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The Ideal Client for Medicare Advantage Plans

  Helping your clients get the coverage they need starts with knowing what to look for. Find out what circumstances can make Medicare Advantage Plans a good fit. Read the text version   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   How to Pitch Medicare Medical Savings Accounts (MSAs): https://www.ritterim.com/blog/how-to-pitch-medicare-medical-savings-accounts-msas/ Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/ Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://www.ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/ Stay Busy Outside of AEP With Special Enrollment Periods: https://www.ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/ The Beginner’s Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/ The Benefits of Selling D-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/ Working with New Medicare Clients in Poor Health: https://agentsurvivalguide.podbean.com/e/working-with-new-medicare-clients-in-poor-health/   References:   In a Crowded Medicare Advantage Market, Know Thy Customer: https://www.bcg.com/publications/2022/understanding-customer-in-crowded-medicare-advantage-market Income and Poverty in the United States: 2020: https://www.census.gov/library/publications/2021/demo/p60-273.html Medicare Advantage in 2022: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-enrollment-update-and-key-trends/ Percent of U.S. Adults 55 and Over with Chronic Conditions: https://www.cdc.gov/nchs/health_policy/adult_chronic_conditions.htm  

International Podcast Day 2022

  We're back with more podcast recommendations all in the name of celebrating International Podcast Day 2022! Sarah has updates, recommendations, and a brand-new feature this year. Listen, like, and follow along... we hope you find some new favorites!   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Podcast Recommendations:   Afterschock: https://www.iheart.com/podcast/1119-aftershock-83996090/ Arcadia, CA: https://arcadiacalifornia.lawofnames.com/ Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest The Beautiful Liar: https://qcodemedia.com/the-beautiful-liar Bridgewater: https://www.grimandmild.com/bridgewater From Now: https://qcodemedia.com/from-now The Midnight Symphony: https://www.themidnightsymphony.com/ Missing Pages: https://thepodglomerate.com/shows/missing-pages/ Normal Gossip: https://defector.com/tag/normal-gossip/ Overleaper: https://www.realm.fm/shows/overleaper The Polybius Conspiracy: https://www.radiotopia.fm/showcase/the-polybius-conspiracy Sam Archer Third Grade Detective: https://www.gokidgo.com/samarcher The Trojan Horse Affair: https://www.nytimes.com/interactive/2022/podcasts/trojan-horse-affair.html X Marks the Spot: https://podcasts.apple.com/us/podcast/x-marks-the-spot-the-legend-of-forrest-fenn/id1626203378 Young Ben Franklin: https://gzmshows.com/shows/listing/young-ben-franklin/   More Recommendations:   Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/ International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/ Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/ Podcasts We're Currently Listening To:  https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/ Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/ International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/ Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/ Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/ March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/ Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/ International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/ Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/ Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/ Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/   References:   Bridgewater Season 2 Update from Twitter: https://twitter.com/BridgewaterPod/status/1570019391907004418?s=20&t=YRxCMwOz98h2Txojk_49XA Podcast Statistics and Data [August 2022]: https://www.buzzsprout.com/blog/podcast-statistics Radiotopia from PRX Announces Forthcoming Series from Acclaimed Indie Podcasters Avery Trufelman, Ian Chillag, and Kaitlin Prest: https://medium.com/prxofficial/radiotopia-from-prx-announces-forthcoming-series-from-acclaimed-indie-podcasters-cd4d42db8447 The Infinite Dial 2022: http://www.edisonresearch.com/wp-content/uploads/2022/03/Infinite-Dial-2022-Webinar-revised.pdf  

2023 Medicare Part A & B Premiums and Deductibles

  Breaking news! CMS announced the 2023 Medicare Part A and B premiums and deductibles. Get the details on the cost of Medicare for your clients in CY2023!   Read the text version   Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/ Need a solution for compliant Medicare Sales Call Recording? Learn more about CallVault from Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   References:   2023 Medicare Parts A & B Premiums and Deductibles 2023 Medicare Part D Income-Related Monthly Adjustment Amounts: https://www.cms.gov/newsroom/fact-sheets/2023-medicare-parts-b-premiums-and-deductibles-2023-medicare-part-d-income-related-monthly CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts CMS Fact Facts PDF (August 2022 Version): https://data.cms.gov/sites/default/files/2022-08/4f0176a6-d634-47c1-8447-b074f014079a/CMSFastFactsAug2022.pdf  

What the Inflation Reduction Act Means for Your Medicare & ACA Clients

  In August 2022 Biden signed the Inflation Reduction Act into law. That means there are a lot of big changes coming for agents and clients alike. Listen to find out how those changes affect you and your business.   Read the text version   Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Resources:   8 Reasons Why Medicare Agents Should Sell ACA Plans: https://www.ritterim.com/blog/8-reasons-why-medicare-agents-should-sell-aca-plans/ CMS Announces 2022 Medicare Advantage and Part D Costs: https://living.medicareful.com/cms-announces-2022-medicare-advantage-and-part-d-costs  CMS Projects Lower 2023 Part D Average Costs: https://living.medicareful.com/cms-announces-lower-projected-2023-part-d-average-costs Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/ The State of the ACA Market in 2022: https://www.ritterim.com/blog/the-state-of-the-aca-market-in-2022/ Tips for Cross-Selling Medicare Products: https://www.ritterim.com/blog/tips-for-cross-selling-medicare-products/   References:   Americans’ Challenges with Health Care Costs: https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/ Extending Health Subsidies Averts Premium Hikes, Risks Inflation: https://news.bloomberglaw.com/health-law-and-business/extending-health-subsidies-averts-premium-hikes-risks-inflation Fact Sheet: What happens to premiums if the extra help from the American Rescue Plan expires: https://www.hhs.gov/about/news/2022/06/22/fact-sheet-what-happens-premiums-if-extra-help-american-rescue-plan-expires.html Five Things to Know About the Renewal of Extra Affordable Care Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/ How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/ Inflation Rebate Penalty for Drug Companies: https://www.commonwealthfund.org/publications/explainer/2021/jun/inflation-rebate-penalty-drug-companies    Marketplace Enrollment, 2014-2022: https://www.kff.org/health-reform/state-indicator/marketplace-enrollment/ Part D Senior Savings Model: https://innovation.cms.gov/innovation-models/part-d-savings-model Public’s Top Priority for 2022: Strengthening the Nations Economy: https://www.pewresearch.org/politics/2022/02/16/publics-top-priority-for-2022-strengthening-the-nations-economy/ Why Insulin Is So Expensive in the U.S.—And What the Inflation Reduction Act Does About It: https://time.com/6206569/insulin-prices-inflation-reduction-act/ The Inflation Reduction Act is a Milestone Achievement in Lowering Americas’ Health Care Costs: https://www.commonwealthfund.org/blog/2022/inflation-reduction-act-milestone-achievement-lowering-americans-health-care-costs What Are the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/slideshow/what-are-the-prescription-drug-provisions-in-the-inflation-reduction-act/ What the Inflation Reduction Act Means to Older Adults: https://www.ncoa.org/article/what-the-inflation-reduction-act-means-to-older-adults What would ACA Subsidies Have Been in 2022 if COVID-19 Relief Had not passed: https://www.kff.org/interactive/subsidy-calculator-without-arpa/  

Google Ad Changes for Health Insurance Advertising Require Certification

  Planning to run Google ads for your insurance business this AEP? Google recently updated their rules so anyone advertising health and medical insurance needs G2 certification. We've got the details you need! Read the text version Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance Marketing Email Verisk Financial G2 at healthinsurancecertification@verisk.comG2 Health Insurance Providers CertificationHealth Insurance Providers Certification Price and States/Locales   More episodes you’ll like:   How to Keep Social Media Professional and Personal SimultaneouslyImportant 2023 AHIP Certification Training Updates You Should KnowTraining Opportunities for Insurance Agents at Ritter   Articles to Share with Your Clients:   Is It Better to Work Out Harder or Longer?The Health Benefits of Omega-3 Fatty AcidsWhat are Medicare I-SNPs?   Ritter Insurance Marketing eBooks & Guides:   How to Host a Successful Medicare Educational EventModern Medicare Marketing for Today’s AgentsSocial Media Marketing for Insurance AgentsThe Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   The Survivor’s AEP ChecklistIs the ACA Sticking Around Long Term?2023 Medicare Advantage & Part D Certification Info   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram  

2023 Medicare Advantage and Part D Certification Info

  Don't get overwhelmed by certification and training details this AEP. Let Ritter keep track of them for you! Our Certification Center has been updated for the 2023 Annual Enrollment Period with Medicare Advantage and Medicare Part D cert and training info. Find out how to access carrier AHIP, MA and PDP certification, and product training details. Read the text version Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance MarketingAHIP Medicare TrainingFAQs About NAHU Medicare CertificationFree eBooks and Guides for Insurance AgentsGet Started with Ritter – register here!NAHU Medicare Advantage (MA) CertificationRitter's Carrier Certification CenterThe Latest Available 2023 MA & PDP Carrier CertificationsWhat Does 'Ready-to-Sell" Mean for Medicare Agents?What Is AHIP Certification and How Do I Get It?   More episodes you’ll like:   2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part DTraining Opportunities for Insurance Agents at RitterImportant 2023 AHIP Certification Training Updates You Should KnowJuly 1, 2022 | The Friday FiveWhat is AHIP Certification and How Do I Get It?   Articles to Share with Your Clients:   How to Get Involved in Your CommunityThe Health Benefits of Omega-3 Fatty AcidsUnderstanding Your Medicare Advantage MOOP Limit   Ritter Insurance Marketing eBooks & Guides:   How to Host a Successful Medicare Educational EventThe Complete Guide on How to Sell Medicare Advantage PlansThe Definitive Guide to Leads and Prospecting for Medicare Sales   The latest from Ritter’s Blog:   Join Us at the Summits!NAHU 2023 Medicare Certification TrainingOur Plan to Help Agents Record Calls for Medicare Sales & SOAs   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher  

Unretiring and What it Means for Your Medicare Clients featuring Danny Ford

  Retirement doesn't always mean the end of work. Your Medicare client may want or need to go back to work. What then? We talked to Danny Ford about the steps insurance agents should take when their client is considering a return to the workforce.   Mentioned in this episode:   Call the Agent Survival Guide Podcast with Questions at 1-717-562-7211Email the Agent Survival Guide Podcast   More episodes you’ll like:   June 24, 2022 | The Friday FiveHow to Create a Healthy Balance Between Work and LifeStart Selling 5-Star Medicare Advantage Plans All YearTraining Opportunities for Insurance Agents at RitterWhat is AHIP Certification and How Do I Get It?   Articles to Share with Your Clients:   Healthy Ways to Spice Up Your WaterTips for Traveling with Your PetWhat are Medicare I-SNPs?   Ritter Insurance Marketing eBooks & Guides:   The Complete Guide on How to Sell Medicare Advantage PlansThe Complete Guide to Client Loyalty and RetentionThe Definitive Guide to Getting Leads and Prospecting for Medicare Sales   The latest from Ritter’s Blog:   AHIP Test Tips and Tricks for Medicare CertificationJoin Us at the Summits!Our Plan to Help Agents Record Calls for Medicare Sales & SOAs   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher  

How to Create a Healthy Balance Between Work and Life

  Do often you struggle to put your feet up and relax? Or do you bring work home with you? You’re not alone! The ASG Podcast has advice on how to create a better work and life balance.   Register for your FREE RitterIM.com account     Mentioned in this episode:   Contact the Team at Ritter Insurance MarketingWhy Working in 90-Minute Intervals is Powerful for Your Body and Job, According to ScienceRelax! You’ll Be More ProductiveHappiness and ProductivityWhy Does the Brain Need So Much Power?Does Thinking Really Hard Burn More Calories?   More episodes you’ll like:   Is Toxic Positivity Real? (And How to Avoid It)Why Being a Likeable Agent Is Good for Your BusinessAgent Apps | Reading Books on the Go: Library Apps   Articles to Share with Your Clients:   Tips for Vacationing With PetsWhich is Better: Natural or Artificial Sweeteners?3 Surprising Ways to Feel Better When You’re Sad   Ritter Insurance Marketing eBooks & Guides:   Modern Medicare Marketing for Today’s AgentsSocial Media Marketing for Insurance AgentsThe Complete Guide to Client Loyalty and Retention   The latest from Ritter’s Blog:   2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part DFAQs About Selling On-Exchange & Off Exchange Under-65 PlansLower 2023 Medicare Part B Premium Expected After Reassessment by CMS Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram  

Podcast Recommendations for Summer 2022

  Summertime and the listening is easy… but if you don't know what to listen to, let us help! Sarah's got a fresh new list of ten podcast recommendations for Summer 2022.   Mentioned in this episode:   Academicasaurus | Apple | Spotify | PodchaserApollyonBlack BoxCybernauticaDream Breachers | Pinna | SpotifyLast Known PositionMaxine MilesRabbitsTejanaTomorrow   More episodes you’ll like:   Winter 2021 Podcast RecommendationsNeed some podcast recommendations? The Agent Survival Guide Team has you covered with their podcast recommendations for Winter 2021!Top 5 Podcasts of 2021It's that time of year again! Sarah's looking back at the year that was, through the lens of her Top 5 Podcasts of 2021. These are the shows she went back to again and again, favorite episodes included!International Podcast Day 2021Celebrate International Podcast Day with the Agent Survival Guide Podcast! We ♥ podcasts, so we’re back with another fun episode of podcast recommendations. Sarah shares what she’s been listening to AND what’s coming soon that she’s excited about!Podcasts We’re Currently Listening To (Winter 2021) | The Friday FiveWe’re kicking off the first Friday Five episode of 2021 with podcast recommendations! Here are five podcasts that our host, Sarah is currently listening to. 🎧Top 5 Podcasts of 2020 | The Friday FiveWe don’t just make a podcast, we love listening to them, too! Despite 2020 effectively cancelling her commute, our host Sarah listened to over 7,000 minutes of podcast audio. Which shows made it into her top 5 for 2020? Listen to find out in this bonus Friday Five episode!International Podcast Day 2020Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.Podcast Recommendations for Summer 2020 | The Tuesday TenSummer is here! 🌞 That means it’s time for MORE podcast recommendations! If you need something to listen to during a long drive, while you’re on a vacation, staycation, or just walking around the neighborhood after dinner… Sarah has 10 new podcast recommendations for your listening enjoyment.Podcasts We’re Currently Listening To | The Friday FiveNeed more podcast recommendations? (Who doesn’t?!) For our last Friday Five of 2019, Sarah gives you a glimpse of what she’s currently listening to.Top 5 Podcasts of 2019 | The Friday FiveWe love podcasts! Our host, Sarah listened to over 8,500 minutes of podcast audio this year. Which shows made the cut for her top 5 of 2019? Find out in this special Friday Five episode!International Podcast Day 2019It's International Podcast Day and we're celebrating! This special episode has updates on our favorite podcasts, MORE podcast recommendations, and Sarah talks about how she got into podcasts. You don’t want to miss it! 🎙🎧🤓Behind the Scenes of the ASG Podcast ǀ ASG100Celebrate 100 episodes of the Agent Survival Guide Podcast! In this special episode, we talk about how Agent Survival Guide and the ASG Podcast started, what we’ve got planned for 2019, podcast recommendations from our team, and more! 💯🎉   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher  

Important 2023 AHIP Certification Training Updates You Should Know

  AHIP certification for 2023 is LIVE! Get the details and learn about Ritter's tool for keeping carrier requirements straight! Read the text version. Register for your FREE RitterIM.com account   Mentioned in this episode:   Contact the Team at Ritter Insurance MarketingAHIP Medicare + Fraud, Waste, and Abuse (MFWA) TrainingAmerica’s Health Insurance Plans Official WebsiteRegister for your FREE RitterIM.com accountRitter’s Certification Center   More episodes you’ll like:   2023 Maximum Broker Commissions for Medicare Advantage and Medicare Part DFAQs about AHIPStart Selling 5-Star Medicare Advantage Plans All YearThe Benefits of Joining a Top Insurance FMOWhat is AHIP and Why Do You Need It?   Articles to Share with Your Clients:   Medicareful Travels: A Senior Guide to All-Inclusive ResortsThe Causes and Treatments of Nasal CongestionWhat is Medicare's Secondary Payer Program?   Ritter Insurance Marketing eBooks & Guides:   The Complete Guide on How to Sell Medicare Advantage PlansThe Complete Guide to Client Loyalty and RetentionThe Definitive Guide to Getting Leads and Prospecting for Medicare Sales   The latest from Ritter’s Blog:   FAQs About Selling On-Exchange & Off-Exchange Under-65 PlansHow to Check for Your First LooksLower 2023 Medicare Part B Premium Expected After Reassessment by CMS   Connect on social:   FacebookLinkedInTwitterYouTubeInstagramTikTokSarah’s LinkedInSarah’s Instagram   Subscribe & Follow:   Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher