Agent Survival Guide Podcast
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Episodes
Thursday Feb 29, 2024
Thursday Feb 29, 2024
Combine the power of Social Security knowledge with your Medicare expertise and watch your insurance business flourish! Learn how the Registered Social Security Analyst (RSSA®) certification works and why it’s a great move for agents selling health insurance.
Get started on your Registered Social Security Analyst (RSSA®) Certification!
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Turn Social Security Prospects into Medicare Clients: Become a Registered Social Security Analyst: https://ritterim.com/blog/turn-social-security-prospects-into-medicare-clients-become-a-registered-social-security-analyst/
References:
Official Registered Social Security Analysts (RSSA®) Website: https://rssa.com/
Registration link (with Ritter discount) for the Registered Social Security Analyst (RSSA®) program: https://rssa.com/ritter/
Friday Feb 23, 2024
KFF Poll on Affordability & ACA: Takeaways for Agents
Friday Feb 23, 2024
Friday Feb 23, 2024
The Friday Five for February 23, 2024:
Apple Music Replay Monthly
FDA Approves Severe Frostbite Treatment
New Audio Features from Samsung
Medicare Prescription Payment Plan Program
KFF Poll on Affordability & ACA: Takeaways for Agents
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575
A Financial Snapshot of Medicare Beneficiaries in 2023: https://link.chtbl.com/ASGF20240209
Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216
Learning from Lost Medicare Insurance Sales: https://link.chtbl.com/ASG576
Social Media Marketing Apps: https://link.chtbl.com/ASGA52
Apple Music Replay Monthly:
Apple Music introduces a monthly version of Replay: https://techcrunch.com/2024/02/20/apple-music-introduces-a-monthly-version-of-replay/
Apple Music Reply will recap listening habits monthly: https://www.theverge.com/2024/2/20/24078224/apple-music-reply-will-recap-listening-habits-monthly
FDA Approves Severe Frostbite Treatment:
FDA approves first treatment for severe frostbite: https://www.cnn.com/2024/02/14/health/iloprost-frostbite-fda/index.html
FDA Approves Iloprost for Severe Frostbite: https://www.medscape.com/viewarticle/fda-approves-iloprost-severe-frostbite-2024a10003cn?form=fpf
US FDA approves first treatment for severe frostbite: https://www.reuters.com/business/healthcare-pharmaceuticals/us-fda-approves-first-treatment-severe-frostbite-2024-02-14/
New Audio Features from Samsung:
Samsung details a host of audio upgrades coming to its phones, tablets, and TVs: https://www.theverge.com/2024/2/20/24078026/samsung-galaxy-buds-auracast-360-audio-auto-switch-support
Samsung is upgrading a bunch of audio capabilities on its phones, tablets and earbuds: https://www.engadget.com/samsung-is-upgrading-a-bunch-of-audio-capabilities-on-its-phones-tablets-and-earbuds-133533584.html
Medicare Prescription Payment Plan Program:
CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments: https://www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs
Draft CY 2025 Part D Redesign Program Instructions Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet
Fact Sheet: Medicare Prescription Payment Plan: https://www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf
Maximum Monthly Cap on Cost-Sharing Payments Under Prescription Drug Plans: Draft Part One Guidance on Select Topics, Implementation of Section 1860D-2 of the Social Security Act for 2025, and Solicitation of Comments: https://www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf
Medicare Prescription Payment Plan: Draft Part Two Guidance on Select Topics, Implementation of Section 1860D-2 of the Social Security Act for 2025, and Solicitation of Comments: https://www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf
Timeline: Medicare Prescription Payment Plan Implementation: https://www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf
KFF Poll on Affordability & ACA: Takeaways for Agents:
Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner & Damon Logan: https://link.chtbl.com/ASG494
Cross-Selling Cancer, Heart Attack and Stroke, and Critical Illness Insurance: https://ritterim.com/knight-school/expand-dominate/cross-sell/6/
How to Cross-Sell Insurance: The Advisor Approach: https://link.chtbl.com/ASG409
KFF Health Tracking Poll February 2024: Voters on Two Key Health Care Issues: Affordability and ACA: https://www.kff.org/affordable-care-act/poll-finding/kff-health-tracking-poll-february-2024-voters-on-two-key-health-care-issues-affordability-and-aca/
Questions for our Sales Team? Reach out for answers: https://ritterim.com/meet-your-sales-team/
Friday Dec 29, 2023
Top 5 Episodes of 2023
Friday Dec 29, 2023
Friday Dec 29, 2023
We’re counting down the top 5 Agent Survival Guide Podcast episodes of 2023! Did your favorite episode make the cut? Join Sarah as she highlights the year’s most popular episodes.
Episode Number Five: [01:31]
Episode Number Four: [15:38]
Episode Number Three: [40:09]
Episode Number Two: [50:02]
Episode Number One: [56:29]
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Links to Individual Episodes:
How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://link.chtbl.com/2023DanFord
Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523
Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://link.chtbl.com/ASG506
4 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG521
FMO vs. IMO vs. NMO vs MGA vs GA: What’s the Difference? https://link.chtbl.com/ASG508
Resources:
3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://link.chtbl.com/ASGAgentMethods2
5 Things About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASGF20230512
7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453
8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://link.chtbl.com/ASG448
Agent Survival Guide Podcast Official Site: https://www.ritterim.com/podcast
Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034
Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522
College Majors That Work Well In the Insurance Industry: https://link.chtbl.com/ASG516
Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533
Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/
Different Types of Annuities Explained: https://www.ritterim.com/blog/understanding-the-details-of-annuities/#different-types-of-annuities
Empowering Agents Through Technology featuring Aaron Kassover from AgentMethods: https://link.chtbl.com/ASG458
Find your Sales Specialist at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/
Fixed Annuities vs. Indexed Annuities: What’s the Difference? https://link.chtbl.com/ASG495
How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration
Understanding Single-Premium Immediate Annuities: https://www.ritterim.com/blog/understanding-single-premium-immediate-annuities/
Understanding the Details of Annuities: https://link.chtbl.com/ASG343
Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559
What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517
Your Step-by-Step Guide to Getting Started in Insurance Sales eBook: https://www.ritterim.com/free-guide/
References:
Agent Methods Official Site: https://www.agentmethods.com/
CMS Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines
CMS Memo [May 10, 2023] Definition of Marketing: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf
Medicare Advantage Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
ReminderMedia Official Site: https://remindermedia.com/
Saturday Nov 25, 2023
Medicare in 2030: Gen X and Beyond ft. Gabe Isaacson
Saturday Nov 25, 2023
Saturday Nov 25, 2023
2030 marks the year Gen X begins to age into Medicare. What changes will a new generation bring? Gabe Isaacson, Associate Partner at McKinsey & Company joins Sarah to discuss how the Medicare program might shift with this change in demographics, as well as many principals that will remain the same.
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546
5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013
7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547
365 Days of Motivation: https://link.chtbl.com/ASGF20231110
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman
Medicare Switching & AEP 2024 : https://link.chtbl.com/ASGF20230908
Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543
References:
McKinsey & Company Official Site: https://www.mckinsey.com/
McKinsey Blog: https://www.mckinsey.com/about-us/new-at-mckinsey-blog
Preparing for generations of Medicare growth: https://gisthealthcare.com/preparing-generations-medicare-growth/
Sweeping changes to Medicare Advantage: How payers could respond: https://www.mckinsey.com/industries/healthcare/our-insights/sweeping-changes-to-medicare-advantage-how-payers-could-respond
Friday Nov 24, 2023
Top 5 Holiday Movies
Friday Nov 24, 2023
Friday Nov 24, 2023
The results are in! Sarah unveils our list of the Top 5 Holiday Movies, chosen by our listeners and the staff here at Ritter Insurance Marketing.
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
More episodes you’ll like:
365 Days of Motivation: https://link.chtbl.com/ASGF20231110
Apps for the Holiday Season: https://link.chtbl.com/ASGA21
Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031
Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018
New Features Coming to Popular Apps: https://link.chtbl.com/ASGF20231117
Relaxing Logic Games: https://link.chtbl.com/ASGA045
Top 10 Holiday Toys 2023: https://link.chtbl.com/ASGTT202112
Tuesday Nov 21, 2023
Top 10 Holiday Toys 2023
Tuesday Nov 21, 2023
Tuesday Nov 21, 2023
No misfit toys here! Just Sarah and a special guest elf counting down the top 10 toys of the holidays. Which toy will be number one? What should’ve made the list? You’ll have to listen to find out!
List of Holiday Toys:
Beast Lab: Amazon | Official Site | Target | Walmart
Bitzee Interactive Digital Pet: Amazon | Official Site | Target | Walmart
Fisher-Price Laugh & Learn Mix & Learn DJ Table: Amazon | Official Site | Target | Walmart
Hasbro Furby (purple): Amazon | Official Site | Target | Walmart
Hogwart’s Legacy (Nintendo Switch): Amazon | Target | Official Site | Walmart
Magic Mixies Pixlings: Amazon | Official Site | Target | Walmart
MINTiD Dog-E Interactive Robot Dog: Amazon | Official Site | Target | Walmart
Sesame Street Elmo Slide Plush: Amazon | Official Site | Target | Walmart
Squishmallows: Amazon | Official Site | Target | Walmart
Super Mario Bros. Wonder (Nintendo Switch): Amazon | Official Site | Target | Walmart
Taco Cat Goat Cheese Pizza: Amazon | Official Site | Target | Walmart
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
More episodes you’ll like:
Top 10 Holiday Toys 2022: https://link.chtbl.com/ASGTT20221122
Top 10 Holiday Toys 2021: https://link.chtbl.com/ASGTT20211123
Top 10 Holiday Toys 2020: https://link.chtbl.com/ASGTT20201124
Top 10 Holiday Toys 2019: https://link.chtbl.com/ASGTT20191126
Tuesday Oct 31, 2023
7 Ways to Overcome Fear of Rejection
Tuesday Oct 31, 2023
Tuesday Oct 31, 2023
Don't get spooked! We've got tips to help insurance agents overcome the stress and anxiety that tend to accompany the fear of rejection.
Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013
CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman
eBooks and Guides for Insurance Agents: https://www.ritterim.com/guides/
Events & Webinars available through Ritter Insurance Marketing: https://www.ritterim.com/events/
Fact-Finder to use when meeting with clients: https://www.ritterim.com/downloads/knight-school-path-4-knight-school-fact-finder-worksheet.pdf
Knight School Online Training for Insurance Agents: https://www.ritterim.com/knight-school/
MA & PDP Compliant Sales Checklist: https://docs.ritterim.com/documents/compliance/ma-pdp-compliance-sales-checklist.pdf
Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018
Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543
References:
5 ways to Overcome the Fear of No and Turn Rejections into Positives: https://www.creativelive.com/blog/overcome-the-fear-of-no/
19 Ways to Conquer Fear of Rejection in Sales: https://replyco.com/brainery/ways-to-conquer-fear-of-rejection-in-sales/
Friday Oct 20, 2023
CMS Recap for Agents Selling Medicare During AEP 2024
Friday Oct 20, 2023
Friday Oct 20, 2023
The Friday Five for October 20, 2023:
2024 Medicare Part A and B Premiums and Deductibles
Medicare Supplement Deductibles and OOP Costs for 2024
The 2024 COLA Increase & How It Affects Your Clients
2024 Medicare Advantage and Part D Star Ratings
X (fka Twitter) to Test Annual Subscription Fee
Ask the Agent Survival Guide Podcast! Fill out the form, email us, or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter Insurance Marketing on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube
Agent Survival Guide Podcast on Facebook
Sarah on LinkedIn, Instagram, and Threads
Tina on LinkedIn
Resources:
5 Things Medicare Beneficiaries Report About Their Coverage in 2023
2024 Medicare Part A and B Premiums and Deductibles
CMS Releases 2024 Medicare Advantage and Part D Costs
Compare Medigap Plan Benefits
Here's What Medicare Costs in 2024
The 2024 COLA Increase & How It Affects Your Clients: Episode | Blog Post
The Definitive Guide to Getting Leads and Prospecting for Medicare Sales
References:
2024 Medicare Advantage and Part D Star Ratings
Biden-Harris Administration Prepares to Kick Off Medicare Open Enrollment and Releases 2024 Medicare Advantage and Part D Star Ratings
K & L Out-of-Pocket Limits Announcements
Medicare Advantage plan star ratings decline again in 2024
Not A Bot
What You'll Pay in Out-of-Pocket Medicare Costs in 2024
X, formerly known as Twitter, will begin charging new users $1 a year to access key features including the ability to tweet and retweet
X will start charging new users in two countries $1 per year
Tuesday Oct 17, 2023
The 2024 COLA Increase & How It Affects Your Clients
Tuesday Oct 17, 2023
Tuesday Oct 17, 2023
Stay up to date on industry news to keep your clients informed. In this episode we've got the details for the 2024 Cost of Living Adjustment, listen to find out more!
Read text version
Ask the Agent Survival Guide Podcast!Fill out the form: https://bit.ly/askasgEmail us: asgpodcast@ritterim.comOr call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/
2024 Medicare Part A & B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2024-medicare-part-a-and-b-premiums-and-deductibles/
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://agentsurvivalguide.podbean.com/e/5-things-medicare-beneficiaries-report-about-their-coverage-in-2023/
Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/
Register with Ritter, Get Access to Our Full Suite of Tools: https://app.ritterim.com/public/registration/
Thrive Tomorrow Kits: https://www.ritterim.com/kit-thrive/
References:
2024 Medicare Parts A & B Premiums and Deductibles: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles
CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts
Here’s how much more you’ll pay for Medicare Part B in 2020: https://www.cnbc.com/2019/11/11/heres-how-much-more-youll-pay-for-medicare-part-b-in-2020.html
Social Security Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf
U.S. Bureau of Labor Statistics Consumer Price Index: https://www.bls.gov/cpi/
Friday Oct 13, 2023
2024 Medicare Part A and B Premiums and Deductibles
Friday Oct 13, 2023
Friday Oct 13, 2023
THIS JUST IN: 2024 Medicare Part A and B premium and deductible numbers are live! Listen for details on the cost of Medicare for your clients in CY2024… just in time for the beginning of AEP.
Read text version
Ask the Agent Survival Guide Podcast!
Fill out the form: https://bit.ly/askasg
Email us: asgpodcast@ritterim.com
Or call 1-717-562-7211 and leave a voicemail.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
4 Ways to Calculate Your Clients' Life Insurance Needs: https://www.ritterim.com/blog/4-ways-to-calculate-your-clients-life-insurance-needs/
5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://agentsurvivalguide.podbean.com/e/5-things-medicare-beneficiaries-report-about-their-coverage-in-2023/
Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/
Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/
Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/
The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/
Thrive Tomorrow Kits: https://www.ritterim.com/kit-thrive/
Ways to Stay Productive on the Go: https://agentsurvivalguide.podbean.com/e/ways-to-stay-productive-on-the-go/
What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/
What Beneficiaries Value Most in Medicare Advantage Plans: https://www.ritterim.com/blog/what-beneficiaries-value-most-in-medicare-advantage-plans/
References:
A Snapshot of Sources of Coverage Among Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/a-snapshot-of-sources-of-coverage-among-medicare-beneficiaries
2024 Social Security Changes - COLA Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf
2024 Medicare Parts A & B Premiums and Deductibles: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles
CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts
Social Security cost-of-living adjustment will be 3.2% in 2024, well below this year’s record-setting increase: https://www.cnbc.com/2023/10/12/social-security-announces-the-cost-of-living-adjustment-for-2024.html
Thursday Sep 28, 2023
2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman
Thursday Sep 28, 2023
Thursday Sep 28, 2023
Sarah interviews Alyson Seighman, Compliance & Risk Management Lead for Ritter Insurance Marketing. Join them as they discuss the recent compliance regulation updates from CMS. If you're an agent selling Medicare Advantage and Medicare Part D, you don't want to miss this episode.
Mentioned in This Episode:
Ritter Compliance Program*: https://docs.ritterim.com/compliance/compliance-at-ritter/
Email our compliance team at complianceofficer@ritterim.com with your compliance questions!
TPMO Disclaimer for agents that DO NOT represent all MA/Part D plans within a service area:
“We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”
TPMO Disclaimer for agents that represent ALL MA/Part D plans within a service area:
“Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.”
*Must be registered and logged into ritterim.com for access.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2023/
CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/
CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/
References:
2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f
CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf
Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
Tuesday Jul 11, 2023
2024 Medicare Advantage and Part D Certification Info
Tuesday Jul 11, 2023
Tuesday Jul 11, 2023
No more struggling to keep certification details straight… get all the info in one place! Find out how we keep you informed during prep season so you can breathe easier and still enjoy summer. Read the text version.
Not registered with RitterIM.com yet? No problem! Get started here: https://app.ritterim.com/public/registration/ (Tell them the Agent Survival Guide sent you 😉)
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Carrier Certification Weekly Roundup: https://www.ritterim.com/blog/the-latest-available-2024-ma-pdp-carrier-certifications/
eBooks and Guides for Insurance Agents selling Medicare: https://www.ritterim.com/guides/
Ritter’s Certification Center: https://docs.ritterim.com/products/certification/
Monday May 15, 2023
Monday May 15, 2023
CMS recently updated their definition of marketing for agents selling Medicare Advantage, Medicare Part D, and Medicare Cost Plans, with changes that apply to both the intent and content of marketing. Listen to learn if your marketing materials will be affected and how Ritter can help.
Read the text version
Compliance questions? We have answers! Send your questions to our compliance team: complianceofficer@ritterim.com
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/
CMS Definition of Marketing Memo: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf
Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/
Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/
Generate Medicare Leads Using Marketing Materials From ShopRitterIM: https://agentsurvivalguide.podbean.com/e/generate-medicare-leads-using-marketing-materials-from-shopritterim/
References:
2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f
CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf
Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V
Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines
Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V
Ritter Insurance Marketing Products (ShopRitterIM): https://shopritterim.com/
Tuesday Apr 25, 2023
The Future of Medicare Part D: The Push Toward MAPD
Tuesday Apr 25, 2023
Tuesday Apr 25, 2023
Join us for an episode written by Ritter Insurance Marketing’s CEO Craig Ritter. Explore recent enrollment trends and get the details of CMS’ plan for new legislation in the coming years.
Read the text version
Rethinking the Senior Market webinar: https://insurancenewsnet.com/innarticle/rethinking-the-senior-market-a-look-at-new-products-medicare-challenges
Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
Getting Started Selling Medicare Supplements: https://agentsurvivalguide.podbean.com/e/getting-started-selling-medicare-supplements/
How Medicare Helps Your Clients Stay Healthy: https://agentsurvivalguide.podbean.com/e/how-medicare-helps-your-clients-stay-healthy/
How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/how-to-help-your-clients-get-the-most-out-of-their-medicare-advantage-plans/
What’s the Difference Between an HMO and a PPO: https://living.medicareful.com/whats-the-difference-between-an-hmo-and-a-ppo
What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/
What Seniors Value Most in an MA Plan: https://agentsurvivalguide.podbean.com/e/what-seniors-value-most-in-an-ma-plan-asg175/
Why People Are Choosing Part C Over Original Medicare: https://agentsurvivalguide.podbean.com/e/why-people-are-choosing-part-c-over-original-medicare/
References:
Explaining the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/medicare/issue-brief/explaining-the-prescription-drug-provisions-in-the-inflation-reduction-act/
HHS Secretary Responds to the President’s Executive Order on Drug Prices: https://www.cms.gov/newsroom/press-releases/hhs-secretary-responds-presidents-executive-order-drug-prices
How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/
Key Facts About Medicare Part D Enrollment and Costs in 2022: https://www.kff.org/medicare/issue-brief/key-facts-about-medicare-part-d-enrollment-and-costs-in-2022/
Lowering Prescription Drug Costs for Americans: https://www.federalregister.gov/documents/2022/10/19/2022-22834/lowering-prescription-drug-costs-for-americans
Medicare Costs: https://www.medicare.gov/basics/costs/medicare-costs
Removal of Safe Harbor Protection for Rebates Involving Prescription Pharmaceuticals: https://www.cms.gov/Research-Statistics-Data-and-Systems/Research/ActuarialStudies/RxSafeHarbor
Who Didn’t Get a Second Shingrix Shot? Implications for Multidose COVID-19 Vaccines: https://www.kff.org/medicare/issue-brief/who-didnt-get-a-second-shingrix-shot-implications-for-multidose-covid-19-vaccines/
Thursday Mar 16, 2023
2023 State of the Senior Market: In Review
Thursday Mar 16, 2023
Thursday Mar 16, 2023
In case you missed it, we’re recapping our State of the Senior Market 2023 event. Craig Ritter reported on Medicare enrollment stats, industry trends, and upcoming regulations proposed by CMS in their 2024 Advance Notice.
Read the text version
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Resources:
5 Things About CallVault (Compliant Sales Call Recording): https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/
2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://agentsurvivalguide.podbean.com/e/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/
Here’s How You Can Record Your Medicare Sales Calls Like a Pro Using CallVault: https://www.ritterim.com/blog/heres-how-you-can-record-your-medicare-sales-calls-like-a-pro-using-callvault/
Health Risk Assessment Instructions - The Ritter Platform: https://docs.ritterim.com/products/hra/ (Requires RitterIM.com login)
How to Write a Medicare Supplement Call Script that Really Works: https://agentsurvivalguide.podbean.com/e/how-to-write-a-medicare-supplement-call-script-that-really-works-2022/
Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/
Major Compliance Changes Are Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/
Ritter Insurance Marketing Joins Integrity Marketing Group: https://www.ritterim.com/blog/ritter-insurance-marketing-joins-integrity-marketing-group/
Ritter Carriers: https://www.ritterim.com/products/by-carrier/
The Future of Medicare Part D: The Push Toward MAPD: https://www.ritterim.com/blog/the-future-of-medicare-part-d-the-push-toward-mapd/
The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/
The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/
Watch the full State of the Senior Market presentation by Craig Ritter: https://www.ritterim.com/blog/2023-state-of-the-senior-market-in-review/
What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/
Why We Added Multi-Factor Authentication to Ritter Logins: https://www.ritterim.com/blog/why-we-added-multi-factor-authentication-to-ritter-logins/