Agent Survival Guide Podcast

AI Highlights from Google I/O 2024

 
The Friday Five for May 17, 2024:
Camp Ritter Employee Training Event Next Week
Talkspace Official Enters Medicare Market
IRS Announces HSA & HDHP Amounts for CY 2025
Apple Announces New Accessibility Features
Highlights from 2024 Google I/O Conference
 
How comfortable are you with AI? Answer this week’s question of the week: https://bit.ly/asgquestion
 
Talkspace Officially Enters Medicare Market:
Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare
Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch
Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members
Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members
Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/
 
IRS Announces HSA and HDHP Amounts for CY 2025:
IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits
IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/
IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025
Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/
 
Apple Announces New Accessibility Features:
Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/
Apple’s new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features
 
Highlights from 2024 Google I/O Conference:
Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024
Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more:  https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html
Google now offers ‘web’ search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search
 
Resources:
5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510
Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/
Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/   
Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Ready to Join an FMO? 10 Things to Consider

Field Marketing Organizations can take your business to the next level. In this episode, learn ten things to consider when doing your research, and all the benefits and resources Ritter Insurance Marketing has to offer!
  
Read the text version
 
Register with Ritter Insurance Marketing
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575
Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/
FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508
How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/
Shop & Enroll: https://ritterim.com/shop-and-enroll/
The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/
The Ritter Platform: https://ritterim.com/the-ritter-platform/
What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

The Complete Guide on How to Sell Final Expense Insurance

Learn the benefits of offering final expense insurance to your clients in this free eBook.
 
Download a copy of our free eBook!
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
Final Expense Insurance: How Much Can Clients Expect It To Cover? https://link.chtbl.com/ASG519/  
How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582/
Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/
What Does ‘Ready-to-Sell- Mean for Agents? https://link.chtbl.com/ASG529/
Why Should Agents Register with Ritter Insurance Marketing: https://link.chtbl.com/ASGWhyRitter/
 
Follow Us on Social!  
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Greater Access to Health Coverage for DACA Recipients

 
The Friday Five for May 10, 2024:
 
Summer 2024 Menus from Dunkin’ & Starbucks
What Apple Announced at their "Let Loose" Event
CMS Update on ACA Unauthorized Enrollment & Switching
Medicare Trust Fund Solvency Extended Through 2036
Greater Access to Health Coverage for DACA Recipients
 
Are you Team Dunkin’ or Team Starbucks? Choose your side in this week’s ASG Podcast Question of the Week: https://bit.ly/asgquestion 
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Summer 2024 Menus from Dunkin’ & Starbucks:
Dunkin’ Unleashes Its Sips Of Summer: Debuts Kiwi Watermelon Dunkin’ Refresher With $3 Deal For Rewards Members: https://news.dunkindonuts.com/news/early-summer-menu-2024
Summer’s On at Starbucks with New Summer-Berry Starbucks Refreshers Beverages: https://stories.starbucks.com/press/2024/summers-on-at-starbucks-with-new-summer-berry-starbucks-refreshers-beverages/
 
What Apple Announced at their "Let Loose" Event:
Apple iPad event: all the news from Apple’s ‘Let Loose’ reveal: https://www.theverge.com/2024/5/7/24150047/apple-ipad-let-loose-event-news-announcements
Everything announced at Apple's Let Loose iPad event: https://www.engadget.com/everything-announced-at-apples-let-loose-ipad-event-161005007.html
Everything Apple unveiled at its 'Let Loose' event: iPad Pro, Air, Pencil, M4, and more: https://www.zdnet.com/article/everything-apple-unveiled-at-its-let-loose-event-ipad-pro-air-pencil-m4-and-more/
Here’s Everything Apple Announced at Its 'Let Loose' iPad Event: https://gizmodo.com/everything-announced-at-apple-let-loose-ipad-event-1851461307
 
CMS Update on ACA Unauthorized Enrollment & Switching:
Alert: Unauthorized Agent and Broker Activity on ACA Marketplace: https://www.cms.gov/files/document/agent-broker-infographic-2024-final.pdf
CMS Statement on Agent and Broker Marketplace Activity, Update: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update
CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity
 
Medicare Trust Fund Solvency Extended Through 2036:
2024 Medicare Trustees Report: https://www.cms.gov/oact/tr/2024
Fact Sheet: 2024 Social Security and Medicare Trustees Reports: https://home.treasury.gov/system/files/136/TR-2024-Fact-Sheet.pdf
Medicare hospital trust fund extended by 5 years to 2036: https://www.fiercehealthcare.com/payers/medicare-hospital-trust-fund-extended-five-years-2036
Medicare Trust Fund Extends Solvency Another 5 Years: https://www.ajmc.com/view/medicare-trust-fund-extends-solvency-another-5-years
Medicare Hospital Trust Fund to Stay Solvent Until 2036, Trustees' Report Says: https://www.medpagetoday.com/publichealthpolicy/medicare/109997
Medicare Posts $12B Loss for 2023: https://www.thinkadvisor.com/2024/05/07/medicare-posts-12b-loss-for-2023/
 
Greater Access to Health Coverage for DACA Recipients:
Biden-Harris Administration Finalizes Policies to Increase Access to Health Coverage for DACA Recipients: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-finalizes-policies-increase-access-health-coverage-daca-recipients
Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, and a Basic Health Program: https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain
HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens: https://www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain  
 
Resources:
2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/   
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58  
DOJ to Reschedule Marijuana: https://link.chtbl.com/ASGF20240503
How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-for-unauthorized-aca-plan-switching/
How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Agent Apps | What's a Widget? Event Tracker Widgets and More

What’s a widget? We’re looking at widgets to help you keep track of important dates. Find out the fun and usefulness of smartphone widgets in this episode.   
 
Days Counter Event Tracker App Store: https://apps.apple.com/lt/app/days-counter-event-tracker/id1604856248
Days Counter Event Tracker Playstore: https://play.google.com/store/apps/details?id=com.ibuild.dayscounter&hl=en_US&gl=US
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
Agents Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584
Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034
Best Weather Apps: https://link.chtbl.com/ASGA046
Project Management Apps: https://link.chtbl.com/ASGA27
 
References:
Add Apps, shortcuts & widgets to your Home screens: https://support.google.com/android/answer/9450271?hl=en
How to add and edit widgets on your iPhone: https://support.apple.com/en-us/118610
  
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Out-of-the-Box Ideas for Selling Final Expense Insurance

 
Final expense insurance can be a difficult topic to bring up with clients and prospects. We cultivated these creative sales strategies to make your next sales appointment go smoother!
 
Read text version
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
4 Steps to Every Final Expense Sale: https://link.chtbl.com/ASG591
5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362
The Advisor Approach: Cross-Selling by Fact-Finding:https://link.chtbl.com/ASG587
Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365
Ritter Fact Finder Sheet: https://ritterim.com/documents/ritter-fact-finder.pdf
The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook-digital/
 
References:
Brace Yourself: This is how much America’s 1% has saved: https://www.marketwatch.com/story/brace-yourself-this-is-how-much-americas-1-has-saved-2018-08-24
How Much Does the Average Funeral Cost? https://smartasset.com/life-insurance/how-much-does-the-average-funeral-cost
How much does a funeral cost in 2024? https://www.usatoday.com/money/blueprint/life-insurance/how-much-does-a-funeral-cost/
The Average Savings Account Balance: https://www.usnews.com/banking/articles/the-average-savings-account-balance

DOJ to Reschedule Marijuana

 
The Friday Five for May 3, 2024:
iPhone Silent Alarm Bug Fix
LinkedIn: Gaming & X Replacement?
FOMC April/May 2024 Meeting
Walmart Health to Shut Down
DOJ to Reschedule Marijuana
 
Which NYT game is your favorite? Answer our ASG Podcast question of the week here: https://bit.ly/asgquestion
 
iPhone Alarms Bug:
Apple confirms bug that is keeping some iPhone alarms from sounding: https://arstechnica.com/gadgets/2024/04/apple-confirms-bug-that-is-keeping-some-iphone-alarms-from-sounding/
If your iPhone alarm has gone quiet, Apple says it’s working on a fix: https://www.theverge.com/2024/4/30/24145296/apple-iphone-alarm-sounds-broken-ios-bug-fix-coming
Ring the alarm bells, the iPhone alarm isn’t working: https://techcrunch.com/2024/04/30/ring-the-alarm-bells-the-iphone-alarm-isnt-working/
 
LinkedIn: Gaming & X Replacement?
LinkedIn is the latest company to get in on gaming: https://www.theverge.com/24145605/linkedin-gaming-puzzle-game-nyt-wordle-netflix-games
LinkedIn is the Twitter/X rival no one is talking about: https://techcrunch.com/2024/05/01/linkedin-is-the-twitter-x-rival-no-one-is-talking-about/
LinkedIn launches gaming: 3 logic puzzles aimed at extending time spent on its networking platform: https://techcrunch.com/2024/05/01/linkedin-launches-gaming-three-logic-puzzles-aiming-to-extend-time-spent-on-its-networking-platform/
 
FOMC April/May 2024 Meeting:
Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf/  
Personal Income and Outlays, March 2024: https://www.bea.gov/news/2024/personal-income-and-outlays-march-2024
Fed announces reduction in balance sheet runoff pace: https://www.reuters.com/markets/us/fed-announces-reduction-balance-sheet-runoff-pace-2024-05-01/
Fed holds interest rates at 23-year high as inflation continues to push back timing of a rate cut: https://www.cnn.com/business/live-news/markets-federal-reserve-meeting-05-01-24/index.html
Fed meeting recap: Powell pretty much rules out a hike as the central bank’s next move: https://www.cnbc.com/2024/05/01/fed-meeting-today-live-updates-on-may-fed-rate-decision.html
Federal Open Market Committee Meeting Schedule: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm
The Fed rate decision meeting is today. Here's their rate decision. https://www.cbsnews.com/news/federal-reserve-interest-rate-meeting-may-1-2024/
 
Walmart Health to Shut Down:
Walmart closing health care clinics, ending virtual services: https://thehill.com/policy/healthcare/4632752-walmart-closing-health-care-clinics-ending-virtual-services/
Walmart Health Is Closing: https://corporate.walmart.com/news/2024/04/30/walmart-health-is-closing
Walmart shuttering all 51 health centers, citing lack of profitability: https://www.fiercehealthcare.com/providers/walmart-shuttering-all-51-health-centers-virtual-care
Walmart will close all of its health care clinics: https://www.cnn.com/2024/04/30/business/walmart-closes-health-clinics/index.html
 
DOJ to Reschedule Marijuana:
Biden gives cannabis industry a badly needed win: https://www.axios.com/2024/05/01/biden-marijuana-reclassification-cannabis-industry
Drug Scheduling: https://www.dea.gov/drug-information/drug-scheduling
Justice Dept plans to reschedule marijuana as a lower-risk drug: https://www.cnn.com/2024/04/30/economy/dea-marijuana-rescheduling/index.html
Justice Dept. Recommends Easing Restrictions on Marijuana: https://www.nytimes.com/2024/04/30/us/politics/justice-department-reclassify-marijuana.html
US moves to reclassify marijuana in historic shift: https://www.bbc.com/news/world-us-canada-68932612
US poised to ease restrictions on marijuana in historic shift, but it’ll remain controlled substance: https://apnews.com/article/marijuana-biden-dea-criminal-justice-pot-f833a8dae6ceb31a8658a5d65832a3b8
What rescheduling marijuana would look like: https://thehill.com/policy/healthcare/4634174-rescheduling-marijuana-look-like/
 
Resources:
5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
How Agents Can Break into the Medicare World: https://ritterim.com/blog/how-agents-can-break-into-the-medicare-world/
How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588
Improve Your Customer Service with the Soft Skill of Negotiation: https://ritterim.com/blog/improve-your-customer-service-with-the-soft-skill-of-negotiation/  
Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/   
Medicaid Unwinding One Year Later: https://link.chtbl.com/ASGF20240426
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
The Best Books for Insurance Agents: https://link.chtbl.com/ASG590
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

4 Steps to Every Final Expense Sale

 
Tackle your next final expense sale with our winning formula. Discover four tried and true steps for educating your clients on life insurance and making the sale!
 
Read the text version
   
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Register with Ritter
 
Resources:
4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391
4 Steps to Selling More Final Expense Insurance Infographic PDF: https://ritterim.com/documents/infographics/how-to-close-more-final-expense-sales-infographic.pdf
Final Expense Insurance: How Much Can Clients Expect It to Cover? https://link.chtbl.com/ASG519
Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/
More Than Medicare: https://docs.ritterim.com/products/more-than-medicare/
Ritter Fact Finder PDF: https://ritterim.com/documents/ritter-fact-finder.pdf
Ritter Insurance Marketing Final Expense Carrier Sweet Spots: https://docs.ritterim.com/products/more-than-medicare/#carrier-sweet-spots
The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587
Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG410
 
References:
Funeral Cost Statistics: https://nfda.org/news/statistics Life Insurance Is on People Minds: https://lifehappens.org/research/life-insurance-is-on-peoples-minds/
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

The Best Books for Insurance Agents

 
We asked our team about their favorite books for sales, business, and influencing people. Listen to hear their recommendations!
  
Read text version
   
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Book Recommendations:
Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones: https://www.amazon.com/dp/B07D23CFGR
Go for No! Yes is the Destination, No is How You Get There: https://www.amazon.com/dp/B00507TDJM
How to Win Friends and Influence People: Updated for the Next Generation of Leaders: https://www.amazon.com/dp/B09LVWLKXB
Influence, New and Expanded: The Psychology of Persuasion: https://www.amazon.com/dp/B08HZ57WYN
Jeffrey Gitomer “Little” Books: https://www.buygitomer.com/collections/books
The Psychology of Selling: Increase Your Sales Faster and Easier Than You Ever Thought: https://www.amazon.com/dp/B000SEQKRK
Think and Grow Rich: A Black Choice: A Guide to Success for Black Americans: https://www.amazon.com/dp/B0054KLWOE
The Trusted Advisor: 20th Anniversary Edition: https://www.amazon.com/dp/B000FC0VWA
The Trusted Advisor Fieldbook: A Comprehensive Toolkit for Leading with Trust: https://www.amazon.com/dp/B006ES4GI4
Ritter Insurance Marketing’s free eBooks & Guides: https://ritterim.com/guides/
 
Resources:
Agent Apps | Reading Books on the Go - Library Apps: https://link.chtbl.com/ASGA08
Everything You Get With Your Ritter Registration: https://link.chtbl.com/ASG503
How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://link.chtbl.com/ASG498  
Lifelong Learning Online Educational Resources: https://link.chtbl.com/ASG482
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Medicaid Unwinding One Year Later

 
 
The Friday Five for April 26, 2024:
Ritter Roadshows & MTM Summit
Apple Announces Let Loose Event
TikTok Ban Provision Passed
FTC Bans Noncompete Agreements
Medicaid Unwinding One Year Later
 
Answer this week’s poll: https://bit.ly/asgquestion
 
Upcoming Ritter Events:
Ritter Roadshows:
Florida (Boca Raton, FL)
Illinois (Schaumberg, IL)
Wisconsin (Wauwatosa, WI)
 
More Than Medicare (MTM) Summit: https://summits.ritterim.com/
 
Apple Announces Let Loose Event:
Apple announces May 7th event for new iPads: https://www.theverge.com/2024/4/23/24078670/apple-may-product-event-ipad-date
Apple announces special event for May 7: ‘Let Loose’: https://9to5mac.com/2024/04/23/apple-announces-special-event-for-may-7-let-loose/
Ross Young: New iPad Air won’t feature mini-LED after all, but a new mystery iPad is coming in Q4: https://9to5mac.com/2024/04/24/ross-young-new-ipad-air-wont-feature-mini-led-after-all-but-a-new-mystery-ipad-is-coming-in-q4/
Tim Cook hints at new Apple Pencil 3 coming next month – here’s what the rumors say: https://9to5mac.com/2024/04/23/tim-cook-hints-apple-pencil-3/
 
TikTok Ban Provision Passed:
Biden signs a bill that could ban TikTok — after the 2024 election: https://www.nbcnews.com/politics/congress/congress-biden-bill-ban-tiktok-when-2024-election-rcna148792
President Biden signs law to ban TikTok nationwide unless it is sold: https://www.npr.org/2024/04/24/1246663779/biden-ban-tiktok-us
 
FTC Bans Noncompete Agreements:
After 26,000 public comments, FTC to vote on rule banning noncompete agreements: https://www.npr.org/2024/04/23/1246430110/noncompete-agreements-ftc-ban-lina-khan
Business groups are fighting to keep your non-competes on the books: https://www.businessinsider.com/ban-noncompete-agreements-approved-ftc-challenges-await-2024-4
Fact Sheet on FTC’s Proposed Final Noncompete Rule: https://www.ftc.gov/news-events/news/press-releases/2024/04/fact-sheet-ftcs-proposed-final-noncompete-rule
FTC Announces Rule Banning Noncompetes: https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes
Noncompete Rule: https://www.ftc.gov/legal-library/browse/rules/noncompete-rule
Non-Compete Clause Final Rule: https://www.ftc.gov/system/files/ftc_gov/pdf/noncompete-rule.pdf
U.S. bans noncompete agreements for nearly all jobs: https://www.npr.org/2024/04/23/1246655366/ftc-bans-noncompete-agreements-lina-khan
 
Medicaid Unwinding One Year Later:
Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216
KFF Survey of Medicaid Unwinding: https://www.kff.org/medicaid/poll-finding/kff-survey-of-medicaid-unwinding/
Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://link.chtbl.com/ASGF20230106
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
Where Medicaid unwinding and disenrollments stand at the one-year mark: https://www.healthinsurance.org/blog/where-medicaid-unwinding-and-disenrollments-stand-at-the-one-year-mark/   
 
Resources:
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583
Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58
Drug Shortage Resources & ACA Unauthorized Switching Update: https://link.chtbl.com/ASGF20240419
Health Care Provisions in Biden’s 2025 Budget: https://link.chtbl.com/ASGF20240315
Interview: Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/
Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/
Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 
 

Agent Apps | Best Free Writing & Grammar Apps

 
Ever press send on an email and immediately notice a spelling mistake? Use these apps to write clearly, concisely, and confidently!
 
Scribens Website: https://www.scribens.com/
HemingwayEditor Website: https://hemingwayapp.com/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources
Agent Apps | Apps for Social Media Marketing: https://link.chtbl.com/ASGA52
Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584
Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583
Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/
Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577
Modern Medicare Marketing for Today’s Agents free eBook DOWNLOAD: https://ritterim.com/modern-marketing-guide/
Social Media Marketing for Insurance Agents free eBook DOWNLOAD: https://ritterim.com/social-media-ebook/
 
Follow Us on Social! 
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Developing an Agency: Your Guide to Getting Started

Expand your business by forming an insurance agency. Not sure where to start? We’ve got your guide right here!
    
Download a copy of our free eBook!
 
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575
7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547
FAQs About Shop & Enroll ft. Jimmy Weber: https://link.chtbl.com/ASG537
Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577
 
Follow Us on Social!  
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Drug Shortage Resources & ACA Unauthorized Switching Update

 
The Friday Five for April 19, 2024:
Instagram-Like TikTok Notes Begins Rollout
Rebel Moon Part 2 & The Tortured Poets Department
CPI Data for March 2024
Drug Shortage Resource for Agents
ACA Unauthorized Plan Switching Update
 
Vote for your favorite Taylor Swift album in our ASG Podcast Question of the Week Poll!
 
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. 
 
Instagram-Like TikTok Notes Begins Rollout:
TikTok Notes is basically Instagram for your TikTok account: https://www.engadget.com/tiktok-notes-is-basically-instagram-for-your-tiktok-account-170151958.html
TikTok Notes is the new competitor to Instagram. What is the app and how does it work? https://www.theguardian.com/media/2024/apr/18/tiktok-notes-instagram-competitor-launch-canada-australia-what-is-it-explainer
TikTok Notes starts rolling out as a new rival to Instagram: https://www.theverge.com/2024/4/17/24133311/tiktok-notes-photos-text-app-instagram
 
The Tortured Poets Department:
Apple Music: https://music.apple.com/us/album/the-tortured-poets-department/1736268193
Spotify: https://open.spotify.com/prerelease/5JeTM9iqdtLFfSFedipKdD?si=6ace8084c0f443c3
 
CPI Data for March 2024
Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf
Consumer Price Index (CPI) for March 2024 is Projected to Rise 3.4% Yera-Over-Year: https://insight.factset.com/consumer-price-index-cpi-for-march-2024-is-projected-to-rise-3.4-year-over-year
Consumer prices rose 3.5% from a year ago in March, more than expected: https://www.cnbc.com/2024/04/10/cpi-inflation-march-2024-consumer-prices-rose-3point5percent-from-a-year-ago-in-march.html
Here’s what would happen to the US economy if there are no rate cuts this year: https://www.cnn.com/2024/04/16/economy/what-if-no-rate-cuts-this-year/index.html
Inflation Back in the Picture as Markets Adapt to Delayed Interest Rate Cuts: https://www.usnews.com/news/economy/articles/2024-04-08/inflation-back-in-the-picture-as-markets-adapt-to-delayed-interest-rate-cuts
Stocks end the day higher even as blowout jobs report pushes some Fed officials to consider another rate hike: https://www.cnn.com/business/live-news/march-jobs-report-04-05-24/index.html
Stocks wobble after Powell warns that rate cuts will likely come later than expected: https://www.cnn.com/2024/04/16/business/chair-powell-discussion/index.html
The Fed may have pumped so much money into the economy that it's now taking way longer to cut rates: https://www.businessinsider.com/fed-powell-pump-money-us-economy-delayed-cut-interest-rate-2024-4
This Fed meeting is dangerous for markets. Here’s why: https://www.cnn.com/2024/03/20/investing/premarket-stocks-trading/index.html
US economy adds 303K jobs in March, much stronger than expected: https://www.foxbusiness.com/economy/us-jobs-report-march-2024
Watch Fed Chair Powell speak live during a policy forum in Washington: https://www.cnbc.com/2024/04/16/watch-fed-chair-powell-speak-live-during-a-policy-forum-in-washington.html
 
Drug Shortage Resource for Agents:
ASHP Calls for Policy Solutions as Drug Shortages Reach All-Time High: https://www.ashp.org/about-ashp/ceo-blogs/recent-blogs/ashp-calls-for-policy-solutions-as-drug-shortages-reach-all-time-high
Drug Shortages (FDA): https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages
Drug Shortages List from the American Society of Health-System Pharmacists (ASHP): https://www.ashp.org/drug-shortages/current-shortages/drug-shortages-list
Drug Shortages Statistics: https://www.ashp.org/drug-shortages/shortage-resources/drug-shortages-statistics
Healthy Returns: U.S. drug shortages reach record high, hitting Wegovy, ADHD medications: https://www.cnbc.com/2024/04/16/healthy-returns-us-drug-shortages-reach-record-high-hitting-wegovy.html
Hundreds of drugs are in short supply around the U.S., pharmacists warn: https://www.cbsnews.com/news/drug-shortages-adderall-adhd-chemo/
 
ACA Unauthorized Plan Switching Update:
CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity
 
Resources:
2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412
Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585
Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/
Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405
QR Code Scanner Apps: https://link.chtbl.com/ASGA56
The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/
Useful Apps that Teach You How to Cook: https://link.chtbl.com/ASGA57
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Best Practices for Training Downline Agents

Gather resources to equip your downlines for success. Be a guide for your downline agents; listen for new agent resources, hands-on-training tips, and more.
 
Read the text version
 
Register with Ritter!
 
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
4 Tips for Making a Better Insurance Sales Pitch: https://link.chtbl.com/ASG469
Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823
Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906
Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/
Developing an Agency – Your Guide to Getting Started free eBook DOWNLOAD: https://ritterim.com/agency-guide/
Free eBooks & Guides: https://ritterim.com/guides/
How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://ritterim.com/blog/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/
How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/
How to Recruit Insurance Agents to Your Downline: https://link.chtbl.com/ASG588
MA & PDP Complaint Sales Checklist: https://docs.ritterim.com/documents/compliance/ma-pdp-compliance-sales-checklist.pdf 
Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/
Knight School Training: https://ritterim.com/knight-school/
Should You Hire an Assistant for Your Insurance Business? https://link.chtbl.com/ASG336
Ritter Agency Docs: https://docs.ritterim.com/agencies/dashboard/
Ritter Events Calendar: https://ritterim.com/events/
Ritter Summits Registration: https://summits.ritterim.com/
The Best Books for Insurance Agents: https://ritterim.com/blog/the-best-books-for-insurance-agents/
The Ritter Blog: https://ritterim.com/blog/
The Ritter Platform: https://ritterim.com/the-ritter-platform/
Tips for Becoming a Top Producing Insurance Agency: https://link.chtbl.com/ASG452
What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517
Your Guide to Forming an Insurance Network: https://link.chtbl.com/ASG461
 
References:
4 Types of Learning Styles: How to Accommodate a Diverse Group of Students: https://www.rasmussen.edu/degrees/education/blog/types-of-learning-styles/
5 Benefits of Incorporating Hands On Learning into Training: https://www.linkedin.com/pulse/5-benefits-incorporating-hands-learning-training-allie-golon/
10 Best Virtual Meeting Platforms & Software: https://teambuilding.com/blog/virtual-meeting-platforms
11 Benefits of Collaborative Learning (Plus Tips to Use It) https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning
How do Birds Learn How to Fly? https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm
Level Up: The Values of Sales Shadowing for New Insurance Agents: https://blog.newhorizonsmktg.com/level-up-the-value-of-sales-shadowing-for-new-insurance-agents
Mentoring Guide: https://www.rackham.umich.edu/downloads/more-mentoring-guide-for-mentors.pdf
Mind-Blowing Statistics that Prove the Value of Employee Training and Development: https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development
Ongoing Training: Its Benefits and Why You Should Consider It: https://www.apty.io/blog/ongoing-training-benefits-and-impact/
Profiting from Learning: Do Firms’ Investments in Education and Training Pay Off? https://businesstrainingexperts.com/knowledge-center/training-roi/profiting-from-learning/
Reflective Practice: https://www.skillsyouneed.com/ps/reflective-practice.html
The 5 Most Effective Teaching Styles (Pros & Cons of Each) https://www.thinkific.com/blog/teaching-styles/
The 40 Reflection Questions: https://www.edutopia.org/pdfs/stw/edutopia-stw-replicatingPBL-21stCAcad-reflection-questions.pdf
The Complete Guide to Independent Contractor Taxes: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide
Why Communication Consistency Is Vital To Your Business: https://www.forbes.com/sites/forbesnycouncil/2018/08/22/why-communication-consistency-is-vital-to-your-business/?sh=4526564466e0
 
Follow Us on Social!  
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

How to Recruit Agents to Your Downline in 2024

 
Looking to expand your business by hiring downline agents? We’ve got tips on where to find applicants, training resources, and more!
 
Read the text version
 
Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
 
Resources:
7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453
Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823
Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/  
Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522
Best Practices for Conducting an Interview ft. Dylan Cook: https://link.chtbl.com/ASG5335
Developing an Agency – Your Guide to Getting Started eBook DOWNLOAD: https://ritterim.com/agency-guide/
Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/
Shop & Enroll: https://ritterim.com/shop-and-enroll/
Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556
Your Step-By-Step Guide to Getting Started in Insurance Sales eBook DOWNLOAD: https://ritterim.com/free-guide/
 
References:
Craigslist: https://washingtondc.craigslist.org/
How Much Is That Bad Hire Really Costing Your Business? https://www.businessnewsdaily.com/9066-cost-of-bad-hire.html
How to Post a Job on Facebook For Free (2024 Guide) https://www.forbes.com/advisor/business/how-to-post-job-on-facebook/
LinkedIn: https://www.linkedin.com/
Millennials Overtake Baby Boomers as America’s largest generation: https://www.pewresearch.org/short-reads/2020/04/28/millennials-overtake-baby-boomers-as-americas-largest-generation/
Monster: https://www.monster.com/ Rethinking the Extraverted Sales Ideal: The Ambivert Advantage: https://faculty.wharton.upenn.edu/wp-content/uploads/2013/06/Grant_PsychScience2013.pdf
The True Cost of a Bad Hire – It’s More Than You Think: https://www.forbes.com/sites/falonfatemi/2016/09/28/the-true-cost-of-a-bad-hire-its-more-than-you-think/?sh=16da43b84aa4
 
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/