Agent Survival Guide Podcast
The Friday Five
Episodes
Friday Jul 19, 2024
Friday Jul 19, 2024
The Friday Five for July 19, 2024:
Target No Longer Accepts Personal Checks
Apple Watch Series 10 Rumors
Why Should Insurance Agents Hold In-Person Seminars?
Asset-Based LTCi vs. Traditional LTCi
Ritter Summits 2024
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Target No Longer Accepts Personal Checks:
Target will stop accepting personal checks: https://www.nbcnews.com/business/consumer/target-will-stop-accepting-personal-checks-rcna160702
Target will stop accepting personal checks next week. Are the days of the payment method numbered? https://apnews.com/article/target-stop-accepting-personal-checks-d42d5e5d1f3c9a5f08c1899526c305bb
Target will stop accepting this old-school form of payment: https://www.cnn.com/2024/07/10/business/target-personal-checks/index.html
Apple Watch Series 10 Rumors:
Apple May Be Bringing an Ultra-Sized Screen to the Series Watch 10: https://hypebeast.com/2024/7/apple-watch-ultra-screen-series-10-lineup
Apple Watch 10 tipped to get these 3 new features — but blood-pressure sensor faces 'snags': https://mashable.com/article/apple-watch-10-3-features-rumored-blood-pressure-sensor
Report: Apple Watch Series 10 to Offer Larger Screens and Faster Chip, but New Health Features in Trouble: https://www.macrumors.com/2024/07/07/series-10-larger-screens-and-faster-chip/
What’s Next for the Apple Watch: Bigger Screens But a Similar Look: https://www.bloomberg.com/news/newsletters/2024-07-07/apple-watch-series-10-ultra-3-details-bigger-screens-blood-pressure-challenge-lybjqp0q
Ritter Insurance Marketing Summits 2024:
Register for Ritter Summits: https://summits.ritterim.com/
Resources:
App Trends in 2024: https://link.chtbl.com/ASGA63
Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/
Medicare Supplement Plan Breakdown for Agents: https://link.chtbl.com/ASG604
Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/
Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705
TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Jul 12, 2024
Friday Jul 12, 2024
Ritter Insurance Marketing is saying goodbye to Shop & Enroll as we transition to Integrity’s PlanEnroll platform. Find out what agents need to know as we hear from Craig and answer some frequently asked questions.
Learn More About the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/
Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf
Still have questions about Shop & Enroll? Email us at ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail
Friday Jul 05, 2024
Friday Jul 05, 2024
The Friday Five for July 5, 2024:
AEP Prep & Upcoming Webinars and Events
Streaming Services Raising Prices This Summer
Streaming Picks July 2024
2024 Q3 Medicare Part B Drug Rebate List
Supreme Court Overrules Chevron Deference
AEP Prep & Upcoming Webinars and Events:
How to Present Short Term Care
New Agent Orientation
Ritter Docs Certification Center
Ritter Summits
Ritter's Weekly Roundup
Tech Tip Tuesdays (July)
The Ritter Report
Understanding the Integrity Platform
Streaming Services Raising Prices This Summer:
Another streaming platform will raise prices this summer: https://www.kgw.com/article/news/nation-world/paramount-plus-price-increase-details/507-349a34cd-e595-4c44-a348-bc6b6d8f86cc
Disney+, Hulu, Max Bundle: https://help.max.com/us/Answer/Detail/000002578
Netflix is starting to phase out its cheapest ad-free plan: https://www.theverge.com/2024/7/2/24190632/netflix-ad-free-basic-plan-discontinued
How to Watch the 2024 Summer Olympics Without Cable: https://www.pcmag.com/picks/the-best-ways-to-watch-the-olympics-without-cable
Paramount+ Prices to Increase for Most Subscribers Starting This August: https://variety.com/2024/tv/news/paramount-plus-price-streaming-increase-1236046774/
Peacock Price Increase: https://www.peacocktv.com/help/article/price-increase
Peacock's Pricier Plans: What to Know About the Subscription Increase: https://www.cnet.com/tech/services-and-software/peacock-pricier-plans-what-to-know-about-subscription-increase/
Spotify is increasing US prices again: https://www.theverge.com/2024/6/3/24170301/spotify-us-price-increase-plans
Spotify Launches Cheaper $10.99/Month Premium Plan Without Audiobooks: https://www.macrumors.com/2024/06/21/spotify-cheaper-premium-plan/
Spotify Plans More Price Increases in 2024: Report: https://www.billboard.com/business/streaming/spotify-price-increases-1235648181/
Warner Bros. Discovery hikes prices for Max streaming service: https://www.cnbc.com/2024/06/04/max-price-increases.html
What streaming costs in 2024: The price of Netflix, Disney Plus and more: https://www.tomsguide.com/news/what-streaming-costs-in-2024-the-price-of-netflix-disney-plus-and-more
Streaming Picks July 2024:
Everything Coming to Netflix, Disney+, Max & Other Streaming Services in July 2024: https://comicbook.com/tv-shows/news/streaming-new-july-2024-netflix-max-disney-hulu-paramount-prime-video-peacock/#18
2024 Q3 Medicare Part B Drug Rebate List:
Biden administration to lower costs for 64 drugs through inflation penalties on drugmakers: https://www.cnbc.com/2024/06/26/biden-to-lower-some-drug-costs-through-inflation-penalties.html
HHS Announces Cost Savings for 64 Prescription Drugs Thanks to the Medicare Rebate Program Established by the Biden-Harris Administration’s Lower Cost Prescription Drug Law: https://www.cms.gov/newsroom/press-releases/hhs-announces-cost-savings-64-prescription-drugs-thanks-medicare-rebate-program-established-biden
Medicare Rebate for 64 Medications to Start Rolling Out: Here's What to Know: https://www.cnet.com/health/medical/medicare-rebate-for-64-medications-to-start-rolling-out-heres-what-to-know/
Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/
Reduced Coinsurance for Certain Part B Rebatable Drugs Under the Medicare Prescription Drug Inflation Rebate Program (Q3 2024): https://www.cms.gov/files/document/reduced-coinsurance-certain-part-b-rebatable-drugs-july-1-september-30-2024.pdf
Supreme Court Overrules Chevron Deference:
5 Ways a New Supreme Court Ruling Could Shape Life, Health and Advice Regs: https://www.thinkadvisor.com/2024/06/28/5-ways-a-new-supreme-court-ruling-could-shape-life-health-and-advice-regs/
Chevron deference: https://www.law.cornell.edu/wex/chevron_deference
Chevron takeaways: Supreme Court ruling removes frequently used tool from federal regulators: https://apnews.com/article/supreme-court-chevron-regulations-environment-biden-536cb6a7e4bc744bbaa3f058637bbf6c
Loper Bright Enterprises v. Raimondo: https://www.law.cornell.edu/supremecourt/text/22-451#writing-22-451_CONCUR_5
How the Supreme Court’s blockbuster ‘Chevron’ ruling puts countless regulations in jeopardy: https://www.cnn.com/2024/06/30/politics/chevron-ruling-explained-supreme-court-meaning/index.html
How the Supreme Court's massive Chevron decision will affect climate policy: https://www.axios.com/2024/07/01/supreme-court-post-chevron-climate-policy
New Health Insurance Suit Could Affect DOL Fiduciary Rule Litigation: https://www.thinkadvisor.com/2024/05/24/new-health-insurance-suit-could-affect-dol-fiduciary-rule-litigation/
Supreme Court’s ‘Chevron’ ruling means changes for writing laws: https://rollcall.com/2024/06/28/supreme-courts-chevron-ruling-means-changes-for-writing-laws/
Supreme Court overrules Chevron deference, dealing blow to federal healthcare agencies: https://www.fiercehealthcare.com/regulatory/supreme-court-overrules-chevron-deference-dealing-blow-federal-healthcare-agencies
Supreme Court rules for fishermen in landmark ‘Chevron deference’ case: https://www.nationalfisherman.com/national-international/supreme-court-rules-for-fishermen-in-landmark-chevron-deference-case
Three NJ herring fishermen made history at the Supreme Court, but their fight isn't over: https://www.app.com/story/news/local/courts/2024/07/01/supreme-court-favors-nj-herring-fishermen-in-historic-chevron-case/74246290007/
Resources:
5 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG6005
5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524
Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60
Best Practices for Video Calls: https://link.chtbl.com/ASG597
Contact the ASG Podcast by Email: ASGPodcast@Ritterim.com or phone: 1-717-562-7211
Summer Podcast Recommendations: https://link.chtbl.com/ASG600
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Jun 28, 2024
Friday Jun 28, 2024
What if you could give being an insurance agent a practice run before giving up your full-time job? We get it! Learn how to start out as a part-time insurance agent before making the jump to a new career.
Read the text version
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607
9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/
Ritter Insurance Marketing Official Site: https://ritterim.com/
The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437
What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://ritterim.com/blog/what-todays-financial-environment-means-for-medicare-beneficiaries-and-agents/
Why Now is the Time to Start Selling Insurance: https://ritterim.com/blog/why-now-is-the-time-to-start-selling-insurance/
Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/
References:
Captive Agent: What it is, How it Works, Pros and Cons: https://www.investopedia.com/terms/c/captive-agent.asp
Five Tips for the Part-Time Agent: https://www.insurance-forums.com/practice-building/hiring-staffing/five-tips-for-the-part-time-agent/
Independent Agent: What It Is and What They Do: https://www.investopedia.com/terms/i/independent-agent.asp
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Jun 21, 2024
Friday Jun 21, 2024
The Friday Five for June 21, 2024:
AHIP 2024 Certification Down, CY 2025 Coming Soon
Medicare Part D Creditable Coverage in Employer Plans
Biden Administration Proposes Rule on Medical Debt
Done Telehealth & The CDC Advisory on Stimulant ADHD Meds
Amazon RxPass Expands to Medicare Beneficiaries
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
2025 Medicare Advantage & Part D Certification Info: https://ritterim.com/blog/2025-medicare-advantage-and-part-d-certification-info/
Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/
5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607
Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos
Join Us at the Summits! https://ritterim.com/blog/join-us-at-the-summits/
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437
AHIP 2024 Certification Down, CY 2025 Coming Soon:
Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training
What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/
Biden Administration Proposes Rule on Medical Debt:
CFPB Proposes to Ban Medical Bills from Credit Reports: https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-to-ban-medical-bills-from-credit-reports/
Even if Medical Debt Isn't on Your Credit Report, It Can Drag Down Your Credit: https://money.usnews.com/credit-cards/articles/even-if-medical-debt-isnt-on-your-credit-report-it-can-drag-down-your-credit
In sweeping change, Biden administration to ban medical debt from credit reports: https://abcnews.go.com/Politics/sweeping-change-biden-administration-ban-medical-debt-credit/story?id=110997906
Will CFPB’s Ban On Medical Debts From Credit Reports Help Patients? https://www.forbes.com/sites/gebai/2024/06/16/cfpbs-ban-on-medical-debts-from-credit-reports-will-harm-patients/
Done Telehealth & The CDC Advisory on Stimulant ADHD Meds:
CDC warns access to ADHD meds may be disrupted after arrests of health-care startup executives: https://www.cnn.com/2024/06/13/health/cdc-adhd-medication-alert/index.html
Disrupted Access to Prescription Stimulant Medications Could Increase Risk of Injury and Overdose: https://emergency.cdc.gov/han/2024/han00510.asp#print
FDA Drug Shortages Portal: https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages
Feds arrest Adderall telehealth CEO under Controlled Substances Act: https://www.theverge.com/2024/6/13/24178049/done-adhd-telehealth-controlled-substances-act-doj-fraud
Founder/CEO and Clinical President of Digital Health Company Arrested for $100M Adderall Distribution and Health Care Fraud Scheme: https://www.justice.gov/opa/pr/founderceo-and-clinical-president-digital-health-company-arrested-100m-adderall-distribution
Telehealth startup Done's CEO and clinical president arrested, charged with fraud: https://www.fiercehealthcare.com/health-tech/telehealth-startup-dones-ceo-and-clinical-president-arrested-charged-fraud
Amazon RxPass Expands to Medicare Beneficiaries:
Amazon Pharmacy expands RxPass subscription service to Medicare patients: https://www.fiercehealthcare.com/health-tech/amazon-pharmacy-expands-rxpass-subscription-service-medicare-patients
Amazon RxPass: https://pharmacy.amazon.com/rxpass
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Jun 14, 2024
Friday Jun 14, 2024
The Friday Five for June 14, 2024:
AHIP 2025 Certification Reminder
May 2024 CPI Report
June 2024 FOMC Meeting & Projections
Apple OS Updates from WWDC 2024
Apple Intelligence Features
Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
AHIP 2025 Certification Reminder:
AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/
Updates to the 2025 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2025-ahip-certification-you-should-know/
May 2024 CPI Report:
Consumer Price Index May 2024: https://www.bls.gov/news.release/pdf/cpi.pdf
June 2024 FOMC Meeting & Projections:
Fed holds rates steady, indicates only one cut coming this year: https://www.cnbc.com/2024/06/12/fed-meeting-today-on-interest-rate.html
The Fed expects to cut rates just once this year: https://www.cnn.com/business/live-news/markets-fed-meeting-06-12-24/index.html
Apple OS Updates from WWDC 2024:
Apple iOS 18 Preview: https://www.apple.com/ios/ios-18-preview/
Apple WatchOS Preview: https://www.apple.com/watchos/watchos-preview/
Live blog: Apple’s AI plans, iOS 18, and more at WWDC 2024: https://www.theverge.com/2024/6/10/24173603/wwdc-2024-live-blog-apple-event-ios-18-ai
watchOS 11 — Apple Watch is finally getting the fitness feature I’ve been waiting for: https://www.tomsguide.com/wellness/smartwatches/watchos-11-apple-watch-is-finally-getting-the-fitness-feature-ive-been-waiting-for
Apple Intelligence Features:
Apple Intelligence: https://www.apple.com/apple-intelligence/
Apple is giving Siri an AI upgrade in iOS 18: https://www.theverge.com/2024/6/10/24171936/apple-siri-ai-update-ios18-features-wwdc
iPhone Genmoji and Image Playground Let You Use AI to Create Emoji Responses That Don't Exist: https://www.cnet.com/tech/mobile/iphone-genmoji-and-image-playground-let-you-use-ai-to-create-emoji-responses-that-dont-exist/
Resources:
5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524
5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607
Agent's Guide to Video Communication Resources: https://link.chtbl.com/ASG596
Best Practices for Video Calls: https://link.chtbl.com/ASG597
Medicare Coverage for Mental Health Services & Substance Use Disorder: https://ritterim.com/blog/medicare-coverage-for-mental-health-services-and-substance-use-disorder/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Jun 07, 2024
Friday Jun 07, 2024
Getting ready to take your insurance license exam? A must-listen for those brand-new to the industry, Sarah outlines the process, where to get started, and what she learned while preparing to take her insurance license exam.
Questions about getting licensed to sell insurance? Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
Getting Licensed Knight School Module: https://ritterim.com/knight-school/selling-insurance/getting-licensed/1/
How Insurance FMOs Work eBook: https://ritterim.com/how-insurance-fmos-work/
Interested in Selling Insurance Knight School Module: https://ritterim.com/knight-school/selling-insurance/interested-selling-insurance/1/
Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593
Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437
Understanding FMOs Knight School Module: https://ritterim.com/knight-school/selling-insurance/understanding-fmos/1/
References:
Multiple Choice Test Taking Strategies: https://www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf
NAIC Map of State Insurance Department Resources: https://content.naic.org/state-insurance-departments
National Association of Insurance Commissioners Official Site: https://content.naic.org/
National Insurance Provider Registry Online (NIPR): https://nipr.com/
VARK® Modalities: What do Visual, Aural, Read/write & Kinesthetic really mean? https://vark-learn.com/introduction-to-vark/the-vark-modalities/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday May 31, 2024
Friday May 31, 2024
The Friday Five for May 31, 2024:
Medicare Sales Planner & ACA Agent Calendar
The Fitbit Ace LTE
New Study on AI Adoption
KFF Health Policy 101 Resource
AHIP 2025 Certification Dates
How do you like to learn? Answer this week’s question of the week here: https://bit.ly/asgquestion
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
[01:39] Medicare Sales Planner & ACA Agent Calendar:
ACA Agent Sales Calendar PDF: https://ritterim.com/documents/the-busy-aca-agents-sales-calendar.pdf
Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570
Medicare Agent Sales Planner PDF: https://ritterim.com/documents/busy-medicare-agent-sales-planner.pdf
Stay Organized with the Busy ACA Agent’s Sales Calendar: https://link.chtbl.com/ASG571
[02:39] Fitbit Ace LTE:
Google announced a smartwatch for kids — and it looks pretty good: https://www.businessinsider.com/google-smartwatch-kids-fitbit-ace-lte-2024-5
Introducing Fitbit Ace LTE: the smartwatch kids and parents will both love: https://blog.google/products/fitbit/fitbit-ace-lte-smartwatch-kids/
Smartwatches Can Learn a Lot From Fitbit's New Kid-Focused Watch: https://www.cnet.com/tech/mobile/smartwatches-can-learn-a-lot-from-fitbits-new-kid-focused-watch/
The Fitbit Ace LTE is like a Nintendo smartwatch for kids: https://www.theverge.com/2024/5/29/24166168/fitbit-ace-lte-kids-smartwatch-wearables
[06:22] New Study on AI Adoption:
AI products like ChatGPT much hyped but not much used, study says: https://www.bbc.com/news/articles/c511x4g7x7jo
Hardly any of us are using AI tools like ChatGPT, study says – here’s why: https://www.techradar.com/computing/artificial-intelligence/hardly-any-of-us-are-using-ai-tools-like-chatgpt-study-says-heres-why
What does the public in six countries think of generative AI in news? https://reutersinstitute.politics.ox.ac.uk/what-does-public-six-countries-think-generative-ai-news
[10:29] KFF Health Policy 101:
Full Resource: https://www.kff.org/health-policy-101/
KFF's Health Policy 101 Chapters:
The Affordable Care Act: https://www.kff.org/health-policy-101-the-affordable-care-act/
Congress, the Executive Branch, and Health Policy: https://www.kff.org/health-policy-101-congress-and-the-executive-branch-and-health-policy/
Employer-Sponsored Health Insurance: https://www.kff.org/health-policy-101-employer-sponsored-health-insurance/
Health Care Costs and Affordability: https://www.kff.org/health-policy-101-health-care-costs-and-affordability/
Health Policy Issues in Women's Health: https://www.kff.org/health-policy-101-health-policy-issues-in-womens-health/
International Comparison of Health Systems: https://www.kff.org/health-policy-101-international-comparison-of-health-systems/
Medicaid: https://www.kff.org/health-policy-101-medicaid/
Medicare: https://www.kff.org/health-policy-101-medicare/
Race, Inequality, and Health: https://www.kff.org/health-policy-101-race-inequality-and-health/
The Politics of Health Care and the 2024 Election: https://www.kff.org/health-policy-101-the-politics-of-health-care-and-the-2024-election/
The Regulation of Private Health Insurance: https://www.kff.org/health-policy-101-the-regulation-of-private-health-insurance/
The Uninsured Population and Health Coverage: https://www.kff.org/health-policy-101-the-uninsured-population-and-health-coverage/
The U.S. Government and Global Health: https://www.kff.org/health-policy-101-the-u-s-government-and-global-health/
[14:27] AHIP 2025 Certification Dates:
AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/
Resources:
5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524
9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595
AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517
Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Knight School Online Video Training Library: https://ritterim.com/knight-school/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday May 24, 2024
Friday May 24, 2024
How do recent social media trends work (or not work!) for insurance agents? Sarah and Tina discuss the latest trends to help agents with their social strategies. Listen ‘til the end for a special invitation to a comprehensive social media marketing event tailored specifically to agents.
Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024
Don’t forget to answer this week’s question of the week: https://bit.ly/asgquestion
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517
Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60
How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809
How to Keep Social Media Professional and Personal Simultaneously: https://link.chtbl.com/ASG443
Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/
References:
11 social media trends you need to know in 2024: https://sproutsocial.com/insights/social-media-trends/
12 Emerging Social Media Trends in 2024: https://www.cmswire.com/digital-experience/12-emerging-social-media-trends-in-2024/
2024 Digital Media Trends: https://www2.deloitte.com/us/en/insights/industry/technology/digital-media-trends-consumption-habits-survey.html
Social Media Trends 2024: https://www.hootsuite.com/research/social-trends
The HubSpot Blog's 2024 Social Media Marketing Report: Data from 1400+ Global Marketers: https://blog.hubspot.com/marketing/hubspot-blog-social-media-marketing-report
The Top Marketing Trends of 2024 & How They've Changed Since 2023 [Data from 1400+ Global Marketers]: https://blog.hubspot.com/marketing/marketing-trends
THIS is how social media will change in 2024: https://www.youtube.com/watch?v=EAyUPsJ4JWY
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday May 17, 2024
Friday May 17, 2024
The Friday Five for May 17, 2024:
Camp Ritter Employee Training Event Next Week
Talkspace Official Enters Medicare Market
IRS Announces HSA & HDHP Amounts for CY 2025
Apple Announces New Accessibility Features
Highlights from 2024 Google I/O Conference
How comfortable are you with AI? Answer this week’s question of the week: https://bit.ly/asgquestion
Talkspace Officially Enters Medicare Market:
Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare
Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch
Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members
Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members
Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/
IRS Announces HSA and HDHP Amounts for CY 2025:
IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits
IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/
IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025
Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/
Apple Announces New Accessibility Features:
Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/
Apple’s new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features
Highlights from 2024 Google I/O Conference:
Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024
Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more: https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html
Google now offers ‘web’ search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search
Resources:
5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510
Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/
Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/
Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday May 10, 2024
Friday May 10, 2024
The Friday Five for May 10, 2024:
Summer 2024 Menus from Dunkin’ & Starbucks
What Apple Announced at their "Let Loose" Event
CMS Update on ACA Unauthorized Enrollment & Switching
Medicare Trust Fund Solvency Extended Through 2036
Greater Access to Health Coverage for DACA Recipients
Are you Team Dunkin’ or Team Starbucks? Choose your side in this week’s ASG Podcast Question of the Week: https://bit.ly/asgquestion
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Summer 2024 Menus from Dunkin’ & Starbucks:
Dunkin’ Unleashes Its Sips Of Summer: Debuts Kiwi Watermelon Dunkin’ Refresher With $3 Deal For Rewards Members: https://news.dunkindonuts.com/news/early-summer-menu-2024
Summer’s On at Starbucks with New Summer-Berry Starbucks Refreshers Beverages: https://stories.starbucks.com/press/2024/summers-on-at-starbucks-with-new-summer-berry-starbucks-refreshers-beverages/
What Apple Announced at their "Let Loose" Event:
Apple iPad event: all the news from Apple’s ‘Let Loose’ reveal: https://www.theverge.com/2024/5/7/24150047/apple-ipad-let-loose-event-news-announcements
Everything announced at Apple's Let Loose iPad event: https://www.engadget.com/everything-announced-at-apples-let-loose-ipad-event-161005007.html
Everything Apple unveiled at its 'Let Loose' event: iPad Pro, Air, Pencil, M4, and more: https://www.zdnet.com/article/everything-apple-unveiled-at-its-let-loose-event-ipad-pro-air-pencil-m4-and-more/
Here’s Everything Apple Announced at Its 'Let Loose' iPad Event: https://gizmodo.com/everything-announced-at-apple-let-loose-ipad-event-1851461307
CMS Update on ACA Unauthorized Enrollment & Switching:
Alert: Unauthorized Agent and Broker Activity on ACA Marketplace: https://www.cms.gov/files/document/agent-broker-infographic-2024-final.pdf
CMS Statement on Agent and Broker Marketplace Activity, Update: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update
CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity
Medicare Trust Fund Solvency Extended Through 2036:
2024 Medicare Trustees Report: https://www.cms.gov/oact/tr/2024
Fact Sheet: 2024 Social Security and Medicare Trustees Reports: https://home.treasury.gov/system/files/136/TR-2024-Fact-Sheet.pdf
Medicare hospital trust fund extended by 5 years to 2036: https://www.fiercehealthcare.com/payers/medicare-hospital-trust-fund-extended-five-years-2036
Medicare Trust Fund Extends Solvency Another 5 Years: https://www.ajmc.com/view/medicare-trust-fund-extends-solvency-another-5-years
Medicare Hospital Trust Fund to Stay Solvent Until 2036, Trustees' Report Says: https://www.medpagetoday.com/publichealthpolicy/medicare/109997
Medicare Posts $12B Loss for 2023: https://www.thinkadvisor.com/2024/05/07/medicare-posts-12b-loss-for-2023/
Greater Access to Health Coverage for DACA Recipients:
Biden-Harris Administration Finalizes Policies to Increase Access to Health Coverage for DACA Recipients: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-finalizes-policies-increase-access-health-coverage-daca-recipients
Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, and a Basic Health Program: https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain
HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens: https://www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain
Resources:
2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
DOJ to Reschedule Marijuana: https://link.chtbl.com/ASGF20240503
How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-for-unauthorized-aca-plan-switching/
How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday May 03, 2024
Friday May 03, 2024
The Friday Five for May 3, 2024:
iPhone Silent Alarm Bug Fix
LinkedIn: Gaming & X Replacement?
FOMC April/May 2024 Meeting
Walmart Health to Shut Down
DOJ to Reschedule Marijuana
Which NYT game is your favorite? Answer our ASG Podcast question of the week here: https://bit.ly/asgquestion
iPhone Alarms Bug:
Apple confirms bug that is keeping some iPhone alarms from sounding: https://arstechnica.com/gadgets/2024/04/apple-confirms-bug-that-is-keeping-some-iphone-alarms-from-sounding/
If your iPhone alarm has gone quiet, Apple says it’s working on a fix: https://www.theverge.com/2024/4/30/24145296/apple-iphone-alarm-sounds-broken-ios-bug-fix-coming
Ring the alarm bells, the iPhone alarm isn’t working: https://techcrunch.com/2024/04/30/ring-the-alarm-bells-the-iphone-alarm-isnt-working/
LinkedIn: Gaming & X Replacement?
LinkedIn is the latest company to get in on gaming: https://www.theverge.com/24145605/linkedin-gaming-puzzle-game-nyt-wordle-netflix-games
LinkedIn is the Twitter/X rival no one is talking about: https://techcrunch.com/2024/05/01/linkedin-is-the-twitter-x-rival-no-one-is-talking-about/
LinkedIn launches gaming: 3 logic puzzles aimed at extending time spent on its networking platform: https://techcrunch.com/2024/05/01/linkedin-launches-gaming-three-logic-puzzles-aiming-to-extend-time-spent-on-its-networking-platform/
FOMC April/May 2024 Meeting:
Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf/
Personal Income and Outlays, March 2024: https://www.bea.gov/news/2024/personal-income-and-outlays-march-2024
Fed announces reduction in balance sheet runoff pace: https://www.reuters.com/markets/us/fed-announces-reduction-balance-sheet-runoff-pace-2024-05-01/
Fed holds interest rates at 23-year high as inflation continues to push back timing of a rate cut: https://www.cnn.com/business/live-news/markets-federal-reserve-meeting-05-01-24/index.html
Fed meeting recap: Powell pretty much rules out a hike as the central bank’s next move: https://www.cnbc.com/2024/05/01/fed-meeting-today-live-updates-on-may-fed-rate-decision.html
Federal Open Market Committee Meeting Schedule: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm
The Fed rate decision meeting is today. Here's their rate decision. https://www.cbsnews.com/news/federal-reserve-interest-rate-meeting-may-1-2024/
Walmart Health to Shut Down:
Walmart closing health care clinics, ending virtual services: https://thehill.com/policy/healthcare/4632752-walmart-closing-health-care-clinics-ending-virtual-services/
Walmart Health Is Closing: https://corporate.walmart.com/news/2024/04/30/walmart-health-is-closing
Walmart shuttering all 51 health centers, citing lack of profitability: https://www.fiercehealthcare.com/providers/walmart-shuttering-all-51-health-centers-virtual-care
Walmart will close all of its health care clinics: https://www.cnn.com/2024/04/30/business/walmart-closes-health-clinics/index.html
DOJ to Reschedule Marijuana:
Biden gives cannabis industry a badly needed win: https://www.axios.com/2024/05/01/biden-marijuana-reclassification-cannabis-industry
Drug Scheduling: https://www.dea.gov/drug-information/drug-scheduling
Justice Dept plans to reschedule marijuana as a lower-risk drug: https://www.cnn.com/2024/04/30/economy/dea-marijuana-rescheduling/index.html
Justice Dept. Recommends Easing Restrictions on Marijuana: https://www.nytimes.com/2024/04/30/us/politics/justice-department-reclassify-marijuana.html
US moves to reclassify marijuana in historic shift: https://www.bbc.com/news/world-us-canada-68932612
US poised to ease restrictions on marijuana in historic shift, but it’ll remain controlled substance: https://apnews.com/article/marijuana-biden-dea-criminal-justice-pot-f833a8dae6ceb31a8658a5d65832a3b8
What rescheduling marijuana would look like: https://thehill.com/policy/healthcare/4634174-rescheduling-marijuana-look-like/
Resources:
5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
How Agents Can Break into the Medicare World: https://ritterim.com/blog/how-agents-can-break-into-the-medicare-world/
How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588
Improve Your Customer Service with the Soft Skill of Negotiation: https://ritterim.com/blog/improve-your-customer-service-with-the-soft-skill-of-negotiation/
Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/
Medicaid Unwinding One Year Later: https://link.chtbl.com/ASGF20240426
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Apr 26, 2024
Friday Apr 26, 2024
The Friday Five for April 26, 2024:
Ritter Roadshows & MTM Summit
Apple Announces Let Loose Event
TikTok Ban Provision Passed
FTC Bans Noncompete Agreements
Medicaid Unwinding One Year Later
Answer this week’s poll: https://bit.ly/asgquestion
Upcoming Ritter Events:
Ritter Roadshows:
Florida (Boca Raton, FL)
Illinois (Schaumberg, IL)
Wisconsin (Wauwatosa, WI)
More Than Medicare (MTM) Summit: https://summits.ritterim.com/
Apple Announces Let Loose Event:
Apple announces May 7th event for new iPads: https://www.theverge.com/2024/4/23/24078670/apple-may-product-event-ipad-date
Apple announces special event for May 7: ‘Let Loose’: https://9to5mac.com/2024/04/23/apple-announces-special-event-for-may-7-let-loose/
Ross Young: New iPad Air won’t feature mini-LED after all, but a new mystery iPad is coming in Q4: https://9to5mac.com/2024/04/24/ross-young-new-ipad-air-wont-feature-mini-led-after-all-but-a-new-mystery-ipad-is-coming-in-q4/
Tim Cook hints at new Apple Pencil 3 coming next month – here’s what the rumors say: https://9to5mac.com/2024/04/23/tim-cook-hints-apple-pencil-3/
TikTok Ban Provision Passed:
Biden signs a bill that could ban TikTok — after the 2024 election: https://www.nbcnews.com/politics/congress/congress-biden-bill-ban-tiktok-when-2024-election-rcna148792
President Biden signs law to ban TikTok nationwide unless it is sold: https://www.npr.org/2024/04/24/1246663779/biden-ban-tiktok-us
FTC Bans Noncompete Agreements:
After 26,000 public comments, FTC to vote on rule banning noncompete agreements: https://www.npr.org/2024/04/23/1246430110/noncompete-agreements-ftc-ban-lina-khan
Business groups are fighting to keep your non-competes on the books: https://www.businessinsider.com/ban-noncompete-agreements-approved-ftc-challenges-await-2024-4
Fact Sheet on FTC’s Proposed Final Noncompete Rule: https://www.ftc.gov/news-events/news/press-releases/2024/04/fact-sheet-ftcs-proposed-final-noncompete-rule
FTC Announces Rule Banning Noncompetes: https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes
Noncompete Rule: https://www.ftc.gov/legal-library/browse/rules/noncompete-rule
Non-Compete Clause Final Rule: https://www.ftc.gov/system/files/ftc_gov/pdf/noncompete-rule.pdf
U.S. bans noncompete agreements for nearly all jobs: https://www.npr.org/2024/04/23/1246655366/ftc-bans-noncompete-agreements-lina-khan
Medicaid Unwinding One Year Later:
Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216
KFF Survey of Medicaid Unwinding: https://www.kff.org/medicaid/poll-finding/kff-survey-of-medicaid-unwinding/
Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://link.chtbl.com/ASGF20230106
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
Where Medicaid unwinding and disenrollments stand at the one-year mark: https://www.healthinsurance.org/blog/where-medicaid-unwinding-and-disenrollments-stand-at-the-one-year-mark/
Resources:
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Drug Shortage Resources & ACA Unauthorized Switching Update: https://link.chtbl.com/ASGF20240419
Health Care Provisions in Biden’s 2025 Budget: https://link.chtbl.com/ASGF20240315
Interview: Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/
Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/
Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Apr 19, 2024
Friday Apr 19, 2024
The Friday Five for April 19, 2024:
Instagram-Like TikTok Notes Begins Rollout
Rebel Moon Part 2 & The Tortured Poets Department
CPI Data for March 2024
Drug Shortage Resource for Agents
ACA Unauthorized Plan Switching Update
Vote for your favorite Taylor Swift album in our ASG Podcast Question of the Week Poll!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Instagram-Like TikTok Notes Begins Rollout:
TikTok Notes is basically Instagram for your TikTok account: https://www.engadget.com/tiktok-notes-is-basically-instagram-for-your-tiktok-account-170151958.html
TikTok Notes is the new competitor to Instagram. What is the app and how does it work? https://www.theguardian.com/media/2024/apr/18/tiktok-notes-instagram-competitor-launch-canada-australia-what-is-it-explainer
TikTok Notes starts rolling out as a new rival to Instagram: https://www.theverge.com/2024/4/17/24133311/tiktok-notes-photos-text-app-instagram
The Tortured Poets Department:
Apple Music: https://music.apple.com/us/album/the-tortured-poets-department/1736268193
Spotify: https://open.spotify.com/prerelease/5JeTM9iqdtLFfSFedipKdD?si=6ace8084c0f443c3
CPI Data for March 2024
Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf
Consumer Price Index (CPI) for March 2024 is Projected to Rise 3.4% Yera-Over-Year: https://insight.factset.com/consumer-price-index-cpi-for-march-2024-is-projected-to-rise-3.4-year-over-year
Consumer prices rose 3.5% from a year ago in March, more than expected: https://www.cnbc.com/2024/04/10/cpi-inflation-march-2024-consumer-prices-rose-3point5percent-from-a-year-ago-in-march.html
Here’s what would happen to the US economy if there are no rate cuts this year: https://www.cnn.com/2024/04/16/economy/what-if-no-rate-cuts-this-year/index.html
Inflation Back in the Picture as Markets Adapt to Delayed Interest Rate Cuts: https://www.usnews.com/news/economy/articles/2024-04-08/inflation-back-in-the-picture-as-markets-adapt-to-delayed-interest-rate-cuts
Stocks end the day higher even as blowout jobs report pushes some Fed officials to consider another rate hike: https://www.cnn.com/business/live-news/march-jobs-report-04-05-24/index.html
Stocks wobble after Powell warns that rate cuts will likely come later than expected: https://www.cnn.com/2024/04/16/business/chair-powell-discussion/index.html
The Fed may have pumped so much money into the economy that it's now taking way longer to cut rates: https://www.businessinsider.com/fed-powell-pump-money-us-economy-delayed-cut-interest-rate-2024-4
This Fed meeting is dangerous for markets. Here’s why: https://www.cnn.com/2024/03/20/investing/premarket-stocks-trading/index.html
US economy adds 303K jobs in March, much stronger than expected: https://www.foxbusiness.com/economy/us-jobs-report-march-2024
Watch Fed Chair Powell speak live during a policy forum in Washington: https://www.cnbc.com/2024/04/16/watch-fed-chair-powell-speak-live-during-a-policy-forum-in-washington.html
Drug Shortage Resource for Agents:
ASHP Calls for Policy Solutions as Drug Shortages Reach All-Time High: https://www.ashp.org/about-ashp/ceo-blogs/recent-blogs/ashp-calls-for-policy-solutions-as-drug-shortages-reach-all-time-high
Drug Shortages (FDA): https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages
Drug Shortages List from the American Society of Health-System Pharmacists (ASHP): https://www.ashp.org/drug-shortages/current-shortages/drug-shortages-list
Drug Shortages Statistics: https://www.ashp.org/drug-shortages/shortage-resources/drug-shortages-statistics
Healthy Returns: U.S. drug shortages reach record high, hitting Wegovy, ADHD medications: https://www.cnbc.com/2024/04/16/healthy-returns-us-drug-shortages-reach-record-high-hitting-wegovy.html
Hundreds of drugs are in short supply around the U.S., pharmacists warn: https://www.cbsnews.com/news/drug-shortages-adderall-adhd-chemo/
ACA Unauthorized Plan Switching Update:
CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity
Resources:
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
QR Code Scanner Apps: https://link.chtbl.com/ASGA56
The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/
Useful Apps that Teach You How to Cook: https://link.chtbl.com/ASGA57
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Friday Apr 12, 2024
Friday Apr 12, 2024
The Friday Five for April 12, 2024:
Ritter Insurance Marketing Roadshows
ACA Unauthorized Plan Switching
Spotify AI Playlist
2024 Senior Market Symposium
2025 CMS Marketplace Final Rule
What kind of pet(s) do you have at home? Vote in our Question of the Week Poll!
Ritter Roadshows:
Indiana (Carmel, IN)
Ohio (Columbus, OH)
Michigan (Ypsilanti, MI)
ACA Unauthorized Plan Switching:
2024 Unauthorized Plan Switch (UPS) Update: https://kffhealthnews.org/wp-content/uploads/sites/2/2024/03/UPS-Cross-_Year-_Updates-022624-5CR-022224.pdf
ACA Plans Are Being Switched Without Enrollees’ OK: https://kffhealthnews.org/news/article/aca-obamacare-plans-switched-without-enrollee-permission-investigation/
Unauthorized ACA plan switches drive call for action against rogue agents: https://www.npr.org/sections/health-shots/2024/04/08/1243328699/health-insurance-obamacare-aca-plan-switch-rogue-agents
Unauthorized sign-ups cast shadow on Obamacare’s record enrollment: https://www.washingtonpost.com/politics/2024/04/04/unauthorized-sign-ups-cast-shadow-obamacares-record-enrollment/
Spotify AI Playlist:
Spotify adds new ‘AI Playlist’ feature that uses text prompts: https://9to5google.com/2024/04/08/spotify-ai-playlist/
Spotify Premium Users Can Now Turn Any Idea Into a Personalized Playlist With AI Playlist in Beta: https://newsroom.spotify.com/2024-04-07/spotify-premium-users-can-now-turn-any-idea-into-a-personalized-playlist-with-ai-playlist-in-beta/
2024 Senior Market Symposium:
Craig Ritter’s Senior Market Symposium Keynote: https://ritterim.wistia.com/medias/3djxgzf9ex
2025 CMS Marketplace Final Rule:
2025 Marketplace Final Rule Changes Agents Should Know: https://ritterim.com/blog/2025-marketplace-final-rule-changes-agents-should-know/
HHS Finalizes Policies to Make Marketplace Coverage More Accessible and Expand Essential Health Benefits: https://www.cms.gov/newsroom/press-releases/hhs-finalizes-policies-make-marketplace-coverage-more-accessible-and-expand-essential-health
HHS Notice of Benefit and Payment Parameters for 2025 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2025-final-rule
Resources:
3 Growth Strategies for Your Insurance Sales Territory: https://link.chtbl.com/ASG5875
5 Alternative Apps to Replace Google Podcasts: https://link.chtbl.com/ASGF20240329
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
QR Code Scanner Apps: https://link.chtbl.com/ASGA56
The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/