Fixed Annuities vs. Indexed Annuities: What’s the Difference?

 

Learn more about fixed and indexed annuities, both great options for funding retirement. We compare both types of annuities, talk about interest calculation and other particulars, and how to help your clients choose between the two.

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Resources:

 

3 Things Highly Successful Annuity Agents Do Right: https://agentsurvivalguide.podbean.com/e/3-things-highly-successful-annuity-agents-do-right-%c7%80-asg026/

3 Steps for Preparing for Retirement: https://living.medicareful.com/3-steps-for-preparing-for-retirement

5 Strategies to Boost Your Annuity Sales: https://agentsurvivalguide.podbean.com/e/5-strategies-to-boost-your-annuity-sales-%c7%80-asg028/ 

Funding Your Retirement: https://living.medicareful.com/funding-your-retirement

Protect the Nest Egg with Fixed Index Annuities: https://www.ritterim.com/blog/protect-the-nest-egg-with-fixed-index-annuities/

Ritter Fact Finder: https://www.ritterim.com/documents/ritter-fact-finder.pdf

Understanding the Details of Annuities: https://agentsurvivalguide.podbean.com/e/understanding-the-details-of-annuities/ 

 

References:

 

2022 Data: Americans Have Less Than Half the Recommended Retirement Savings: https://anytimeestimate.com/research/retirement-savings-2022/

FINRA Overview on Annuities: https://www.finra.org/investors/investing/investment-products/annuities

Here’s How Much Americans Have Saved for Retirement at Every Age: https://www.cnbc.com/2022/07/30/vanguard-how-much-americans-have-saved-for-retirement-by-age.html

Emerging from the COVID-19 Pandemic: A Compendium About U.S. Workers’ Retirement Outlook: https://transamericainstitute.org/docs/default-source/research/emerging-from-covid-19-pandemic-compendium-worker-retirement-outlook-report.pdf