurance/getting-licensed/1/
How Insurance FMOs Work eBook: https://ritterim.com/how-insurance-fmos-work/
Interested in Selling Insurance Knight School Module: https://ritterim.com/knight-school/selling-insurance/interested-selling-insurance/1/
Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437
Understanding FMOs Knight School Module: https://ritterim.com/knight-school/selling-insurance/understanding-fmos/1/
References:
Multiple Choice Test Taking Strategies: https://www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf
NAIC Map of State Insurance Department Resources: https://content.naic.org/state-insurance-departments
National Association of Insurance Commissioners Official Site: https://content.naic.org/
National Insurance Provider Registry Online (NIPR): https://nipr.com/
VARK® Modalities: What do Visual, Aural, Read/write & Kinesthetic really mean? https://vark-learn.com/introduction-to-vark/the-vark-modalities/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday May 31, 2024
AHIP 2025 Certification Dates
Friday May 31, 2024
Friday May 31, 2024
The Friday Five for May 31, 2024:
Medicare Sales Planner & ACA Agent Calendar
The Fitbit Ace LTE
New Study on AI Adoption
KFF Health Policy 101 Resource
AHIP 2025 Certification Dates
How do you like to learn? Answer this week’s question of the week here: https://bit.ly/asgquestion
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
[01:39] Medicare Sales Planner & ACA Agent Calendar:
ACA Agent Sales Calendar PDF: https://ritterim.com/documents/the-busy-aca-agents-sales-calendar.pdf
Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570
Medicare Agent Sales Planner PDF: https://ritterim.com/documents/busy-medicare-agent-sales-planner.pdf
Stay Organized with the Busy ACA Agent’s Sales Calendar: https://link.chtbl.com/ASG571
[02:39] Fitbit Ace LTE:
Google announced a smartwatch for kids — and it looks pretty good: https://www.businessinsider.com/google-smartwatch-kids-fitbit-ace-lte-2024-5
Introducing Fitbit Ace LTE: the smartwatch kids and parents will both love: https://blog.google/products/fitbit/fitbit-ace-lte-smartwatch-kids/
Smartwatches Can Learn a Lot From Fitbit's New Kid-Focused Watch: https://www.cnet.com/tech/mobile/smartwatches-can-learn-a-lot-from-fitbits-new-kid-focused-watch/
The Fitbit Ace LTE is like a Nintendo smartwatch for kids: https://www.theverge.com/2024/5/29/24166168/fitbit-ace-lte-kids-smartwatch-wearables
[06:22] New Study on AI Adoption:
AI products like ChatGPT much hyped but not much used, study says: https://www.bbc.com/news/articles/c511x4g7x7jo
Hardly any of us are using AI tools like ChatGPT, study says – here’s why: https://www.techradar.com/computing/artificial-intelligence/hardly-any-of-us-are-using-ai-tools-like-chatgpt-study-says-heres-why
What does the public in six countries think of generative AI in news? https://reutersinstitute.politics.ox.ac.uk/what-does-public-six-countries-think-generative-ai-news
[10:29] KFF Health Policy 101:
Full Resource: https://www.kff.org/health-policy-101/
KFF's Health Policy 101 Chapters:
The Affordable Care Act: https://www.kff.org/health-policy-101-the-affordable-care-act/
Congress, the Executive Branch, and Health Policy: https://www.kff.org/health-policy-101-congress-and-the-executive-branch-and-health-policy/
Employer-Sponsored Health Insurance: https://www.kff.org/health-policy-101-employer-sponsored-health-insurance/
Health Care Costs and Affordability: https://www.kff.org/health-policy-101-health-care-costs-and-affordability/
Health Policy Issues in Women's Health: https://www.kff.org/health-policy-101-health-policy-issues-in-womens-health/
International Comparison of Health Systems: https://www.kff.org/health-policy-101-international-comparison-of-health-systems/
Medicaid: https://www.kff.org/health-policy-101-medicaid/
Medicare: https://www.kff.org/health-policy-101-medicare/
Race, Inequality, and Health: https://www.kff.org/health-policy-101-race-inequality-and-health/
The Politics of Health Care and the 2024 Election: https://www.kff.org/health-policy-101-the-politics-of-health-care-and-the-2024-election/
The Regulation of Private Health Insurance: https://www.kff.org/health-policy-101-the-regulation-of-private-health-insurance/
The Uninsured Population and Health Coverage: https://www.kff.org/health-policy-101-the-uninsured-population-and-health-coverage/
The U.S. Government and Global Health: https://www.kff.org/health-policy-101-the-u-s-government-and-global-health/
[14:27] AHIP 2025 Certification Dates:
AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/
Resources:
5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524
9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595
AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517
Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Knight School Online Video Training Library: https://ritterim.com/knight-school/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday May 24, 2024
5 Social Media Trends for Insurance Agents in 2024
Friday May 24, 2024
Friday May 24, 2024
How do recent social media trends work (or not work!) for insurance agents? Sarah and Tina discuss the latest trends to help agents with their social strategies. Listen ‘til the end for a special invitation to a comprehensive social media marketing event tailored specifically to agents.
Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024
Don’t forget to answer this week’s question of the week: https://bit.ly/asgquestion
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517
Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60
How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809
How to Keep Social Media Professional and Personal Simultaneously: https://link.chtbl.com/ASG443
Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/
References:
11 social media trends you need to know in 2024: https://sproutsocial.com/insights/social-media-trends/
12 Emerging Social Media Trends in 2024: https://www.cmswire.com/digital-experience/12-emerging-social-media-trends-in-2024/
2024 Digital Media Trends: https://www2.deloitte.com/us/en/insights/industry/technology/digital-media-trends-consumption-habits-survey.html
Social Media Trends 2024: https://www.hootsuite.com/research/social-trends
The HubSpot Blog's 2024 Social Media Marketing Report: Data from 1400+ Global Marketers: https://blog.hubspot.com/marketing/hubspot-blog-social-media-marketing-report
The Top Marketing Trends of 2024 & How They've Changed Since 2023 [Data from 1400+ Global Marketers]: https://blog.hubspot.com/marketing/marketing-trends
THIS is how social media will change in 2024: https://www.youtube.com/watch?v=EAyUPsJ4JWY
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Friday May 17, 2024
AI Highlights from Google I/O 2024
Friday May 17, 2024
Friday May 17, 2024
The Friday Five for May 17, 2024:
Camp Ritter Employee Training Event Next Week
Talkspace Official Enters Medicare Market
IRS Announces HSA & HDHP Amounts for CY 2025
Apple Announces New Accessibility Features
Highlights from 2024 Google I/O Conference
How comfortable are you with AI? Answer this week’s question of the week: https://bit.ly/asgquestion
Talkspace Officially Enters Medicare Market:
Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare
Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch
Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members
Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members
Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/
IRS Announces HSA and HDHP Amounts for CY 2025:
IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits
IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/
IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025
Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/
Apple Announces New Accessibility Features:
Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/
Apple’s new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features
Highlights from 2024 Google I/O Conference:
Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024
Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more: https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html
Google now offers ‘web’ search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search
Resources:
5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510
Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/
Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/
Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Thursday Feb 03, 2022
Lessons Learned After 400 Episodes
Thursday Feb 03, 2022
Thursday Feb 03, 2022
After 400+ episodes of the Agent Survival Guide Podcast, we've learned some things! Rather than keep that knowledge to ourselves, we're sharing it with you... and asking for your stories, too!!!
What’s the best business lesson you ever learned? We want to know!
Email the ASG Podcast or call the hotline at 1-717-562-7211!
Mentioned in this episode:
Contact the Team at Ritter Insurance Marketing
Register for your FREE RitterIM.com account
Should You Hire an Assistant for Your Insurance Business?
More episodes you’ll like:
4 Myths About Dual-Eligible Special Needs Plan (D-SNP) Sales
8 Reasons Why Medicare Agents Should Sell ACA Plans
How Insurance Agents Can Learn About Their Social Media Audience
How to Successfully Set SMART Goals
Winter 2021 Podcast Recommendations
Articles to Share with Your Clients:
Getting Your Home Ready for Winter Storms
The Difference of Cooking with Fresh and Dry Herbs
What are State Pharmaceutical Assistance Programs?
Ritter Insurance Marketing eBooks & Guides:
Developing an Agency – Your Guide to Getting Started
Modern Medicare Marketing for Today’s Agents
The Complete Guide to Client Loyalty and Retention
The latest from Ritter’s Blog:
8 Reasons Why Medicare Agents Should Sell ACA Plans
The Part D SEP Triggers That Can Help You Post-AEP
Why Young Professionals Should Consider Becoming Insurance Agents
Subscribe & Follow:
Apple Podcasts
Google Podcasts
Overcast
Podbean
Spotify
Stitcher
Connect on social:
Facebook
LinkedIn
Twitter
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Instagram
TikTok
Sarah’s LinkedIn
Sarah’s Instagram

Tuesday Aug 11, 2020
9 Tips to Submitting an Error-Free Application
Tuesday Aug 11, 2020
Tuesday Aug 11, 2020
Want to avoid commissions and coverage delays on your Medicare applications? The secret is writing clean applications that won't get flagged during the submissions process. We've done the research for you! Use these 9 helpful tips to start writing cleaner applications.
Read the text version.
Contact our Team at Ritter Insurance Marketing
Mentioned in this episode:
Get Your FREE Medicare Site
More episodes you’ll like:
August 7, 2020 | The Friday Five
The Friday Five for August 7, 2020: Healthy Hacks for the Drive-Thru; Large Coffee, Hold the Calories; Pandemic Productivity Hacks; How to Ask For Referrals; and Self-Care During the COVID-19 Pandemic
Tips on How to Stay Productive While Working From Home
Maximize your productivity - even as you work from home! Let's face it, WFH is lasting longer than most of us thought. If you're struggling to stay productive right now, we get it! Try out our list of productivity hacks to get back on track.
5 Must-Haves for Every Insurance Agent This AEP
Are these must-haves part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight five essentials to simplify your Medicare sales this AEP.
The latest from Ritter’s Blog:
Tips for Becoming a Top-Producing Insurance Agency
Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.
FAQs About NAHU Medicare Certification
Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!
NEW: NAHU 2021 Medicare Certification Training
New this year, NAHU is offering a Medicare certification training for agents who’d like to sell 2021 Medicare Advantage and Part D products for the Annual Enrollment Period.
Subscribe & Follow:
Apple Podcasts
Google Podcasts
Overcast
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Spotify
Stitcher
Connect on social:
Facebook
Twitter
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LinkedIn

Wednesday Jul 29, 2020
Join Us Online for Ritter Summits 2020
Wednesday Jul 29, 2020
Wednesday Jul 29, 2020
You’re invited to Ritter Insurance Marketing’s Virtual Summits! We’re kicking off AEP 2021 with nine Summits for insurance agents! These Summits are interactive, tailored to your local markets, and you’ll be able to chat with our staff and the carriers we work with! During these online presentations, our carriers will reveal exclusive first looks for Medicare Advantage and Medicare Part D products, too. You don’t want to miss this AEP insurance training… Register today!
Register to Attend Ritter’s Virtual Summits
More episodes you’ll like:
2021 Medicare Advantage and Part D Certification Info
Looking for 2021 Medicare Advantage and Medicare Part D agent certification and product training details? Find out how to get carrier AHIP, Medicare Advantage certification, Part D certification, and product training details in one convenient place!
AHIP Test Tips & Tricks for Medicare Certification
Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode!
FAQs About NAHU Medicare Certification
Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! In this episode, we talk about the cost of NAHU certification, CE credits, training module topics, and more – you don’t want to miss it!!!
Ready to Join an FMO? 10 Things to Consider
Thinking about partnering with an FMO? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with a field marketing organization.
The Survivor's AEP Checklist
Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before we know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare.
The latest from Ritter’s Blog:
2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D
Ritter has everything you need to know about 2021 maximum broker commissions for Medicare Advantage and Medicare Part D initial enrollments. Note: Insurance providers are NOT REQUIRED to pay the maximum commission rate.
Ritter and Carrier Operations During the COVID-19 Pandemic
The COVID-19 virus has effectively changed the way the United States operates for the foreseeable future. A compilation of information from the carriers Ritter supports regarding their capacity to continue operations during the COVID-19 pandemic.
Here Are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries Most
Do you know what your Medicare clients likely spend the most money on out of pocket? Do your clients know what out-of-pocket costs they can expect with Medicare? The stats are in!
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