Agent Survival Guide Podcast

On the Road with Robert Rothschild

 
Don’t fall asleep at the wheel! Robert Rothschild is here to talk Ritter Roadshows and what agents attending can expect.
 
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
 
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule

 
Press play to hear the breakdown of the 2026 ACA final rule affects you and your clients!
 
Read the text version
  
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
 
Resources:
2025 ACA Open Enrollment Hits All-Time High: https://lnk.to/asgf20250124
Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/
Carriers with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/
FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/  
How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/
How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/Lw5Dmc
Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/
Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd
What ACA Agents Can Expect From the 2026 Proposed Marketplace Rule: https://ritterim.com/blog/what-aca-agents-can-expect-from-the-2026-proposed-marketplace-rule/
Understanding ACA Plan Metal Tiers: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf
 
Forms:
ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-authorization-live-call-script.pdf
ACA Consumer Marketplace Authorization Form: https://ritterim.com/documents/aca-consumer-marketplace-authorization-form.pdf
ACA Eligibility Application Attestation Form: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf
ACA Eligibility Application Attestation Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf
 
References:
“CMS Model Content Form for Marketplace Agents and Brokers” CMS, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/cms-model-consent-form-marketplace-agents-and-brokers.pdf. Accessed 3 Feb. 2025.
“HHS Notice of Benefit and Payment Parameters for 2026 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-final-rule. Accessed 3 Feb. 2025.
“HHS Notice of Benefit and Payment Parameters for 2026 Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-proposed-rule. Accessed 3 Feb. 2025.
“HHS Notice of Benefit and Payment Parameters for 2024 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule. Accessed 3 Feb. 2025.
 
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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

On the Road with Damon Logan

 
Get on track with Damon Logan! We chat about Ritter Roadshows and what agents can expect when they attend.
 
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
 
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

On the Road with Jason Meyers

 
Hit the road with Jason Meyers! We talk about what agents can expect when attending Ritter Roadshows.
 
Upcoming Events & Webinars for Insurance Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for upcoming Ritter Summits: https://summits.ritterim.com/
 
Not registered with Ritter? See what our FMO is all about: https://ritterim.com/
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Diversify Your Insurance Portfolio & Reap Real Rewards

 
Ready to scale, but not sure where to start? Maximize your reach by building out your sales portfolio! We explain the benefits of a diverse insurance portfolio complete with the “how-to-do-it” framework.
 
Read the text version
 
Claim Your FREE Portfolio Review Today!
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/ 
Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Interview: Boost Your Commissions with a New Hospital Indemnity Sales Strategy: https://ritterim.com/blog/interview-boost-your-commissions-with-a-new-hospital-indemnity-sales-strategy/ 
Interview: Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl
Knight School Expand & Dominate Learning Path: https://ritterim.com/knight-school/expand-dominate/
Learn About the Ritter Certification Center: https://ritterim.com/ritter-certification-center/
Meet Your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/ 
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
REWIND: 8 Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl
Ritter Insurance Marketing Webinar and Events: https://ritterim.com/events/
The Beginner’s Guide to D-SNPs: https://lnk.to/asg648
The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook/
The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/
 
References:
Lopes, Lunna, et al. “Americans’ Challenges with Health Care Costs.” KFF.Org, KFF, 7 May 2024, www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/.
Moynihan, Kyle. “Fidelity Investments® Releases 2024 Retiree Health Care Cost Estimate as Americans Seek Clarity Around Medicare Selection.” Fidelity, Fidelity, 8 Aug. 2024, newsroom.fidelity.com/pressreleases/fidelity-investments--releases-2024-retiree-health-care-cost-estimate-as-americans-seek-clarity-arou/s/7322cc17-0b90-46c4-ba49-38d6e91c3961.
Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF.Org, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.
Vandenboss, Kevin. “The Average Millionaire Has 7 Sources Of Income - Here Are 3 You Can Start Building Today.” Finance.Yahoo.Com, Yahoo! Finance, 30 May 2024, finance.yahoo.com/news/average-millionaire-7-sources-income-164311915.html.
Farrell, Chris. “Why Multigenerational Households Are Making a Comeback in a Big Way.” Marketplace.Org, Marketplace, 3 Apr. 2024, www.marketplace.org/2024/04/03/multigenerational-households-housing-affordability/.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

Medicare Advantage Open Enrollment Do's and Don'ts

 
We walk through some compliance practices you should be following during the Medicare Advantage Open Enrollment Period (MA OEP)!
 
Read the text version
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
 
Resources:
2025 Medicare Part D Redesign Updates: https://ritterim.com/blog/2025-medicare-part-d-redesign-updates/
How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C
Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/
Things to Think About Post-AEP: https://ritterim.com/blog/things-to-think-about-post-aep/
The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-2-keeping-in-touch-with-clients/
Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn
 
References:
“Limited Income and Resources.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/training-education/partner-outreach-resources/low-income-subsidy-lis. Accessed 10 Feb. 2025.
“Special Enrollment Periods.” Medicare.Gov, Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 Feb. 2025.
“When Does Medicare Coverage Start?” Medicare, https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Accessed 5 Feb. 2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

SNP Summit Registration is Live

 
The Friday Five for February 28, 2025:
Budget Reconciliation & Healthcare
More iPhone Silent Alarm Issues
Adobe Launches Photoshop Mobile
Streaming Picks for March 2025
SNP Summit Registration is Live
 
Register for the Ritter Insurance Marketing SNP Summit!
 
Budget Reconciliation & Healthcare:
Tong, Noah. “House Budget Plan Advances, Paving Way for Major Medicaid Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 26 Feb. 2025, www.fiercehealthcare.com/payers/house-budget-plan-advances-paving-way-major-medicaid-cuts.
“Overview of Potential Medicaid Changes in 2025 Budget Reconciliation Bill.” Gih.Org, Grantmakers In Health, 25 Feb. 2025, www.gih.org/publication/issue-focus-overview-of-potential-medicaid-changes-in-2025-budget-reconciliation-bill/.
Sanger-katz, Margot, and Alicia Parlapiano. “The House Wants to Pass Trump’s Agenda in One Big Bill. Here’s What’s in It.” Nytimes.Com, The New York Times, 25 Feb. 2025, www.nytimes.com/interactive/2025/02/21/upshot/house-gop-budget-blueprint.html.
Wendling, Mike. “US House Narrowly Passes Trump-Backed Spending Bill.” Bbc.Com, BBC News, 26 Feb. 2025, www.bbc.com/news/articles/cp9yx7e13ryo.
 
More iPhone Silent Alarm Issues:
Shakir, Umar. “Apple’s Weird iPhone Alarm Problems Are Still Happening.” Theverge.Com, The Verge, 10 Jan. 2025, www.theverge.com/2025/1/9/24340238/apple-iphone-alarm-broken-timing-failed.
Neely, Amber. “If Your iPhone Alarms Aren’t Going off, You’re Not Alone.” AppleInsider.Com, AppleInsider, 23 Jan. 2025, appleinsider.com/articles/25/01/23/if-your-iphone-alarms-arent-going-off-youre-not-alone.
Bologna, Caroline. “Some iPhone Users Are Reporting A Major Issue With Their Alarm. Here’s What’s Happening.” HuffPost.Com, HuffPost, 24 Feb. 2025, www.huffpost.com/entry/iphone-alarm-silent-issue_l_67bc894be4b05645f4fee06e.
 
Streaming Picks for March 2025:
Koc, Demet. “Coming to Streaming in March 2025.” Nexuspointnews.Com, Nexus Point News, 25 Feb. 2025, www.nexuspointnews.com/post/coming-to-streaming-in-march-2025.
 
Adobe Launches Photoshop Mobile:
Weatherbed, Jess. “Adobe’s New Photoshop App for iPhone Is More like the Real Thing.” Theverge.Com, The Verge, 25 Feb. 2025, www.theverge.com/news/618859/adobe-photoshop-mobile-iphone-android-app-availability.
“Adobe Photoshop Brings World’s Leading Image and Design App to Mobile to Empower Next Generation of Creators.” News.Adobe.Com, Adobe, 25 Feb. 2025, news.adobe.com/news/2025/02/photoshop-mobile-web.
Wilson, Mark. “At Last, Adobe Photoshop Comes to the iPhone (and It Just Might Be Great).” Fastcompany.Com, Fast Company, 25 Feb. 2025, www.fastcompany.com/91283790/at-last-adobe-photoshop-comes-to-the-iphone-and-it-just-might-be-great.
 
SNP Summit Registration & Other Events for Agents:
Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf
Ritter Insurance Marketing Events: https://ritterim.com/events/
Registration for Ritter SNP Summit: https://summits.ritterim.com/
 
Resources:
4 Myths About Dual Eligible Special Needs Plans (D-SNP) Sales: https://lnk.to/asg650 
Apps for Cyber Security: https://lnk.to/asga80
Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647
The Beginner's Guide to D-SNPs: https://lnk.to/asg648
The Postseason Game Plan for Agents: https://lnk.to/asgf20250214
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Agent Apps | Apps for Cyber Security

 
Keeping your information safe online is vital to protect you and your loved ones. Learn about how these cyber security apps can help guard against bad actors.
 
Aura: https://www.aura.com/BitWarden: https://bitwarden.com/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
Events & Webinars with Ritter Insurance Marketing: https://ritterim.com/events/
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Medicare Supplements Fill the Gaps in Your Portfolio: https://ritterim.com/blog/medicare-supplements-fill-the-gaps-in-your-portfolio/
Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644
The Guide to Making Money Selling Health Insurance FREE eBook: https://ritterim.com/making-money-selling-insurance/
References: 
“Best Password Manager for Business, Enterprise & Personal: Bitwarden.” Bitwarden, https://bitwarden.com/. Accessed 28 Jan. 2025.
“Intelligent Digital Safety for the Whole Family.” Aura, https://www.aura.com/. Accessed 28 Jan. 2025.
Fragoso, Jason. “Is Identity Guard Legit? What You Need to Know.” Aura, Aura, 22 Nov. 2024, https://www.aura.com/learn/is-identity-guard-legit.
“Healthcare Data Breach Statistics.” HIPAA Journal, https://www.hipaajournal.com/healthcare-data-breach-statistics/. Accessed 30 Jan. 2025.
“More than 1.7 Billion Individuals Had Personal Data Compromised in 2024.” HIPAA Journal, https://www.hipaajournal.com/1-7-billion-individuals-data-compromised-2024/. Accessed 30 Jan. 2025.
“Why Medical Records Are 10 Times More Valuable than Credit Card Info.” Why Medical Records Are 10 Times More Valuable Than Credit Card Info, Cyber Policy, https://www.cyberpolicy.com/cybersecurity-education/why-medical-records-are-10-times-more-valuable-than-credit-card-info. Accessed 30 Jan. 2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

4 Myths About Dual Eligible Special Needs Plan (D-SNP) Sales

 
You might have heard some misconceptions about Dual Eligible Special Needs Plans. In this episode we’re busting those myths and highlighting D-SNPs’ potential!
 
Read the text version
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
Agent’s Guide to Digital Marketing Resources: https://lnk.to/D18qeY
Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/
Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://lnk.to/tj8oG1
Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/
Get Your Insurance Portfolio Reviewed for FREE: https://ritterim.com/portfolio/
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
The Beginner’s Guide to D-SNPs: https://lnk.to/asg648
 
References:
Freed, Salama, et al. “10 Things to Know about Medicare Advantage Dual-Eligible Special Needs Plans (D-Snps).” KFF, KFF, https://www.kff.org/medicare/issue-brief/10-things-to-know-about-medicare-advantage-dual-eligible-special-needs-plans-d-snps/. Accessed 31 Jan. 2025.
Pena, Maria T., et al. “A Profile of Medicare-Medicaid Enrollees (Dual Eligibles).” KFF, KFF, 17 Feb. 2023, https://www.kff.org/medicare/issue-brief/a-profile-of-medicare-medicaid-enrollees-dual-eligibles/.
“Beneficiaries Dually Eligible for Medicare & Medicaid.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/outreach-and-education/medicare-learning-network-mln/mlnproducts/downloads/medicare_beneficiaries_dual_eligibles_at_a_glance.pdf. Accessed 31 Jan. 2025.
Biniek, Jeannie Fuglesten, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.
Johnston, Kenton J., et al. “Nationwide Availability of and Enrollment in Medicare and Medicaid Dual-Eligible Special Needs Plans With Exclusively Aligned Enrollment.” Jama Network, Jama Health Forum, https://jamanetwork.com/journals/jama-health-forum/fullarticle/2824902. Accessed 31 Jan. 2025.
“New Special Enrollment Periods (Seps) for Dually Eligible ...” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/duals-lissepsjobaid01012025.pdf. Accessed 31 Jan. 2025.
“Seniors & Medicare and Medicaid Enrollees.” Medicaid.Gov, https://www.medicaid.gov/medicaid/eligibility/seniors-medicare-and-medicaid-enrollees/index.html. Accessed 31 Jan. 2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

Projections on Nursing Home Demand in 2030

 
The Friday Five for February 21, 2025:
Golden Birthday Cake Oreos Return
Amazon Kindle Update
RFK Jr. Confirmed as HHS Secretary
ACA Navigator Program Funding Cut
Nursing Home Demand Projections
 
Golden Birthday Cake Oreos Return:
Fink, Bailey. “Oreo Is Releasing 2 New Flavors—and Making One Permanent.” Allrecipes.Com, Allrecipes, 18 Feb. 2025, www.allrecipes.com/oreo-new-cookies-february-2025-11680020.
Bivins, Kenn. “Oreo Just Brought Back a ‘GOAT’ Flavor That Has Fans ‘Beyond Excited.’” Parade.Com, Parade, 19 Feb. 2025, parade.com/food/oreo-golden-birthday-cake-returns-2025.
Robledo, Anthony. “Oreo Reveals New Flavors: Double Chocolate Cakesters and Golden Birthday Cake.” USA Today, Gannett Satellite Information Network, 19 Feb. 2025, www.usatoday.com/story/money/food/2025/02/18/oreo-new-flavors/79126601007/.
 
Amazon Kindle Update:
Liszewski, Andrew. “Amazon’s Killing a Feature That Let You Download and Backup Kindle Books.” Theverge.Com, The Verge, 14 Feb. 2025, www.theverge.com/news/612898/amazon-removing-kindle-book-download-transfer-usb.
“Download Your Kindle Books ASAP - before Amazon Kills This Feature next Week.” Zdnet.Com, ZDNET, 18 Feb. 2025, www.zdnet.com/article/download-your-kindle-books-asap-before-amazon-kills-this-feature-next-week/.
Younker, Scott. “Hurry! Download Your Kindle eBooks before Amazon Won’t Let You Anymore.” Tomsguide.Com, Tom’s Guide, 19 Feb. 2025, www.tomsguide.com/tablets/e-readers/hurry-download-your-kindle-ebooks-before-amazon-wont-let-you-anymore.
Heinzman, Andrew. “Kindle Is Making It Harder to Switch to Rival eReader Brands.” Howtogeek.Com, How-To Geek, 14 Feb. 2025, www.howtogeek.com/kindle-discontinues-download-transfer-via-usb/.
 
RFK Jr. Confirmed as HHS Secretary:
Simmons-Duffin, Selena. “RFK Jr. Confirmed as Trump’s Health Secretary, over Democrats’ Loud Objections.” Npr.Org, NPR, 13 Feb. 2025, www.npr.org/sections/shots-health-news/2025/02/13/nx-s1-5294591/rfk-jr-trump-health-human-services-hhs-vaccines.
Weber, Lauren, and Rachel Roubein. “RFK Jr. Confirmed, Elevating Anti-Vaccine Activist to Nation’s Top Health Post.” Washingtonpost.Com, Washington Post, 13 Feb. 2025, www.washingtonpost.com/health/2025/02/13/robert-kennedy-hhs-secretary-confirmation-vote/.
Beavins, Emma, and Dave Muoio. “RFK Jr. Sworn in as Head of HHS Following 52-48 Senate Vote.” Fiercehealthcare.Com, Fierce Healthcare, 13 Feb. 2025, www.fiercehealthcare.com/regulatory/senate-confirms-rfk-jr-head-hhs-52-48-vote.
Cueto, Isabella. “Robert F. Kennedy Jr. Confirmed by Senate as U.S. Health Secretary.” Statnews.Com, STAT, 13 Feb. 2025, www.statnews.com/2025/02/13/rfk-jr-confirmed-hhs-secretary-vote-vaccine-critic-to-top-trump-health-official/.
 
ACA Navigator Program Funding Cut:
Pestaina, Kaye. “A 90% Cut to the ACA Navigator Program.” KFF.Org, KFF, 18 Feb. 2025, www.kff.org/quick-take/a-90-cut-to-the-aca-navigator-program/.
“Biden-Harris Administration Awards $100 Million to Navigators Who Will Help Millions of Americans — Especially in Underserved Communities — Sign Up for Health Coverage.” CMS.Gov, Centers for Medicare and Medicaid Services, 26 Aug. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-awards-100-million-navigators-who-will-help-millions-americans.
“CMS Announcement on Federal Navigator Program Funding.” CMS.Gov, Centers for Medicare & Medicaid Services, 14 Feb. 2025, www.cms.gov/newsroom/press-releases/cms-announcement-federal-navigator-program-funding.
Tong, Noah. “CMS Slashes ACA Navigator Program Funding 90% to $10M.” Fiercehealthcare.Com, Fierce Healthcare, 14 Feb. 2025, www.fiercehealthcare.com/payers/cms-slashes-aca-navigator-program-funding-10-million.
 
Nursing Home Demand Projections:
“CDC WONDER Database.” Wonder.Cdc.Gov, Centers for Disease Control and Prevention, https://wonder.cdc.gov/. Accessed 18 Feb. 2025.
Shuman, Taylor. “How Will America’s ‘Silver Tsunami’ Impact Demand for Nursing Homes?” SeniorLiving.Org, SeniorLiving.org, 23 Jan. 2025, www.seniorliving.org/nursing-homes/nursing-home-demand-projections/.
Berger, Chloe. “The Boomer Housing Crisis Is Pacing to Get Even Worse: ‘We’ve Never Had a Population Pyramid That Looks like This.’” Msn.Com, MSN, 12 Feb. 2025, www.msn.com/en-us/money/realestate/the-boomer-housing-crisis-is-pacing-to-get-even-worse-we-ve-never-had-a-population-pyramid-that-looks-like-this/ar-AA1yUKUG.
“The US Population Is Aging.” Urban.Org, Urban Institute, www.urban.org/policy-centers/cross-center-initiatives/program-retirement-policy/projects/data-warehouse/what-future-holds/us-population-aging. Accessed 18 Feb. 2025.
“State Health Facts: Average Number of Certified Nursing Facility Beds.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/average-number-of-certified-nursing-facility-beds/.
“State Health Facts: Total Number of Certified Nursing Facilities.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/number-of-nursing-facilities/.
 
Resources:
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131 
Best eBook & Audiobook Apps: https://lnk.to/WsIGZ5
Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647
MedicareCENTER FAQs: https://lnk.to/asg645
PlanEnroll FAQs: https://lnk.to/asg646 
The Postseason Game Plan for Agents: https://lnk.to/asgf20250214
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Not affiliated with or endorsed by Medicare or any government agency.

When Do Med Supp Plans K, L, M, & N Make Sense

 
Medicare Supplement Plans offer many options to cover gaps in your client’s coverage. Learn more about plans K, L, M, and N to help your client find the right one for them.
 
Read the text version
  
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
2025 Medicare Part A and Part B Premiums and Deductibles: https://ritterim.com/blog/2025-medicare-part-a-and-part-b-premiums-and-deductibles/
Events & Webinars with Ritter: https://ritterim.com/events/
Get a FREE Portfolio Review: https://ritterim.com/portfolio/
The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims
 
References:
“Compare Medigap Plan Benefits.” Medicare, Medicare, https://www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits. Accessed 29 Jan. 2025.
Freed, Meredith, Nancy Ochieng, et al. “Key Facts about Medigap Enrollment and Premiums for Medicare Beneficiaries.” KFF, KFF, 18 Oct. 2024, https://www.kff.org/medicare/issue-brief/key-facts-about-medigap-enrollment-and-premiums-for-medicare-beneficiaries/.
“Market Advisor.” CSG Actuarial, CSG Actuarial, https://csg-actuarial-wordpress.appspot.com/software/market-advisor/. Accessed 29 Jan. 2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.

The Beginner's Guide to D-SNPs

 
Learn about the value of Dual Eligible Special Needs Plans (D-SNPs) and how to get started selling!
 
Read the text version
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
4 Myths about Dual Eligible Special Needs Plans (D-SNPs): https://ritterim.com/blog/4-myths-about-dual-eligible-special-needs-plan-d-snp-sales/
Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/
Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/
How to Check Medicare Extra Help Eligibility for Your Client: https://lnk.to/asg630b
How Selling Insurance Helps Give Back: https://ritterim.com/blog/how-selling-insurance-helps-give-back/
Keys to Client Retention: Digital Communication: https://lnk.to/fEvo5r
Rules for Hosting a Compliant Medicare Educational Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/
Should You Sell D-SNPs? https://ritterim.com/blog/should-you-sell-d-snps/
SNPs: the Secret to Surviving Lock-In: https://ritterim.com/blog/snps-the-secret-to-surviving-lock-in/
Stay Busy Outside of AEP With Special Enrollment Periods: https://ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/
What Not to Say During Medicare Educational Sales Events: https://ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/
Why Client Retention Should be Your Top Priority: https://lnk.to/NMDqSn
 
References:
“CY 2021 Cost Plan Enrollment and Disenrollment Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf. Accessed 27 Jan. 2025.
“Medicare Managed Care Eligibility and Enrollment.” CMS.Gov, Centers of Medicare & Medicaid Services, www.cms.gov/medicare/enrollment-renewal/managed-care-eligibility-enrollment. Accessed 27 Jan. 2025.
“New Special Enrollment Periods (Seps) for Dually Eligible ...” Centers of Medicare & Medicaid, https://www.cms.gov/files/document/cy2025cdenrollmentanddisenrollmentguidancepdf.pdf. Accessed 23 Jan. 2025.
“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 23 Jan. 2025.
“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 23 Jan. 2025.
“Special Enrollment Periods.” Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 23 Jan. 2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.
 

The Postseason Game Plan for Agents

 
The Friday Five for February 14, 2024:
Apple iOS 18.3.1 Updates
Trend Alert: Smart Ankle Watch?
Egg Substitutions for Baking & Protein
Healthcare Regulatory Update (of sorts)
The Postseason Game Plan
 
Download Your FREE Copy of The Postseason Game Plan Now!
 
Apple iOS 18.3.1 Updates:
Adorno, José. “IOS 18.3.1 Now Available Ahead of Big Ios 18.4 Upgrade.” Bgr.Com, BGR, 10 Feb. 2025, bgr.com/tech/ios-18-3-1-now-available-ahead-of-big-ios-18-4-upgrade/.
Disotto, John-Anthony. “iOS 18.4 Could Be the Biggest iPhone Upgrade Ever – Here’s Why.” TechRadar.Com, TechRadar, 11 Feb. 2025, www.techradar.com/phones/iphone/ios-18-4-could-be-the-biggest-iphone-upgrade-ever-heres-why.
Phelan, David. “Apple iOS 18.4 Release Date: The Major iPhone Update Is On Its Way.” Forbes.Com, Forbes Magazine, 8 Feb. 2025, www.forbes.com/sites/davidphelan/2025/02/08/apple-ios-184-release-date-the-major-free-iphone-update-is-on-its-way/.
Rossignol, Joe. “iOS 18.4 Will Include These New Features for Your iPhone.” MacRumors.Com, MacRumors, 5 Feb. 2025, www.macrumors.com/2025/02/05/ios-18-4-expected-features/.
 
Trend Alert: Smart Ankle Watch?
Lovejoy, Ben. “The Five Reasons Some People Wear Their Apple Watch on Their Ankle.” 9to5Mac.Com, 9to5Mac, 10 Feb. 2025, 9to5mac.com/2025/02/10/the-five-reasons-some-people-wear-their-apple-watch-on-their-ankle/.
Skwarecki, Beth. “Why (and How) to Wear Your Apple Watch on Your Ankle.” Lifehacker.Com, Lifehacker, 11 Feb. 2025, lifehacker.com/health/why-and-how-to-wear-an-apple-watch-on-your-ankle.
Heater, Brian. “Tiktok Influencers Are Wearing Apple Watches on Their Ankles.” Techcrunch.Com, TechCrunch, 10 Feb. 2025, techcrunch.com/2025/02/10/tiktok-influencers-are-wearing-apple-watches-on-their-ankles/.
 
Egg Substitutes for Baking & Protein:
David, Lauren. “8 Egg Substitutes for Cooking and Baking.” Aarp.Org, AARP, 10 Feb. 2025, www.aarp.org/home-family/your-home/info-2025/egg-substitutes-cooking-baking.html.
Valente, Lisa. “10 Foods with More Protein Than an Egg.” Eatingwell.Com, EatingWell, 18 Nov. 2024, www.eatingwell.com/article/291485/10-foods-with-more-protein-than-an-egg/.
McDonell, Kayla. “13 Effective Substitutes for Eggs.” Healthline.Com, Healthline Media, 7 Feb. 2024, www.healthline.com/nutrition/egg-substitutes.
Phaneuf, Taryn. “Egg Prices Are Rising Again. Here’s Why They’re So High.” Edited by Laura McMullen, Nerdwallet.Com, NerdWallet, 11 Feb. 2025, www.nerdwallet.com/article/finance/why-are-eggs-so-expensive.
Lannon, KJ. “Egg Prices Got You Scrambling? Here’s 3 Substitutes to Use in Your Cake Mix.” Tastingtable.Com, Tasting Table, 10 Feb. 2025, www.tastingtable.com/1780478/egg-substitutes-boxed-cake-mix/.
 
Healthcare Regulatory Update (of sorts)
Bell, Allison. “10 House GOP Health Program and Tax Change Ideas.” Thinkadvisor.Com, ThinkAdvisor, 24 Jan. 2025, www.thinkadvisor.com/2025/01/24/10-house-gop-health-program-and-tax-change-ideas/.
Muoio, Dave. “Consumer Financial Protection Bureau Shake-up Leaves Medical Debt Reform in Limbo.” Fiercehealthcare.Com, Fierce Healthcare, 6 Feb. 2025, www.fiercehealthcare.com/regulatory/consumer-financial-protection-bureau-shakeup-leaves-medical-debt-reform-limbo.
Muoio, Dave, et al. “Healthcare Lobbying 2025: Here Are the Top Policy Issues for Hospitals, Payers, Docs and Tech.” Fiercehealthcare.Com, Fierce Healthcare, 12 Feb. 2025, www.fiercehealthcare.com/regulatory/healthcare-lobbying-2025-here-are-top-policy-issues-hospitals-payers-docs-and-tech.
 
The Postseason Game Plan:
https://postseasongameplan.com/
 
Resources:
5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131
Best Apps for Sports Fans: https://lnk.to/asga78
Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647
MedicareCENTER FAQs: https://lnk.to/asg645
PlanEnroll FAQs: https://lnk.to/asg646
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Agent Apps | Apps to Use Instead of Social Media

 
 
Want something to replace scrolling on social media? Tina has some apps to help you be more intentional with your screen time.
 
Blinkist: https://www.blinkist.com/Pocket App: https://getpocket.com/home
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
4 Helpful Podcasts for Busy Insurance Agents: https://ritterim.com/blog/4-helpful-podcasts-for-busy-insurance-agents/
Apps to Take on Your Next Road Trip: https://lnk.to/asga77
How to Host a Successful Medicare Educational Event FREE eBook download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf
How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642
Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/ASGgenZblogredirect  
References:
Blinkist: Best Book Summaries & Audio Book Guides.” Blinkist, https://www.blinkist.com/. Accessed 24 Jan. 2025.
Build a Home for Everything That Interests You.” Pocket, https://getpocket.com/home. Accessed 24 Jan. 2025.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Guidelines for Sharing Personal Beneficiary Data with Other TPMOs

 
Stay compliant while sharing beneficiary data with other TPMOs. We explain the CMS rules for agents obtaining prior express written consent.
 
Read the text version
 
Resources:
2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/ 
Contact the Ritter Insurance Marketing Compliance Team by emailing complianceofficer@ritterim.com
Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://lnk.to/IO4lRf
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
TCPA Regulations: https://docs.ritterim.com/compliance/sales-communication-practices/#tcpa
What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/
What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/
Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/
 
References:
“.Com Disclosures: How to Make Effective Disclosures in Digital Advertising.” Ftc.Gov, Federal Trade Commission, www.ftc.gov/sites/default/files/attachments/press-releases/ftc-staff-revises-online-advertising-disclosure-guidelines/130312dotcomdisclosures.pdf. Accessed 27 Jan. 2025.
“Clear and Conspicuous Definition.” Ecfr.Gov, The Federal Register, www.ecfr.gov/current/title-16/chapter-I/subchapter-B/part-255#p-255.0(f). Accessed 27 Jan. 2025.
“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.
“Integrity Compliance Guidelines Third Party Marketing Organization (‘TPMO’) Sharing of Personal Beneficiary Data with Other TPMOs.” Ritter Insurance Marketing, Integrity, ritterim.com/documents/personal-beneficiary-data-sharing-tpmo-guidelines.pdf. Accessed 27 Jan. 2025.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
 
Not affiliated with or endorsed by Medicare or any government agency.